10 Things I No Longer Buy In My 30s (MONEY SAVING IDEAS)

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I used to waste so much money!!! One of the best things that come with age is that you no longer feel the need to buy stuff to impress people you don't even like. Here's my list of 10 things I no longer buy (now that I'm in my 30s). Would love to know what you think!
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Everything you need to know about IRAs, 401(k)s, HSAs, and taxable brokerage accounts. What they are, which ones you need, and where to open them!
www.rosehan.com/ultimateguide
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**BOOKS I RECOMMEND 📚**
I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)
amzn.to/2VbJ1Pt
The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds)
amzn.to/32ewzjj
InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)
amzn.to/2SLTYpn
Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)
amzn.to/2SKyklt
Rich Dad Poor Dad (#1 selling personal finance book of all time... need I say more?)
amzn.to/2SJ6vtx
Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)
amzn.to/37N2adc
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**MY FAVORITE MONEY TOOLS 🖤**
YNAB (I literally can't live without this budgeting app, so obsessed)
www.youneedabudget.com/?ref=Y...
Wise (like Venmo but for international currencies - I use this app a LOT for my life in Mexico)
wise.prf.hn/l/413jE0q
Ledger Nano S (crypto storage hardware wallet, because "Not Your Keys, Not Your Crypto"!):
amzn.to/3Ne37jy
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DISCLAIMERS & DISCLOSURES ❤
This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!
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4 июн 2024

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Комментарии : 1,6 тыс.

@Ro53mary 3 года назад

1. Alcohol 2. Extra Makeup 3. Souvenirs 4. Fast fashion 5. Expensive Gym membership 6. Expensive hair & beauty treatments 7. Overpriced salad and smoothies 8. Packaged foods 9. Magazines 10. Stilettos

@krysiunia 3 года назад

Thank you! Was looking for this post 😊

@mann8098 3 года назад

Naughty naughty 😊

@xxxrosexxx123 3 года назад

Ugh.

@jonillet5507 3 года назад

You're the best

@hunterhemingway 3 года назад

Lol thank you!!! These are really necessary for videos like this. Rose is so amazing with her in depth videos covering other financial topics, but this one could have been done at least in the 8 min minimum. 2, 4, 6, 9, & 10 literally don’t apply to like 90% of men.

@Jholmberghawaii 3 года назад

You’re not old, you’re growing up and maturing. I have 3 children in their 30’s and I see the same behavior in them. And believe me, they all really “enjoyed” their 20’s. Congratulations! Looking back on my life, I think the 30’s are the best years. You’re still young but not immature. People will take you more seriously as well. If you were my daughter, I would be very proud of you!

@Azel247 3 года назад

Guys, there will come a time when you realize you have finally enough money to afford that dream car. Don't. Do. It. Get something cheap until that dream car only represents a tiny percentage of your net worth, then you can get it.

@meridethm6788 3 года назад

One thing the pandemic taught me is that while I LOVE makeup, I don't need to keep buying items just because they are on sale. I only wait to buy an item if I am out of it now. I am being more sustainable AND saving money.

@kthename08 3 года назад

I needet to do that, the sales be getting me 🤣.

@sophie_4240 3 года назад

i can resist foundie, eyeshadow and stuff, but lipstick??? I cant :( how do i stop to think about it?

@kls-9589 3 года назад

Words to live by.

@almavchi 3 года назад

@@sophie_4240 i just remind myself that i have to wear a mask everywhere i go, so no need to waste lipstick or buy New ones until everything gets better 🙈

@melodicexotic 3 года назад

I'm about to be 26 and the pandemic has got me thinking really hard on this topic. I've stopped buying food outside which has saved me 75% of expenses.

@aimeefrance4762 3 года назад

Funny.. I don't buy any of these things but I'm still broke 😂😭

@ShinyStar611 3 года назад

exactly, got nothing from this video!

@PigSty1985 3 года назад

Ikr. I never even bought these in my 20s. Why am i here.. 🙄

@jesshd27 3 года назад

same 😂

@TeineFealofani01 3 года назад

🤣🤣

@dlc2139 3 года назад

Well what’s your budget on food and restaurant costs? And you should probably either work more or ask for a raise if your problem isn’t spending

@jkim972 3 года назад

In my 30s, I no longer buy stuff that doesn’t need replacing. Like headphones and clothes. If they aren’t broke I’m not buying

@ArianaGriffith 3 года назад

This is a great video about how we're all victims of marketing--making us feel like we're not good enough with who we are or what we got, and that we have to consume, consume, consume to become our best selves.I wish I could go back and explain this to my adolescent and young adult self.

@duvessa2003 3 года назад

Hear! Hear!

@marissaw1586 3 года назад

"There is nothing cute about maxxing out your credit card" 👈💯❣️

@3eyegirl149 3 года назад

So basically in ur 30s, u just don’t give af about trying to impress anyone

@cb9659 3 года назад

No you don’t have to impress anyone to like you on how you look. It’s mostly what’s inside is what they should like about you.

@thatlovegirl12 3 года назад

You realize the value of money. It’s really not about impressing people basically making sure you are financially secure.

@Sandra-bm2nd 3 года назад

Yeah I’m glad I’m 27 and have come to realize that there’s no point in having the latest luxury brands if I have no extra money to show for it. I think maybe one big purchase a year is good. So many IG “influencers” put themselves in debt trying to flaunt a life they don’t have.

@shureal 3 года назад

That’s true!

@rayhill5767 3 года назад

After 40 you turn invisible so it’s impossible to impress anyone.

@Sean-cb8qb 3 года назад

10 things I don't buy in my 40's: 1. Designer cologne 2. Gifts on Xmas 3. Souvenirs while traveling (magnet only) 4. new clothes 5. deserts when eating out 6. Clubs 7. Alcohol/drugs- for sure 8. taking tabs for people I barely know 9. Car accessories 10. Unnecessary hotel stays

@elprofesor82 3 года назад

#8 definitely got to stop that

@nazfarahani2010 3 года назад

Might as well stop breathing. What is this

@solarlola5953 3 года назад

So cheap

@solarlola5953 3 года назад

@@nazfarahani2010 lol

@stygiangirl2717 3 года назад

ThankYou 🙏🏾 In my mid 20’s - this year I listed some of these things I wouldn’t do

@Cparga 3 года назад

“Stilettos are cute but there’s nothing cute about being broke and maxing out a credit card”

@jaymcd8577 3 года назад

Something I wish an ex of mine would learn..and yes she's in her 30's

@mortenborges3895 3 года назад

They're what sports cars are to guys. Over priced, uncomfortable and impratctical, but they make guys stare and give the false impression of a few extra inches.

@Maremare680 3 года назад

@@mortenborges3895 😂

@duvessa2003 3 года назад

Nothing cute about bunions or not being free to run, climb, hike.

@ThePresentation010 3 года назад

Stillets look good when they're worn and in the air. :)

@knucklehoagies 3 года назад

When I was in my 20s, I used to go out to the bar/clubs every weekend, throw money away on drinks, go out to eat all the time, buy boba every other day. I spend most of my money now on bills, groceries, and investments. I save a little to splurge on once in awhile to go out to eat on occasion but that's about it.

@mickykk1 3 года назад

31, can confirm all this is accurate.

@bonjourerin1 3 года назад

Same girl, same.

@MrMakemusicmike 3 года назад

46 You need backup?

@Ashley-fo5uw 3 года назад

36, besides the makeup thing. Love doing my makeup!

@carofantastik6578 3 года назад

when you're trying to safe more money but all the videos tell you things to cut ouf your life that I never even did or had to begin with.. -.- anyone who can relate???

@Manita7988 3 года назад

Yes, I'm in this case as well. I very rarely buy alcohol, make-up. I don't have any subscriuption service. I go to the hair salon once a year. And so on and so forth ^^

@DuirBlack 3 года назад

I don't know how Rose does it but she literally exudes happiness and enthusiasm. Fascinating woman.

@aracelidelgado8959 3 года назад

Another thing no one ever mentions is being fat. clothes are more expensive, harder to find and rarely make you feel or look good which leads to more shopping. Getting down to a healthier weight helps you save a lot of money and really contributes to a happier healthier lifestyle. That’s what I’m working on, I will not allow myself to buy any more clothes until I have to replace what I currently own with smaller sizes. Love this vid, I have watched it more than once.

@anagha1605 3 года назад

I'm so glad I found you! Fast fashion is something I've definitely given up as I turned into late 20s. It's just not worth it. I've also given up: 1. Super fancy skincare (I invest in the essentials) 2. Regular salon visits (home DIYs are excellent) 3. Looking at malls/cafes as the only way to kill time (and a shitload of money) on a weekend

@asdfghjkl-oo7lv 3 года назад

Yes on #3!!!! My husband and I used to go shopping once a month to kill time (we are from a small town with not much to do). Since covid happened we have been staying home and saving money! Now our favorite thing to do once a month instead is getting something nice to eat at home. It is usually cheaper since we love mom and pop restaurants (more affordable).

@mariaseleneofficial4960 3 года назад

I stopped buying makeup in my 30s. I ran my butt back to Sephora when I hit 40 😂

@Jennnings 3 года назад

You do look great, but I couldn't agree more lol

@liahhx3 3 года назад

I'm in my 20s and have stopped buying makeup 🤣

@s.matchem 3 года назад

#same😜

@JennAndTonik 3 года назад

Girrrrrrrrllll, I hear you 😂 (48+ 🙋🏻‍♀️)

@hirrorstories 3 года назад

woww. did your collection lasted your whole 30s? i think mine can definitely stretch until I am 30😂😂😹😹

@Merrybandoruffians 3 года назад

Fresh organic ingredients at Whole Foods? Girl, that’s where you lost me. I’m all about that Aldi’s life, haha

@lisafeldmann9863 3 года назад

Me too!

@Sonicxis4ever 3 года назад

Whole Foods too!!! Honesty you have to shop around to find good deals. Just today I found cucumbers 3 for $2. Whole Foods has gotten a little cheaper too....their frozen fruit is only about $2-3 dollars and I like them better than Trader Joe’s. But Trader Joe’s is really good if you want Whole Foods at a good price

@Sonicxis4ever 3 года назад

Also, I think she meant for a $10 green juice at a juice store you can buy all the ingredients for the same price at Whole Foods and actually make way more for your buck

@Merrybandoruffians 3 года назад

Shaun Archer yeah, Whole Foods does have some good deals, especially on their bulk dry stuff (like lentils, beans, nuts) or if you use the Amazon Prime QR. But sometimes I don’t want to have to hunt for a deal - everything at Aldis is a deal, lol

@InfinitelyASMR 3 года назад

As a fellow RU-vidr I really felt the “I only do my makeup and hair for you guys” moment

@jaymcd8577 3 года назад

And we appreciate it as long as you don't over do it, in that case no makeup is better

@dangerbirb4981 3 года назад

This is mostly just your preferences changing. Anyone can say "Hey, give up all the things you love right now and you'll save a lot of money!" Of course I can save money by drinking only water, eating only salad, wearing flat shoes, and living in a studio apartment. However, you'd also find me climbing the clock tower a few weeks later.

@onedirectionlover317 2 года назад

I think at least some were also about realizing money's worth (eg. the gym membership). And she even says partway into the video that she's not judging other people for their purchases, but I think it's helpful to hear. I suspect that she has more flexibility in her schedule, running her own business, than she did on Wall Street, which probably helps w/ meal prep and packaged foods. But it's interesting to think about anyhow. As a woman with more textured hair that's frizzier than hers, I definitely do not intend to give up my hair straightening treatments, but conversely I never drank so alcohol was never an expense for me. But knowing how expensive many of the things she mentioned can get, I think it is worth at least thinking about the extent to which one can consume in more moderation, just like w/ meat consumption w.r.t. animal welfare and the environment.

@jellygurl27 3 года назад

I am 31. Something I will no longer buy or buy as often in my 30s are concert tickets. I have seen all of my favorite artists in my 20s. My goals for 30s is definitely to increase my travel budget. I also want to invest in better work wardrobe once Covid is over with.

@MarcoAshford 3 года назад

Travelling to be honest is the worst money sink.... unless you are making travelling content as an attempt to earn some income. Concert haha, never even went in my 20s, a pair of high quality headphone gets the job done, concert either plays the song you've listened for over 100 times or plays the song you don't even vibe with.

@seth7712 3 года назад

That's a good point. I'm debating travelling to the other coast TO go to a concert... I may not after reading this comment

@jellygurl27 3 года назад

@@seth7712 Do what your heart feels🥰 I feel like I just saw every artist on my bucket list and did it a whole lot. Now I want to take the money for that and use it on travel instead.

@jellygurl27 3 года назад

@@MarcoAshford It's all about the experience for me. The fun while you are young, seeing your favorite artists while they are alive and well. I am sure most who had the chance wish they could have saw Michael Jackson in his prime. I never was the person who went to happy hours, or clubs so as an introvert concerts were definitely my thing. And a whole year in the pandemic the majority have been cancelled so you never know where life goes.

@MrBassman1990 3 года назад

From a dude who works in fashion Fast Fashion is death to your wallet. Always look at what your clothes are made out of.

@fernandoalarcon8534 3 года назад

Very true. I buy mostly j crew, timeless fashion and pretty good material. Most of it is purchased through Poshmark, so I save a lot of money.

@b.khuu. 3 года назад

Sounds like you're exploring minimalism. So am I. Minimalism not only help save physical and mental space but definitely help simplify one's finances and time. *It's looks different for everyone but very modifiable.

@six917_ 3 года назад

Wow Rose, I really resonate with you on a lot of those now that I’m in my late 20s. Especially on high cost beauty treatments like eyelash extension and gel manicure. After quarantine, I realize I’m just fine without them and they are definitely costly in terms of time and money. I wonder how much I could have saved these years if I didn’t get them done so regularly. Also, I really agree with the makeup part too. Guess I’m at the right trajectory ☺️☺️

@zeandrelee5365 3 года назад

And I am more money educated in my 40s thanks to google, RU-vid and TikTok. “Formal education will make you a living, self education will make you a fortune “- jim rohn

@taoist32 3 года назад

As a fellow mid 40’s I have a question. Why Tik Tok?

@zeandrelee5365 3 года назад

@@taoist32 I learned more about finance and investing strategy on there by people who are doing it

@taoist32 3 года назад

@@zeandrelee5365 Oh, very cool. Never been interested in Tik Tok.

@zeandrelee5365 3 года назад

@@taoist32 up to you, I like learning anywhere i can, especially free education, can’t complain when its free

@deniselee5518 Год назад

@@taoist32 Don't use tik tok

@theBSisreal 3 года назад

Buying lunch and clubbing had to go, they were killing my bank account.

@uncareid5557 3 года назад

Wow, being a guy is so much easier. I'm never tempted to get eyelash extensions or buy stilettos. I did buy a $100. Stiletto hammer, but that was ten years ago and I am still using it. My wife gets her roots done every six weeks or so but I am quite happy to have snow on the mountain. The only makeup I ever bought was camo for bow hunting, that $8. purchase lasted years until I lost interest.

@NateGreensides 3 года назад

Guys still have their BS they prolly don’t need to be spending money on. For example I know my cousin who loves working out has expensive gym memberships which have diminishing returns after a certain point (once you’re jacked you’re jacked and don’t really need to keep going to the expensive gym thereafter...) he spends a lot of money on protein powder and pre workout which doesn’t really seem to make a difference tbh.

@doesitmatter2754 3 года назад

Man that stiletto hammer was totally worth the investment 👌 had it for 6 years. Never had to buy another one

@danielq.4371 3 года назад

I want a Martinez

@LouLouPolenastics 3 года назад

It must be! Even on a basic level, we need twice the amount of undies, at least twice the amount of hair care products, feminine hygiene, and that's before we get into how expensive female haircuts are, make up costs, etc. Thank goodness we get paid equally...oh wait 😂😭

@WesRoth 3 года назад

I really need to make a video about this as well. There are many things that I'm no longer willing to spend money on in my 30s that I though was cool in my 20s. I'd rather buy stocks over most consumer items!

@shayez5017 3 года назад

Definitely rather own some Apple shares than the new Iphone 12

@yibo.xiaowang854 3 года назад

Same here. I had the same bad terrible spending habits in my 20s. Self-reflection..

@lifeinjenneralx 3 года назад

Is it bad that I've already reached this stage of mind in my mid-20s? xD

@julnathtgs9895 3 года назад

Ayy I am on mid 20s too and mastered some of her not-to-buy things, yeah some people will question why you don't buy this or that...it is for our well-being and future sake after all

@ElizabethChamorroJesuslover 3 года назад

Same! I'm already at this stage and I'm 22!

@teachcomputerscience 3 года назад

No, it's really good! You're wiser and more mature than your age group!

@nataliechoi270 3 года назад

same!!!! and im 19 0__0

@andy2310avd 3 года назад

I am 16 and already feeling like a grandma by saving up for retirement

@brooklynnpauline 3 года назад

I would love to see you make a follow-up video about the 10 things you now buy in your 30s!

@akatobi2002 3 года назад

The h&m and F21 have really lost its hold on me. I was sad to see it go but so excited when I was able to earn more and get out of the fast fashion cycle. Now TJ Maxx is another thing

@politicscommentator 3 года назад

It is actually cheaper to buy your own alochol and drink in the comfort of your own home. Though it is not a bad idea to go out to a winery from time to time to taste different wines.

@susanma4899 3 года назад

Or to go to a brewery and get a flight. I enjoy that.

@lynnwalker 3 года назад

I'm with you on all of these points Rose!! Especially the extra makeup, I've also figured out what works for me and have narrowed it down to a handful of products and I save so much money! I guess our 20's really are when we are learning about ourselves so I'm not too hard on myself for all those purchases, just glad I don't do it now! Thanks for another great video!

@joannapatterson4625 3 года назад

Totally agree. I don’t buy makeup aside from a concealer stick and a lipstick (rarely worn at that!). No souvenirs because I take pics. Alcohol is such a waste of money.

@irmamorales8535 3 года назад

The “self-love” vibes this video gives off!! Yes!Stop keeping up with the Jones’ and be more reasonable, Great advice.

@urbndaze 3 года назад

Same same same. I regret buying all the heels and clothes for clubbing in my 20's. Also agree about souvenirs. So many useless knick knacks collecting dust and creating clutter. Great tip about hiring a photographer instead!

@Steven-wq8tx 3 года назад

The only souvenirs I buy now are mugs as I drink coffee/tea everyday and I get reminded often of my trips :)

@piaf.9221 3 года назад

I appreciate the honesty in this video, as we get older, our priorities change and we also get to know ourselves better. So yes to sustainable quality clothing, yes to budgets and yes to being comfortable :)

@duvessa2003 3 года назад

Thank you, Rose, for sharing this. I am very excited about reading through all the comments and getting even more ideas. Here is my contribution: I no longer buy household cleaners, but instead use simple, healthier cleaning options, which are versatile and cost pennies. Vinegar is good for all-purpose cleaning and the smell, which my kids used to complain about, dissipates quickly. I cannot abide the smell of bleach or the fact that it is caustic so Peroxide has become a good friend during the pandemic. I refill a spray bottle and often spray frequently touched surfaces such as light switches, toilet handle, door knobs, etc. Remember to let sit before wiping. Toilet bowl cleaner? Baking soda works better and costs pennies. It also works very well for cleaning sinks both stainless and ceramic. Rinse well. It is also fantastic for cleaning fruit and vegetables if you do not buy organic. Wood cleaner? Make your own by mixing vinegar, water, and orange oil or another essential oil. Bathroom cleaners can be made using Tea Tree oil. Laundry detergent? Pure Castille Soap and a cup of vinegar added to the rinse water.(Buy the store-brand gallon size vinegar for best economy) Fabric softener? Take a pass. Most are too strongly scented and I just don’t need the chemicals against my skin. I use my dryer as little as possible anyway. I love for my bed linens to smell of outdoors. Drying racks are effective in the winter. I place mine in front of the heating vent to add a little moisture back into the air. Saves me running a humidifier. Lawn chemicals? Just say NO. My philosophy is that as long as the yard is green, it’s good. We don’t need to compete with our neighbors. All it’s doing is killing off the pollinators, which we desperately need, and running directly into the water table. The more natural we leave our yards, the more they can be shared by wildlife :) We definitely need far less than we’ve been programmed to believe we need. And much of what we have been programmed to believe we need is very bad for us and downright irresponsible to sell.

@princesschelsea1558 3 года назад

Amen to the alcohol! 🙌 i decided to go completely sober at 26 for health and money reasons. Tbh, I’m extremely introverted so I never “partied” but those alcohol costs still add up when you have a drink at dinner or go out to a girls date at a vineyard. I never really liked the taste either except for a select few kinds. I mostly drank from social pressure. Going completely sober was easier than I expected as everyone didn’t really care. I was afraid of the peer pressure but everyone was really cool with it. I also bring my water bottle with me everywhere including on vineyard dates with the girls ❤️

@yvonneachterman9305 3 года назад

Good for you!! Freedom at last! Bless you!

@theupwardspiral1580 3 года назад

Thats awesome good job!

@clab7133 3 года назад

Love it! I am going through my childhood bedroom to see how many items have truly collected dust the last 10-15 years. It's truly amazing how little stuff we actually need, not to mention actually use

@countrychickn 3 года назад

This was so on point! I just turned 35 and this made me put into perspective that I’ve been spending a lot less money these things.

@MikFrey 3 года назад

That quote is not Dave's. It actually from movie Fight Club ;)

@marcfay7462 3 года назад

I looked at the comments just to see if someone already mentioned this!

@chantellebeyer981 3 года назад

Robert Quillen said this in 1928.

@JC-pe8io 3 года назад

Omg I stopped buying crazy heels in my 20s 😂

@kaitlinbeste328 3 года назад

Haha that's when I started

@priscillasolis5400 3 года назад

Yesssssss I’m turning 30 in 2 months and I’ve already adopted some of these!!! Thanks for the reinforcement!

@xpaperxcutx4588 3 года назад

Im so glad I found your channel. I just turned 31 this month and finally sat down to create a spreadsheet about the debt that had been carried over from my 20s, as well as taking a hard look at my spending habits. I probably spend most of my salary on the things you have listed and more, which doesn't help me to met financial freedom and instead doomed me to mainly pay off debt with little to no savings after each paycheck. Furthermore, since the start of the pandemic, I realized that my current savings were not sufficient to help me with emergency fund. I am taking a really hard look at my income and spending, and will need to work extra hard to build an emergency fund. I appreciate your video which confirms that bad spending habits will only make oneself poorer. I hope to save around $20k-30k for the next two years and eliminate the need for discretionary spending which does not benefit me.

@junk4493 3 года назад

“There’s nothing cute about being broke and maxing out your credit card.” Love it

@ruijialiu3436 3 года назад

Love the content of this episode a lot! And agreed with the philosophy. 👏👏 I’m in my middle twenties, still in school but started my fidelity account and very first investment because of watching your channel. (Even working on the CFA now; lol) Long way to go; and, Thank you Rose !

@missbloom9885 3 года назад

Am entering my 30s soon ( in 3 month's) am so encouraged by your video because it has confirmed a lot of things I have been going through. It's all part of growth. Thank you

@storytime1469 3 года назад

I always love these "Things I Don't Buy Anymore" type videos where it's always like: I used to blow my money, now I don't. I never had that type of money to blow. WTF? I was a uni student...

@rque100 3 года назад

Just an FYI Dave Ramsey is not the original quoter! This is a really popular quote from either the book or movie "Fight Club," but has been around even longer than that.

@1974pugsy 3 года назад

Rose, you really make a lot of sense in your videos. Keep it up! You are motivating a lot of people to better their lives (including me).

@n4mt 3 года назад

Thank you for all your helpful tips Rose!!!! A lot of other people taking about the same topic, but I only feel you are truly honest and talk out of your heart because you really does want to help everyone!!!

@Jtheantagonist 3 года назад

"Theres is nothing cute about being broke" im gonne say that to my gf the next time she wants to buy expensive shoes xD.

@markanderson100 3 года назад

Hallelujah!

@duvessa2003 3 года назад

Nice!

@MoorishBrooklyn 3 года назад

Definitely part of financial balance is mental, spiritual and physical balance.

@duvessa2003 3 года назад

So true!

@raymondcunanan5016 3 года назад

So i smashed the like button before watching knowing that this vid will be so good as always.

@josephm40 3 года назад

Great video Rose. A rich person is the one who needs the needs the least, not the one who has the most.

@lizwalker2244 3 года назад

The journal idea for travel is such a great idea ❤️

@BravoBline 3 года назад

The main things I stopped buying were new cell phones every year and new cars every 1-2 years.

@MarcoAshford 3 года назад

What do you do with your old car? Trade in? Phones you can always wait for blackfriday trade in so mostly just pay the tax of the new phone.

@saffronscursex 3 года назад

32 in 5 days, I was such an IDIOT in my 20's, did I really need that ipad? Those shoes? ALL those dinners!?!?

@annabanana2529 3 года назад

Same!!! 😭

@mann8098 3 года назад

I like the convenience of eating at middle eastern restaurants. Saves me money and time

@solarlola5953 3 года назад

Everyone needs an iPad.

@saffronscursex 3 года назад

@@solarlola5953 I started and finished college without one. no, nobody NEEDS an iPad

@kthename08 3 года назад

@Teddy James fellow SC here and the tax part is so true 🤣

@yvettedean92 3 года назад

That’s a really cool idea that you write about your travels in your journals.

@geopat4298 3 года назад

Awesome tips! I can relate, I already feel myself pulling away from these purchases in my late 20s. Cool to hear someone justify it. New sub!

@MoorishBrooklyn 3 года назад

You have a better start than me when I was in my 20's going into my 30's.

@MallorySolis 3 года назад

Whoa - first time hearing of Flytographer and I love this idea. When the world opens again to travel, I want to use it! 🛫

@nyaaaaaa2195 3 года назад

This is just the perfect time for me to watch this video, on January next year (which is less than 3 month) I'll be 30 and i will be very happy to reevaluate my finance and this video helps me to do that. thank you Rose!

@WealthyTiffany 3 года назад

Great list, Rose! So important to be more conscious on what we are spending our money on!

@sophiaamundsen9142 3 года назад

I've never spent any money on those things on my 20s and I'm still not doing it now when I'm almost in my 40s. Was never a "party" kind of person. But I did spend my money on traveling and on spending 3 months in Korea learning the language. Great experience btw. I'll need to discover how else I can save more money then haha😅

@insight113 3 года назад

Ever since i got into savings money and investing, i noticed i find it difficult now to spend money on things that i like. I have this mentality now that just because you can afford it doesn't mean you should buy it.

@MultiSwimming123 3 года назад

same with me! what is crazy is before i started saving/investment i was a careless spender... i’m sure i spent thousands on coffee/eating out/low quality clothes. now it’s like i can’t even bring myself to spend money. once you shift your intentions it’s crazy how much you save.

@Capernicus19 3 года назад

I can definitely relate to a lot of these. I spend a little more on good quality clothes but I buy less and make sure my wardrobe has items that coordinate well with each other, it's so freeing decluttering all that btw. I also don't buy souvenirs anymore, I invested in a good camera and just take photos on my trips and then compile them in a personalised photo/coffee table book. The more we learn about ourselves the more comfortable and accepting we become with the idea that happiness truly does come from within and we don't require such upkeep to conform to standards that actually don't reflect reality or serve anyone.

@natashasmith5279 2 года назад

As a 29 year old I can relate to how I feel when I eat junk. I like how you admit that you still do indulge in certain purchases, because you're admitting to your audience that nobody's perfect and you're also explaining the concept of moderation, which is something that I really need to improve on. This video makes so much sense and thank you for sharing it. 🙂

@georgehowell2370 3 года назад

Good afternoon Rose, thanks for the video it really happens to those who need a non professional's recommendation on being smarter with personal money management than just going crazy thinking of having a job or worst yet that y.o.l.o. keep enjoying your time and getting into better overall shape-up in your journey in life. GOD bless you and take care.

@SoKelly 3 года назад

Omg, thank goodness I found this at 25, I’m getting a head start! 💪

@marina816 3 года назад

This is the first video of yours I've seen and I absolutely loved it! Already subscribed! I really liked your honesty, pace when talking, your ideas, and the points that were very well explained as well as the "cheats" like fries from Mc. :) I appreciate that you don't portray that you are that "perfect person" that we should all follow but more like a friend who tells us her experiences. Keep up the good work! Looking forward to seeing more videos. it's good to "meet you", Rose :)

@teeejanae7586 3 года назад

This video is so helpful and reassuring ! I’m in my 20s and I’m already doing most of these. Thanks for the videos. I’m hooked

@AuthenticInFashion 3 года назад

I recently stopped shopping more clothes. I already have so much, what the heck was I doing? After a month I realized that this habit had cost me hundreds of euros every month that are now just sitting in my account. It’s so freeing.

@LukeSalaiz 3 года назад

You rock! 30 myself and can definitely relate to all of this (minus the makeup ha). Great video, thanks for sharing!

@rodneil9523 3 года назад

Thanks Rose, I always enjoy your good advice.

@sharkymojo 3 года назад

Thanks Rose!! i’m in my 30s already and watching this video i realize i gave up most of what you listed already. It’s been great for my lifestyle and for keeping things more simple. But your video helps me see if from a financial view so it makes me even more happy and confident that i gave up buying these things. 😁

@sonny12681 3 года назад

The way I save money is what I eat on my brake at work. I eat a can of progresso soup which is reduced sodium. That $2.59 a can.

@polamundson2660 3 года назад

Can you please make a video on your capsule wardrobe? I am really into this concept! I always end up wearing the same classic pieces and I am looking to save and de clutter!

@rhajaawright6092 3 года назад

Yes! Was looking for this comment as well! I'll write another so she knows there is interest!

@MrErnestc 3 года назад

HI, Rose, Your Tips and Advise is on point. You really hit home, and your presentation is AWESOME! If you had an overhead mic or one on you would really put you over the top. This would make you a world wining RU-vidr. Keep up with the excellent work…

@iamredventure 3 года назад

Great video, Rose! Fast fashion is definitely a big one that I’ve been working on.

@karolinakapounova7809 3 года назад

I feel like I'm in my 30's already when listening to this video :D already doing most of this in my 20's

@vanhall9513 3 года назад

Impressive, I realized that the secret to making a million is saving for a better investment. I always tell myself you don’t need that new Aston Martin or that vacation in Hawaii just yet and that mindset helps me make more money investing. For example last year I invested 100grand in the S&P 500 (with the help of my advisor of course) and made 350k, but guess what? I put it back and traded with her again and now I’m rounding up close to a million. Hoping to get to 2 In 6 months time

@d.a3474 3 года назад

Wow, great work. I hear it’s best to buy when stocks are on a decline, if that’s true how do financial advisors know the right stock to pick?

@vanhall9513 3 года назад

@@d.a3474 I’m no expert but I know the market can be volatile so what they do is they have strategies in place that help them predict the market to their advantage. it’s crazy

@nataliehinnes5221 3 года назад

@@vanhall9513 please this all sounds new to me do you by any chance do referrals on your advisor? and if you do I would like to know more about her

@vanhall9513 3 года назад

@@nataliehinnes5221 Certainly I do but I can’t just leave her info here, just google her yourself, her full name is Lucy Maria Koss, she has a website and everything so you can reach her from there

@gwenbudd7888 2 года назад

I LOVE this channel! Thank you for all your advice and insight. So real and down to earth.

@Evelyn-rp1jv 3 года назад

This was really helpful and empowering, thank you for sharing, Rose!

@earlmcmanus194 3 года назад

8:24, I'm certain that's from Fight Club.

@andriaknobel5241 3 года назад

I've stopped feeling like I need to try new makeup. I only restock now when I run out of my staples.

@LouisaKorkieZA 3 года назад

These tips are 💯 on point. I treat myself to clothes when I'm on holiday. Not touristy stuff, but clothes and shoes I can wear all the time. If I know I needs some wardrobe staples before a holiday I'll wait and buy it when I'm there. Love the feel good memories when I wear something that reminds me of a holiday.

@elenaaraujoborisoff6169 3 года назад

YES! No-nonsense advice. Very helpful and relatable as usual.

@v.m.4453 3 года назад

I'm sorry but I can't relate to any if these. When I was in my early 20s I was at first pretty poor. Thus when I was in my mid to late 20s I was pretty cheap/thrifty. A $200 gym or extra makeup or beauty treatments honestly never even crossed my mind. I was too busy trying to keep a decent paying job, support elderly parents, and buy a home.

@thecarrinashow6635 3 года назад

Keep up the good work :)

@ekedini 3 года назад

hahaha are you serious? She wasnt making this video just for you. I dont buy makeup but i thought her tips on things like you shouldnt waste your money keeping up with the jones was pretty spot on. Again she didnt make this video about you, no need to hate .

@nicolek356 3 года назад

I'm 23 heading onto 24 and I am totally onboard with you Rose!! :) Still wish I knew these earlier because I blew so much my first 1.5 year after starting my full-time job. I've become so much more conscious with spending especially during covid + become more introverted... so what's partying? 😂

@lindapham4876 3 года назад

Great video! It's affirming to know these tips as I approach 30 and I've already done a lot of what you've suggested! Also, thank you for always glamming up for the camera haha, you look radiant :)

@samanthamraz7758 2 года назад

You are such a good influence! It's so refreshing to hear someone my own age not focused on physical appearance. You have inspired me to re-prioritize. Thank you :)

@tochukwuagwu8001 3 года назад

It's not about 20's or 30's. Some of us never even bought those things even in our 20's

@layacharmion 3 года назад

Exactly people need to stop putting age on stuff I don’t think nobody should spend irresponsibly

@anastasiagolubeva997 3 года назад

Yep, just wanted to say that

@primadonna82 3 года назад

I've always lived a frugal life since early 20's. I've always felt like the odd one among colleagues and friends and always felt alone. I'm so glad I'm not alone! At almost 40, I can finally relax a bit and spend on things I like without having to budget too much thanks to hard work in my 20's.

@taheramuhammad1059 3 года назад

Hi Rose! Loving your videos. I am new in investing and really excited to learn. You are such a fantastic tool. Thank you for the amazing content XO.

@KikiAndJeffreyPearl 3 года назад

It’s Jeffrey, great advice! I love the journal idea on trips. You need to work through this stuff. Karen and I are together/married for 30 years and have learned lots. Now we are sharing tips on how to live your best life.