4 Banks Will Approve A New LLC $20,000 Without Proof of Income

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Комментарии : 116

@CosmicResonance444 4 месяца назад

I'll save you the time, he got approved through his personal credit. This is not for a new business.

@Momentumgrowth 4 месяца назад

Exactly, leveraging your credit to get 0% Business Credits with no collateral or cash flow which new business don't have.

@IdaBell-hy5ve 4 месяца назад

I agree. I tried to get approved for my newly established LLC no business credit or verifiable business income. I was denied from Chase even though I have personal history. I was advised to apply with my personal credit and was approved by Chase for $20K. I didn't want to go the personal credit route.

@reginaldwiley6849 4 месяца назад

Exactly

@simplytish 4 месяца назад

There is literally no way for you to be approved for a major bank credit card without using your personal credit. If you don’t understand that then that’s your issue for not having common sense.

@vf12497439 4 месяца назад

Duh…. Maybe his title is misleading for those expecting something from nothing😂

@Seven2day7 4 месяца назад

Before applying for any business credit card read the fine print. If possible request a copy of the application to know what they are requiring. Once you start an online application your information is captured even if you dont complete or cancel. Second,you need to have your business set up like a credible business. A copy Statement of facts from your Secretary of State,EIN,Dunn and Bradstreet Number,a business telephone number,business checking and savings account and a physical location are a few things you need in place. Building business credit with high limits takes time. You are being denied because you dont look credible to banks and you are watching to many videos that are giving you half of the information you need.

@KeithMarvK Месяц назад

Establish relationships with the bank end have good personal credit. That's the hack.

@h19studios48 Месяц назад

Facts. I've been with Citibank since 2011 and they increase my limit for me because of our relationship and excellent credit score

@flubberghosted2472 3 месяца назад

I can tell a lot of people in these comments have terrible credit. 😂😂😂 Once I knew about personal guarantee for business credit, I started working hard on my personal credit. I’m using my personal credit to my advantage while I build up my business credit. Learn the rules and be disciplined!

@rdonline1 Месяц назад

It's either Collateral, Cash flow or Credit. NO WAY around that!!!

@thecoach11 Месяц назад

Thanks for honesty these content creators are deceitful. I am a entrepreneur myself so I don’t listen to the lies anymore

@talhatootoo6784 22 дня назад

Fr 🎉

@simplytish 4 месяца назад

It’s really wild to me that people think because it’s a business credit card it doesn’t rely on your personal credit to obtain it first. No major bank is going to approve you for thousands of dollars in credit just because you have an EIN and LLC. People need to be realistic and stop trying to avoid working on their personal credit. Business credit isn’t a workaround for bad personal credit.

@marlener6960 Месяц назад

Slow down the video when they show 0% as well. After that it's 24.99% interest rate. Screw that I have over 800+ credit score, I deserve better interest rates after the 0% period!

@aperson1181 2 дня назад

you are also missing how much fee they charge for a BT

@MarkAnthony-eu6he 4 месяца назад

I’m tired of the false advertisement and lies…

@titogaldamezjr1849 4 месяца назад

get your credit up, stop expecting for it all be nice and sweet without meeting a single requirement neither for your business or personal credit....

@m9wclt 3 месяца назад

Werd this shit is gettin out of hand…the lick is to make a vid and make bank from that not to actually tell people something good…MOST OF THE TIME HE MIGHT HAVE SOME GEMS…WE NEED ANYBODY THAT MAKE THESE TYPE OF VIDEOS TO DISCLOSE THEYRE CREDIT SCORE AND LET US KNO IF THEY ALREADY HAVE 100k on their personal credit cards LoL

@m9wclt 3 месяца назад

There it go “BECAUSE OF HIS PRIOR RELATIONSHIP WITH CHASE”

@MarkAnthony-eu6he 2 месяца назад

@@titogaldamezjr1849 don’t worry about my credit, I don’t expect anything but help like they claim they are doing…. Who has accomplished anything this man has put out!? I’ll wait…. So get your nose out of mine and worry about you…. Because they all false advertising to get a click…

@paulineallen3151 13 дней назад

How many of these cards require a personal guarantee? Not a good idea! Because, if you’re borrowing money for your business using a credit card that says you’re personally guaranteeing the debt, that means if your business can’t pay back the money it borrowed, you are responsible for paying it back with your own personal money. So, even if the business fails, you're still on the hook for the debt.

@JulieN-v4r 4 месяца назад

Please be aware, you need to have good decent personal credit and banking relationship.

@HowToCredit 3 месяца назад

My guy! Big fan of your channel. I did a spin off to your video and explained how my process went with getting approved for some of the cards you mentioned. I shouted you out in the video to show love bro. Didn’t want you to think I stole your idea and not give credit . Respect ✊🏽

@vidtest1-to1cm 3 месяца назад

best way to start a business is to apply to fund it using your own bank hence fund the business from the ground up via personal wealth. that's the only way be LLC

@Patrick-em8fg 2 месяца назад

You need a 700 FICA score, then the bank loves you.

@essentialinformer 3 месяца назад

I was approved for $30,000 when my business was 38 days old BUT I had been a long time personal customer with a few hundred thousand dollars in the bank, that may have been a deciding factor?

@katinapolite8634 3 месяца назад

I tried everything and nothing is working for me to get funding for my business. I am at the point of just giving you trying to get funding and just save money that I get from my business and work from that.

@morganhbutler753 3 месяца назад

they call that bootstrapping

@peytondowns5146 3 месяца назад

It's probably bc of the type of business you have. Check the NAICS and SIC code you used and the bank has on file. They typically use those codes to filter out what they would consider a high risk business. Look up codes that are viewed as safe by banks and pick the one closest to your business. Or start a consulting LLC, banks tend to give higher credit limits to consulting LLC's. If you do want to be able to conduct different types of business activities through your consulting business, just make sure it states in the operating agreement the it can conduct all lawful business.

@jovanfranks Месяц назад

I feel this

@mikesmirage 15 дней назад

What if you're credit score is lower than 600 and want to start a business.

@anthonyverdin6743 Месяц назад

This dude just wanted to brag about how high his credit score is!!!

@gison8405 21 день назад

LOL 🎉

@MarkAnthony-eu6he 4 месяца назад

I’m really tired of all these lies and false “get approved “ bull! Smfh

@MrAlexandder 3 месяца назад

FAXXXX

@smartphones4cheap940 4 месяца назад

have a sole proprietor as a fast solution but would like suggestion on what cards to apply for

@Rollinwithtrucks 4 месяца назад

I have 6 new credit cards in under 2 years. I got approved for the Chase business card

@awakening_bryan 4 месяца назад

You took 4 minutes to mention you need good personal credit

@jarenfromvenus 2 месяца назад

He never said you don’t need credit he said you don’t need proof of income. That’s common sense that they need some show of good faith.

@marshallv.6682 Месяц назад

I have a new LLC but am a non-US resident, can I also apply for these loans?

@biggthirsty2089 4 месяца назад

If u applied for a chase personal credit card hope long should I wait to do it on the business side

@calbarton 4 месяца назад

You can get approved 2 Chase cards in a 30 day period.

@biggthirsty2089 4 месяца назад

@@calbarton thank you

@biggthirsty2089 4 месяца назад

@calbarton I recently got approved for an amex on the personal side as well, how long should I wait to apply for one on the business side?

@royalestatesllc4704 24 дня назад

Cap 🧢 You need to have good personal credit or the foundation of your business has to be good. Several Tradelines and a 80 paydex score

@RickPerry-hq1eb 4 месяца назад

No more lies

@JonnyChaing Месяц назад

Yeah your personal credit score was 770 bro of course they approved you😂😂😂😂😂

@keenanmurray1012 2 месяца назад

Bottom lines u have good personal credit it’s a go

@pamelabess8393 22 дня назад

Thanks for that I won’t waste my time

@ddrusa 2 месяца назад

Sure don't you have to pay it back

@divyv20 4 месяца назад

Hey Cal , very good video . I can do better editing in your videos which can help you to get more engagement in your videos . Pls lmk what do you think ?