5 Things To Know Before Buying An ETF | Stock Market for Beginners 

You're correct. I think the smartest way to go is to spread out your investments. By putting your money into different asset classes like bonds, real estate, and stocks from other countries, you can lower the risk if one part of the market goes bad.

That sounds like a good plan. In the past two years, working closely with a financial market specialist, I've built a six-figure diversified stock portfolio. Now, I aim to diversify even more this year.

Talking about a financial market specialist, do you consider anyone worthy of recommendations? I have about 100k to test the waters now that large cap stocks are at a discount... Thanks

“NICOLE ANASTASIA PLUMLEE’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

Due to the significant falls, I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this coach?

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

Nicely done. love diversity.

out of curiosity I did read about Emily Lois Parker on the web, she has a great resume

Congratulations pretty lady. You're really doing well at your age. I'm 43 and my finances are in a mess right now. Any great tips would really go a long way in shaping my life. I want to buy my own house..

@@Lorre386 Heyyyy, I used the FIRE movement to put my finances in shape. You can research more about it. Then, Invested in stocks, cryptocurrencies and real estates through the assistance of my professional IA.

@@JosephineGaule Thanks for the tip, i just looked up your IA, her resume is really impressive. looking forward to working with her

@@user-3456rtu How do I Meet this Lady?

@@user-3456rtu Thanks for the info, i found her website and sent a message hopefully she replies soon.

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.

The concept of using spreadsheets has always seemed incredibly time-consuming and superfluous to me. Each month, I simply deposit a large sum of money into my savings accounts, retain my spending money in an other account, and make an effort to spend as little money as possible.

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

Due to the significant falls, I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this coach?

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Carol Vivian Constable turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

One strategy is to invest in assets that perform well during inflation. Another strategy is to focus on companies that have the ability to pass on price increases to their customers. It's also important to maintain a diversified portfolio. It may be a good idea to speak with a broker who can help you develop a customized investment strategy based on your individual goals and risk tolerance

@@ElizabethSarah-cl3sc I used to manage my stock portfolio by myself, all that time I did not make any significant returns (but also did not suffer losses). Then out of nowhere 2008 happened, and I lost 50% of my savings in a very short period. That prompted me to hire an FA, Since then I have been learning a lot about the stock market and I have made up to $500k in returns

@@ThomasWilliam-sw8ms Please, how do I connect with your financial planner?

@@ElizabethSarah-cl3sc lookup KRISTIN GAIL CUNNINGHAM , this is her name online, she's the real investment prodigy since the crash and has helped me recover my loses

@@ThomasWilliam-sw8ms Thank you, Going through her profile on her webpage out of curiosity, and surprisingly she seems proficient. I appreciate this.

I know a lot of people have made themselves fortunes with smart decisions in the market, even with the massive fluctuations and unprecedented inconsistencies.

@@federickalfie768 Yeah, that's true. It's all about the right guidance and timely information.

Building wealth takes focus and discipline. And if we want to be honest with ourselves, alot of us are lacking those.

There should never be a reason to back out. Remember 'it is your life, take charge' whatever bad memory of the past you have, put it aside. We fall to rise again.

STAY IN PURSUIT. That's the key word, pursue your dreams and goals.

I think that was in the intelligent investor book!

I am waiting for the needle in the haystack because I can't buy the haystack.

@@TheSimpleDudeOne you need to buy a magnet.

You has good sense of humour Love it and unless you are magnet.

What's the use for it? A short?

@@noahcamacho5227 Yes

Very true. Tech stocks are now leading the stock markets who would have thought! Glad to be invested in all those companies doing well in the equities market!

I have been trading for about 7 months now and just about every trade backfires and slaps me in my face. Nearly impossible for me to catch more than a few points. I try to do top down analysis but it doesn't work for me. I'm starting to feel hopeless, any tip for a struggling beginner?

@@gregjackman5331 Traders need to bear in mind that while the mechanics of on-line trading are relatively easy, investing is not. It is important not to confuse the procedure for entering an order which can be executed with the push of a button with making thoughtful investment decisions. Traders should exercise the same degree and this is from experience.

@@gregjackman5331 The stock market has always been a complicated place for me, that's why I have always subscribed to the services of professionals. However I currently trade with Jeremy Richard Deering. he is a renowned analysts and his projections are always right .

You are right. I personally own tech ETFs , S&P 500 ETF VOO, it's cheaper than SPY and has the same portfolio, many diversified single stock positions a mix of solid proven companies and companies with growth potential diversified across different industries, I frequently add to positions.

Do you know an SP 500 ETF that do not pay dividends? Ive searched and found nothing

@@erik3068 CSPX

Not sure of any in Australia (assuming you’re in the same market as the content creator)

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

as for me I have personal stake in either using their products or lots of people in my circle who do. APPL, TSLA, NVDA. Along with ABBV and KO when I focused on dividends

he really seems to know his stuff. I also found his online page and read through his resume, educational background, qualifications and it was really impressive. he is a fiduciary who will act in my best interest. So, I booked a session with him

I’ve seen loads of news of James Fletcher Brennan on the internet, he must really be that good for him to be talked about in such a way. I have 20 stocks and 60% is in US large cap, 19% in US small & Medium cap, and about 20 is in Emerging markets (2 india etfs, one is SMIN and the other is INDA) but I’d like to work on a larger portfolio so I just sent your advisor a proposal

Worth pointing out that foreign websites you can use to buy shares won't do the local (e.g. German) tax for you. It's best to use a German bank or product if you're in Germany, to save you the hassle of doing the tax yourself.

Wow, 25 %... :O In the Czech Rep. long-term investors don't pay any tax.

@@Loostyc We had the same regulation years ago (holding stocks for at least one year = tax free). But I guess our Goverment needs the money :)

@@RMKGER actually, I don't believe stock investment should be tax free. 🤷‍♂️

Interesting, most people don't understand the market moves and tend to be mislead in facts like this and always depend on Money in the Bank very bad idea.

Yes, people are encuring losses due to lack of experience and knowlegde about the market strategies and then It leads to guesswork trading.

Newbie here too, how can I learn to be extremely profitable?

Agreed, it's kinda nuts

@Elliott the S&P 500 ETF holds 500 companies. That sounds diversified to me.

@Elliott large cap diversification is really all you need if you're DCAing over the long term. You could argue that small and mid cap investments can broaden your portfolio but if you're doing a set-and-forget style investment and aren't THAT invested in following market prices, cash flows and reports day in and day out (like most passive investors), then you increase your risk by holding these small cap companies that could potentially default or have negative growth over time, even if you're covering a particular sector or index. You have a point about diversifying through different market domiciles though, but I think most beginner passive investors would be much better off just holding an index of large cap companies with less volatility... just easier to sleep at night

@@j.m0ney133 High diversification is good for protecting money but isn't very effective for building wealth effectively unless your willing to wait 20 years minimum, Personally I'm not willing to wait until I'm 65 unless its for the kids.

@@benshipp1814 actually there is a strong basis in the academic literature for diversification across multiple risk factors. The problem has been that the investment products needed to do this properly have not been available to retail investors until quite recently , at least at a low cost. If you invest only in the S&P 500 you have exposure to only one source of returns - market Beta. Risk factors such as size , value , robust profitability and conservative investment have less correlation than stocks across nations do - when the market does poorly , often another cross section of stocks does well. You can still invest passively at low fees and tilt your portfolio to these risk factors. Not only that , these factors have delivered a premium in excess of market returns over long time periods , so as long as you are broadly diversified within these types of stocks (which can be done via etfs) you can expect a return to compensate for taking extra risk. Portfolios diversified across multiple risk factors have been shown to deliver higher / more reliable returns in the long run - but it does add some extra complexity to portfolio construction, and there are a lot of pitfalls because many etf providers market their products to make it seem like their etfs are targeting risk factors , when in fact they’re doing a really poor job of it. You need to look under the hood with these types of etfs. That is why many , as you say , are likely just fine with a broad market fund , but there is definitely a case to be made to be better diversified. As a side note , this is the reason why buffet has had market beating returns , he’s targeted risk factors such as value and profitability- and you can too using etfs.

@@739jep thanks for your comment

Always!

A collapse of margin debts leads to a decrease in stock prices and it triggers a ripple effect on selling of stocks as investors will try to cover their losses.

We really need to watch out for the SCAMMERS, con artists

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

If you choose Acc class index fund or etf, then the dividends will be automatically reinvested.

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Fair point!!

They do?

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

Very very possible It really depends on your investment curve Plan your investment with a good portfolio manager and I assure you that few months your account will be more than you dream

@@ellemiekhospes3174 yea my investment curve is nice finding a portfolio manager is a very difficult task right now considering the facts that there a lot of fake ones out there

yea there are alot of fakes that's why you should only get someone who is certified

So true Just like Karen Merker a genius at her job Made over a million buck from her services

@@howardjake5545 Karen merker is my portfolio manager , her services helped me make the financial freedom i have now i cant thank her any lesser

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

So in this scenario you have $100,000 right now and these are the only 2 options? If you stretch out $100k over 240 months that’s only ~ $417 per month you’re depositing. Most of the money you have in the beginning won’t be earning interest at all and the last $417 you deposit won’t have earned a penny of interest over 19 years 11 months. Investing it all immediately is the better option. Of course, if you thought stocks were overvalued and due for a correction maybe you’d want to dollar cost average - but probably over a shorter term than 20 years! Like 10k per month over 10 months, etc. But you only gave those two extreme options (if I understand your question correctly)

@Matt Hart hey Matt, you understood perfectly. I chose 20 years as that's the time span of me hoping to be financially independent. I do think the market is overvalued at the moment but the big question of course is when will something big happen. I'm now thinking of a smaller position in vanguard and a larger one in P2p lending. And then when the market moves re-distribute the portfolio to a healthy split. Options... Options...

While the current market offers short-term profit potential, it's crucial to note that executing such a strategy requires expertise and skill.

While the current market offers short-term profit potential, it's crucial to note that executing such a strategy requires expertise and skill.

Having a professional mentor is the smartest approach in today's market, especially for those nearing retirement. I personally gained over $270K during this market downturn, which highlighted that there's valuable insight the average individual may not be aware of.

That's impressive ! I could really use the expertise of these advisors.

Hello! Stacey Lee Decker is my advis0r. She has since provided entry and exit points on the securities I concentrate on. If you want to check her out, you may do so online.

Thanks for feedback, for more tips on how to grow your portfolio Text! +*1*4*1*3*2*6*9*2*4*7*1*

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

Thanks for feedback, for more tips on how to grow your portfolio Text! +*1*4*1*3*2*6*9*2*4*7*1*

Just move for 7 months to Cayman Islands, Bahamas or Bermuda. Sell while effectively living there and your gains are completely tax free. AND IT IS 100% LEGAL!

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

It's not the specific, if you owned 10 at X date, and you sell 10, you can nominate that it was those maturely held units

@@gureno19 thank you, very helpful. Can I also claim profit or loss based on the purchase price of any 10 bought at anytime???

@@wmrajput yes that's right, every stock has a cost associated with it at a unit level. I.e you sell 10 units at $100 And you have 10 units in your holdings, 5x units which you bought for $50 and 5x units which you bought for $150 5x are being sold as a capital loss which you can claim and 5x which are being sold as a capital gain which you need to pay CGTs on. The first 5 stocks ($150 purchase price) sold at a $100 incur a capital loss and will reduce you CGT position and if the $50 units are held for more then a year, they are mature and are subject to a CGT concession.

@@gureno19 thank you. Very much I understand the mechanics. But still trying to figure out how the calculations would be done eventually because I buy regularly and would sell eventually at some point. Is there a tool or something that facilitates the gain and loss calculations

@@wmrajput best tool is a good accountant, you just provide all statements from your trading accounts and they will work it out. Remember your accounting fees are a deduction

Bot thread incoming. My bad. Your account is 12 years old but I gotta admit, many bot threads start like that.

@@calamorta no problem usually after I pull something like this there's a shitload of Bots

hey, yes i did Invested with her and i'm making steady & stable profit thanks for recommending her.

who made profits for you, am really looking for a pro who can manage my account and make me huge profits

@@georgepatel9942 she is V A N E S S A E. B U R K E, she's one of the best and trustworthy broker I've ever known

@@ciaraelaine5495 How do i get to this broker please, i have lost a lot doing this on my own. please.....

You can easily look her up on google.

Yes, you still pay tax on the $100

@@sagelyfinancial thanks mate

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

Very fair

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

I use the platform Stake and buy VOO.

Directly through Vanguard is the easiest I guess, though you can also get it through any major brokerages too!

Recently I got into the financial niche, and I’ve taken a deep dive into investing, particularly dividend growth investment as it interests me. hoping to get to the big dogs someday, sorry how do you handle the diversity ?

thats why I make use of a Full service broker. It’s pleasant for me this way,

sure! she goes by Rita Wildrin Mora, you can search her up to connect with her

@@jerryscotfield6913 SCAM ALERT

Do you build a portfolio with one platform,or do you set up portfolios with different platforms?

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W

Thanks for feedback',, endeavor to write as soon for more enlightenment or tips W