5 Tips to Retire in Cambodia Including Expert Banking Advice

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Are you dreaming of a peaceful retirement in Cambodia? In this video, I share 5 essential tips to help you navigate your retirement in this vibrant country. Plus links to expert advice from Vagabond Awake .
Expert Banking Tips from Vagabond Awake's YT Channel
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4 окт 2024

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Комментарии : 142

@TheBuddyShowWorldwide 23 дня назад

Flying into Siem Reap tomorrow. Two years in Thailand is enough.

@AutumninAsia 23 дня назад

DM me if you want to meet up for coffee or something. Have a great day !!

@peterRobinson10101 23 дня назад

Welcome buddy. Yet another Siam convert.

@zimben8 21 день назад

Good, r u also one of them who don't want to pay 100'000s of Baht of Taxes in Thailand , that is coming next year ? I am. It's just one of many reasons to leave Thaitanic but the last straw. Good luck and take care.

@KC-in9px 14 дней назад

@@zimben8The average expat retiree won't have to pay any additional tax in Thailand. Don't jump to conclusions my friend.

@ericsmith-VN 13 дней назад

Thanks to vagabond awake to bringing me to this channel. Glad to be a new sub. Lived in Vietnam for 4 years and visited Cambodia several times.

@AutumninAsia 12 дней назад

Thank you very much for the sub. I had a great time talking to Dan !!! Have a great day !!!

@ForRiel 23 дня назад

Great video! We absolutely agree that, if possible, people looking to live here should come for a visit first. 🎉

@AutumninAsia 22 дня назад

Absolutely!! Thanks for the comment and for watching !!!

@Recon368 22 дня назад

For local transportation, there're Grab and Pass application that keep you from the fare hassle. I'm a former Marine that love simple life without the hassle of western countries.

@AutumninAsia 21 день назад

Great options. Thanks !!!

@mmwanderings3147 24 дня назад

Nice video. Patience is definitely a must, the US has a rush rush structure, Cambodia is more easy going, or no rush. Greetings from Phnom Penh

@AutumninAsia 24 дня назад

Thank you very much for your comment. Yes, it is much more easy going han the US. Have a great day !!!!

@wow888888able 23 дня назад

Realistic tips from experience.., thanks

@AutumninAsia 23 дня назад

Glad it was helpful! Thanks again for watching and have a great day !!

@thecoach717 12 дней назад

I saw you on Vagabond Awake. When I lived in Bangkok I used to vacation in Siem Reap it really is lovely.

@AutumninAsia 10 дней назад

Hey, thanks for checking out my channel. I really appreciate it. Have a great day !!!!!

@Charlie-phlezk 24 дня назад

I will bookmark this for when I need it in 20 years :)

@AutumninAsia 23 дня назад

Good idea Charlie !! Thanks for watching !!

@curtisbrilz1824 9 дней назад

Hello. Found your channel thru your interview on Vagabond Awake.

@AutumninAsia 7 дней назад

Thank you very much. I have been following Dan for years now. His videos have helped me out a bunch. Thanks for watching the video and have a great day !!!!

@Recon368 22 дня назад

I have a Charles Schwab account where my SS is deposited. I have an ABA for the transfer. CS and ABA work together, and I received the funds in 24hrs. CS ATM refund the charges. I have Cambodia bank that pay a good % interest, and is my primary account.

@AutumninAsia 21 день назад

Just about the same for me but I take out of my CS acct. and deposit it in my ABA acct and I receive it in about a minute. Have a great day.

@Recon368 22 дня назад

Traveling is easy if don't have transportation. You can take the slower train that I had ever rode or the van, both are very cheap. Again you need to learn basic Khmer. Cambodians love to heard foreigners speaking Khmer.

@AutumninAsia 21 день назад

I agree totally.

@Recon368 22 дня назад

And to finish, very important "you have to slow down to Cambodian pace". 😁😁

@AutumninAsia 21 день назад

Yup !!!

@franciscusjohannesburger3720 23 дня назад

Thanks for the video with good tips !

@AutumninAsia 22 дня назад

I am glad you enjoyed it. Thanks for watching !!

@Simon-vt1zp 23 дня назад

Another useful and interesting video. Many thanks 🙏

@AutumninAsia 23 дня назад

My pleasure! Have a great day !

@ThereIsAlwaysaWay2 12 дней назад

Nice seeing you on Vagabon Awake.

@AutumninAsia 12 дней назад

Well, it's nice seeing you here !!!!

@Recon368 22 дня назад

Now if you want to get real established in Cambodia; you need a certificate of residence from your Sangkat that will allow you to obtain an account in a Cambodia bank plus buying a vehicle and register it. Plus more previledges.

@AutumninAsia 21 день назад

Thanks for the comment.

@MSWcryptoworker 20 дней назад

question can a tourist buy a motorcycle or if u get the visa to get to stay 1 year with multiple entries can u buy a motorcycle and register it etc?

@Recon368 19 дней назад

@@MSWcryptoworker you need to get a certificate of residence from you commute a proof that you're renting or leasing a house or apartment. Make sure the owner is Cambodian. It's a long process and a lot of patience. Some people will advise you to buy a under 125CC scooter, and it will be find. If the police stop you then may lose the vehicle. 2025 is going to be difficult to buy a vehicle under the table due that it will require to have insurance. Every vehicle include scooter will require insurance. You have to have a residence VISA to do any business in the Kingdom plus the certificate of residence.

@Recon368 19 дней назад

@@MSWcryptoworker I bought a new motorcycle, and the dealer will help you through the process.

@FuzzyRogers7771 24 дня назад

Good stuff, Brother. Anyone thinking of moving abroad should see this.

@AutumninAsia 23 дня назад

Thanks a lot, Brother. I appreciate it !!!

@MSWcryptoworker 22 дня назад

Thanks! Hiya. Question: where and how to hire a 10 DLL a day -10-12 hrs for translating/ bargaining/ and showing me to the local’s middle class apartments / villas etc. Making exploratory trip I’m a 71 female recently widowed

@AutumninAsia 21 день назад

Thank you for the tip!!!! IPS is a rental-finding place that has a good website. Check it out. They speak very good English and will bring you around to places you want to see, translate for you, and get you a good deal on a place to stay. I have used them 3 times. The apartment I live in was listed at $330mo, but I got it for $300. Have a great day !!!!

@Recon368 23 дня назад

Adjust and improvise are very important. I live away from Phnom Penh; across the river with middle class locals. Learning the language and culture are very important that if you're not going to hang around with westerners. With the locals, the prices are lower.

@AutumninAsia 23 дня назад

Thanks for sharing. You are absolutely correct. Thank you for your comment and for watching !!!!!

@Recon368 22 дня назад

I have a fix saving account for any medical emergency. A complete medical check out is around $150, and it include everything. I real recommend that is you're over 65 and with real medical problems stay home. I own a motorcycle which I use for traveling around the country side.

@AutumninAsia 21 день назад

Sounds like a plan. Thanks for commenting !!!

@fergieworld68 23 дня назад

I think you are great and love your videos!!!🏆😎

@AutumninAsia 23 дня назад

Thank you so much for your kind words! I really appreciate your support and I'm glad you enjoy the videos! Have a great day !!!!!

@Recon368 22 дня назад

Make sure you lease a residence from a Cambodian, because the office of the commute don't take foreigners residence ownership.

@AutumninAsia 21 день назад

Never heard of that but I have always ended up renting from a Khmer owned apartment. Have a great day !!!!

@ianlewis2813 23 дня назад

Health insurance..YOU PAY THE BILL AND CLAIM THE MONEY BACK…so keep emergency cash ..

@AutumninAsia 23 дня назад

That's a good point !! Thank you for your comment and for watching. Have a great day !!!!

@AutumninAsia 22 дня назад

@@svaytong219 well that's up to your comfort level. In most emergencies it would be plenty. But you never know. Thank you for your comment 😄

@humbertsmith8864 22 дня назад

Great video! So many valuable points! I am leaning toward PP because I would rather be in a concrete jungle than being surrounded by expats. Does that make sense? Thanks

@AutumninAsia 21 день назад

Thats up to you. I don't like big cities so SR is for me. Have a great day !

@humbertsmith8864 21 день назад

@@AutumninAsia I guess I was asking you if SR is crawling with expats?

@SteveSmith-zz4ih 23 дня назад

Sage advice, thank you.

@AutumninAsia 23 дня назад

You are so welcome. Thanks for watching !!!

@jtns2845 22 дня назад

excellent video…all true, regardless of the destination. besides autumn in asia, there are a number of fine vloggers doing s.r., but can anyone recommend similar vloggers for retiring in phnom penh (besides vloggers doing the bar scene)?

@AutumninAsia 21 день назад

Yes, there are. Check out Itchy Feet on the cheap. I have a few links in the description of my videos. For Riel, Dave does Cambodia, .... Or just do a RU-vid search and type in something like Living in Siem Riep or Phnom Penh .... Thanks for watching the videos and have a great day !!!!

@wneighbor2523 20 дней назад

Long term living in SR is a great research… 🔬 and 😊😅 thanks

@AutumninAsia 19 дней назад

So nice of you !!

@StartLivingNow1963 23 дня назад

🙂❤👍Thank You Kelly 🙂❤👍

@AutumninAsia 22 дня назад

You are so welcome. Thanks for watching !!!

@MSWcryptoworker 22 дня назад

Ps. I sent a tip but forgot to ask. Where to take motorcycle lessons?

@AutumninAsia 21 день назад

Thank you very much for the tip. Moto lessons, well, what can I say? Check out this video about riding a moto ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-gLwguUNVsis.html It is quite different driving here. They do have the 3 and 4-wheeled electric motos that a lot of people are buying now. Maybe a bit easier to ride. I hope that helps !!!

@michaelmcshane6280 24 дня назад

Good information. Unless it has changed very recently, you can’t have your Social Security direct deposited to an account in Cambodia. I just googled as I was watching your video. They still say that you can have it direct deposit if you wish on the Social Security website.

@AutumninAsia 24 дня назад

Thanks for the info. I checked on that site and it seemed contradictory to itself. Personally, I wouldn't want my SS to go into a foreign acct unless I had to. Have a great day !!!!!

@michaelmcshane6280 24 дня назад

I agree with you about having money directly deposited into a bank overseas. On the Social Security website, they even have the appetition specifically for Cambodia.

@jaideedave 21 день назад

@@AutumninAsiaI agree. I don't want my pensions sent to a foreign bank in case I need/want to make a hasty departure to another country and my money is being sent to a developing country. Better to have it sent to your home country bank and transfer as required. IMHO

@hammeramsterdam9510 11 дней назад

Thanks

@AutumninAsia 10 дней назад

Thank you for watching the videos !!!!

@peterRobinson10101 23 дня назад

Cambodia (and I love it) but it urgently needs to become more accommodating to Crypto currency... at least allow foreigners to bring money into the country even if person to person transactions remain forbidden bringing money into thr country can be nothing but a good thing. Crypto funded tourists are flocking to Thailand and Indonesia due to being able to access crypto funds but are skipping Cambodia.

@AutumninAsia 23 дня назад

Don't know what to say, I know zilch about crypto. Thank you for your comment and for watching, Have a great day !!

@Hea9lt9hy9 23 дня назад

Yep, pre-live in Siem Reap for few months before committing to retire there…

@AutumninAsia 23 дня назад

It's a good plan !!!! Thanks again for watching !!!!

@KC-in9px 14 дней назад

$290 for a 12 month multiple entry visa isn't that much of a commitment. If it is then you shouldn't be traveling to SE Asia.

@ParaMagic-l9f 13 дней назад

New subscriber after watching your video on Dan's channel. Looking forward to viewing your content brother! I'm a native Californian living in Buriram, Thailand, just about a 5 hour drive from you there in Siem Reap. My wife and family are "Khmer" and we have been looking forward to making a trip over your way. Btw, I lived in St. Cloud for a few years... lol. Small world eh!?

@AutumninAsia 12 дней назад

Thanks for the sub! DM me when you get here and we could meetup for coffee or a beverage of your choice. Have a great day !!!

@ParaMagic-l9f 12 дней назад

@@AutumninAsia Thanks Man! Will do. Might be next year before we make it over.

@KB3TLE 13 часов назад

74 now Kelly & no more insurance for me. Not certain I can take the heat there in SR ? Cost of my prescription meds - 6 of them - are a real concern too ! Finding out prices and availability is a serious matter for me. Love the 'idea' of moving there - but actually making it happen is somewhat 'stressful' ? A Schwab account is my pick too. Many expats use them in the Philippines - my other choice for retirement. Manila has the US Embassy with a SS office for retired US expats - and they will deposit directly into a Philippines Bank. + There's a VA clinic for Veterans ! Biggest advantage for me is the cooler more comfortable weather @ 2,000 ft elevation an hour S. from Manila. No AC needed very often ! --- Enjoyed your video like I always do -- and -- looking forward to the next one. All the best !

@REALIFECAMBODIA 23 дня назад

good job

@AutumninAsia 23 дня назад

Thank you for thinking so and thanks for watching !!!

@JOHN-s6n5n 24 дня назад

Hi, On the ABA Bank website for the Instant Account [which seems to be their Current Account[ it states:- Conditions - Cambodian National only - At least 15 years of age or above on the date of subscription to the Instant Account Eligibility - Owns a valid and original identification document: Cambodian National ID or Passport. So can you tell me which Account a Ferang needs to open in ABA - to access what you show in your Vlog? Thanks

@FuzzyRogers7771 24 дня назад

There is a Special Foreigner Account that you can open, but what you are seeing is for opening an account vie the Website. You just have to visit the local ABA branch and within an hour you will have a bank account.

@heymaddo 23 дня назад

When you have your long term or retirement visa and residency address it's too easy , done mine in 30 minutes at ABA Branch no problemo .. Catchya

@AutumninAsia 23 дня назад

If you can show proof of a long-term visa, it is no problem. Thank you for your comment and for watching the video !!

@JOHN-s6n5n 23 дня назад

@@FuzzyRogers7771 OK Thanks

@JOHN-s6n5n 23 дня назад

@@AutumninAsia OK Thanks

@dennisgonya4500 24 дня назад

I have a home and an apartment in Malaysia and would also stay in Cambodia for a while. If i do i would like to know where to rent a studio apaftment. Can you tell me what city you recomend?

@AutumninAsia 24 дня назад

I don't know. Do you like BIG Bustling cities or do you like quiet Rooster crowing towns? Studio apts are everywhere. You can arrive in Siem Reap at 9am, and by 12 you could have an apt (although I would take my time and research the apartments). Have a great day !!!!!

@Recon368 22 дня назад

@@dennisgonya4500 try The Star Polaris 23 in Nirouth, 10 minutes from Riverside.

@Recon368 22 дня назад

You can live very comfortable with $1,500. Now if you're elder and came looking for young women and party out, you're fck. If you come for a normal life then you're OK.

@AutumninAsia 21 день назад

Definitely live comfortably on $1500. Thank you for your comment and for watching the video !!!!

@danwilliams8695 22 дня назад

🎉

@AutumninAsia 21 день назад

Thanks Dan !!!!

@zimben8 21 день назад

Hello there. Don't they have WhatsApp in Cambodia ?

@AutumninAsia 20 дней назад

Yes, they do. It is the 3rd most used app. First is Telegram, and second is Messenger. Have a great day.

@Driver2724 24 дня назад

First how are you doing .my question is about banking .what about capital one debit card ?? No additional withdrawal charge.??

@AutumninAsia 24 дня назад

Capital One's online bank stands apart from many banks because it doesn't charge a currency conversion fee or a fee for using a foreign ATM network. If an out-of-network ATM operator charges you a fee, however, it won't be reimbursed by Capital One 360.Mar 14, 2024 What Banks Charge for Debit Foreign Transaction Fees This is what I got from Google, I hope it helps ! Have a great day !!!!

@Driver2724 24 дня назад

@@AutumninAsia why can't call with what's up app from combodia to usa

@AutumninAsia 24 дня назад

You probably can, just like FB Messenger.

@stevemahoney6493 21 день назад

Thanks for the info. I live over in Chiang Mai but new Thai tax laws have me thinking I need another home 6 months a year to avoid them. Is it difficult to get 3 month leases?

@AutumninAsia 21 день назад

No problem getting a 3-month lease. They will want a longer lease if they can, but it is negotiable. Thanks for watching !!

@ewble97 21 день назад

What would be a good hotel to stay in for first timers

@AutumninAsia 20 дней назад

That depends on how much you want to spend. Go on Agoda.com and check out what they have to offer in your price range. Look at their ratings and read the reveiws. I hope that helps. Have a great day !!!!!

@ianlewis2813 23 дня назад

In the Philippines if you can put up with the heat, rubbish & poverty it’s a great place & easy visa,2 months at a time for 3 years … leave for 2 week holiday and start again…Banking no problem, get a international card with no charges and use HSBC NO CHARGE👍 hospitals are cheap for us…have some spare cash for an emergency 😂HAPPY DAYS 😂😂😂

@AutumninAsia 23 дня назад

Thank you for your comment. Have a great day !!

@peterRobinson10101 23 дня назад

man... leaving every 2 months sounds like a nightmare.

@Hea9lt9hy9 23 дня назад

Cambodia has 1 year (-$280/year) retirement VISA and can be renewed every year without leaving the country…

@peterRobinson10101 23 дня назад

@@Hea9lt9hy9 And even just the work permit /E visa can be renewed in country indefinitely allowing you to freely work or run a business inside the country.

@jtns2845 22 дня назад

philippines: heat, rubbish and poverty, true. living in the r.p. on extension of tourist visa appears to be ending. endless requests for monetary “loans” from “friends.” banking isn’t easy, for any account changes you must physically return to the branch where you opened the account. public health is abysmal, every time i go there i end up with bronchitis after a week (not in laos, thailand, malaysia or indonesia). no longer cheap. food is meh. easy ladies and easy language are the draws in the r.p.

@Avarua59 13 дней назад

Good info. You look a little sunburned there!

@AutumninAsia 13 дней назад

Living the dream!! Thank you for your comment and for watching the videos!!!

@woody3167 13 дней назад

Hello Kelly, I am a newly, fully retired 66 year old in the U.S. now living on Social Security and a small pension plus IRA distributions in the upcoming years. The simplicity that you describe about Cambodia is very alluring to me; I hear it calling my name. At this point, I have one main question about the tax policy of Cambodia towards a guy like me if I was to be there long term (over the 182 days) and become a tax resident. I know that you are not a tax guy, but would you have a contact over there that could answer my question regarding the tax policy?

@AutumninAsia 12 дней назад

If you are not working in Cambodia, you will not have to pay any Cambodian tax. You will however still need to pay any USA tax if any. But as always, do your due diligence on the issue. Have a great day !!!!!

@woody3167 12 дней назад

@@AutumninAsia Hello Kelly, Thanks for getting back to me. I really appreciate it. Siem Reap seems like a good initial place for a "soft landing" should I make it over there. Cheers!

@professorp9903 12 дней назад

i’m retired in scotland, looking to sunset somewhere warm, after brexit the EU is difficult..was thinking Albania but not so sure anymore..then saw your vagabond interview..my ears perked up..is there a way to contact you outside of comments?

@AutumninAsia 12 дней назад

Yes, my email is on the home page in the description.

@jonnyx348 14 дней назад

banking otp codes are the important ones any idea

@AutumninAsia 14 дней назад

No, Sorry, I don't know what OTP codes are. Thanks for watching the video and have a great day !!!

@GRB777 13 дней назад

Can hospitals in Cambodia perform basic surgeries? Are the ERs reliably good?

@AutumninAsia 12 дней назад

They seem to be equipped for basic surgeries. Anything intensive you would need to go to Bangkok. Thank you for watching the video !!!

@KC-in9px 14 дней назад

Why can't you just write personal checks from your US bank and deposit them into your Cambodian ABA account?

@AutumninAsia 14 дней назад

Not sure. I haven't had checks in over 20 years. Thanks for the comment and for watching the video !!

@formica. 12 дней назад

The same reason we used to buy Traveler's Checks last century. There is no international ACH network. What would Cambodia know about some small town bank? You will need to do an international wire transfer. Sorry but checks are going dodo bird in the US too. Kelly uses ATMs, cheapest way anywhere in the world if you have Schwab checking in the US, don't know about your country.

@KC-in9px 12 дней назад

@@formica. I wasn't referring to a small town bank. ABA is a large bank in Cambodia. There are large banks in the US as well.

@formica. 11 дней назад

@@KC-in9px Sorry I meant - Cambodian banks, like ABA, are not able to validate personal paper checks drawn from banks in the US, from giant banks like Citi and Chase down to hundreds of "small town banks" especially. That is why third-party Traveler's checks were invented, but I believe are almost obsolete, replaced by bank-to-bank electronic wire transfers over the international SWIFT network.

@Simon-vt1zp 21 день назад

Hey Kelly, I have a quick question. I go to a local Buddhist centre in the UK, so consider myself a Buddhist. In your observation while living in Siem Reap, is it easy for expats to find and become part of the local Buddhist groups?. I know it’s a Buddhist country with many temples. Just would appreciate any thoughts you might have on my question. Many thanks 🙏☸️

@AutumninAsia 21 день назад

Yes of course you can. The people here are wonderful and very accepting. Should have no problem. Thanks for watching !!!

@Simon-vt1zp 21 день назад

@@AutumninAsia Thanks 🙏

@stephenhalloway6633 22 часа назад

You can visit many pagodas,very little English is spoken,less and less chanting occuring,I just sit around and help young monks with their homework......

@ewble97 19 дней назад

Hello everyone can any body tell me do you need an ongoing flight to enter Cambodia

@AutumninAsia 16 дней назад

Techically no. I have heard stories where the Airline would not let you board (wrongly) without a return flight. I have never been asked for a return flight in Cambodia. So, you must check with the Airline you are using. My friend was denied to board in USA. The people working at the checking booth were misinformerd. Granted, it doesnt happen often. Good luck and have a great dfay !!!