5 Ways I Save Money On Bills | Financial Minimalism 

Nicholas I really enjoy your work. I have been self employed as a professional pet sitter for almost 23 years. I understand wholeheartedly about debt, use of credit cards and the benefit that it brings. I am 65 years old and feel like I have developed a minimalist attitude that becomes more refined with age. I am proud for your success as your content has helped me. Keep up the great work. Sharon in Houston

Love the little innuendos and jokes while remaining completely serious.

“Snap and live off grid”. Definitely feel that. Subscribed.

What I’ve done that helps reduce electricity cost is unplugging appliances or whatever that’s in use often. It’s not a big saver but gotta save wherever we can.

Your are my Netflix, I spend a lot of time watching your you tube videos whenever i’m free haha

Thanks for sharing, Nick! Gotta organize my finances this year

Love this man, such good advice. Simple, and to the point!

That's really effective way , thank you NICHOLAS ❄️😇✌🏼

I really love your videos and content. My husband and I do many of these things you mention but car insurance is something we’ve never truly looked into trying to reduce. I’ll be exploring that idea now. Thank you!

Yesterday was Awesome, Jim! Yes, "Optimize!"

My Mom raised me with a "avoid debt like the plaque"-mindset. 😂 So therefore i had not a single debt (beside necessary monthly payments for car-insurance etc.) in my life and i am greatfull for that. Love your videos❤ Greetings from Germany.

I really enjoy your videos. Thank you

Always drop everything to listen to your latest vid 👍👍

thank you for this videos! it's useful now that i started to earn money

Thank you for the video 😃

Awesome video!

Great tips!

Another great tool for saving money is credit cards, I always put all my expenses on my credit card . If you pick one that has a cash back when you spend, its amazing how much you can make by year end. Of course it needs to be back to zero every month. Great video as always Nicholas💥

Gold

"not that i watch movies using random links from reddit, but i think they do exist" lmao. nice one

Nice video : )

Nicholas, greetings from Brazil, yes nowadays your videos really given me a ton of value, I've been checking your videos since I think mid 2021 because of my interests on RU-vid and you have been recommended to me since then. Sorry to say that but It's a compliment, back in the day I felt tired of the repetition on your videos and how much inserts footage you use again and again, for sometime I even avoided your videos because I was something so slow. But now, for real, your editing style have gotten so nice and smooth and faster to be digested, after the video you talked about your iPad mini and how you use it to make animations I remember I felt a sense of joy every time you drop a new video. Thanks for that evolution through the years, sorry to say your editing style was too slow but for real nowadays the timing is getting perfect (I'm a video editor freelancer myself, and learning too). Someday you should do a video about your animations made on your iPad mini and how you do it, using a screen recorded footage maybe, you don't have to take my advice too serious, just do it If you feel like doing it. Have a nice weekend, sincere congratulations about your evolution since back in 2021.

Usage Hours: If you're already frugal with electricity you might be able to switch to a tiered plan instead of time of use.

I love this channel! However I will say that in the past I have aggressively paid off debt at the cost of being able to afford groceries - so don't do that. Debt, something as simple as a pay in 4 for the hair dressers, makes me extremely uncomfortable. I've had family members tell me that I *must* wait until the due date instead of paying it off asap (all for the sake of my wellbeing). So while I'm all for getting debt paid as soon as possible, just remember to correctly budget your day to day around repayments so you don't go skipping meals.

Just checked my local peak energy usage hours - 7AM to 10PM, aka my entire waking hours. Sad!

You said Geico, have you looked into AAA? I nearly fell out of my chair when I found out how low they are and have been with them for 13 years now. Just a thought.

Another great video! I love the ways I save money on my bills too.

I’m 4

By each vid you create, the most boring stuff, like paying bills, become more fun than before. p.s: i feel you Nick from 01:50

I’m 10

I'm 2

Hey Nicholas. We really love your aesthetic. Where can we contact for a potential partnership?

pre-ground coffee in the chemex 😭😭

Unrelated, but.. Have you read "The Power of Letting Go: How to Drop Everything That’s Holding You Back" by: John Purkiss ? Bit of context: I was reading "Essentialism" around the time you've released that video and it stuck with me, so whenever I come across a book, I wonder if you've read it.

No Dollars /Yes Rubls

Are you going to go for full Aquaman hair. I find myself wondering if this is now the goal 👊

Does that mean you don’t have Netflix ? I was recently thinking about deleting my account in order to *aggresively* pay my school loans . I’m just trying to remove all the things that aren’t necessary for me to live every month but… I don’t really go out and I do prefer the shows over some of the contents on RU-vid . I just need some motivation 😢

1:06 I feel guilty even though I did not play Fortnite all day! :( Cashback feels like total scam. It's like they're raising prices just to give you back a measly sum. If they can give you cashback the product could have been cheaper in the first place. We might not have fully embraced it yet here in Germany (Europe), but we're just a step away from copying every questionable trend from the States.

I am 3😂🎉

hi Whats your mbti type?

Boom first comment 😅

Пиковые часы потребления, ужас какой! Живу в России 5-10$ в месяц за свет, 1$ газ, мобильная связь с безлимитным интернетом 3$, налог за год на собственность 8$

The facial expressions 😂

Can you tell me what is you chair model/name from the video? I am looking to buy new office chair that is actually comfortable and will not cause me back pain all of the time. Thanks!

Hi Nicholas.. May I ask you in which state you live?

Hey! RU-vid recommended one of your videos, and I must say, you post awesome stuff. I love it, and I want to see you on top! By the way, I was wondering if you or your friends need a video editor or thumbnail designer. I am Mohan, a professional video editor and thumbnail designer with 4.5 years of experience in creating engaging and high-quality videos and thumbnails for RU-vid. If not, please reply with "NO" and I will remove you from my follow-up list. Keep creating amazing content! Best regards, Mohan

Living in Hawaii enters the chat....

Viewing RU-vid as a substitute for film is kinda messed up

Buying used car that u can completely afford is another way of saving yourself from the tedious monthly car payment.

What can I do to bring home more income without affecting any potential tax refund in April and contributions to my 401k without affecting my future retirement?

I like your content but your B roll always makes me feel dull after watching your videos

Saving money on them haircuts, am I right?! Shiz is starting to look like a majestic mane of bad-assery! #hirsute

You have been making car payments since you were 17? Is your car a Bentley? 😂

4:56 that was Zesty 🧼as hell, Nick

That smooth smooth feeling when your car payment is done. Lessons learnt for sure 🫡

I love your videos. It keeps me grounded on my feet. I hope we can all reach financial independence :)