7 bad money habits I wish I stopped sooner

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Hey Guys! Today's video is on 7 bad money habits I wish I stopped sooner. These are 7 things that I was doing for too long on my financial journey. If you have any things that you wish you would have stopped leave them in the comments below! Don't forget to like this video if you want more like it. :)
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I’m Alaina.
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What else?! I am a wife and mother of 2 girls. I love reading and planning! I hope my videos help you on your financial journey.
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29 июн 2024

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Комментарии : 632

@NanouSassou 3 года назад

1- Using my annual salary to justify my purchases 2-Purchasing Starbucks coffee every single day 3-Wandering in target after work for no reason 4- using my debit card randomly with no plan or budget 5- Buying groceries without a meal plan 6- Buying a home/Car/luxury purse before being ready 7- buying everything new I love the content, I am definitely taking notes.

@soniamartell9220 2 года назад

Thanks!!! Love it!

@laminage 2 года назад

Preach it!

@motherhood234 Год назад

#3 and #5 are my downfall.

@laminage 9 месяцев назад

@@motherhood234 For Me It's a Dollar-Type Store. I live in Canada, and I love that place. Also I have a Yen for Amazon but I look but don't touch. I get paid every second week and the night before I get access to my payroll deposit sheet. I see how much I have coming to me and before I go to work, I do all of my Bill Payments.

@icametomakecupcakes71 3 года назад

Buying items on sale or clearance that you don't need just because the price is great! Money spent on things I don't really need is still money lost.

@sameeraprasad1242 3 года назад

I feel like I needed to hear this

@spacebars9677 3 года назад

tell this to my mom 😭

@suffercore4483 3 года назад

@@spacebars9677 omg yes

@JeanneBook 3 года назад

@@spacebars9677 yea

@patzmaru98 3 года назад

I need to hear this every time I go out

@Drenma. 3 года назад

Hey guys ! I have an extra advice for you, plan "no spending days" : I have like 4 days per week where I try my best not to spend any money.

@wendy3642 3 года назад

Great idea

@blaisenoelle9031 3 года назад

Awesome note

@SusieeBee 3 года назад

Me: Spends $10 for 3 days Also me: Spends $500 on the 4th day😂

@GabrielaPerez-nq1wp 2 года назад

@@SusieeBee me :(

@laminage 9 месяцев назад

Yep, I do that as well. I work in an Industrial area and although there's a Canteen to buy Food, I bring my lunch home and nuke it.

@wanjangunyi 3 года назад

Bad money habit : Spending 'small' money that always seems inconsequential at the time. It adds up.

@breec3346 11 месяцев назад

Yes it does!!!!! I learned my lesson multiple times!!!

@MariselaCronin 3 года назад

If you save your money when you are young life is a lot easier when are older. Great Video!

@lmiller6675 3 года назад

Too late

@BossManJus 3 года назад

@Marisela Cronin If you’re young and saving money then your losing money because our government will always keep printing it causing your dollar to lose value because of inflation. It’s better to learn about investing so your money can grow and have a 78% chance against inflation while also growing over “x” amount of time. Also president Nixon took the gold standard off of the dollar bill in 1971 meaning the dollar is just a piece of paper not backed by any gold so if you’re young please don’t save money, learn and read and educate yourself about investing and then invest wherever you choose.

@nai1729 3 года назад

@@BossManJus i’m 15 how do i do this or do you have any tips where i can start because i have no idea

@yinayeoh328 3 года назад

@@nai1729 look into vanguard index funds

@heidikessler3004 3 года назад

Wisdom!

@WiseWomanLola 3 года назад

Bad money habit: buying g something because other people had it, not that I needed it. Like following trends. For example, a particular style of jewelry or shoes, or appliance,

@deannajohnson3933 3 года назад

Trends kill me.

@redwall1521 3 года назад

if you don't follow trends and saved your money and spent your money carefully on things you actually liked (for instance, my dad works in the Bay Area and would spend his excess money on wine from Napa and he became a wine connoisseur), then people actually get jealous of you and you get the same kind of high and satisfaction you would anyway get. Or honestly if you're not that vain you could just go spend money on a new or old hobby and just improve your own self.

@tyronebiggums5547 3 года назад

This is mentioned in rich dad poor dad, it’s called keeping up with the joneses aka neighbors, friends etc. highly recommend anyone that’s looking for financial freedom to read that book

@dongambino5308 3 года назад

Money spent on gold jewelry isn’t exactly a terrible purchase, depends on the price of gold at the time, the type of gold whether 14,18, or 24kt, the weight of the item and how much you’re paying. Gold holds its value there’s plenty of people who bought gold jewelry and in years made money passively. It’s not a big waste of money, but things like diamonds, or fake jewelry or anything else of a lesser value is definitely a waste. Gold is like a stock, it’s pretty easy to educate yourself on how gold pricing etc works would take an hour at most. Jus wanted to say my two cents on jewelry.

@deannajohnson3933 3 года назад

@@dongambino5308 Very informative, thanks so much.

@MsElectricsurge 3 года назад

I just wanted to add that buying preloved items isn’t only so much more environmentally friendly but also helps you weed out bad quality items. A sweater that still looks good after someone else wore it, will last you longer as well. We all bought items that went kaput after just a couple of uses.

@overlyblynn 3 года назад

So true! Some of my best pieces are from thrift stores. If you can tell they've been washed, but still look great, they'll continue to look great for many washes to come. Then I paid 120 EUR for a brand new sweater and it lasted 2 washes... Smh

@kimberlynewsom9876 2 года назад

I've been buying used or pre-owned, or pre-loved for some time now, but you bring up an excellent point about weeding out the bad from quality items. I loved your "a sweater that still looks good after someone else wore it, will last you longer as well." Really great, thank you!

@nicoleewing1318 3 года назад

For me: Buying extra things online just to get free shipping. I had to get out of the mindset of "well if I just spend an extra $25, I can save $5 in the shipping costs." Terrible money logic. Terrific video! And I love the planner you're using and how you're changing the pages to make them work for you. I would have never thought of that. :-)

@07ikkin 3 года назад

Yea, I'm going on an Amazon strike. Usually I buy stuff from them that I could easily get in store. Just hate dealing with people really. That and Amazon workers are treated very poorly

@peacheskong2245 3 года назад

Oh!! This is a good and definitely a sensitive one to me...because I think might as well spend that money now instead of paying for shipping costs each time you order online. In my case, I simply need to plan my onlince purchases better.

@pianoonparade 3 года назад

Sometimes I do this, but only if I end up spending less by spending more - if that makes sense? Sometimes spending an extra $5 gets you $10 off

@crazy4beatles 3 года назад

I only do this now if I can return the additional purchase in store.

@melissamarie9839 3 года назад

Me too! That’s why I bought Amazon prime but that after awhile I realized I was making myself buy things every month from Amazon so that I got my money’s worth out of paying for the prime membership. Now I canceled my prime membership and just try to avoid online shopping because it is my black hole 🥲

@christine8028 3 года назад

Mine is buying things (a retail therapy) whenever I feel empty or sad for temporary happiness / making myself feel better, I want to stop this sooner too 🥺

@namehere4954 3 года назад

That's a temporary high like any other vice - drugs, food, sex, alcohol, etc. Emotional voids can never be filled with external things. Work on your internal world and your external world will fix itself.

@gusmonster59 2 года назад

Try going for a long walk instead. I know that sounds silly, but it keeps you out of the shops and lets you be outside where pretty things are. If you look around while you walk, you will see flowers, birds, cool houses, etc. It can really lift your spirits, plus you get a bit of exercise.

@christine8028 2 года назад

@@gusmonster59 I would love to take a walk outside and breathe fresh air, but my country imposes lockdowns so i cannot do it, sadly 😔. Hope this pandemic ends sooner as it affected many countries and people.

@bionic_rose9887 3 года назад

Not even an hour ago, I thought, “I need to build better money habits.” Is RU-vid reading my mind along with my phone's data now?

@qwertyzz7 3 года назад

I am in love with the fact the seven habits are each a day of the week! Bad Money Habit: Not bringing a water bottle with me when I am outside. I can't tell you how many times I bought an expensive drink because I was thirsty.

@07ikkin 3 года назад

YES, my dad ingrained the "bring you some water cause you not getting a slurpee" in me very early. I still take water with me everywhere. I'm also at the point where I bring something to eat while I"m running errands. I used to tell myself "I'll be back before I get hungry" Then end up getting a $10 combo meal. So now I take chips and sandwich or a salad or something and pull over when I get hungry and eat. I be so proud of myself when I do that lol

@maricelgund 3 года назад

Yes!!!

@meanncat3050 2 года назад

@@07ikkin God made finger foods for a reason. lol JK...but having a snack is always nice even if you don't plan a long outing.

@paulettebrown6492 3 года назад

Buying an overpriced car and then realizing it’s an overpriced car🤦🏿‍♀️

@meid9158 3 года назад

Car depreciates the moment u drive it out of the car dealership. I’d go with a used/pre-owned since all you really need a car for is to get you to point A to B

@meid9158 3 года назад

@@koifishflavor right! I totally forgot about the whole maintenance part 😂 even after being able to purchase the lux car you need to be sure that your able to keep up with maintenance fee and etc

@Pbrown5976 3 года назад

@@koifishflavor Absolutely. It cost me 2000 for a set of tires. That might not be much for some people but I thought it was pricey

@pedrosilvamusician 3 года назад

@@meid9158 It depends. That's a way to see things. Just like a phone can be just a way to make calls, or your shoes are something to protect your feet while walking. It all depends on the way you see things. Buying overpriced no. But buying something you actually like to drive is different. When I was 18 I was driving an older car my parents were not using often. I was using it and I liked it, it was fun to drive and cheap to maintain. But eventually I wound up buying my own car at 24, and I enjoy my new car any day. I feel happy just looking at it, taking it out of the garage, i'm happy to drive it and I feel great. Yes it takes me from point A to point B just the same, but it makes me happier than my old car. Eventually I sold the old car because it was giving me way too much maintenance and it was turning out not to be that reliable going from A to B

@afsahschool4530 3 года назад

@@Pbrown5976 that’s so much omfg it only cost me $400 for a Honda Civic

@marydoe8961 3 года назад

One of my biggest financial regrets in my twenties was spending an excessive amount of money on going out, alcohol, and food. Once in a while is OK, not every weekend. Now, I put that money away on the side to spend on my health.

@lu.zhu. 3 года назад

It's my actual struggle ! I'm 24 and trying to spend less on silly stuff like going out every night 😕

@pedrosilvamusician 3 года назад

The money I used to spend on going out for food just for the sake of it i'm now spending at my gym. I'm 10x more healthy and I don't mind spending 30€ a month for a gym membership lol

@steppy3736 3 года назад

I ask for giftcards to Starbucks, Michael's, or the book store. I can still have treats, but don't go broke in the process. There are two money things I wished I'd figure out sooner: 1. Bring your lunch to work. Save eating out at lunch time for my birthday or a treat, or even payday. 2. Available balance on a cc does *NOT* mean I have money to spend!! Available balance means "loan amount" that I have to pay back.

@07ikkin 3 года назад

See, people think giftcards are lazy gifts. I love giftcards. Let me get what I want, not what you THINK I'd like to have ..lol

@steppy3736 3 года назад

@@07ikkin I find them to be incredibly practical. It's helpful when you have multiple stores/hobbies to choose from too.

@freesia.m7600 3 года назад

Me: Watching movie about financial advice Inside me: Ok, I need to buy that diary.

@mehello4913 3 года назад

I thought the same thing.😂

@siphokazileratomalinga2969 3 года назад

🤣🤣🤣🤣😅🤭

@graceperez4406 3 года назад

Buy the diary and stickies!😂😁👍

@nanaabenadarkowaah1800 3 года назад

Bless you heart, so cute your comment ❤️

@rumissaxo1458 3 года назад

Lmao 🤣

@elis2506 3 года назад

I'm 19 and in college and starting to realize I should be taking care of my money now instead of waiting till I'm older. Thank you for this video! I felt called out with certain things you mentioned that I hadn't really thought of before.

@tinabrown6892 3 года назад

The fear of missing out caused me to buy things I didn't need but really wanted.

@Nicolasa_vega 3 года назад

It’s the wandering around target for no reason for me!!! 😫😫 lol

@GABRIELLE_SALEM 3 года назад

Lmao why are we like this

@ajohonly3721 3 года назад

Hahahahaha hahha me at TJ Maxx 😒😒😒 really bad behavior

@shantelrscott 3 года назад

It’s wandering around walmart for me lol

@07ikkin 3 года назад

I do that with the dollar tree because " it's only a dollar". I spend nearly $100 there every month. I mean, I do get toiletries there though...along with snacks, candy, nail polish and junk.

@davetaylor2088 3 года назад

Rules to live by for sure! Big rule here: never, ever shop when you're hungry. Not just for groceries, for anything. Because you buy something and you eat because, hey, you just did some grown-up shopping and you need food right? Also, you have beautiful hand writing!

@carahernould2705 3 года назад

Hahaha - when I need to make a major purchase I ALWAYS leave to get something to eat before making a decision. I even tell the salesperson that I can't make a decision on an empty stomach and will need to level out my blood sugar before swiping the credit card. Usually it helps stop the sales pressure too.

@davetaylor2088 3 года назад

@@carahernould2705 Awesome!

@joangang9138 3 года назад

I was like "oh I got all these down!" but you got me with the meal plan one!! you're so right! I always end up having nothing to eat but the fridge full if that makes any sense. I need to change that ASAP!

@Mochi_Stars97 3 года назад

I don't live in the us and im always amazed on how people buy coffee. Here, starbucks is almost a luxury, and im used to make my own (the ingridients for a week of coffee is less than one starbucks visit). I guess is a little expensive everywhere 🤔

@introvertspeaks 3 года назад

Same is true in the Philippines. Having starbucks is like a statement of how rich a person is. While here in New Zealand where we migrated, starbucks is just another coffee shop.

@workin4alivin585 3 года назад

Not all of us have been taken in. I think these corporations think we'll just keep shelling out money for their coffee, sodas, candy bars, fast food, etc. no matter the price. Well, they're wrong. There will always be fools, but not me.

@cassvillz6034 3 года назад

I’m an American and I rarely ever buy coffee. I make my own coffee at home or at work. My Mom on the other hand is a Starbucks platinum member 🤦🏽‍♀️

@nombuso4162 3 года назад

Not a luxury here. But it is very expensive. Like R50 for a cup is crazy

@angelas5099 3 года назад

Starbucks in my city in India looks so empty compared to places like McDonalds or even Pizza Hut. No one has coffee for takeaway lol. Only some rich people have meetings there and some teenagers take their dates to "impress" them. We associate Starbucks with pretentiousness and overinflated prices. Nothing beats our chai and filter coffee at home. 👍

@maryellenerikson1397 3 года назад

Pre-loved is such a good mindset! Every car I have ever had has been pre-loved and loved by me way longer than they probably should have been. Loved is just so positive that it makes me smile, especially when compared to what most people would say, used and old. Thanks for the positive outlook.

@cindyzuniga9737 3 года назад

I bought a Keurig from an auction. Then I bought the Costco size Starbucks coffee pods and Starbucks creamer. Much cheaper than going everyday and I still get my coffee. I even put it in my reusable Starbucks cups and tumblers. I'm my own barista. Lol

@labinatasfia624 3 года назад

My roommate and I were talking bout having a coffee machine for our dorm room. She suggested Keurig. and my dumb ass read it as Corgi and I was like wait wut, we can have pets in our room?!

@the.annethology 3 года назад

Is this the compostable coffee pods from Costco? I heard they taste great and less waste!!!

@junipersprites2167 3 года назад

I haven’t tried the compostable pods, but another eco-friendly option I do use is reusable pods. It’s a plastic/mesh casing which holds your grounds so you can use your favorite grounds (especially great for when there isn’t a “k-cup” alternative). You can also buy paper filters that fit to the casing if you’d like, but I don’t bother.

@carolineosterman2420 3 года назад

Get a reusable K--cup. They save you so much money.

@fluffyunicorn57 3 года назад

Is that a lot more wasteful than using a machine that you just put ground coffee in?

@paulamarie2325 3 года назад

My worst bad money habit was automatically buying clothes I didn't need whenever my favorite store had a sale, which was often! I still sometimes treat myself to clothes I don't necessarily need but at least now the purchases are planned and budgeted for.

@07ikkin 3 года назад

yea I am on a clothing strike for this month. I've been digging in the bottom of my drawers and the back of my closet to find clothes that I haven't worn in a while. Just like new lol

@nurultrisnawati694 3 года назад

Same with me. I really need to change this habit too

@brooklynnmcnitt3787 3 года назад

the starbucks thing is relatable. I ended up getting a job there one day a week so I can get free food and coffee every day and a pound of free coffee a week. saves me so much money 😅

@scoobydont 3 года назад

Omg love that strategy 😅👏

@ellamaek 3 года назад

I bought myself a espresso machine and grinder and it paid for itself in about three weeks. 😅

@brooklynnmcnitt3787 3 года назад

@@ellamaek I got a nespresso and i honestly love it. not the highest quality beans but it’s really similar. You can buy literally sugar syrup bottles from starbucks for ten bucks and literally make the SAME drinks. I usually buy Vanilla and it’s the best

@grapplejuice6059 3 года назад

I've always wondered, how does one have starbucks everyday? Isn't it immensely bad for you health considering how much sugar they must put in those drinks?

@brooklynnmcnitt3787 3 года назад

@@grapplejuice6059 I guess a big part is what you order. there are sugar free options, straight coffee and milk lattes etc… i also think some people exaggerate drinking every day. I technically get those free items every day but I don’t always use them on myself or get them every single day.

@Amari_T 3 года назад

Guilty on all accounts 🥴 “I’ll get more money later”… now I only shop target on the drive up app so I don’t wander around

@annajeehee 3 года назад

Always use cash on eating out and movies - if you don’t have it then don’t do it - always make use of what is in pantry and add salad stuff at grocery - it does wonders

@07ikkin 3 года назад

yess, I used to buy $4 salad kits. Then I decided to get $2.50 bag of romaine, which will make me 2-3 salads. I bought bacon bits and cheese and save money. I try to eat what I have at home but always have cravings. Yesterday I was tempted to go buy a BBQ plate. I decided to get sausage, potatoe salad and a can of baked beans all for under $10 bucks, and got plenty of left overs. Win Win

@LetsGoVB 3 года назад

I regret just not saving saving when I was younger and really had no financial responsibilities 😒. But! Live, learn and forgive yourself. Doing better now 🙌🏾 Thank you for these great videos!

@lenabellamy1262 3 года назад

You must have a private investigator following me around cause I still do all of these like an idiot. Ugh 🤦‍♀️

@RaquelJoYT 3 года назад

Eating out too much for me is like a rollercoaster I tend to bounce off and on. I don’t even use my card for in store purchases, it’s normally online shopping but occasionally. After being in my early 30s I did realize your money does matter!

@shaakirahjaffer6568 3 года назад

For me it's budgeting. Always budget for the month and set an amount aside in that budget for leisure type things. I'm new to having income and the first few months I went crazy, spending and not saving. But after the 3rd month, I needed money to pay for an unexpected event and I had nothing left and that's when I started openly discussing money issues with my parents, they guided me and honestly I am so content with my money ways.

@redneckgirl3326 3 года назад

Mine is buying something because it's purple and on sale. I may not know what to do with it, but it's a dollar and a gorgeous shade of purple.

@nanaabenadarkowaah1800 3 года назад

Your profile picture says it all ❤️

@kayyla5 3 года назад

This is me with pink

@CraftyKSLady 3 года назад

Great video! I can identify with 1 and 5 so well. Additionally, I have 3 addictions that I need to get under control: craft supplies, shoes and earrings. The hardest one for me is having a meal plan since I really don't like like to cook. Ah well. Sometimes recognizing one's problem is the first step towards solving it.

@galinavandam2701 3 года назад

As a kid, i wish i stopped spending money on food. That’s my parents job. I see kids around me buying food and i’m like: why? You should spend on experiences and things you’re going to enjoy in the long run. I recently bought a lounge chair for in my room and i love it.

@TexasMom68 3 года назад

I like everything about this video. The angles, the journaling style with a list. I haven’t followed you for long so I don’t know if this is your usual, but I had not seen this before and love it! Inspirational thank you!!!

@TheOrganizedMoney 3 года назад

It's definitely new! I'm so excited that you noticed and liked it. I will definitely do more like it.

@ajohonly3721 3 года назад

Ok your hand writing ✍️ is awesome 👏🏾. When I calculated my coffee spending in September 2019 it was the last time I had coffee.

@MsMak03 3 года назад

Bruh 👏🏾. So pretty it could be computer generated

@07ikkin 3 года назад

exactly! I think about how my purchases add up for the entire year. I've given DOLLAR TREE $359 dollars this year, and that's not including June (haven't accounted for June yet). And I tell myself " it's only a dollar" **eye roll** Wish I was the DT CEO lol

@introvertspeaks 3 года назад

We do have a customer who spends $30-$40 a day for 3 to 5 cups of coffee.

@07ikkin 3 года назад

@@introvertspeaks hopefully he/she is being reimbursed by the drinkers of the other coffees

@sydneymills5130 3 года назад

Yes to the coffee!! I nearly choked on mine when I calculated how much I’d been spending on Starbucks.

@ajohonly3721 3 года назад

When I calculated mine in September 2019 it was the last time I drank coffee ☕️ I screamed.

@dawna3094 3 года назад

I love how you label used items as “pre-loved”! What a great way to look at it.

@FineNaturalHairandFaith 3 года назад

Bad money habit: Sometimes funding Amazon’s livelihood without thinking about my own I also made your bad money habits 1, 4 and 5 but I’m still not feeling Meal plans

@07ikkin 3 года назад

Just do simple meals. For example chicken breast, with asparagus and sweet potatoes. For seasoning on chicken, I do taco seasoning packets & salsa. For the veggies, just salt, pepper and olive oil . Their natural flavors come out. Quick, simple, good and healthy (minus the taco seasoning lol)

@gusmonster59 2 года назад

I don't meal plan. I just buy things I can make meals with and no junk foods. So no chips, cookies, donuts, etc. I don't spend much on food.

@FineNaturalHairandFaith 2 года назад

@@07ikkin I follow the ketogenic diet so no sweet potatoes for me: I do fine eating whatever is on plan. I just don’t like planning in advance

@FineNaturalHairandFaith 2 года назад

@@gusmonster59 that’s me tii

@treemerryweather 3 года назад

i used spending like a drug to numb me out after a particularly bad experience, or when i was feeling powerless, or a rough day, or any one of a thousand negative stimuli. My spending is not an issue now - my focus is sustainably releasing all the nonsense i purchased, brought home and turned into a burden i have to stop carrying. healing in baby steps

@rhondasmith2804 3 года назад

I love how you worded this....I was searching for how to say that exact thing. I emotionally eat and spend. I too am now realizing and dealing with the fall out. Healing me inside first....learning to deal with the negative in better ways.....then purging, donating and using the items bought emotionally. Thank you for saying this so nicely!!

@putnamdesign1072 3 года назад

All this is me! However when it comes to the coffee I now make my own and love my coffee better than the coffee house,my wondering store is Hobby Lobby but since budgeting I’m learning I even went into Hobby Lobby and came out with NOTHING I had never done that before

@LoriHammond1 3 года назад

bad habit #5...for years I bought whatever was on sale...and threw away groceries every week..that “went bad” before we could use it..meal plan ..almost no waste..lots of space in frig and pantry..and a plan for the week..plus a couple extras.

@TheOrganizedMoney 3 года назад

Yes!!! Me too!!!

@wreathlings 3 года назад

You basically described my whole life.

@basil_leaf 3 года назад

My life too 😫😭. I’m making changes!

@TeachersPet1998 3 года назад

I agree with all seven of these!!! Especially using the debit card randomly

@terrynorman1222 3 года назад

Totally me except for the Starbucks 😊

@chloejade5659 3 года назад

My bad habit is the grocery one. Not that I’m really bad and don’t plan at all, I’ve just realised I should always stick to a meal plan as you’ve just made me realise how much money I’ve lost on not doing it. Thank you!

@marshamindu9696 3 года назад

#5 I am starting to meal plan in June. I waste so many food, by not doing this.

@KaysFantasy 3 года назад

I’ve learned from my mum, after opening my own bank account, she drilled it into my head in my early teens by saying, before buying ANYTHING, ask yourself, “Do You Really Need It?” Now I tend to be picky on random purchases 😂

@mayrasanchez8672 3 года назад

Me too lol

@KaysFantasy 3 года назад

@@mayrasanchez8672 I hate buying stuff I honestly don’t need now haha, but do sometimes splurge on handbags or a few fashion pieces BUT not going overboard like, buying something because I like it but won’t wear. That’s a waste to me.

@daniellebrenke3395 3 года назад

#4 and #5 will get me every time. 🤦🏾‍♀️ I recognized it and have made adjustments. It's so easy to do, so you have to be disciplined. Great list! Thank you.

@rispahwalumbe6141 3 года назад

Really awesome summary. Number 4 was so problematic for me till I started doing weekly budgeting. Weekly budgeting has made me feel less constrained.

@hannahhalvorson4386 3 года назад

This is actually so helpful compared to other advice and videos like this. These are digestible and easy goals to start with. I really struggle with spending all my money recklessly and these are all things that I can really be more mindful of. Thank you so much!!!

@ShequaMeLove 3 года назад

Whew!! I needed this! I do all 7 of these. Especially the wandering Target!

@thelazybujo6340 3 года назад

"Buying Starbucks every day" Me: WOMAN. DON'T YOU TAKE MY STARBUCKS.

@TheOrganizedMoney 3 года назад

😂😂😂😂😂

@steppy3736 3 года назад

I get around this easily....When someone asks what I'd like for my birthday/Christmas, etc I always reply Starbucks gift cards. This way I can indulge and it doesn't come out of my pocket. :)

@thelazybujo6340 3 года назад

@@steppy3736 See, I do that for Barnes & Noble gift cards, except I always spend more than the gift card (which is always, like $10 - $20, sometimes not even enough for a single book if it's a hardcover), and so I drop at least $50 from my own pocket even with the card.

@steppy3736 3 года назад

@@thelazybujo6340 when it comes to the book store, if I'm given a gift certificate, I only use it in the sales section. I'm an avid reader, and buyer of, books. I pay for the Kindle Unlimited service and Audible service each month. Plus I am on a few mailing lists for free books. On FB there is a group called Kindle Buddies that posts free books everyday. Otherwise I keep a running list on Amazon and friends/family will buy a book off of that list for me. I *have* to stay out of the book store because I have zero self-control there.

@jocec820 3 года назад

Panera has a new coffee subscription it's free for the first three months then around $9 a month for "unlimited coffee" really it's one coffee every one to three hours. But might be a good alternative. Everything is included but specialty coffee and sugar syrups. But the syrups are like .60 a squirt so sometimes I treat myself to a couple lol.

@juliebatalia7946 3 года назад

Me: Instead of paying $50 to get my nails done. I go to the dollar tree and get my nails done myself. Save the difference only $5 my nails last longer too.

@TR-qq2df 3 года назад

I learned how to do manicures, pedicures and eyebrows during the pandemic. It's saved me so much money.

@meganhastings7325 3 года назад

I usually don’t get them done and do them myself. The only time I splurge is during the summer for my birthday and a couple times after that

@MegaSmileybug 3 года назад

I am guilty of #7. I always think I need to buy things brand new that I rarely buy things second hand. Thats a real personal problem for me.

@missdeesharae 3 года назад

Your planner videos have helped me to organize my personal, family and financial life. ❤️ Thank you for making your videos very relative to everyday households :)

@lolakay424 Год назад

I realize that this is over a year before I discovered this video, but I must say that it is so eye-opening and humbling. I greatly appreciate your candor and thought-provoking. It provides great food for thought. I am grateful that you posted this. Thank you so much!

@carlae8982 3 года назад

So glad I watched this... I felt like I was the last person in America that did not own a home. Something always comes up during the process. Glad I didn’t bc I was also only thinking about mortgage and utilities. Not maintenance and repairs. Delay does not mean denial❤️

@prettibrowneyez29 3 года назад

Girl! You aren’t alone! And you’re right. That delay was in YOUR defense.

@taemckenzie 3 года назад

I kept feeling like I had to rush this process because I felt like now I'm in my late 30's in time I creeping...know I know that I don't. Thank you thank you and also with being by myself

@LupitaGP84 3 года назад

What a great video related on a couple things you mentioned. Loved the simplicity but strong message.

@STmgmt 3 года назад

Spending extra money on items I clearly didn’t need and not having a plan to invest it. My biggest regret now.

@cabrinifrancesca6508 3 года назад

i'm new and i love the warm greeting in the beginning. short and direct. not fancy and elaborated like a 5mins intro.

@springboi385 3 года назад

sooo guilty of #5 !!! but recently I started doing meal plans and planning my purchases and OMG it's a budget-saver! I'm so guilty of that before when I started tracking my expenses I noticed that's really where my funds are leaking out (lol). i used to go to the grocery multiple times a week purchasing random stuff. when I started budgeting, I started to schedule my grocery runs to once a week, taking note the prior week of what I need to buy (delayed gratification) and just really stick to my list when I get there. i do the occasional splurge like a bag of chips or a chocolate bar, but that's it. i always make sure I dont go over my budget and it has been very helpful to help me save more and resist splurging. 😄😄😄

@AnyaWall 3 года назад

Watching you write is so relaxing lol love your lettering

@chenesestrange7493 3 года назад

You basically listed all of my bad money habits. I’m an accountant and I can manage others money but still working on managing my own. I just took an inventory of our food at home & made a meal plan for the first time. It felt great. I usually would just buy items and like you said either will go back to purchase more food to make a meal or order out.

@annemcdonald3770 2 года назад

These are such good points, and I love the format as well!

@simplybeingme 2 года назад

I really enjoyed this! Thank you! And your voice is soothing!

@fox3015 3 года назад

Thanks RU-vid algorithm! Perfect timing for this video cuz tomorrow will actually be my first ever pay day XD thank you!

@camizzle0075 3 года назад

This was such a great video! Going to reference it constantly to realign when I stray away from my money goals. Thank you for this awesome content!

@babybbbb 3 года назад

I love listening to your voice. It’s incredibly relaxing. Thank you for sharing.

@merryanndobbs 3 года назад

Just found your channel and I love it! Thanks for the great info!

@JuniperBronze 3 года назад

Your voice is so relaxing 😌 Thank you for sharing your experiences with us

@otakutriestobudget8470 3 года назад

This is really helpful. Thank you for the advice

@ptbodogtrainer 3 года назад

Thank you! This is SO helpful - I have been doing a few of these things!

@audreysmith6941 3 года назад

Yes, I always wonder around stores after work before my husband picks me up and buy stuff I didn't need. This is an eye opener, thank you

@angelaspencer121 3 года назад

Thanks so much for sharing this! Such practical and easy to implement budgeting fundamentals!

@takirasharde2318 3 года назад

This was a great video topic and organized format. These are the conversations I’m ready to have to reflect and prepare for the future. I’m subbing.

@sunshinelifeco 3 года назад

This was a gut check! Thank you for this it was much needed!

@iteachmy3 2 года назад

Great advice. Thank you for being honest and transparent so others can learn.

@simfrayne9499 3 года назад

Love these tips! Plus your hand writing is beautiful and hypnotic. Thank you

@TheOrganizedMoney 3 года назад

Thank you so much 😀

@eyekelly1530 3 года назад

Very good tips and info. On top of that the video is calming 😌and mesmerizing to watch 👀. Your writing ✍🏽 , tone of voice, putting the stickers on the page the editing. Good job all around. I’m glad this popped up in my feed. 📝 🤓

@TeacherMariePh 3 года назад

I love your video! Binge watching your other videos now! ☺️❤️

@TheOrganizedMoney 3 года назад

Yay! Thank you!

@zoeseden4911 Год назад

Your voice and penmanship are so soothing…I loved this!

@raqueljardim5966 3 года назад

Just found your channel and I'm loving it! Thank you for the amazing work and advice 💖

@vheisshu 3 года назад

I feel u when buying Starbucks everyday is in the list. Somehow these indulgence are financially detrimental. Good call. These points are not typical and resonate to me. Thank you for the vids!!

@florencebergeron502 3 года назад

Love to see you try new angles!

@jenrt77 2 года назад

This video was 100% for me. Other than the brand-new luxury car, I have every single one of these bad habits. Michaels craft store is my Target but I am fairly certain I keep Starbucks in the black every year. I am going to really work on these issues.

@danteracioppo 3 года назад

Great points! Different ones that people usually talk about.

@Angel_Mukwevho 3 года назад

This video was good. Love it!!💕💕 I'm glad I stopped doing all these things before I start working and this was a good reminder that I'm on the right track.

@promiserobinson5113 3 года назад

I’m so glad this video was on my feed! New subscriber!!!!!

@basil_leaf 3 года назад

I needed this video. Thank you 🙏🏼

@chrissylove1739 3 года назад

I never thought about using HP pages this way!! This is super smart!!!!

@nohandlebravo 3 года назад

Awesome video!! Thank you for sharing 😁

@Belen-ro5iu 3 года назад

Getting ready to binge all your videos! This one spoke to me…like to the heart. I definitely do 5/7 of these habits.

@iieeeme 3 года назад

Great tips, some of which I've not heard before. Thank you! I'll be subscribing ☺️

@RehAdventures 3 года назад

This was a helpful video! I clicked it thinking “why not” assuming that it would mention habits that I didn’t have to begin with, but you went over things I really do!

@debpaynepurnell6131 3 года назад

Great advice!

@mrsengeseth 3 года назад

This is the first time that I think I have seen your videos...holy cow, I really like your style and this journalling style. Target/Walmart/Hobby Lobby/Staples/Office Depot wandering killed my budget.

@TamikaCClark 3 года назад

Thank you for this!

@kaylatrausch1394 3 года назад

I recently learned how to do copycat Starbucks drinks. I can tweak them just right to always get it just right. 😉

@jratliff1026 3 года назад

Details??

@jacquelinerose4498 3 года назад

Girl you want to share that with the class 😂😂. I spend to much going to get coffee drinks

@kaylatrausch1394 3 года назад

My favorite Starbucks drink right now is the vanilla sweet cream cold brew, at home I just make an iced coffee with the vanilla sweet cream. You could do cold brew at home but I am too lazy lol. Vanilla Sweet Cream Recipe: 1/2 cup of vanilla syrup (you can buy them from starbucks or tj maxx) 3 cups of half and half 4 cups of heavy whipping cream 2 tbs. of vanilla extract This recipe makes enough for the week. I wouldn't suggest keep the vanilla sweet cream longer than 5 days! Enjoy!