7 Reasons to EXIT Mutual Funds or STOP SIP | When To Sell Mutual Funds?

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0:00 Intro
0:29 Declutter your portfolio
1:57 Tax harvesting
3:02 Financial Goals
4:19 Portfolio rebalancing
6:19 Overbought Market or Euphoria
7:26 Profit Booking
8:45 Consistent Under performance
Are you considering making changes to your investment portfolio? In this informative video, we explore seven crucial reasons to consider selling your mutual funds. Learn how decluttering your portfolio can streamline your investments and reduce complexity. Discover the benefits of tax harvesting and how it can optimize your tax strategy. Understand the importance of aligning your investments with your financial goals to achieve long-term success.
Explore the concept of portfolio rebalancing and how it can help you maintain your desired risk profile. Find out why selling in an overbought market or during moments of euphoria can be a smart move to protect your gains. Learn about profit booking and how it can help you secure your investment profits.
Lastly, gain insights into recognizing consistent underperformance in your mutual funds and the importance of taking action when your investments are not meeting your expectations. Whether you're a seasoned investor or just starting, this video will provide you with valuable insights into the art of selling mutual funds strategically.
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Опубликовано:

7 авг 2024

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Комментарии : 95

@ragus1416 2 месяца назад

Wow! So much of information! I have to see this video again and again!

@abishek_999_ 10 месяцев назад

Seriously bruh your such a 💎 keep educating us🖤

@balajid1157 7 месяцев назад

Excellent brother. You have really explained almost all the important aspects crystal clear.🎉🎉

@veerakumarg1812 10 месяцев назад

Superb explanation. Thanks a lot for your service and hatsoff for your knowledge

@antonyraj1226 10 месяцев назад

Very well explanation bro, it's one of the most important mutual fund portfolio allocation.🎉🎉🎉🎉

@srinivasansm 10 месяцев назад

Excellent as usual ❤

@manikandanmurali5204 10 месяцев назад

Great explain bro thanks for the video❤

@yazhamuthan 9 месяцев назад

Very depth concept. Have to do lot of home work to understand this.

@duraisamya3068 6 месяцев назад

Very useful and correct information, well done 🎉

@user-vw2kx3ep4f 10 месяцев назад

uper. Whenever I see your Videos, I am learning some new information. Thank you 🙏

@ansheik7387 4 месяца назад

Bro vera level bro neenga ultimate...❤️‍🔥 Keep educating us...🎉

@vasanthi369 5 месяцев назад

Again you rocked 👌🙏🏻🙏🏻🙏🏻

@renukakarunakar968 5 месяцев назад

Excellent inputs given sir. Congrats. A small request, please reduce your speed. Thanks😊😊

@suthakark4915 10 месяцев назад

Thank you bro

@hariprasath21_04 10 месяцев назад

Hi Boosan bro, ur video are really useful. Keep rocking. Here i like to ask you something about Debt and international mutual funds is it still useful to stay investing after the policy change by government since April. Like more charges in it. Few other experts saying need to exit those funds. Can you share you view about it.

@bharathidasan5093 10 месяцев назад

Very active analysis

@Vijayalakshmi-go9pc 10 месяцев назад

Nice explanation. Can you do review about bonds please

@ramyap6410 10 месяцев назад

This tax harvesting method would work for individual stocks but it defeats the power of compounding for SIP

@finance.boosan 10 месяцев назад

From a technical standpoint, tax harvesting has no impact on your investment's growth; why do you believe it influences the power of compounding?

@yogavignesh8064 7 месяцев назад

@@finance.boosan compounding depends on the number of units you hold and how the NAV for those units are. So if you start selling the units, it can affect the compounding. It is not going to be so much but still has an effect. btw, I'm a new subscriber, very good to see such videos for the Tamil audience 🎉

@elaenscontent1127 5 месяцев назад

@yogavignesh8604 It will still compound bro. For example, you bought 1000 units with NAV value of 100. So here you invested 1Lakh. Suppose next year NAV went to 200 (100% return) you can sell all 1000 units and here you will get profit of (1000*200 - 1000*100) 1 lakh rupees as tax harvesting. But the thing is again you have to invest all 2 lakh rupees to buy 1000 units. If you calculate now you still having 1000 units but got taxation benefit.

@yogavignesh8064 5 месяцев назад

@@elaenscontent1127 you withdrew 1lakh but have to invest 2lakh to get to where you were before. that's what you loose if you don't have the additional 1lakh

@alexroshni9772 4 месяца назад

@elaenscontent1127 reinvesting 2 lakh rupees should be made as lump sum? Will that not have impact

@prasanthmuthu-sv5pf 10 месяцев назад

Hello bro can you do separate video for debt fund investment and foreign investment

@bobj3349 2 месяца назад

Hi, If we rebalance, what about it's tax effect? Could you please explain

@motivationforlife8082 10 месяцев назад

Delta corp pathi oru video podunga bro.. recent fall and no support at bottom!!

@sabauthay1345 9 месяцев назад

What about now due to Israel - Palestine war.? If exited on One Time money invested from MF before foreseen/current heavy loss, and reinvest once stable ? Is it good strategy?

@mohanakrishnanr1648 10 месяцев назад

Thala nee pesunale useful dhan🎉🎉

@gokul41123 7 месяцев назад

Bro please help me with this - For ELSS funds post lock in period should I stay invested?

@ganeshrajahockey 25 дней назад

Hi ...During SWP in the last 3 to 4 year as you suggest do we need to Stop the SIP for those 3 to 4 year or to continue the same? i know is silly to ask... but though..

@alphonsegerold2830 10 месяцев назад

Your plus points * Knowledge * Dedication * Voice

@raghuld3885 10 месяцев назад

In general you are you are saying that start a sip for thousand rupees per month if the profit goes beyond one lakh withdraw one lakh and put it in lump sum. Am i correct

@sajisaji3234 10 месяцев назад

apo 1lak profit / yr ku varumpothu , profit withdraw pani next month sip la principle amt a increase pani potranum. nan solarathu crct dana sir? romba masama nan keta kelviku ans kidaichutu. thank u sir. upcoming months la enaku ithu use agum kandipa

@sjsunilraj 10 месяцев назад

If possible share hold or pause

@livingstonmech4250 6 месяцев назад

Is there locking period in funds?

@kal-el2179 10 месяцев назад

Bro uti nifty 50 la 500 sip and mid cap 2*100rs ok can i continue my investment or should i invest in uti

@travelandstreetfood9433 6 месяцев назад

If i have multiple mutual funds and everything has 1 lakh profit then tax calculated based on total profit or individual mutual fund ?

@palanivel194 8 месяцев назад

சார் க்ரோவ் அல்லது செரோதா ஆப் மூலமாக எஸ் ஐ பியில் ஸ்டேப்பப் அக்கவுன்ட் எப்படி ஓபன் பன்றது ப்ளீஸ் ஒரு வீடியோ போடுங்க

@Be_Alone77 10 месяцев назад

bro Navi NASTDAQ 100 pathi oru video podunga 😊😊

@karpagamm1261 9 месяцев назад

I had invested 50k, it grew to 80k, if i leave profit and withdraw only my investment 50k. i dont have to pay tax right?

@quotesoftheday5 7 месяцев назад

If we sold our mf in middle of our goal is there any chance of missing our coupounding effect? 😢

@kavinrajt21 10 месяцев назад

Nan index fund la monthly 2k potu varan navi nifty 50 la Nan ena bro pandrathu???

@msvcreations464 4 месяца назад

Mr. Boosan, what ever you said 5 months before about mid and small cap. Today it happened. :-)

@lokeshdhoni7777 3 месяца назад

Bro I'm investing in only one mutual funds that's too index fund

@chandrasekar7749 6 месяцев назад

I came to mutual fund not to think more on stock let my money grow. Again na idhula head break pannanuma😢

@vigneshvickey9713 8 месяцев назад

Tax harvesting la neenga soldra reinvestment sip ka ila lump sum ka bro

@hackinghacker6641 9 месяцев назад

How to do tax harvesting for ELSS MF??

@xnivaxhzne 10 месяцев назад

🎉

@ananthannantha1461 10 месяцев назад

நமது mutual fund விற்று வாங்கி விற்று வாங்கினால் power of compounding work ஆகுமா சகோ...

@samprabhu06 10 месяцев назад

Hi bro, Your explanations are crisp and clear. Can you please explain how really stock market works? Only FII, DII, and retail people is fixing the share price? (Is that same like hunting fish in ocean with less cost and selling it in fish market with higher rate. In this case there is no norms for price fiixng, only seller fix rates) How people are fixing the share price? How shares price getting down for bad news, FII or DII sells? Really im in very confused state how it really works from start to end. There is lot of formula for calculating original share price according to company (Intrinsic value), but it is hard to find the original price. Note: I have seen your one video regarding how stock market works, but can you please elaborate in detail. We are even ready to watch that particular video even it is 20 to 30 mins video clip. Thanks in advance🙏

@NeverGiveup-fe2is 9 месяцев назад

Bro sip pathi edhum solala avlova , inoru vedio podunga bro

@r.aravinthkumar302 10 месяцев назад

❤

@lakshminarasimhannarasimha1338 10 месяцев назад

Can you share your insights on the micro cap index funds

@user-ot7bo8zd9p 10 месяцев назад

Same question 🙋🏾‍♂️

@gowthamspark7131 23 дня назад

Is it true Every 1 year we can withdraw 1 lak without paying taxes in SIP.

@HiTechTamilR 10 месяцев назад

Bro multiple app la investment pannalama bro..like GROWW & angle one & phone pe

@finance.boosan 10 месяцев назад

Yes we can invest using multiple accounts from different apps

@10renganatha 10 месяцев назад

Not sure why Axis is betting on DMART, it holds 5 - 10 % in axis blue chip and axis long term elss fund 😥 and not much of ITC

@finance.boosan 10 месяцев назад

Both of these funds adopt a growth investment style, whereas ITC is primarily categorized as a value stock. When analyzing Axis funds, you'll notice they have a significant stake in Bajaj Finance and Dmart. During periods of uncertainty, growth stocks tend to underperform value stocks.

@varalakshmis6229 6 месяцев назад

Boosan muchval funds ல் 15,% கிடைக்கிறது நாம் வெளியில் எடுத்து எங்கே போடுவது எவ்வளவு கிடைக்கும்

@masoodanees5200 6 месяцев назад

Would exiting not affect the compounding ?

@masoodanees5200 6 месяцев назад

Also would you please explain how does tax harvesting affect compounding ? or Does it ?

@manisankarr6194 10 месяцев назад

When I click the join button, it has two options. One is learners community and the other one is learners (deleted). What is different both? Which one should I choose?

@finance.boosan 10 месяцев назад

If you'd be interested Opt in for the cheaper version, second one will be deleted soon.

@manisankarr6194 10 месяцев назад

@@finance.boosan Thank you

@Levelupyourbikes 5 месяцев назад

anna na eppo collage first year padikaran . na ore bussiness pannitu irukan . ahthula vara profit na invest panna lam nu ore ideal iruku but kojam douts irukum anna . nega kojam ena guide panna nala irukum but na epdi uangala contact pandrathu . becouse yanku nariya Douts iruku plz kojam respond pannugaa anna

@sanggeetha8355 4 месяца назад

Basics ah first padinga bro

@Bharanivel6197 10 месяцев назад

Y targeting Axis MF??

@arjunaarjuna8325 10 месяцев назад

Bro index fund la na monthly invest oru 30 years ku pannitu irukum pothu na demat account la link pannirukura bank ah close pannitangana enna bro panrathu antha mathiri bank close panna vaipu iruka bro

@kal-el2179 10 месяцев назад

Mostly nadakadu nenaikuren bro

@sakthivelr5631 10 месяцев назад

Bro tax harvesting la neenga kudtha example la. Verum 1L profit mattum every year varthu na, instead of taking out the whole investment antha 1L profit mattum edthu edthu reinvest panna will it still work??

@finance.boosan 10 месяцев назад

That will work but only provide partial the benefit. Let's consider a scenario: You initially purchased 1000 units of a Mutual Fund at a NAV of ₹100 per unit, resulting in a total investment of ₹1 lakh. As time passed, the NAV increased to 200 per unit, making your total investment value ₹2 lakhs, including a profit of 1 lakh ₹. Now, let's assume you decide to sell only 500 units: - Selling Price: 500 units * 200 = ₹1 lakh - Purchase Price: 500 units * 100 = ₹50,000 Your gains from this transaction would be 50,000 ₹. However, there's a catch. You're only utilizing the exemption limit for this 50,000 ₹ gain. To make full use of the tax exemption, you should sell your entire investment, which includes the 1 lakh ₹ profit.

@sakthivelr5631 10 месяцев назад

@@finance.boosan thank you so much for the detailed explanation bro. You really care for your subscribers!

@ranjithjothi3377 10 месяцев назад

Hii bro ,if we withdraw all the amount each year for tax harvesting,did the real power ..compounding works…?

@finance.boosan 10 месяцев назад

When you reinvest the entire amount, virtually nothing changes in terms of the growth of your investment. In both scenarios, after 4 years, the investor will still have the same 10L. However, in the tax-harvested case, there will be an additional tax benefit of 30K.

@ranjithjothi3377 10 месяцев назад

⁠@@finance.boosan for 4 to 5 years ,it’s applicable ,I think. For long term investment ,for eg 20 years, we withdraw our capital with one lakh extra and at the end of 20 yrs we only gain 20L only na bro….bt if we not withdraw the amount for 20 years,our capital along with gains also reinvested and we get max compounding that will give more returns than that 20L….is it wrong or right bro?

@rajakkt3709 9 месяцев назад

Bro, i want invest in 20 years and above. But nifty 50 index plan maturity period 10 years nu potruku. Automatically plan extension aaguma?

@finance.boosan 9 месяцев назад

There's no lock-in period for Nifty 50 Index funds; you may withdraw or hold them for any period you wish.

@rajakkt3709 9 месяцев назад

Thank you so much bro 🙏

@suganthisiva7951 10 месяцев назад

First like and comment 🎉

@suganthisiva7951 10 месяцев назад

Thanks bro unga videos lam romba useful ah iruku keep doing it

@suthakarsush5688 8 месяцев назад

Bro na oru mutual fund la sip start panirukan...athey Mutual fund la enaku kasu kedikum pothu lunpsum ah inverse pannalam ah?

@finance.boosan 8 месяцев назад

Yes anytime lumpsum panalam

@suthakarsush5688 8 месяцев назад

@@finance.boosan total units sip ku Thani ah, lumpsum ku Thani ah irukum ah , ila onna akiduvanga la?

@studentofeinstein1411 10 месяцев назад

Adu "nupathu lakhs" illa "Mupathu lakhs"(30 Lakhs)

@RamyaNss 10 месяцев назад

Thanjavur kalvettu pakkathula... nu senthil dialogue solla matten 🤐

@varalakshmis6229 6 месяцев назад

இவ்வளவு speeda எப்படி பேச முடியறது

@neelikumarg 10 месяцев назад

2000₹ note onnu irukku bro. Eppadi maathanum nga?

@kal-el2179 10 месяцев назад

We can't change it 😅

@nirmal1957 Месяц назад

Take it to govt bank or rbi

@ManikandanManikandan-uk5bk 10 месяцев назад

மாசம் ஒரு 1000 ரூபாய் போட்டா கோடி

@samprabhu06 10 месяцев назад

Hi bro, I have buyed and sold shares within 6 months. I have got profit below 50,000. Do i have to pay tax? Im salaried employee and no tax applicable for me. How is capital gain tax to be paid?