The Caines are a real fact to consider. Can you afford to rebuilt? Where will you live when your home is being rebuilt? How much will the insurance cost and how much will it cover? Many details to consider. Some islands are more Hurricane prone than others. Barbados does not often get hit by Hurricanes but it is very expensive. What about good health care if you are old or young and adventurous. How about retirement programs?
That is one of the negatives you have to tolerate just like in Florida. You just hope the hurricane eyewalls miss you if you live inland from where storm surges can occur.