ACP vs AIO: The Battle of Whole Life Insurance 

New subscriber here. Thank you Sir for sharing this, additional info na rin since limited lang nadiscuss ng FA ko. Got my ACP a month ago at mabuti nalang my FA asked first kung anong policy ang kukunin ko or kung anong benefits ang gusto ko.

Sa ACP once mabayaran na ang 10-20 years term insured napo ba up to age 100? Tas if ever po kaya ba na maka withdraw ng partial sa cash surrender value niya at ma insured parin up to age 100 after completing payment of 10-20 years?

Hi Sir. Thank you po for sharing these information. very informative po talga and ang ganda ng mga products ng AIA. Pwede po ba gawa kayo ng video kung ano naman ang dapat gagawin ng mga taong maiiwan or beneficiaries ng policy holder once namatay or may nangyri d maganda, para po alam nila yung gagawin nila just in case. Kasi ang gaganda talaga ng products ng mga insurance companies pero d hinahighlight kung paano icclaim ng mga beneficiaries ang mga dapat makuha nila. Thank you po.:D

Newbie question po. Can ACP help you cover some of your hospitalization cost? Or is it just going to hand you down money (base on diagnosis) after being hospitalised?

Sir sorry kung stupid question haha what if I get ACP kasi gusto ko protected sa maraming possible critical illnesses, pero gusto ko rin sana ma-cover for accidents? What’s the best move?

sana ang mga insurance company pwede i-advance payment na example yun 5 years to pay isang bayaran na lng.

Both needs.. But ALL IN ONE !! ❤❤❤ Kuha dalawa para mas malaki yung coverage..

Sir sa reduced paid up po ba ay pwede gamitin kahit konti palang po yung cash value?

Hi po sir. question on 9:19 minutes mark - "Waiver of Premium is not needed if mag kaka critical illness is ma teterminate na yung plan".. may ma rereceive nman na Critical Illness benefit si life insured dito naman noh? and possible ba dalawang ACP kunin if ever?

umabot po ako hanggang dulo ehehe 😅 pinag aaralan ko po kasi gusto kong ma insured ang mama at papa ko at ako.

Pakiexplain Po Po Single pay VUL

pwede po mag avail sir kahet nasa abroad p po..pweede po patulong sir..salamat po

Hi! Is there a specific clause in the fine print that confirms guaranteed cash value (after paying completely) and decides to terminate the policy, for example at age 70?

Hello po bakit po may modal premium yung acp?

so ok kunin parehas?

Guaranteed po ba yung cash surrender value?

50 years non smoker ACP FOR 10 years computation and 20 years computation