America’s Most Expensive Zip Codes 

Yeah, that sounds like a great idea. I probably live in one of them.

Me too!

Great job Corey! I'll be looking out for your debt free scream!

Keep it up man, the other side is worth it. We are down to just our mortgage now

Congratulations 🎉

@@justincaldero5174 I promise you I'll come back to this exact post. Thank you for the encouragement

Kudos to the entire Ramsey team, we know there is a lot of work to put these videos out and keep us all out of debt, thank you to the entire team. Of course George is out favorite ... /jk, we love you all

Mobile native here… Yes, inland is incredibly affordable! The beaches/waterfront have become bad in recent years but central gulf coast is still a good place 👌

Oh yah. The hurricanes catchers mitt.

That is more money than I will ever own.

It depends, Cali has a grandfather law as long as the property stays in the family. I have a friend in Palo Alto his parents left him a 3 million dollar house and he pays around 300 a year for property tax, grand fathered from the late 60's.

…yeah it’s mighty real! My neighbor 4 houses across the street from me in the 94027 area has around a $130K in prop tax. The house is custom built in 1993 like an old world Italian Villa, from its massive gates that opens to its long driveway lined with palm trees to that leads you to the main entryway with a 22 ft wrought iron clad in thick clear glass and marble. It added so much drama and took it over the top, which I jokingly suggested to my folks who found it hilarious, so they did.

Depends on when the house was purchased, per prop 13

If you can afford a $20M home i don't think they worry too much about the property taxes.

Not a dig on you ,but stating a fact - I read article where people ( Locals) living in northern Mn Hibbing, Grand rapids that work the local job base are basically forced out of housing Mkt , because you have people moving out of the larger over priced markets , Minneapolis, Duluth, ? Because of telecommuting. Yrs ago if you wanted to live in these rural areas you had learn to on less income, and the housing market reflected it, not anymore.

@@sitka49 I totally get what you're saying. At the same time though, my husband and I are absolutely living on less income, because I'm working 1/3 of what I used to. Our house has an astronomical propane bill that anyone working in a local factory on a single income would struggle to afford, whether the mortgage itself is affordable or not. I believe that's why its been for sale a few times in the last 20 years. It's just old and needs insulated and weatherproofed. We're also participating into the local community and buying local whenever we can, vs before we were just 2 people of 900k in Indianapolis. There are pluses and minuses to newbies living in rural America for sure. But to be fair, we are both from very small towns in Ohio and Indiana. We're not rich businessmen from California buying up all the land, or operating remote businesses, you know?

@@daphblue like I said no disrespect but it is a trend that is happening. I get it I wouldn't want to live in these Cesspool cities either. But I've seen where corporate Realtors come in and buy up houses in rural areas. Watch the trends and algorithms of where people are moving and then they sit on these homes for a few years if need be ( they can afford the loses) and then wait for folks like you to move out into the rural areas and Push the market value beyond what they're truly are worth, ( I've looked some houses and the asking price are 300k - 350k and I would've gave 50k for it 10-15 yrs ago ,and then on top of that it's needing another 100k to make it liveable?) So the local workers have to move to towns miles away just to afford housing. It's the same aspect as where Californians moving to Texas. Or billionaires moving to Jackson Hole Wyoming. I guess it is , what is. But I'm not sure if buying vegetables at the local markets going to change the people's lives that live in these small towns were they can afford to live there . I don't know, I guess I might have a soft spot for these people that actually grew up and lived in these small rural towns, ( kind of paid their dues ) and are now trying to make go of it? - but then again I might Revitalize some of these small towns that are dying, time will tell?

@cjspencer5396 yeah, seriously! I was just looking at houses in Helena and the only house in my budget was a rough little fixer upper for 250,000

Dude! Right?!?!

Right? I just moved to WA state, further south and my payment is much higher…it got me a 3 bedroom townhouse

@cjspencer5396 actually if you follow their advice and get a 15 year loan it'll get you less than $300,000!

I was puzzled by that too. The people who buy those home probably are usually buying the entire homes with cash. Or could if they wanted. Or else they were purchasing decades ago when the amount of wealth needed was less even if it was still a lot for the time.

Creating wealth and financial freedom isn't as tough as many people believe. Building wealth and remaining financially stable indefinitely is a lot easier with the appropriate information. Participating in financial programs and products is the only true approach to make a high income and remain affluent indefinitely...

I am so sorry your great aunt is going through that. She should be celebrated for living such a long (and I bet interesting) life instead of having to fend off vultures. I hope her remaining years are good to her xx

But this is not a reflection of someone being wealthy, but kids with no moral character.

@@CAC-Indiana That’s true. But it’s also true that If you don’t have much to give immoral characters, they aren’t going to treat you like their future piggy bank as much. To be fair, the kids probably could have been raised better. And they somewhat lost their way after their dad died relatively young and unexpectedly. But they’re adults, and most of them have adult kids of their own now. Their behavior has been awful. Especially given that some of them are perfectly wealthy and successful in their own right already. At a certain point, building more wealth isn’t that important compared to other things that make you happy and life meaningful. My great aunt unfortunately has dementia now. Although it’s kind of nice because she can forget how awful most of her kids have treated her recently. 😆

That's sad, really. But I always feel like if there isn't justice on the earth, then there is God's justice. And one day, people will have to account for their actions to a God who knows all. I am glad that you care about her and the one child who takes care of her. Try to focus on the good.

@@CAC-Indiana Well I’m an atheist and think the notion of a God having perfect mercy and justice is a contradiction given that mercy is withholding the justice that one truly deserves. But many of my relatives including those involved in this household are religious and would agree with the afterlife justice hypothesis. I agree that it’s good to not get too bogged down in negatively and appreciate the good. Including your kind comment. So thank you.

I agree. I used to have a phone payment and I've ended up breaking both before the payments were done. Went out and bought a used $160 phone and it does all the same stuff without that stress. Got a $2,000 car and $3,000 truck to boot.

Ooo, I need to take that one in! Was it on George's channel or Ramsey Solution's?

It’s already priced in

He's a girl dad!

Medina is minutes from Bellevue. Mercer Island us more expensive than Bellevue and fo is Sammamish and Issaquah

Yes, thank you!

@davidhasselhoff83 - Amazing how different it can be from one side of the lake to the other.

Fairfax and Loudon County Virginia have the highest salaries, but houses aren’t all that expensive. It’s a short drive to West Virginia and houses are dirt cheap. Many people do the commute.

…owning a duplex in Campbell, CA in 1990 as a first home was a great option for a 21 year old. It was a risky opportunity that my folks took which I’m grateful for I learned along the way. Now looking back, a $189K sure was a lot but that is nothing to compare to this generation has to fork out $1.7M for the same property.

I live 60 miles north of the cities , and I tell you there is nothing cheap or affordable anymore , I bought my home several yrs ago for under 100k now it's worth about 450k , and I have predator realtors calling all the time wanting me to sell? On a side note I read article where people ( Locals) living in northern Mn Hibbing, Grand rapids that work the local job base are basically forced out of housing Mkt , because you have people moving out of the larger over priced markets , minneapolis, Duluth, ? Because of telecommuting. Yrs ago if you wanted to live in these rural areas you had learn to on less income, and the housing market reflected it, not anymore.

@@skymuffn I can't imagine the property taxes on that, and insurance, ( income property , and no homestead credit) and you wonder why rental prices are so high?

@@sitka49 …the property tax on the Campbell duplex has gone up to about $7.5K and the insurance is like $1.5K yearly. Insurance here in CA is nuts which makes it more pricier in owning nowadays. I’ve been with my insurance agency since 1985 and my agent for 3 decades now, it helps when dealing with multiples specially if you add auto in the mix. How bad are insurance rates out where you are at?

@@skymuffn My insurance is more than my taxes. Which my insurance is about $1,700 a year. My taxes are $1200, but it's the replacement cost that is what's the Killer. My house is probably worth $350k ,and my replacement cost is around $450k to 475k. I thought maybe in California the taxes would maybe twice that? I already had my home paid off years ago , but I bought a lake home and I put a lien on my house for it. But it's good debt, because my Lake lot has tripled in value and I only owe $50,000 on my home.

There’s always options for changes in retirement

We love visiting our son who lives in Raleigh North Carolina. Very friendly polite people.

Is that possible?

@@zoobrizz I got lucky on a vacant foreclosure in 2016 at 3.5%

A starter home in Los Altos (not even Los Altos hills which is even more expensive) is 2.5 million. Starter home in atherton is 3 million.

I doubt they do. Not sure how the data gets skewed like that

just go alabama or sipi

They can be nice places to live if you have a lot of money. (Also, there are areas in those states that are cheaper --people just automatically think of the big cities.)

I understand CA, they have some of the best weather in the country. But as for the other states, your guess is as good as mine haha!