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Amex Platinum vs. Delta Reserve (Which Should YOU Get?!) 

Mark Reese // Credit & Finance
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Which is the BEST travel credit card between the Amex Platinum Card and the Delta SkyMiles Reserve? Find out with this side by side comparison (you’ll be shocked at the similarities)! Click “Show More” to see Ad Disclosure.
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🎬 VIDEO - Delta SkyMiles Reserve Card Review
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🎬 VIDEO - Are Airline Credit Cards Worth It?
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The American Express Platinum Card and Delta SkyMiles Reserve American Express Card are two high-end travel credit cards. While some of their benefits are very similar (even identical at times), these travel credit cards still serve 2 very distinct purposes.
WELCOME OFFERS (May 2023)
The Amex Platinum Card’s public welcome offer is to earn 80K Amex Membership Rewards points after spending $6K in the first 6 months. This is worth $800+ toward flights and the card has a $695 annual fee. The Delta SkyMiles Reserve’s public welcome offer is to earn 50,000 Delta SkyMiles and 10,000 Delta MQMs after spending $5K in the first 6 months. The miles portion of this offer is worth around $550 on average and the card has a $550 annual fee.
EARNING POINTS / MILES
The Amex Platinum Card earns in the following ways:
- 5X Flights (Directly with Airlines or via the Amex Travel Portal, up to $500K per year)
- 5X Hotels (Via the Amex Travel Portal when they’re prepaid)
- 1X Other Purchases
The Delta SkyMiles Reserve Card earns in the following ways:
- 3X Delta Purchases (Directly with Delta)
- 1X Other Purchases
REDEEMING POINTS / MILES
- Amex Membership Rewards points earned from the Amex Platinum Card are worth 1.7¢ each on average towards travel via Amex Transfer Partners, 1.0¢ each towards flights via the Amex Travel Portal, and 0.6¢ each via cash back as a statement credit.
- Delta SkyMiles earned from the Delta SkyMiles Reserve card are worth 1.1¢ each on average towards flights.
AMEX PLATINUM CARD BENEFITS | DELTA SKYMILES RESERVE BENEFITS
- The American Express Platinum Card offers a bunch of credits for travel ($789) and retail / lifestyle ($1,095).
- Both cards offer up to $100 for TSA PreCheck or Global Entry.
- Both cards offer airport lounge access to the Amex Centurion Lounges and Delta SkyClubs, but the Amex Platinum Card offers additional access including Priority Pass, Plaza Premium Lounges, and more.
- The Amex Platinum Card offers elite status with Marriott Bonvoy, Hilton Honors, and several car rental companies (Hertz, Avis, National). The Delta Reserve Card offers benefits specifically with Delta (Delta Status Boost, MQD Waiver, Complimentary Upgrades, Upgrade Priority).
- For flight-specific benefits, the Amex Platinum Card allows you to Upgrade with Points on select airlines (Delta is not currently an option). The Delta SkyMiles Reserve includes benefits like TakeOff 15, an Annual Companion Certificate, Free 1st Check Bag, 20% inflight discount, and Priority Boarding.
- Additional benefits mentioned in the video.
Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#creditcards #americanexpress #amex

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2 июл 2024

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Комментарии : 168   
@MarkReese
@MarkReese Год назад
‼ *NOTE at **3:26**:* Amex charges an Excise Tax Offset Fee when transferring Membership Rewards points to U.S. airlines, including Delta. It's $0.0006 per point up to a max of $99. So in the example from the video: - 10,000 Amex points = 8,800 Delta SkMiles (if you pay w/ miles), or... - 10,000 Amex points = 10,000 Delta SkyMiles + $6.00 charge (if you pay via credit card) Thanks to viewer iGimmie for reminding me of this. 💳👉 VIEW CREDIT CARD OFFERS! markscreditcards.com/offers 🛍 RAKUTEN - Earn Cash Back! markscreditcards.com/rakuten 📊 GET FREE STOCKS FROM WEBULL markscreditcards.com/webull ⬆ (More links in Description below video!)
@pseven21
@pseven21 Год назад
Really tempted by the Delta card, since you don’t have to worry about using 9 different credits like the platinum just to justify the cost of the card. Just using the companion pass might be enough to provide outsized value, while still having centurion/skyclub access.
@MarkReese
@MarkReese Год назад
Yep it's definitely refreshing!
@Great-Scott
@Great-Scott Год назад
Very informative, so thanks for that. I have the AMEX Platinum and Delta Platinum. The former gives enough value that it's worth it to me with a big part of that access to lounges, plus I use as much as I can with the other rewards, etc. The latter helps with keeping my Delta status with the $25K spending waiver and the free companion ticket pays for the card, especially the last time I used it, I was upgraded cross-county from main cabin to Delta One. This works for me now.
@MarkReese
@MarkReese Год назад
Good combo!
@fogrunr5075
@fogrunr5075 Год назад
You really are providing a great service for credit card travel enthusiasts, especially with such detailed cards. Thank you!
@MarkReese
@MarkReese Год назад
Thanks Fog runr!
@fogrunr5075
@fogrunr5075 Год назад
@@MarkReese You're very welcome!
@jimmyjames6492
@jimmyjames6492 Год назад
Great comparison video! Thanks for the the detailed info!
@MarkReese
@MarkReese Год назад
You're welcome!
@chrisbrown8748
@chrisbrown8748 Год назад
What a great video👍🏽👍🏽. This is the type of content that separates you from everyone else.
@MarkReese
@MarkReese Год назад
Thanks Chris! 🏆
@JabbaDaNut156
@JabbaDaNut156 Год назад
Great content! Thanks Mark
@MarkReese
@MarkReese Год назад
You bet!
@itsagreatday9765
@itsagreatday9765 Год назад
I have both cards and got them for the bonus (100k for Amex Platinum, 125k for Delta Reserve) making them a no brainer for the first year. I fly Delta pretty often so the Status boost and MQD waiver is huge. I don't think you pointed this out in the video but if you put 25k of spend on the card, you get a MQD waiver all the way up to Delta Platinum status. That's huge because hitting MQMs can be easy with rollover but MQDs are much harder to hit unless you travel a boatload. I love the Delta Skyclub access and will never give that up. I've decided for year #2 I'll be canceling the Amex Platinum and keeping the Delta Reserve. I already have an Amex Everyday card to keep my MR points intact and do plan to add the Amex Gold when can get a nice elevated bonus (currently in popup jail). Thanks for the great content!
@MarkReese
@MarkReese Год назад
The MQD Waiver was mentioned at 9:00 in the video. I left out the requirement details as an individual review video is better suited for that ✌️ Great that you found value in having both cards! 💯
@BobBacheler
@BobBacheler Год назад
Terrific detailed analysis!
@MarkReese
@MarkReese Год назад
Thanks!
@WhoDeanyUnchained
@WhoDeanyUnchained Год назад
I like these comparisons. I've been having a hard time with the Hilton Aspire vs Amex Platinum
@MarkReese
@MarkReese Год назад
Glad you find them helpful!
@SpencerJohnsonOfficial
@SpencerJohnsonOfficial Год назад
This is another one of those comparisons where I think it completely depends on if you want the comprehensive benefits across a broad spectrum (w/ the Plat) or are loyal to Delta in particular and want to continue that loyalty in a bigger way. It seems we align on that notion! I always appreciate your comprehensive reviews, so thank you for another great one Mark!
@MarkReese
@MarkReese Год назад
That's right!
@SonnyChanhvongsak
@SonnyChanhvongsak Год назад
I'm in the camp that if you live in a delta hub AND are into amex cards it's best to run both. Since the delta cards (plat and reserve) typically pay for themselves in free check in and companion tickets and use the normal plat for all the usual benefits. You usually aren't booking main cabin for less than 250 or first class for less than 550 so there's the annual fee and more in value for the delta cards. And you don't have to really put any spend on the delta cards to get the benefits as the majority of the benefits are applied to your sky miles account rather than through your credit card
@MarkReese
@MarkReese Год назад
For some people, having both can definitely make sense 💯
@ericevans8
@ericevans8 Год назад
I have both. and the Delta Plat. Makes sense and I utilize all the perks and credits.
@Creditcardnerd
@Creditcardnerd Год назад
Love you mark!
@MarkReese
@MarkReese Год назад
👊
@williamlinden732
@williamlinden732 Год назад
I have both cards. I don't travel all that much by air, my kiddo does bowling tournaments all over Montana and Wyoming, but both cards still serve me well. The FC companion ticket always outweighs the AF on the Reserve and the credits and lounge access of the Platinum usually make that AF worth it. If the Reserve were to dump the FC companion ticket, I would be out on that card the same day.
@MarkReese
@MarkReese Год назад
Good that you found value in it for your needs!
@bryanchung
@bryanchung Год назад
Just got the delta business reserve card. Although I live in CLT (NOT a Delta hub), I have a lot of use for it. The biggest is the first class companion certificate. That can pay the annual fee and then some. Makes flying first class with a +1 a little bit cheaper. Also CLT does have a Centurion Lounge, which is nice. Although the Platinum card looks fantastic, I honestly do not use most of the credits naturally (minus the Disney+ credit). Both cards are great choice based on personal preferences.
@MarkReese
@MarkReese Год назад
Great that you found value in the Business Delta Reserve! ✈️
@MatthewPurvisMotivationMatt
@MatthewPurvisMotivationMatt 3 месяца назад
Do you fly more Delta than American even living in charlotte? Im split. Some delta some American just depends on where Im going. Trying to decide mainly for lounge access.
@bryanchung
@bryanchung 2 месяца назад
@@MatthewPurvisMotivationMattStill mostly Delta even in Charlotte. Personally, I’ve been burned by AA many times (mostly a lot of delays). Delays are long to the point where layover gets me there just on time or even earlier than AA. That’s just my experience and people might have great ones at AA (mileage may vary). Now CLT is going to open the Sky Club here near end of 2024. That’s even better!
@MatthewPurvisMotivationMatt
@MatthewPurvisMotivationMatt 2 месяца назад
@@bryanchung that’s awesome to know. I went with the delta reserve as RDU is my home airport!
@bryanchung
@bryanchung 2 месяца назад
@@MatthewPurvisMotivationMatt Oh nice. You’ll have more options with Delta as RDU is a focus city for them. More non-stop options. I went to State there. Wolfpack!
@khanscombe619
@khanscombe619 Год назад
Good review. I us3 American Airlines mainly but good to have options
@MarkReese
@MarkReese Год назад
💯✈️
@narkenorton
@narkenorton Год назад
You saved me from making a dumb decision today. Thank you!!!
@MarkReese
@MarkReese Год назад
You bet!
@Americanomondays
@Americanomondays Год назад
I have both the personal Platinum, and a business Delta Reserve. They do overlap in some areas, but I realized a while back that neither of my Ink Business Unlimited or my Blue Business Plus had any travel protections, and most of the travel I do is for my production work as a Commercial photographer. I had considered getting the business platinum, but the benefits of the first bag checked - plus priority boarding are so important when I’m traveling with gear and need to make sure that I board early and never have my gear get gate checked. That said, we book all of our personal fights with the platinum for the 5X points, and all of it’s travel protections - so it’s a good combo to have for both personal and business needs. NOTE - I will still be using my Ink Business Unlimited for all rental cars for business, which I have to do a good amount of when shooting out of state - due to its primary rental coverage. That’s one thing I wish these cards would offer at their premium rates.
@MarkReese
@MarkReese Год назад
Makes good sense! I agree that premium travel cards should offer primary car rental insurance.
@chrisv4920
@chrisv4920 Год назад
Is this an upgraded background? 😅….. Great content as always!
@MarkReese
@MarkReese Год назад
No just temporary while traveling. Glad you enjoyed the video!
@KingGreen78
@KingGreen78 Год назад
For the same reason i canceled my airline credit cards, I had the delta and united mileage back when i was a pup in the credit card game
@MarkReese
@MarkReese Год назад
💯✈️
@mghostsoft1
@mghostsoft1 11 месяцев назад
Very informative and helpful video. I’d like to add two points: 1. I’d value Delta miles as 1.5 cents, especially considering the 15% discount on miles redemption (making miles ~18% more valuable). I can consistently find flights with at least 1.5 CPP when booking with miles (it’s not always the case, but for most people they can use miles faster than earning them anyway, so it’s safe to assume 1.5 CPP in this case). 2. There’s a 6 cents per 100 points fee when transferring points from Amex to Delta (capped at $100 per transaction), so if transferring to Delta, Amax MR points worth slightly less than Delta SkyMiles.
@MarkReese
@MarkReese 11 месяцев назад
Great points above! I forgot to mention the Excise Tax Offset Fee.
@cxptain3vil193
@cxptain3vil193 Год назад
This is actually a very good video because I live in a city where ONLY delta flies out of the nearest airport so it makes sense why I should decide on which card I will benefit from
@MarkReese
@MarkReese Год назад
Glad it helped!
@Gianfrancomf
@Gianfrancomf Год назад
Great video Mark. I was recently debating if I should get the Delta Reserve to build status in Delta but mainly want it for the seat upgrades. I have the Amex Platinum though.
@MarkReese
@MarkReese Год назад
💯✈️
@zacharyraper2920
@zacharyraper2920 Год назад
Very interesting! I have been thinking of adding the delta reserve card to my lineup, and would use the SUB for a positioning flight. Used to have the platinum and couldn’t justify the AF. hearing all of this I’m starting to wonder if there is a case for both…
@MarkReese
@MarkReese Год назад
💯👍
@SomeDudeSomewhereOverThere
@SomeDudeSomewhereOverThere Год назад
I was JUST looking at whether I should upgrade my Delta Platinum to the Reserve even though I have the Amex Platinum. Thanks for the perfect coincidence
@MarkReese
@MarkReese Год назад
Great timing!
@chriscrowe87
@chriscrowe87 11 месяцев назад
Think you under stated the flight companion voucher with the delta reserve (lower 48 unless you live in Alaska or Hawaii than it applies to them). It’s a free 1st class ticket for your companion if you purchased a 1st class, business, economy plus etc. Equal to which ever you purchased. Spend 1k on first class and get another free. That’s 1,000 dollar value. the delta platinum companion voucher is only for main cabin. (You can pay out of pocket to upgrade after)
@MarkReese
@MarkReese 11 месяцев назад
It's a fantastic benefit!
@nichtsistkostenlos6565
@nichtsistkostenlos6565 Год назад
I use a lot of the credits for the Platinum card naturally and easily overcome the annual fee without any real effort, and my home airport is a United hub, with very little Delta traffic, so the choice is very easy for me. Still watching the video though, because I always find these comparisons interesting.
@MarkReese
@MarkReese Год назад
Nice to have the credits work with your lifestyle 💯
@bobv5806
@bobv5806 Год назад
Good timing! The current 85,000 mile offer from the Delta Reserve is tempting. It’s my Platinum card’s anniversary and they aren’t offering a retention bonus. Agree with Mark's scorecard at the end.
@MarkReese
@MarkReese Год назад
💯👍
@bobv5806
@bobv5806 Год назад
@@MarkReese Decided to just keep the Platinum, even without a bonus, due to the flexibility. If I were at a Delta hub the math may have been different. Great comparison, thanks!
@MarkReese
@MarkReese Год назад
@@bobv5806 - Flexibility has a lot of value!
@conquerordie230
@conquerordie230 Год назад
For me, it’s the Platinum. I like having the flexibility that Membership Reward points gives me.
@MarkReese
@MarkReese Год назад
🏆
@rayrayfx
@rayrayfx 3 месяца назад
I am thinking about replacing my platinum card and keeping my gold, along with replacing and focusing on the reserve card. Could you please revisit this video and make an updated version due to the updated benefits to the reserve
@MarkReese
@MarkReese 3 месяца назад
I'll consider it!
@jmbwashi
@jmbwashi Год назад
I keep going back and forth with these two cards. I think I might keep my Delta Platinum and get the AMEX Platinum down the road.
@MarkReese
@MarkReese Год назад
Sounds good!
@Dwilsonmusic145
@Dwilsonmusic145 Год назад
My opinion is that the platinum is the better option because of the flexibility of the points you earn.
@MarkReese
@MarkReese Год назад
Valid point!
@ronniedeyro1979
@ronniedeyro1979 11 месяцев назад
I have the Delta Reserve and I feel like it fits my needs better .
@MarkReese
@MarkReese 11 месяцев назад
Awesome! ✈
@smartwallet9367
@smartwallet9367 10 месяцев назад
That was my debate until latest news with platinum cost per ussr.
@MarkReese
@MarkReese 10 месяцев назад
😁👍
@smartwallet9367
@smartwallet9367 9 месяцев назад
@@MarkReese now with all the changes, I think neither will fit for family travel for Delta lounges .
@smartwallet9367
@smartwallet9367 9 месяцев назад
They should have done the passes like the Hilton card 10 x year. Use it with people you’re flying with and less restrictions.
@TheAMEXBoss
@TheAMEXBoss Год назад
Great comparison Mark! Seems to me unless you're a die hard Delta flyer, the Platinum card will be much more valuable to most people!
@MarkReese
@MarkReese Год назад
Indeed! 👊
@Anthonyjones-pq4ff
@Anthonyjones-pq4ff Год назад
Mark what about the Delta Gold my Delta hub is ORD thkn about it for the bags .I fly about four times a year
@MarkReese
@MarkReese Год назад
@@Anthonyjones-pq4ff - Some will benefit from it, others will not. Only you can determine if it meets your wants / needs ✌ Here's a link to a review video I did about it: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-LT751vs8bbQ.html
@ohmyrufiohhh1303
@ohmyrufiohhh1303 Год назад
Amex platinum all the way. No direct flights for me ever for delta since I live in Houston. I’d have to layover at one of their hubs which is a big inconvenience.
@MarkReese
@MarkReese Год назад
I hear ya on that. The Delta Reserve is a great card, but I've never had it because Delta itself has just about 0 utility for me 😄
@jakmere
@jakmere Год назад
Update on the amex sign on bonus: it's now at 125,000 points after $6000 spend in 6 months. Already have the Delta Reserve - not sure I want to pay another $695 to have the platinum. But that's a pretty good deal for the right person.
@MarkReese
@MarkReese Год назад
The welcome offer varies throughout the year. The standard offer is currently 80K, although targeted offers may be floating around for 100K, 125K, and 150K.
@bt3299
@bt3299 Год назад
Thumbs up, Amex Platinum Tops this challenge... for the record Having the Amex Delta Platinum is a lower annual fee option and is what I use
@MarkReese
@MarkReese Год назад
Delta SkyMiles Platinum Card = great card too 💯
@Tim_Gravy
@Tim_Gravy 11 месяцев назад
@markreese am i missing something i only see 1000 for purchase protection per occurrence now vs the 10k everyone lists on their videos. Was this recently changed?
@MarkReese
@MarkReese 11 месяцев назад
It's $10,000. Here's a link to the Purchase Protection terms for all the Amex cards that offer it: www.americanexpress.com/us/credit-cards/features-benefits/policies/purchase-protection-terms.html
@Tim_Gravy
@Tim_Gravy 11 месяцев назад
@@MarkReese Ahh, ty, also is the Cruise Credit new? And the way i saw it for 1000 is under the website when ur applying and u click benefits. Maybe i clicked the wrong card. Ty for reply
@MarkReese
@MarkReese 11 месяцев назад
@@Tim_Gravy - I don't know the dates when the cruise benefit was added. It's been there for some years though.
@DjSuperDuke
@DjSuperDuke 3 месяца назад
This was good, I just got the Delta Sky and was about to call Amex beccuase I wanted 5X points instead.
@MarkReese
@MarkReese 3 месяца назад
Thanks 👊 Just be aware that the Delta SkyMiles Reserve Card's benefit changed recently. Until I make an updated video, check out Amex's website for the latest info. The rewards categories have not changed though.
@Jp0102
@Jp0102 Год назад
It might sound crazy, but I prefer Bank of America elite card, the perks and insurance are better, plus unlimited lounge access with 2 free guesses. Even if you are not a preferred reward, or if you are at least gold, it makes sense to me. Platinum I don't use those credits. And I don't like to stick with one airline, I always like to have options. And the world we are living, and like to stick with one brand. And I forgot it gives you 20% discount on every flight you book. And that can go a long way. People are sleeping with that card.
@MarkReese
@MarkReese Год назад
Glad to hear you find value in the BOA Premium Rewards Elite Card! Also, that 20% discount is for _award flights only_ ✈️
@Jp0102
@Jp0102 Год назад
@Mark Reese // Credit & Finance BTW, great video like always 👌, a couple of years following you, and always good content
@MarkReese
@MarkReese Год назад
@@Jp0102 - I appreciate the support! Glad you find value in the channel 🎬
@joec4720
@joec4720 9 месяцев назад
Do you have to book your flight with the reserve card to get an upgrade?
@MarkReese
@MarkReese 9 месяцев назад
From what I read in the terms, I don't see anything saying you need to use the Delta Reserve card.
@mrdkr
@mrdkr Год назад
If you pay with Delta points and pay taxes and fees with Amex Platinum you are still eligible to access Delta Sky Lounges. This will also trigger the $200 credit.
@MarkReese
@MarkReese Год назад
Awesome thanks for sharing this data point, MRDKR!
@vsanchez1993
@vsanchez1993 Год назад
If you use this method do you still get all Delta Reserve travel protections even tho Reserve card was not used?
@mrdkr
@mrdkr Год назад
@@vsanchez1993 I have a Delta Gold card and even if I pay fees with Platinum, I still have my first checked bag fee waived. I’m not sure if you need to pay in full for flight to have all protections.
@iGimmie
@iGimmie Год назад
I thought there was a Amex points to Delta points tax
@MarkReese
@MarkReese Год назад
Good point, I should've mentioned that. It's the Excise Tax Offset Fee = $0.0006 per point up to a maximum of $99. So in the example from the video... 10,000 Amex points = 8,800 Delta SkMiles (if you pay w/ miles) Or... 10,000 Amex points = 10,000 Delta SkyMiles + $6.00 charge (if you pay via credit card)
@Adirondack_Accountability
@Adirondack_Accountability Год назад
Get both
@MarkReese
@MarkReese Год назад
That's another option!
@Adirondack_Accountability
@Adirondack_Accountability Год назад
@@MarkReese I’m going to take a round trip on Delta One from Boston to Seattle this fall and get a $1,000+ value from the companion pass.
@johnchitty2804
@johnchitty2804 11 месяцев назад
Hey mark did you hear about the supposed amex and delta lounge access restrictions. I hope its not true but Ive got a bad feeling. The overcrowding is an issue 😢😢
@MarkReese
@MarkReese 10 месяцев назад
Yep I read about it a day or two ago. Delta Sky Clubs need to find a solution to the overcrowding issue.
@johnchitty2804
@johnchitty2804 10 месяцев назад
@@MarkReese agreed. I wish we could just have more lounges. The idea of restricted access while holding a premium card is nuts.
@MarkReese
@MarkReese 10 месяцев назад
@@johnchitty2804 - But without the premium card...there's no access at all 😬 Another problem...when premium cards have close to 0 exclusivity and everyone / anyone gets them due to very strong marketing efforts by the banks & airlines.
@johnchitty2804
@johnchitty2804 10 месяцев назад
@@MarkReese yikes. Great point. Glad im not the guy making these decisions. Id be so stressed out. Wonder how the masses will take this news.
@apexgaming9659
@apexgaming9659 Год назад
Quick question, is the delta reserve a charge card or a credit card?
@MarkReese
@MarkReese Год назад
Delta Reserve = credit card.
@albertcastro409
@albertcastro409 11 месяцев назад
These cards are good if you travel a lot. I only travel only one time out of the year
@MarkReese
@MarkReese 11 месяцев назад
💯👍
@charleswheat3251
@charleswheat3251 Год назад
Does baggage insurance only work on paid flights or can you use Miles
@MarkReese
@MarkReese Год назад
Depends on the card & policy. Which card are you wondering about?
@charleswheat3251
@charleswheat3251 Год назад
@@MarkReese I have the Delta business platinum
@MarkReese
@MarkReese Год назад
@@charleswheat3251 - Seems to me that only Amex Membership Rewards point redemptions are valid. Not totally sure. See the 2nd page of the guide at this link: www.americanexpress.com/content/dam/amex/us/credit-cards/features-benefits/BIP-Benefit-Guide_311-328_EDT_10.20_REV_08.22.pdf
@charleswheat3251
@charleswheat3251 Год назад
@@MarkReese ok thanks for the help!
@kazi1
@kazi1 Год назад
I'd personally just get the Amex platinum
@MarkReese
@MarkReese Год назад
👍
@QueenConsious
@QueenConsious Год назад
Amex just sent me offer to upgrade my green card to platinum why they didn’t give me the gold card instead I have no reason to get the platinum that’s what they do when I’m getting ready to cancel my green card and then they was going to give me 100,000 in reward points on the platinum which is more than the 80,000 they should have did that with the Gold I canceling my green card on May 16
@MarkReese
@MarkReese Год назад
I don't have a way of knowing how / why Amex targets people for certain cards and not others 😄
@QueenConsious
@QueenConsious Год назад
@@MrBankRelations thanks for letting me they sent me another offer for 125,000 bonus points I just got my other cards and my Hilton honor cards to swipe for travel so it’s really no reason for me to get the platinum right now I am thinking about getting the capital one Venture X next year since I already have the SavorOne and quicksilver with them I got 3 hard inquiries coming off my report this year I can’t wait for that to happen so I’ll only have 1 inquires left which is AWESOME 👏 I’ll probably just wait until a credit company comes out with a new card that have different benefits that I don’t have with my other cards already
@pungentzeus
@pungentzeus Год назад
dude if i have a 125k offer from amex for platinum or the 50k from delta, which should i snatch knowing i want a travel card?
@MarkReese
@MarkReese Год назад
1. Can you use enough of the credits on the Amex Platinum Card to make sense of the $695 fee? 2. How often do you fly Delta? How much do you value perks / status on Delta? 3. Which Delta card do you see 50K on? If it's the Delta Reserve, check incognito / private browser windows. You may be able to find a 100K offer + 10K MQMs.
@pungentzeus
@pungentzeus Год назад
@@MarkReese Hey hey - I fly round trip with Delta around 3-5 times a year RT but plan on travelling significantly more. I generally spend around 25-30k on CC's (paid off in full monthly) - have about 3-4 trips to book RT going into the latter half of the year and really want to pick a card. I am going nuts trying to make a decision. I came back to this video to see your reply, sorry for the delay. I am seeing 85k on DR now, too.
@pungentzeus
@pungentzeus Год назад
I also guess I should be asking about getting another card - I currently have 4.5% back on category of choice with my BoA card and an Amex Blue Cash - I have an AWFUL CO Quicksilver that I only have because it's my oldest account...guess I'm trying to figure out my next best CC, ideally something with travel perks.
@pungentzeus
@pungentzeus Год назад
@@MarkReese also I wouldn't use the equinox/clear (already have global entry) credits for Platty
@MarkReese
@MarkReese Год назад
@@pungentzeus - Is the goal more to earn points for "free" travel? Or is the goal more to get perks / benefits on paid flights?
@joeyleerobbins
@joeyleerobbins Год назад
I think most people who are in the points and miles side would go with Platinum. Delta has continually devalued their points and are super stingy with award availability to partners.
@MarkReese
@MarkReese Год назад
Some of those devaluations have been brutal.
@joeyleerobbins
@joeyleerobbins Год назад
@@MarkReese Yes sir they have. Thank you for the comment I so enjoy your content! Here recently I have tried my best to locate some Delta One award availability to Europe and have had zero luck finding anything through next year...very disappointing...
@thetrainhopper8992
@thetrainhopper8992 9 месяцев назад
After they announced what they’re doing with the program, I’m regretting getting a Delta card. Platinum isn’t worth the money and there are other cards where you can get similar benefits.
@MarkReese
@MarkReese 9 месяцев назад
Delta admitted they went too far. Some changes are expected to be forthcoming.
@thetrainhopper8992
@thetrainhopper8992 9 месяцев назад
@@MarkReese too far too fast, which means it’s all going to happen eventually, assuming Ed Bastian doesn’t get sacked.
@nowellclay1283
@nowellclay1283 Год назад
I Have not finished the video, But I have the delta gold card and I don't like it. I did it for the 70k signup bonus and wasn't ready to get the Amex gold card. Will get the Amex gold card in the fall and before I pay the annual fee I will downgrade to the blue delta card. I do plan on converting some Amex points to delta in the fall. Second, i do plan on getting into real estate, Agent, landlord, and flipping I do plan on getting the Purple business delta card.
@MarkReese
@MarkReese Год назад
Sounds good! Have fun with the real estate venture! 🏡
@nowellclay1283
@nowellclay1283 Год назад
@@MarkReese Thank you . I have been opening credit cards every 6 months to a year and putting my tuition and so when I graduate college I've got a nice collection of miles.
@Leoprieto74
@Leoprieto74 Год назад
I have both: Platinum and Delta Reserve. The reason I got the Delta Reserve is for the annual companion certificate to redeem for First Class tickets. To my disappointment, it’s almost impossible to redeem the certificate for first class tickets. Crazy restrictions on FC tickets!! Even when the Delta site shows a bunch of first class tickets under class type I & Z when you try to use the certificate for one of those FC ticket the search results shows “not available” or “not offered”. Is a joke!!! However, I haven’t seen any issues redeeming for Comfort +.
@MarkReese
@MarkReese Год назад
Amex definitely loves those restrictions 😬
@Leoprieto74
@Leoprieto74 Год назад
@@MarkReese wait, who do I need to curse at; Amex or Delta? I thought the blame 🤬 goes to Delta. Anyway, this certificate is somewhat of a scam when it comes to First Class tickets.
@MarkReese
@MarkReese Год назад
@@Leoprieto74 - Not sure how much of each party bears the blame. Regardless, the terms of the Companion Certificate are insanely long.
@Leoprieto74
@Leoprieto74 Год назад
@@MarkReese what is more crazy of all is that I am keeping this card 🤓! I like the beautiful Boeing 747 Design 🤩.
@lscott9263
@lscott9263 Год назад
​@@Leoprieto74 can you still request the Boeing version of the card if you call in and apply? I doubt they used up all that metal already in the short window they were promoting it.
@SOXGATORS
@SOXGATORS Год назад
👍🏻
@MarkReese
@MarkReese Год назад
💯
@qahtanalqaysi5116
@qahtanalqaysi5116 Год назад
In my case I like having both I my wallet as Atlanta, GA resident 😊
@MarkReese
@MarkReese Год назад
Totally understand why! ✈️📍
@leprechaun4gold221
@leprechaun4gold221 Год назад
Neither is bold, for $995 a Leprechaun goes the Luxury Gold!
@MarkReese
@MarkReese Год назад
Haha such an insane price tag 😆
@kazi1
@kazi1 Год назад
Hi
@MarkReese
@MarkReese Год назад
Hi!
@berryzedzero
@berryzedzero Год назад
Not saying I'm back in the game, but amex points are infinitely more useful...
@MarkReese
@MarkReese Год назад
🏆
@pseven21
@pseven21 Год назад
But you really shouldn’t use the amex platinum for everyday purchases because of terrible multipliers
@berryzedzero
@berryzedzero Год назад
@@pseven21 that's the game talking. It's fine to use the plat for everything.
@pseven21
@pseven21 Год назад
@@berryzedzerosure but for those in the game, please do not get a $695 annual fee credit card to put your dining or grocery purchases onto when there are free no annual fee cards give 300% more points for the same thing.
@J0HN_3_16
@J0HN_3_16 Год назад
Delta continues to devalue Skymiles to the point they are essentially worthless. The Amex Platinum is overpriced but at least Amex points have value.
@MarkReese
@MarkReese Год назад
While there's still value to be had with Delta SkyMiles, I agree that the devaluations have been wild over the years. It's a bummer.
@bobv5806
@bobv5806 Год назад
The new TakeOff15 discount gives some of that value back for cardholders.
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