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Great break down! I’ve been binge watching your videos. As we get to our retirement we will be shifting to more of that passive income. As we are driving for early retirement we are all about growth (for now). We aren’t bond fans, so dividend ETFs could be a decent portion of our bucket.
I love that you’re focused on growth pre-retirement, but I think a portfolio should have a balance between dividends and growth. That is the best way to grow massive wealth (imo) as long as you never ‘sell low’ when a crash happens. Panic selling derails years worth of wealth. I am 33 and got started investing in 2021 but with a lot of financial strength from a good CFA I did hit that coveted 100K and recently the ~$1m mark!
How do you do it? To be blunt, I’m giving up on investing in stocks… I put in a fair amount over a year ago but I’m barely breaking even. Sooooo frustrating, and I only invest in boring big companies
Made my first large buy of stocks (NVIDIA) in 2020 and have literally been buying quarterly since then. I am thinking about trimming some at $4,200 per share. What do you think of this, Pro or Newbie?
@@Angelavaldess Investing Is more than reading quarterly reports. Learnt this from reading Peter Lynch's book. I believe there are people who do this for a living, and I just delegate the task to these professionals. That's how I make money from the market to be honest.
Investing Is more than reading quarterly reports. Learnt this from reading Peter Lynch's book. I believe there are people who do this for a living, and I just delegate the task to these professionals. That's how I make money from the market to be honest.
@@Angelavaldess This wouldn't be the first time i am getting the suggestions to use one, but finding a decent one has been challenging. Do you mind leaving some recommendations?
@@biankabrodeur01 I'm not one to give recommendations but The likes of Sharon Crump Cline does a good Job. I've been working with her for years. All the info. you need to set up an appointment is on her web page.
You work for a 40yrs to have $1m in your retirement, meanwhile some people are putting just $10k in a bitcion coin for just fe months and now they are multimillionaires thanks to Charlotte Grace Miller
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
Their ...services are very genius and experienced in the market for over a decade and counting, they changed my life from a poor plumber to a better and middle class family man with 2kids.
I recently inherited almost $500k. I REALLY need to make this money work for me, and not just disappear over time. All roads have pointed to the equity market of some sort which is a good idea buh where else should I put money besides the equity/stock market?
Just put it in the Vanguard S&P500 index fund(VOO) It would be over 1 million in 7 years. In 20 years it would be around $5 million. You could go the real estate route but it can be a pain in the ass dealing with people. I've done both of these & looking back I should've just put all my $ into index funds, my IA told me to but I didn’t listen, had to learn the hard way haha
I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer
I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Another great video and discussion. I just subscribed, and I've been enjoying and binge-watching your content ever since. Could you first clarify your decision to switch from a corporate 401(k) to a Roth 401(k)? I had always thought that starting with conventional was better because, as far as I could tell, you don't really benefit tax-wise until you earn above $125,000. Unless you've covered it in a previous video already? Relationship?
It would appear to outsiders that we have a happy and comfortable home with a trustworthy wife and a satisfied spouse of our own. In order to mitigate the danger of sequence of returns, I am investing three years' worth of monies in a brokerage account using the bucket approach. Additionally, I plan to use these films to enhance my educational efforts with my children and grandchildren.
We don't need any more stuff since everyone who has ever had to clean up their parents' deceased homes and all the "stuff" that ends up in the trash knows where it will end up in the end!
I decided not to be my father's daughter in that one area after my dad admitted, after retirement, that he really was a hoarder. But my brother and I likewise had our parents save money for us, even if we wished they had kept it for themselves. I apologize for asking, but I truly admire your potential on your brokage`s account. Could you please let me know how that went?
Having grown up during the Great Depression, I was raised in my parents' frugal habits. Even though I am a multimillionaire with no debt, I try to wash and repurpose plastic bags and aluminum foil. Look at her. The assistance of *Layan Talia Chokr* in financial planning, early retirement, and planning is easily explained.
Newbies need to learn the ropes, know how much risk they can handle and diversify their portfolio. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your funds.
Generally , the stock market provides a platform for buying and selling shares of publicly traded companies, offering potential opportunities for investors to grow their wealth, but it's essential to approach it with knowledge and caution.
When I first started investing I read a book that hated index funds - something about before stocks get added to the index they get bid up by the market so that the index was getting them high not low. Or some crap like that. I did not realize that very few fund managers beat the S&P 500 on a consistent basis and you are better off going with an index fund. I wish I would’ve known that decades ago.
I am regretting not investing in stocks ever since but still grateful i kept money in the money market. With about $200k maturing soon, i plan investing in the stock market. What stocks should I look into as a newbie to safely grow my money?
@@mandyyonge You can't "safely" invest in the stock market. At some point in the future, there will probably be a 40% drawdown. No one can tell you when that will be, but for taking on that risk it's also likely to outperform all other passive investments over the long term
It's sad how difficult things have become in the present generation. I was wondering how to utilise some money I had. I used some of it for e-commerce business, but that sank. I'm thinking of how to protect my $300K stock portfolio from decline is my main concern, but I don't really know which way to go.
Yeah, things may be hard right now, but I've come to realize both bear and bull market, recessions and economic boom, all provide opportunities to make high gains, I used to call bluff on folks that bragged about making a fortune from such down-markets until I happened to do so myself
Why would I give a fish mouth a nickel for taxes if I was financially secure? I'm glad I have good insurance, especially since I had heart surgery in February!
At the age of 67, I left my job and began receiving my full Social Security benefits. and after a couple of years went back to work full-time in a different industry. For me, it's enjoyable. Really! As so, I make money from three sources. I like life and go wherever I want to go.
Just take off the bandage and release them. I sell a coin right away if I'm unsure about it. Although it is annoying to lose money, the longer you keep it as a pet, the more opportunities you miss out on because you could have spent the cash on something more worthwhile.
In a decade, your retirement assets and financial flexibility will increase. Your ability to live within your means will be the reason for your success! It'll be easy-it's just you!
Time is the most precious resource that most people misuse. There are only five opportunities in a lifetime to begin a low-risk, thirty-year investment route that will lead to financial independence, starting at age 25. It is definitely achievable after that, but the harder it gets the longer you wait.
What I would like to do is dollar cost average the dips of S&P 500 etf $100 to $1000 a pop. But the brokerage makes it's clients buy in whole shares. Which is a pain in the ass! Why do they do that?!
for „intermediate“ in the 40-60 range i personally would switch the VYM and VGT weighting also questionable if you really wanna bet on a sector or go for more of a general Growth solution
Well. 59yr old here. I have both Voo and Vti. I know im wierd. Also Vug. And i just exchanged some Vti for Vym and Vig. Could have waited till 60 i guess. Also money market. Hate bonds. So we think alike! Loved the video 🎉😊
I love your videos, but the best investment you can do right now is to invest in Forex trading, I'm saying this because since I started trading I've seen a difference...
Fair. Me personnaly, i prefer the freedom to reinvest the dividends in higher growth funds. It's been working well for my situation (everyone is different). Thanks for the comment.
I want to like JL Collins Simple Path to Wealth approach and use a Total Stock Market Index - VTI. I am still a beginner but I want to do 50% VTI, 35% SMH, 10% SCHD, and 5% BND. I'm in my late 30s
Like i said, it's a personal choice. The funds you list are all great and i speak to them often. Since i focused on vanguard on this video, the scope is much more narrow. I have all the funds you mentio ed.
You never really know if a banking stock is good, because they cook their books (They Lie). It's so prevalent that it goes without saying. I wouldn't chance it and just skip the banks.
This isn’t diversification. This is the opposite. This is concentration on US large and mega caps. This will lead to tons of volatility and much higher crashes than a properly diversified portfolio.
@@Jpsantos94 I am a day trader. So, these three funds are not my only investments, far from it. They are just a select few of my holdings. I suggested them because the combo has made me $87,000 in the last year. My portfolio is very well diversified but thanks for you comment. I’m always open to others thoughts and opinions.
Oh wow, another recency bias video. Shocker… “let’s look at the 10 year chart comparing 100% US vs Global during a 10 year time where US outperformed.” I wonder why VOO beat VT. Go back another decade to 2000-2010. It’s flipped. VOO was negative for that decade. Go back further, from 1950-today, the US has outperformed by 1% annually, but all that outperformance came after 2009 due to multiples expansions. I swear all these videos are the same garbage chasing recent returns. VOO, VGT, VONG. Good god. Again, massive recency bias. Good luck at the next correction. How was yesterday’s market for you?
@@BusinessWithBrian the opposite actually. Yesterday was an example that mega cap tech can’t and won’t always be leading the returns. I’m so tired of hearing about these BS “3 fund portfolios” that everyone keeps making up. There’s only one 3 fund portfolio. The one designed by the bogleheads to capture the global markets for the best risk adjusted returns with no overlap. VTI, VXUS, BND. That’s it. That is the ONLY correct 3 fund portfolio. You and all the others spreading misinformation, recency bias, chasing past returns, so on and so forth should be held accountable when people lose 50-80% of their net worth in the next market crash.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer.
I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
