ASMR Mixed Whispers *THE WHITEBOARD IS BACK 

Glad I can bring joy to your day! It brings me joy that you find joy in my videos!

Agreed!!!❤️

I've thought about incorporating some of that into this channel but wasn't sure how relaxing it could be. Glad you liked the dogs:)

So glad you found me too!

I filmed this one a little earlier than usual and was reminded why I usually film later:)

It was risky but I had faith and it all worked out!

Thank you for the compliment! And yes....Real Estate is money bro!

You know it!

Thank you for watching! Glad you could stay awake through it all too but hope you had a peaceful sleep after:)

What a great compliment! Honored that this can be therapy for you! Thank you so much!

Glad you liked it!

Well that makes me happy!!

I have never heard of another realtor doing it. I don't know that I will do it again but I don't regret doing it now that it all worked out but it was a super stressful month!

Heck yeah!

Don't want to overdo the board so will likely do one out of every 5 videos with the board:)

I will definitely be bringing it back again! It was popular!

Thank you, Nathan!

Thank you for saying that. I have worked hard to make my home a sanctuary from the madness of the world. I always recharge at night to make it through the next day!

Ain't that the truth. I filmed this earlier than usual and won't be doing that again!

I show my work history on this one....it gives you a good idea of how I ended up where I am but I would like to make one soon going into just the work history. ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-_4TZus4kW5s.html

Yes, it is legal. There are times where loaning money to a client is illegal but in this situation it was fully legitimate.

@@ASMRReality Wow! Such a good way of doing it, really great story!

@@caughtjungle573 Glad you like it! One of the craziest things I have done yet in Real Estate but so glad I took the risk!

I wish I was too. I would love to help you!

Having both is best. A Roth doesn't let you put in as much and a Roth you use after tax dollars to fund. The traditional IRA takes the money out of your check prior to paying tax on it. Both have their benefits. You can only contribute to a Roth if you make under $200k per year so most years I haven't been able to contribute to it. If I was younger I would say the Roth is better because you are putting money in today after you have already paid tax, therefore, when you pull the money out when you are older and want to use it, you won't pay any tax on it. The tax rate will likely keep going up so paying tax at todays rates is better than getting spanked years later with the tax bill.

@@ASMRReality thanks for the advise friend!

On my Derek Manis channel, I have started doing financial, life and sales training. I will be doing some of that information here as well:)

Hope you like it!

Yh i liked it idk why it was on dislike i mean the comment but i fixed it to be like idk why it wasnt probaply miss click but if u wondered why then thats the reason

I listen every night. Love the white board ones… and lol where he says he can’t get up because he’s in his undies 😂

Those are my mowing shoes and I let her play with them:) She is such a doll!

I keep saying I will do this someday. Its on the list and I will definitely do it!

I do my best to be a good man.

It seems to be quite popular. I'm torn between using it more or keeping it the elusive occasional special....hmmmmm????

​@@ASMRRealityI vote on using it more! Even if it's just to write random things! 😊

@@damndannie Your vote counts! I will definitely use it more!

🥰🥰

I tried to edit out the worst of the noise but couldn't cut it all. Glad it didn't ruin it and at least you got to see her:)

More to come, my friend!

It was a stressful month but so glad it all worked out. There is a saying..."Progress involves risk, you can't steal second base without taking your foot off of first." If you want to get ahead in life, you definitely have to take some risks. Hope we meet someday too:)

The home already had 5 offers and one of them was a cash offer so they were not going to consider any mortgage offers. Once they had a cash offer, it took another cash offer to compete.

ahhh okok makes sense great vid btw@@ASMRReality

I typically never get nervous in the midst of any of my transactions. This one was a little different just because there was so much risk but typically I am pretty relaxed. Early on as I was struggling financially, it was a little more stressful as each deal was so important to my financial future that they carried more weight. The key is never showing your stress to the client. You have to present calm and cool all the way through to keep your clients comfortable. I think this is why most salespeople fail because they can't hide the fear or worry they have and that fear and worry transfer over to the client and collapses the deal.

It don't weight that much....more awkward than heavy.

I had a 401k while I was an employee. Once I became a Realtor, I was able to convert to a SEP IRA which allows contributions of up to $65k per year.

@@ASMRRealitymakes sense, I assumed you didn’t include a detail like that, because it would be somewhat unnecessary for the average person Pretty high risk situation, but glad it worked out

HA! I know how to do it but its so much extra work. In the end, I just filmed this one too early and the dogs weren't tired enough. I learned my lesson:) Back to late night filming:(

So once they owned the home with the combination of my money and their money, they then applied for a "rate and term" refinance. My $800k was an $800k mortgage against the home. The refinance with the bank paid off my $800k mortgage and made it a $800k mortgage to the bank they refinanced with. It was a simple process.

@@ASMRReality Makes perfect sense. The more I thought about it, that's what I was thinking that you may have done. Very clever and a testament to how well you care for your clients. From one Realtor to another, keep up the great work! Love the vids!

All is good! Hope life is treating you well too!

my email is asmrreality@yahoo.com