Toph doesn't win katara is extremely creative with her bending and she is more adaptable proof hama taught her how to create water from the air due to hydrogen particles Kataras offence is way better while toph has better defense against attacks amd katara is extremely agile and fast toph has seismic vision but toph won't be able to sense anything if katara makes the ground ice plus katara is way more powerful with her bending