Auto Insurance Coverages 

What does auto insurance cover? John Lapointe from Lapointe Insurance breaks it down for you.
In summary, auto insurance covers you for the following:
- Property Damage Liability: To pay for damage caused to someone else’s property while you or another person is operating your vehicle.
- Bodily Injury Liability: To cover injuries to others while you or someone else is driving your car.
- Medical or Personal Injury Protection: To cover expenses for treating the driver and passengers of your automobile if an accident happens.
- Collision Coverage: To provide insurance if your car is damaged in a collision with another vehicle or object.
- Comprehensive Coverage: This is the protection you need if your car is damaged by anything other than a collision.
- Uninsured or underinsured motorist coverage: To pay for medical treatment for the driver or passengers in your automobile if there’s a collision with an operator who doesn’t have coverage, or doesn’t have enough insurance.