Best Credit Cards for Beginners in the Philippines 2022

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Best Credit Cards for Beginners 2022.
It's already 2022 and we need a new list for our Best Credit Cards for Beginners. We have the same video last year, but since there are a lot of new credit cards, changes in some credit card features, and other credit cards will be gone soon, we need a new list for the Best Credit Cards for Beginners for 2022.
So if you're looking for your very first credit card, you might want to check this video out. All credit cards I mentioned in this video accepts beginner credit cardholders, earning P30k monthly and below, at least 18-21 years old.
Here are the list of credit cardsI mentioned in this video:
1. PNB Zelo Mastercard - 02:06
2. Unionbank PlayEveryday Visa - 03:19
3. RCBC Bankard Flex Visa - 04:18
4. AUB Easy/Classic Mastercard - 05:28
5. Robinsons Bank DOS Mastercard - 06:37
6. EastWest Visa Classic - 07:50
7. Metrobank Rewards Plus Visa - 09:31
8. BPI Amore Cashback Card - 10:37
9. BDO Blue from American Express - 11:43
10. BOC Classic Mastercard - 12:46
____________________________________________________
💳 CREDIT CARD APPLICATION LINKS 💳
____________________________________________________
UNIONBANK CREDIT CARDS: ZERO annual fees for life!
✅ UnionBank Rewards Visa Platinum
- apply.creatory.hyphengroup.io...
✅ UnionBank Cebu Pacific Gold
- apply.creatory.moneymax.ph/cl...
METROBANK CREDIT CARDS: FREE ₱2.5K eGC, Xiaomi Soundbar, Mi Band 8
✅ Metrobank Titanium Mastercard
PROMO: ZERO annual fees
- apply.creatory.hyphengroup.io...
✅ Metrobank Platinum Mastercard
PROMO: FREE 310,000 reward points!
- apply.creatory.hyphengroup.io...
✅ Metrobank World Mastercard
PROMO: FREE 300,000 reward points!
- apply.creatory.hyphengroup.io...
HSBC CREDIT CARDS: FREE ₱2.5K GC or Dolce Gusto Piccolo XS
✅ HSBC Red Mastercard
- apply.creatory.hyphengroup.io...
✅ HSBC Gold Visa
- apply.creatory.hyphengroup.io...
✅ HSBC Platinum Visa
- apply.creatory.hyphengroup.io...
SECURITYBANK CREDIT CARDS: FREE ₱2.5K eGift, Sony Wireless Headphones, or De'Longhi
✅ SecurityBank Gold Mastercard
- apply.creatory.hyphengroup.io...
BPI CREDIT CARDS: Annual Fee Waiver Forever
✅ BPI Cards
- clk.omgt3.com/?PID=52289&AID=...
OTHER CREDIT CARDS:
✅ HomeCredit
(Buy Now Pay Later)
- clk.omgt3.com/?PID=52198&AID=...
____________________________________________________
💳 FREE CREDIT CARD SERVICES 💳
____________________________________________________
✅ CREDIT CARD RECOMMENDATION:
bit.ly/NFCreditCardReco
We'll help you identify the NEXT Best Credit Card for You.
*for existing Credit Card holders only.
____________________________________________________
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HP Victus 15.6" i5-13420H 8gb/512gb SSD
- invol.co/clkh452
Canon EOS M50 Mark II Mirrorless Digital Camera
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Apple iPhone 15
- invol.co/clkh46w
MAIA Selfie Ring Light Clip (16cm)
- invol.co/clkh47a
BOYA BY-V1/V2 BY-V Series Mini Wireless Lavalier
- invol.co/clkh47y
____________________________________________________
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Thank you guys and God bless!

Опубликовано:

24 апр 2022

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Комментарии : 363

@NoyFinanceVlog 2 года назад

Guys if meron kayong gustong ihabol sa list natin, JUST COMMENT IT BELOW :) Hope you follow our page as well sa FB - facebook.com/NoyFinanceBlog/

@EZLife736 2 года назад

Security bank

@winefredogarcia5710 Год назад

Hi po sir Idol anong credit card po pwede gamitin for international transaction may ganun features po ba yan sila?

@babuuoomhegz2950 Год назад

Kuya tanong lang po yung visa card po baby do to say Saudi nagagamit po din po ha sa pilipinas,dito gawa sa saudi

@bikolanasMixedvlogs9042 Год назад

Pwede po mag apply sir....ofw from poland po ako

@rheamaranan3561 Год назад

Pwede po mki hingi ng link ng Metro bank visa card. Thnaks in advance 🙏

@raffyjunp Год назад

Been looking for this video. Thank you so much sir. It's a great help for beginners like me :)

@alfrembautista9916 2 года назад

Thanks for this content seen your video credit card reviews since 2020, 2021 and now. This helped me decide po talga for first timer

@NoyFinanceVlog 2 года назад

thank you so much po :)

@agpayjun Год назад

One of my favorite credit card is robinson credit card DOS more thn 3years using this card i love it

@chaopanofasia8490 2 года назад

I think you should included Rbank's Prulife U.K Classic

@markethansarte2797 Год назад

Salamat na nakita ko yung videos mo sa mga katulad ko na nag babalak kumuha

@badmango4555 Год назад

Thank you!

@NoyFinanceVlog Год назад

You're welcome!

@maryrosecorona9690 2 года назад

Well done! It's very brief and clear. Thanks for your review.

@NoyFinanceVlog 2 года назад

Thank you :)

@leannegalang3760 Год назад

More details about Union Credit Card Playeveryday po sana please. Thank you!

@KatzBuen Год назад

Hi need assistance on your application - unionbanker

@TheKhadleferone 2 года назад

I got approve sa Citi Rewards Mastercard, bakit now ko lang napanood toh ;'( Hind ko naman po ba pagsisisihan that I get Citi CC knowing na magiging UB na pala sya.. Sayo ko lang dn po nalaman na si UB na pala maghahandle satin na Citi CC holders. Ano po advise nyo sir? :( I liked and subs your channel, sobrang informative and Helpful.. Thank you.

@leargvlogs5640 Год назад

thank you..

@NoyFinanceVlog Год назад

You're most welcome

@emmabelcastro9374 2 года назад

Sir ask ko po meron po ba kau review ng unionbank cc?

@maib.6440 Год назад

Thanks for this video ..galing Sana meron Po next video about BDO and other cc cash advances ano Yunlow interest rate

@NoyFinanceVlog Год назад

salamat po :)

@johnmio 2 года назад

Very informative, malaking bagay especially for beginners like me. And ending nag marathon ako ngayon. Hahaha Nkapag apply ako kani kanina lng sa Citi Simplicity+ Card not knowing yung sa Union Bank. 🤔 Well, wait ko na lang within 3days kung anong mngyayari. May 2nd choice na din ako if ever I’ll change my mind not to proceed with simplicity+. Salamat po bossing sa maayos na pgpapaliwanag. New subscriber here. 🙂 God bless

@rjarcana4747 Год назад

Good day. How was it? Citi credit card ka pa rin ba ngayon?

@johnmio Год назад

@@rjarcana4747 good day po. D po ako na approve sa citi...sa bpi ako na approve...tignan ko pa if mg aaply ulit ako sa citi aftr 6mos..

@chirennapassion 2 года назад

how much po need na savings s banko n gusto mo aplayan ng credit cards pra maapprove..?kc halimbwa po bago plang ako mag open acct.taz 1k plng savings doon.pwd n po ba mag apply mg credit card?😊

@iverzone0830 2 года назад

wow naghahanap po ako at ito nakita ko na video.. planning po kumuha ng cc ano po mairecommend nyo po yung pang grocery at installment items.. biggerner po ako done sub na din

@NoyFinanceVlog Год назад

pwede nyo po ito ifillup bit.ly/BestCard4Me

@michealmuga1658 2 года назад

I use my us bank cash +mostly for spend at Best Buy . Most cards won’t bonus bby

@kaila98g 9 месяцев назад

Hi po! I happen to see your channel while looking for financial related videos here on RU-vid. For context, I graduated last June 2022, and landed a job this February 2023 after taking the board exam. Now that I am earning, I wanted to ask, how did you grow your knowledge regarding Financial Literacy? Is there a book, on investment, insurance, credit cards, stocks/trading and cashbacks. Like I see alot of topics regarding these and I feel so overwhelmed with alot of these informations. I don't know where to start, how to start or can I even start with just an entry level salary. May I ask if you have a playlist here on RU-vid on these topics for beginners or even up to advance levels. Please help and educate me. 💔😭

@kriztineclairedeguzman1290 2 года назад

hello sir, may idea po ba kayo about secured credit cards? those na mag dedeposit ka then you'll get a credit card against it...

@NoyFinanceVlog 2 года назад

yup you can check this out ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-bd6OssuGfzM.html

@shawnkendelpilar7987 2 года назад

Given my experience kayo sa east west bank question ano mas maganda yung east west practical card or yung 1st master card?

@NoyFinanceVlog 2 года назад

wala akong experience sa 2 card na yan actually. pero upon checking parang ang lamang lang ni practical is the annual fee na pwede ka mamili kung papano ibill sayo. given that, i guess its better if you apply for both nalang.

@genesistumamao2479 2 года назад

Eastwest is on top of the cc pyramid…started with classic 52k limit lang then after 1 year, they bumped my limit to 500k…so yeah not flashy but absolutely worth na cc…

@JordieAndes 2 года назад

Ano po requirement to get approved sa EW cc?

@ebzanian7089 2 года назад

Paano ma increase ang credit limit ng ganun kalaki?

@genesistumamao2479 2 года назад

@@ebzanian7089 initially I called cs nun feb kasi it was the anniversary of my cc, Wala naman requirements na hiningi…then after few days na increased naman ng 20k, then march auto increased to 275k then auto upgrade to gold. Then april another auto increased to 500k so I requested to convert to mc platinum, I’m not sure what happened but I suspect, nagrequest din kasi ako ng increased sa isang bank nun january and I provided my updated ITR, maybe they updated my income sa transunion and nakita ni eastwest?

@NoyFinanceVlog 2 года назад

nice one bro!

@genesistumamao2479 2 года назад

@@NoyFinanceVlog ang nice ni eastwest bro 😂😂😂

@HanlimBrothers 11 месяцев назад

Sir nag offer saakin si metrobank ng M Free mastercard last week, then application received daw ng friday night via email. Then monday afternoon, approved na agad tapos may email nadin si MSOA, kaso based sa reviews mo now mas need ko ata ung rewards plus na card, pwede ko ba ipa upgrade agad? Thanks in advance

@NoyFinanceVlog 11 месяцев назад

pwede mo siguro itry . im not sure lang kung pumapayag sila sa ganon. dko pa kasi ntry.

@myrnadingle8487 2 года назад

Sir ung ibinigay na otp un po ba ang pin

@abigail8417 2 года назад

Sir how about YCG from RCBC Bankard? Gano po kaganda yun?

@rosannaegrapia9464 Год назад

Hello sir tanong ko lang po is my cc is on 40k credit limit if i purchase 20k of gadget via installment total amount po of cc to minus on your limit or your monthly payment

@MelanieSibal 2 года назад

Sir, can I apply sa citi bank credit bank po kahit wala akong savings card with them

@francesmariebritanico3304 2 года назад

Hi po! naghahanap kc ako ng mga most recent reviews for beginners sa credit card "east west bank". Dapat po bang mag open ng acc muna bgo mag apply ng credit card? or ok lang po kahit hindi na? Thanks

@marcnelsoncornista2884 Год назад

@anjoenriquez2463 Год назад

Hinahanap ko din toh. HAHA.

@JustAnotherRandomGamer Год назад

Ano po ibig nyo sabihin na nanganganib mawala si Citi Simplicity card?

@theosJuicyWRRLD 2 года назад

Tito Ray meron secured credit card si security bank oks rin for beginner more rewarding 1st years wave annual fee

@NoyFinanceVlog 2 года назад

tito ray nice hehe. nice. kaya lang mga regular cards kasi ang nilagay ko dito :)

@heylhans257 Год назад

How about master card from union bank sir

@markaxelmolina2599 Год назад

Kailangan po ba may personal savings or debit card ka sa particular bank na pag aapplyan mo ng credit card? Thank you po+

@NoyFinanceVlog Год назад

hindi naman po

@colette6242 2 года назад

Hello po, any recommend best and secured na credit card for 18 below?

@haroldcalubiran3219 Год назад

AUB Easy/Classic or PNB Zelo secured credit cards. Both walang annual fee.

@allen8727 2 года назад

Sir, question po. 2 months palang ako sa current work ko, mataas ba chance na mareject ako?

@leizellegaspi688 Год назад

@marijoekate Год назад

thoughts on the pnb visa classic credit card po?

@NoyFinanceVlog Год назад

ok naman ang pnb visa classic jan ako nag start sa pnb

@chloejheizmacapagal7492 2 года назад

Hello po.. Tanong ko lang po saan po pede magamit yung mga cashback/points.. Thankyou sa pagsagot..

@NoyFinanceVlog 2 года назад

cashback normally yan inaaply na yan as payment sa card mo. for points naman usually merong mga catalouge ang banks kung saan mo pwedeng gamitin ang points

@dopetv9383 Год назад

Lods Lahat ba ng cc na yan, all pde sila gamitin for gadget installment?

@NoyFinanceVlog Год назад

yup lahat naman yan pwede

@hectorpalomasjr.1561 Год назад

Hi just watched this po, i have an account sa BOC and planning to apply a CC din sa kanila po. Zero annual fee po ba sa kanila ang cc?

@NoyFinanceVlog Год назад

merong annual fee ang BOC

@DrueFernandez Год назад

Hindi ba maganda yung BPI Blue Mastercard for beginner?

@jamaitaolinares8149 Год назад

Na approved po kami sa metrobank, bank of commerce, and citi rewards 🙁 pero pinaka unang cc po namin ay security bank.

@NoyFinanceVlog Год назад

nice :)

@spacewarriors5175 2 года назад

si citi simplicity, pag na acquire na ni unionbank same parin daw ang benefits ams services as assured by unionbank senior officer

@NoyFinanceVlog 2 года назад

ahhh talaga? saan nyo po nakita para magamit sa susunod na content hehe. same benefits but not same card po tama?

@spacewarriors5175 2 года назад

@@NoyFinanceVlog sa anc news at manila bulletin 6:26 ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-CQTgrIDvLqM.html

@NoyFinanceVlog 2 года назад

nice thanks thanks :)

@fewdehcatyt7803 Год назад

thanks po sa vid. Sobrang required ba yung landline sa PNB Zelo?

@NoyFinanceVlog Год назад

im not sure lng

@mikkoabamonga882 2 года назад

Hi Sir Noy, why sa pnb zelo ayaw mag proceed ang online application laging error sa once click yung submit.

@NoyFinanceVlog 2 года назад

im not sure baka may problem sa website nila

@Pauljack2370 2 года назад

Sir ask ko lng, what to do if hindi kaya ng CL mo yung gusto mong i purchase. Ok lng ba na mgpay k ng advance sa CC pra additional sa CL mo? Hindi ba ma charcharge as overlimit fee?

@NoyFinanceVlog 2 года назад

magiging over payment sya instead of over limit. pero kung ganon, pwede mo din kausapn yung merchant, if hindi online ah, na partly cash partly charge sa card yung purchase

@denzcruz8778 2 года назад

I'm a small earner employee, I'm new to credit cards. All the credit cards that I want to try requires higher annual net income. I'm earning roughly 155k. Any suggestion

@NoyFinanceVlog Год назад

155k annually or monthly?

@ryanmarkagustero5491 Год назад

Sir, i got metrobank titanium for the first time. Any advice?

@NoyFinanceVlog Год назад

advice about?

@ryannayrTV Год назад

Can someone send links of the said banks in the video? its better if you put Links if the CC in your video.

@NoyFinanceVlog Год назад

appreciate the advise.

@itsmekj3325 2 года назад

Ano po work around dun sa Workplace Tel. Number na requirement ng mga CC, wala kasi akong sariling workplace Telephone number.

@NoyFinanceVlog 2 года назад

i think pwede HR jan na contact number :)

@koreanmovie5391 2 года назад

hello po tanong ko lang kung pwede po ba akong ma approve kahit OFW po ako nag apply po kasi ako online yung iba we Cannot process daw po yung iba pending pa. by the way nasa korea po ako ngayon. and what is the best card for me yung may rewards po like TRAVEL, UTILITIES, DINING AT SHOPPING thank you po

@NoyFinanceVlog 2 года назад

Pwede nyo po check video ko dito ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-eR2dGaRWAUM.html&lc=UgytRreRVyrZLdF9TZB4AaABAg may question po jan about sa OFW pag apply ng credit card.

@gabrieldelgado6926 Год назад

Good day po, beginner ako at gusto ko pong kumuha ng credit card para po makapag build ako ng credit score para pwede akong makahiram ng pera sa banko for business. Bilang beginner na wala pang experience, anong credit card po kaya ang maganda kunin? Goal: Build credit score to avail bank loan for business

@NakaraEstora-wi8cz Год назад

Hi! Ano po ginamit ninyo?

@madelainekayemagat8250 Год назад

hi sir. anu pong ibig sabihin ng no annual fee? at anu pong kagandahan kaysa sa lending? thankyou po sana masagit

@NoyFinanceVlog Год назад

wala pong annual fee. what do you mean compared sa lending?

@jespedraza7332 Год назад

Hi newbie here question statement due ko is every 12th of the month gamit ko is citibank rewards cc Ask ko lang when ko babayaran ung bill ko?

@NoyFinanceVlog Год назад

you can compute for the due date if alam mo yung number of days after cutoff date. if hindi mo sya makita, its better to wait for the soa

@stephennesheanerandallalba8930 Год назад

Yong EW nyo po ba ano ang required na maintaining balance? And what if you source of income mo is not employment let's say may mga contract ka lang and part time ganon po may way ba na mag apply ng credit card sa bank and let say may 20k or 15k ako na pera na pwedeng maging collateral?

@NoyFinanceVlog Год назад

wala pong maintaining balance ang credit card. if meron po kayong 15-20k na pwedeng gamitin na colateral, secured credit card po ang pwede.

@AmorVillasica-yc3dq Год назад

Paano po malaman ung PIN mo sa new credit card po

@siraries1319 Год назад

Sir new subscriber here, ask ko lang po yung about sa Union bank play everyday meron po ba itong annual fee? How much po kaya kung meron po?

@NoyFinanceVlog Год назад

1500 po ata yan

@KatzBuen Год назад

Hi, interested in applying? - unionbanker

@samismiles.05 Год назад

Hello po, ask ko lang po. Kung yung total amount due mo is 5k tas yung minimun amount due is 400. Yung 400 lang po ba yung babayaran and next month babayaran mo yung remaining? Since wala namang late fees yung zelo okay lang po na ma late sa pagbayad.

@NoyFinanceVlog Год назад

pag total amount due is 5k. meaning yun dapat ang byaran mo sa due date. walang late payment fee pero may finance charges. magkaiba papo yung late payment sa finance charge. ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-ZKUeED0yqaU.html&lc=UgxRYVLrCnHEZym92ep4AaABAg

@xenaaustria2160 2 года назад

May video po ba kayo how you can waive annual fees for the said credit cards?

@NoyFinanceVlog 2 года назад

anong card po ba? diko kasi natatandaan lahat. usually ang gngawa ko. once charged na sa SOA ko tatawagan ko yung banko, then ill ask them directly anong mga ways ko to waive the annual fee. Sinasabe ko din na ayaw ko gamitin ang points ko hehe

@mlbbgamingtv4553 Год назад

@@NoyFinanceVlog sinabi ko yan na reason sa Citi Visa ko, di nila pwede iwaive instead ginamit ang points ko, sir, do you think pacut ko na lang then transfer to another CC card?

@KennTC 2 года назад

I belive for BDO it's not 1 pt for every 1k but 1 peso for every 1k spend. Can you do a vlog about BPI Visa sig and Gold?. 🥰

@NoyFinanceVlog 2 года назад

correct 1peso every 1k spend. actually every 1k spend = 1 point. pero yung 1point kasi is = sa 1 peso din hehe lets see wala pakong exp jan sa BPI Visa signature hehe.

@KennTC 2 года назад

@@NoyFinanceVlog oh so 1 is to 1 ang conversion pla nila. Thanks much. I always enjoy and learned a lot with your videos. Same, and eyeing for that BPI Visa Sig 😅.

@NoyFinanceVlog 2 года назад

salamat bos. nice nice pang big time yun balita ko eh hehe

@geraldineilustre3166 2 года назад

Hello po ask lng po ung bpi cc credit limit na convert to cash po..yng limit po ba ng card maibabalik po b agad salamat in advance

@NoyFinanceVlog 2 года назад

nababalik po ang credit limit kapag nakakapag bayad

@bakasijohn-denverv.1738 Год назад

ano pong magandang card para sa paymenth method ng ads sa fb?

@NoyFinanceVlog Год назад

parang wala naman. ako gcash gamit ko don.

@ma.angelicahernandez5402 Год назад

Boss, waived ang 1st year annual fee ng CC ko. Pwede ko kayang ipa-cut ang CC bago magstart yung 2nd year? Planning to shift na lang sa ibang CC na no annual fee for life. Maapektuhan kaya ang Credit standing ko?

@NoyFinanceVlog Год назад

yup basta walang balanse. if this is your first card then pina cancel mo, it will be as if hindi kapa nag kaka card. definitely may effect. but if this is not your first card, then at least my credit history kapa din

@jasonsantos9595 2 года назад

Hi po paano malalaman kung magkano annual fee ng isang credit card depende po ba sa cash limit ng card

@NoyFinanceVlog 2 года назад

pinaka madaling way po sa website ng bank, makikita don yung mga fees per card

@kayceecagara5171 Год назад

Can you apply a credit card in a certain bank without opening a savings bank sa knila?

@excellent88 Год назад

Yes.

@shizzysly1217 2 года назад

Kapag di po approved yung isang cc application ko, how soon can i apply sa other banks naman?

@NoyFinanceVlog 2 года назад

you can apply din naman agad. pero if same bank hindi pa . usually after 6months

@caselynmolenyawe248 Год назад

Hi. Gusto ko po sana kumuha ng CC pero min wage earner lang ako, and wala po akong savings account. Meron po bang banko na napayag ng ganon? Thanks.

@NoyFinanceVlog Год назад

if ever pwed po ang secured credit card ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-ppesIxy3XxQ.html&lc=UgzzbqO2gwNlti1rHDt4AaABAg

@arjiebernabe4541 Год назад

Sir okay po ba Kung sa money max mag apply ng credit card? Totoo ba Yung mga welcome gift Nila like gcash. Thank you

@NoyFinanceVlog Год назад

tingin ko naman. itong link ko for Citi is from moneymax actually bit.ly/NoyFinanceCitiSimplicity

@monkeyrivera5698 2 года назад

sir tanong kulang sana mapansin mo tong kunting problma ko,pano sir kung nd ko nagagamit ung cc ko simula nung nakuha ko pero na activate kuna mgbabayan parin ba ako salamat sir sana masagut mo ung tanong ko sir,

@NoyFinanceVlog 2 года назад

Hello pwede nyo po check dito nasagot ko yan dito ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-eR2dGaRWAUM.html :)

@weslycrisostomo928 2 года назад

Sir pano ba malaman kung anong credit limit dun sa BOC classic or gold mastercard? Thank you!

@NoyFinanceVlog 2 года назад

applyan palang ba?

@weslycrisostomo928 2 года назад

@@NoyFinanceVlog yes sir Noy.

@mainerotiquio7113 2 года назад

Same tayo Sir , first CC ko din is Eastwest Classic Visa 😊 Ang bilis nila mag increase ng Credit limit 😊

@ljsanny4642 2 года назад

hi po paano po kau ng apply for cc need po b may savings muna?

@mainerotiquio7113 2 года назад

@@ljsanny4642 Hi, thru online lang po eh. Wala naman po ako savings ng ngapply ako.. Nagulat lang ako, ngmessage Eastwest na approved na for CC, nung before pandemic 😅

@johnwilfredsaylon9131 2 года назад

@@mainerotiquio7113 maganda po baaa?

@rhvlogs9463 2 года назад

paano at saan ka po nagapply? online lang ba?

@rolandocauntoy4803 Год назад

Hi Po.. EWB beginner holder Po Ako.. No Annual Fee for life na Po ba Yan ma'am.?. Or need pa Po itawag sa kanila para Ipa waive?. Salamat Po.

@rizadeleon5037 2 года назад

Hi.. zero cc knowledge here, zero experience din. Nag offer si bdo ng visa platinum cc. Ano po masasabi niyo sa cc na un? Nabasa ko malaki AF niya, worth it po ba un? TIA

@NoyFinanceVlog 2 года назад

better to check po yung feature ng card if yung mga benefits nya pasok sa spending habits po ninyo. usually pag mga higher tier card like platinum mejo mataas po talaga ang AF

@johnwilfredsaylon9131 2 года назад

HM limit sa bdo credit card na nabanggit dito sa video? I have bdo acc but this is for my employment lang. Can I still apply for CC?

@NoyFinanceVlog 2 года назад

Hindi sa klase ng card naka base kasi ang credit limit bos. Dito mas inexplain ko ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-eR2dGaRWAUM.html

@rollyeballe4890 2 года назад

Hello po sir. Question po. Plan ko po kumuha ng credit card. Seaman po ako. Tanong ko lang po, if ever nasa barko po ako, possible po ba na magamit ni misis ung credit card ko like sa mall, groceries etc? Hope masagot nyo po. Thank you 😊

@NoyFinanceVlog 2 года назад

better to get a supplementary credit card for your wife bos. kasi hindi niya pwede gamitin yung card na name mo ang nakalagay

@gercollado4806 Год назад

I forgot my credit card, can i pay in store using the bank app?

@NoyFinanceVlog Год назад

some cards have digital cards. but not all. mostly you need your card to swipe

@casscasil19 2 года назад

okay lang po ba 2 secondary ID's i submit kapag mag apply ng credit card?

@NoyFinanceVlog 2 года назад

depdne po ata yan sa banko

@Anjchiang21 2 года назад

Sir is it true ba meron Worth 11k gift cert ung metrobank once u spend worth 20k in 90 days?

@NoyFinanceVlog Год назад

anong card? h

@julmaskitchen7280 Год назад

can i use credit cards for fb ads payments?

@NoyFinanceVlog Год назад

yup pwede

@dominique9389 Год назад

What if you dont pay the utility bills i tried apply sa pnb zero and one of the requirements is proof of the utility receipts

@NoyFinanceVlog Год назад

you mean proof of billing ba?

@azshloreshadows1396 Год назад

Meron Po bang termination fee Ang cc? Thank you!! If Meron Po, Meron Po bang cc na Wala?

@NoyFinanceVlog Год назад

wala naman po

@princessjoaninguito4768 Год назад

Anong bank po kaya ang mabilis mag approve ng CC for beginner? Nag apply ako cc sa Sec bank kasi may bank acct ako don, na decline ako. Hehehehe. 21k income.

@NoyFinanceVlog Год назад

mejo mahirap kasi tlga pag beginner po kaya madami din nag start sa secured

@nicolenathalinemangubat5359 Год назад

Sir ASK KO LNG SA BEGINNERS PA LANG NA KUKUHA NG CREDIT CARD PO PANO KUNG MINIMUM LANG ANG SAHOD SA ISANG BUWAN ALLOWED BA MAKAKUHA. actually minimum pero di kasama ang o.t at pwede ba kung regular worker naman sa sa private company ng isang construction site. sana masagot po salamat at anong nababagay sa knya na cc po

@NoyFinanceVlog Год назад

Hello, for a minimum wage earner, mejo mahirap talaga maka kuha ng regular credit card. most banks require around 25k minimum salary. pero minsan kahit ganon hindi kapa din maaprove kung wala kang credit history. kaya best way padin is mag start sa secured credit card

@christinebaguio2198 Год назад

Okay lang po ba ang RBank Prulife UK Classic?

@NoyFinanceVlog Год назад

for me if may pru life ka ok yun talaga :)

@renzyblanqueza9803 Год назад

Wala ba credit card na pwde ka mag loan ? O yung credit limit gawin cash at ilipat sa gcash ? Habol ko lang kase mag loan ng pera, di naman ako pala bili at pala gastos. May pag gagamitan lang din akong assets, kaya kung maliit lang din interest, win win saken yun

@NoyFinanceVlog Год назад

some banks have this kind of feature.

@Bryysanity Год назад

Ano po pwedeng bank na pwede applyan ng CC for individuals with income 16k below? Thank you po. Please sana mapansin.

@NoyFinanceVlog Год назад

usually ang hanap ng banks ngayon nasa 21k above if walang history

@sheenygailtiamzon3836 2 года назад

Hello po, how long does it take para malaman na declined ka sa bank for cc application?

@NoyFinanceVlog Год назад

usually around 2 weeks po siguro? pero misnan kasi hndi na nag nonotify

@chaopanofasia8490 2 года назад

Ayoko na ng PNB sobrang barat/kunat sa credit limit increase.

@vforce4366 Год назад

Sir how to apply pnb ze-lo credit card?

@NoyFinanceVlog Год назад

if qualified pwede dito sa amin bit.ly/BestCard4Me

@michelleadan15 Год назад

Hi po. Ofw can apply cc and what requirements for ofw

@NoyFinanceVlog Год назад

you can check po sa mga banks na nag ooffer ng ofw credit cards like bpi

@ems5117 2 года назад

San po jan ang kailangan may account ka sakanila bago ka makakuha?

@NoyFinanceVlog 2 года назад

ito po isang video ko. dito ko po snagot yung tanong if kaylangan ba ng may account ka muna bago ka kumuha ng credit card . ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-eR2dGaRWAUM.html&lc=Ugxo44dLN8e8U1WL3VF4AaABAg bale hindi po kaylangan na may account ka muna. unless secured credit card po kaylangan tlaga. itong mga nasa video are all regular credit cards po

@johnwilfredsaylon9131 Год назад

Bro question. Bat pag nag apply ka sa BDO ng credit card online and you provide all the information they needed di sila nag tetext or tawag. And pag want mo na icheck yung status di lumalabas sa site nila and sinasabe na di nag eexist yung govt number na prinovide mo lmao

@NoyFinanceVlog Год назад

hindi ko lang sure bakit ganon. baka may problem sa website nila

@jhonjushuaguevarra7771 2 года назад

I am earning 40k a month pero lagi na dedeclined for CC :( no delay naman mga bills ko na naka pangalan sakin.

@NoyFinanceVlog 2 года назад

noyfinance credit card recommendation po baka maka tulong :) us17.list-manage.com/survey?u=9fcbae3191773681dfbcdcd72&id=8fd6df6925&attribution=false

@reymundfuntanilla3177 2 года назад

Kadarating lang po Ng cc ko sa PNB, paano po kung ayaw ko sya activate? Ano po mangyayari?

@NoyFinanceVlog 2 года назад

nasagot napo

@yeah.movement.losbaños.chapter Год назад

May fixer ba dito for AUB Easy Mastercard? Ang hirap makakuha ng card na yan kahit cc holder kana

@NoyFinanceVlog Год назад

fixer? may ganon ba sa credit cards?

@scpk2246 2 года назад

Hi guys, plz help, bakit nagpadala ng VISA card ang BDO sakin? -di nmn ako nagApply for this -ano dapat kong gawin? -pag di ko ba inActivate to, my babayaran ako? -thanks

@NoyFinanceVlog 2 года назад

Better po pag di gagamitin tawagan si bank tp make sure close yung account Inexplain ko din yan dito hehe ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-eR2dGaRWAUM.html

@itsmekj3325 2 года назад

Ano po masasabi nyo sa Metrobank M Free Mastercard?

@NoyFinanceVlog 2 года назад

ok din yun. actually isa din yun sa kasama sa list before. no annual fee

@judyannchio8797 2 года назад

hello sir. tanong lang po. meron po kasi akong bagong cc citi rewards, kelangan daw kasi magspend ng 20k para ma waive ang annual fee for life. single receipt po ba un or pwede cumulative?

@johnnathaniellopez1818 2 года назад

Cumulative po, pwede payall to gcash ng kakilala mo tapos paibalik mo na lang sa acct mo

@crestianrodriguez Год назад

Good day po sr sana mapansin ano po ang pinaka marecommend nyo sa akin na bank for opening a depit card kahit nasa abroad ako..

@NoyFinanceVlog Год назад

debit card?

@crestianrodriguez Год назад

@@NoyFinanceVlog yes sr..

@patgrelly 2 года назад

Pano po magkaroon ng credit card need po ba may saving account?

@NoyFinanceVlog 2 года назад

sinagot ko po yan sa video nato ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-eR2dGaRWAUM.html

@angelikaconcepcion3268 Год назад

Do i need a pin at BDO credit card???

@NoyFinanceVlog Год назад

hindi po

@dylanbalagtas6444 Год назад

Just want to share my exp, as a first time credit card owner i targeted for an amore cashback cc Note: im working a 30k/m job, and have a saving account in BPI Applied from April and recently just received it this month but got the blue mastercard instead of the amore

@NoyFinanceVlog Год назад

not bad for your first card!