Best FD 2024 | Everything You Need to Know About Fixed Deposits

Подписаться 259 тыс.

Просмотров 54 тыс.

50% 1

Invest in High Interest Rate FDs on Stable Money
stablemoney.app.link/qsVwjRvkNHb
The RBI interest rates are currently at their highest point in the past five years, leading to higher loan rates but also offering the highest fixed deposit (FD) interest rates. This presents an opportunity for individuals to maximize returns on their investments.
With FD interest rates now around 7.75% and above compared to 5.25% in 2020, the potential for increased returns is significant. With the current interest rate cycle at peak levels, now is considered an opportune time to maximize FD investments through StableMoney.
Invest in High Interest Rate FDs on Stable Money
stablemoney.app.link/qsVwjRvkNHb
Join Learner's Community : / @finance.boosan
Courses : www.financeboosan.in
Whatsapp Channel : whatsapp.com/channel/0029Va6x...
Instagram : / finance.boosan
Other useful links : beacons.ai/boosan
_______________________________________________
New Account opening link :
Zerodha : bit.ly/newZerodhaD
Video Editor : / jagan_editor
_______________________________________________
#financeBoosan #fixeddeposit
Stock Market, Mutual Funds, Investments, Personal Finance, Make Money Online

Опубликовано:

12 мар 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 128

@finance.boosan 4 месяца назад

Invest in High Interest Rate FDs on Stable Money stablemoney.app.link/qsVwjRvkNHb

@saravanakumar190 4 месяца назад

What about money control bro

@neelesh0123 4 месяца назад

Bro Fixed deposit oda interest rate deposit pannadhuku apporam change aguma

@finance.boosan 4 месяца назад

The interest rate remains fixed for existing deposits, while the updated rate applies to new deposits.

@neelesh0123 4 месяца назад

@@finance.boosan thanks bro

@neelesh0123 4 месяца назад

Bro enaku innoru doubt 😅 Ella bank yum 3 year period fixed deposit ku mattum yen highest interest rate dharanga?

@jothidarvelmurugan4157 4 месяца назад

நல்ல பயனுள்ள தகவல்கள் தந்தமைக்கு மிக்க நன்றி சகோதரரே. வாழ்த்துக்கள்.

@arunc117 4 месяца назад

Thank you Boosan.. Was looking for this video and clarity

@manikandans9196 4 месяца назад

Excellent Clarity. Eye Opener

@vasagansatish979 4 месяца назад

Superb sir this is what I'm searching for a long time

@mahalakshmiraghu3079 Месяц назад

Excellent clarity bro ! very useful

@rajeshlogan1039 4 месяца назад

Thanks considering current market situation couid u suggest best mutual fund for lumpsum/ SIP

@senthilnathankrishnamoorth6490 4 месяца назад

Excellent info

@saravanasaravana8586 4 месяца назад

Right time right information 😊

@Srini2357 4 месяца назад

Hi Boosen, given more info about FD. Can you please explain about TDS of the FDs Also pls give more info about fiancé companies like sriram, bajaj finance etc (excluding banks) and their safety

@NH-47 4 месяца назад

1. Stable money is not RBIlSebi approved app. They are just intermediator between customer and bank. 2. If the bank/ nbfc going to bankrupt. How to claim that amount from insurance. Is there any procedure. Only option to contact customer care of the bank/nbfc. No offline support. 3. If the application blocked, how to track the fd. Is there any linked support system available to the track the FD from both stable money app and bank/nbfc website.

@KaviKriz 3 месяца назад

I have same question

@kanagarajramasamy5442 4 месяца назад

Very good Sir

@vishals2345 4 месяца назад

Bruh please make a video on electral bonds and how to buy stocks with respect to that

@Levelupyourbikes 4 месяца назад

explain about low interest coverage ratio for a security

@guhanraj2010 4 месяца назад

Thanks boosan bro

@LEISUREPLEASURE-tq1et 4 месяца назад

Hi sir , ur videos were very helpful for the community. But at at the end , as usual you too turned up as a promoter of unknown applications

@Money.money.money.786 4 месяца назад

One correction, for 5 years fd, interest are taxable. Only investment amount can be shown in 80c

@reshi773 4 месяца назад

Investment vs trade= god Boosan sir❤

@prakashsurya9082 4 месяца назад

DICGC only insures bank's deposits. It does not apply to non-banking financial companies (NBFCs).

@finance.boosan 4 месяца назад

Yes, DICGC applies exclusively to banks. For NBFCs, we can utilize Credit Rating as a substitute to assess safety.

@FifthArima 4 месяца назад

Hi boosan bro , I invested in crypto using Vauld platform . Got stuck due to the financial situation of the platform. Some Indian finfluencers endorsed it but everybody is keeping mum about it. No one is making any videos on the possible future scenarios and updates. Now that crypto has bounced back , can you make a video abt this as a case study and informational video ? It’ll be very helpful . Thanks !

@gobinath7948 4 месяца назад

Me also

@vinothraja143 4 месяца назад

Please make a video on crypto platform

@madhav6831 4 месяца назад

The same happens to me Also. Can't get my 1 Lakh rupees profit and 34K capital. Please help me get my money back.

@The_Mobile_Trader 4 месяца назад

I dont think vauld is coming back…just forget and move on guys…

@michaeljoseph4530 3 месяца назад

Just forget it

@kalai9475 4 месяца назад

Instead of FD, I feel liquid funds are good for Emergency fund / Debt fund allocation in portfolio. What is your opinion. I specifically invest in UTI Liquid fund.

@finance.boosan 4 месяца назад

Difference is covered in this video ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-POaW7B3J0LI.htmlsi=9YeM4Ns4GsuHqP4j&t=571s

@vijayamathubalanpandy82 15 дней назад

Hi bro, I'm a new subscriber and have just started watching your videos. I'm looking for some advice on where to begin and how to navigate through your channel. Could you guide me on this?.Thanks a lot!

@JinuMathers 3 месяца назад

Could you upload a video on Daily SIP?

@pragadeesh9044 Месяц назад

DICG insurance is only once 5 lakhs for all FDs or each bank sperately 5 Lakhs ah bro ? And also I want to know whether these SFB FDs work in compound interest method ?

@rajagvk9442 4 месяца назад

Post office Senior citizen-8.2%

@BECASWATHS 4 месяца назад

Bro Mutual funds la irunthu vara capital gains kku ITR file panni thaa tax kattanuma?? Kattamaa vittaa in eppdi kandupudippanga

@sivanandha4802 4 месяца назад

PAN

@Sarvajithu 4 месяца назад

Hi bro suggest a new mutual fund for monthly SIP pls

@258suresh 3 месяца назад

Why not debt funds? It gives 8% returns. How can we choose between fd and debt funds

@Abishek19221 4 месяца назад

unity small finance bank for senior citizen - 9.5%. it has also depositary insurance

@muthumani.k8815 4 месяца назад

No grantee

@Abishek19221 4 месяца назад

@@muthumani.k8815athukum depositary insurance iruku 🤨🤨. Every small finance bank has that .

@Abishek19221 4 месяца назад

@@muthumani.k8815 athukum depositary insurance iruku check pani paru.

@Abishek19221 4 месяца назад

@@muthumani.k8815 depositaty insurance iruku

@subramanyamshankar1767 6 дней назад

@@muthumani.k8815check the spelling….it should be guarantee.

@pragadeeshs7143 3 месяца назад

please make a video on tax deduction in FD returns bro

@nalinirajendran80 3 месяца назад

Bro..can you explain FD laddering concept

@BelieverSenora 3 месяца назад

Hi boosan bro, I started investing in ICICI prudential Nifty 50 index fund direct comulative options. This fund is good for a long time, and I plan to invest in SBI's long-term equity fund, ELSS fund. How is fund future and growth..plz guide bro

@Lokesh_kumar156 2 месяца назад

Ithe pola RD(recurring deposit r) ku oru video podunga sir

@Potriselvan7 4 месяца назад

How does stablemoney platform gets its revenue? Any charges in opening accounts/fd?

@finance.boosan 4 месяца назад

They do not charge any fees to depositors; their revenue model is based on their partner banks.

@ajitsrinivasan8629 3 месяца назад

Hi boosan, could you please talk about the SeBi stress test in MF. it will impact LargeCap as well if yes we will plan accordingly.

@finance.boosan 3 месяца назад

Have made a detailed post on SEBI's stress test now.

@RTR_freaker 4 месяца назад

What about co operative Bank insurance bro athula apadi safety illana nu na pota fd yellama ippa KVB change panitan but anga interest rate kuda😢

@kumars2161 4 месяца назад

Bro as you said if i invest the FD's in different banks with 5L [ example icici- 5l , hdfc - 5l and sbi - 5l ] in each bank for the same user [ same PAN card] ,still can i get DICGC Insurance for all the banks of FD's [total 15 L coverage]?

@100vara 4 месяца назад

Yes

@karthikkn198 4 месяца назад

Next time plan your FD amount+interest should not exist above 5L. If the bank bankrupts unfortunately, you will get your Principal only, and you will loose your interest amount.

@pavishs8366 4 месяца назад

Bro sfb banking service laam epdi iruku like upi payments la fail aagama irukuma Can I use sfb as my primary account?

@poornimarvs1914 4 месяца назад

Deposit including your interest amount to s total of rs.5lacs is insuredby DICGC ,a subsidiary of RBI.

@vayu0717 4 месяца назад

Just to clarify , the interest for fd will be given on regular time period or at end of the fd period? Pls clarify

@samprabhu06 4 месяца назад

End of fd period. In post office fd you can get the interest every year

@jayanthit3207 4 месяца назад

Sir in am in my 17,if i invest in mid cap 150 its is volatile but on the long period it give better return than nifty 50,i am ready to face volatality and i also want high return it is a better option to invest mid cap

@world-is-yours 3 месяца назад

Bro nenga evlo years ah use panringa Stable Money and any cons and any issues you faced before?

@srigeethan 4 месяца назад

Is is good to invest in RD now Can you please make similar video gor RD too.

@finance.boosan 4 месяца назад

RD is similar to FD, but paid every month for a specific period. It will also have similar interest rates to FD.

@sivanandha4802 4 месяца назад

What about tax

@deepikad6064 2 месяца назад

how to use this app.. can u provide illustration video

@anbazhaganchidambaram8909 3 месяца назад

are co operative banks are safe

@ArunRaj-s 4 месяца назад

Mahila samman saving scheme(mssc) 7.5%. one can deposit on wife or girl child in post office.... Max is 2L with 2y lock in

@thisiskarthik4348 4 месяца назад

bro Is kumbakonam parasparam kind of companies is safe for FD ?

@rajeswarilakshmanan2126 4 месяца назад

Yes safe

@ii_am_vg Месяц назад

Monthly or yearly interest amount yepd tharuvanga

@hiran7419 4 месяца назад

Hi bro in nbfc also 5L is insured or only in banks

@finance.boosan 4 месяца назад

DICGC insurance is applicable Only for banks

@gokulm7926 4 месяца назад

Please note, interest from Tax Saver Fixed Deposit's are taxable.. They cannot be exempted from tax..

@srcreation4962 4 месяца назад

Bro sib mari fd panna mudiuyama sib high risk fd low risk

@user-bh4if6oy1h 4 месяца назад

நாம் எந்த வங்கியில் பணத்தை எடுத்து நாம் வேறு ஒரு வங்கியில் செலுத்துகிறோமோ அந்த,சேவிங்ஸ் அக்கவுண்ட் உள்ள வங்கிக்கு மறுபடியும் கொண்டு வர முடியுமா வங்கியில்

@user-uf4zl1ix7q 3 месяца назад

bro , i need interest amount monthly bro is that possible in stable money ?

@vimalraj94 3 месяца назад

Use LOD for multiple fd account

@raaghavsh2926 3 месяца назад

Quick question Boosan. So I have 8 Crores and am planning to open an FD with an NBFC which is giving me 8% annually. Which should come to 64 Lakhs per year. Now I want to setup the FD in such a way that the NBFC credits my interest every month so I have passive income for all my expenses. So 64 Lakhs / 12 = 5.3 Lakhs per month. Now how will I be taxed for this, how much % will I be taxed. Therefore how much will I get in hand per month from the 5.3 Lakhs after taxes? Please let me know, I would really appreciate it.

@finance.boosan 3 месяца назад

In India, income from FD (Fixed Deposit) is taxed at slab rates. As per your provided information, let's break down the tax calculation and the net amount you'll receive per month after taxes: Interest Income per annum: ₹64 Lakhs (8% of ₹8 Crores) Interest Income per month: ₹5.33 Lakhs (₹64 Lakhs divided by 12) Now, the taxable income per annum would be ₹64 Lakhs. Assuming the tax slab rate of 30%, you'll be taxed accordingly. Tax Calculation: 30% tax on ₹64 Lakhs = ₹19.2 Lakhs Net Interest Income per annum: ₹64 Lakhs - ₹19.2 Lakhs = ₹44.8 Lakhs Now, dividing the net interest income by 12 to get the monthly income: Net Interest Income per month: ₹44.8 Lakhs / 12 = ₹3.73 Lakhs So, with a 30% tax rate, you would receive approximately ₹3.73 Lakhs per month as passive income from your FD investment after taxes.

@Dream-cf1wp 4 месяца назад

சேவிங் சக்கவுண்ட்ல ஆயிரம் ரூபாய் போல் hold வச்சிருக்கோம் அதுக்கு ஏதாவது இன்ட்ரஸ்ட் தருவாங்களா

@kannankannan-rz6wd 4 месяца назад

Sir, mutual fund direct investment app?

@sasidharan4789 3 месяца назад

Ekarup RU-vid channel parunga avanga nalla Mutual funds, auditing ellame pakkava panni tharuvanga own app eruku deposit n withdrawal nengale pannikalam check n see

@harish_rajaselvan 4 месяца назад

How to diversify our portfolio among : Equity Gold Bonds FD Please give an example for the scenario of investment of ₹10k every month For equity we will be mostly doing sip for investment but for fd we need money at lumpsum right? So how to do this plz anyone help me

@finance.boosan 4 месяца назад

How to invest your First ₹10,000? Investment Ideas for Beginners தமிழ் ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-GqlP79YVE1s.html

@muruganrajan6107 4 месяца назад

Vera level information bro

@MadhumithaB-xe9yc 3 месяца назад

Hi I am new to the field of mutual funds and stocks. Recently I started Index Fund after seeing your videos. So, I have started investing in these. Is this fine or how should I improve my portfolio 1. UTI Nifty 50 index fund - 5000 each month 2. Parag Parikh Flexi Cap fund - 2000 each month Any comments on this are welcome.

@cyndhya3947 4 месяца назад

This app will not open outside of India it seems

@G-Balajivadhyar 4 месяца назад

Insurance 5L OR 15L Change pannaporanga sonnanga unnam pannalaya

@premrajthiyagarajan5332 4 месяца назад

Ujivan

@gowrishankar6504 3 месяца назад

Sir, repo rate innum athigama aaguma futurela?

@finance.boosan 3 месяца назад

This rate is expected to be the peak of this cycle, however in few years from now if we end up in high inflationary conditions central bank may raise repo rate. For more about interest rates : How INTEREST RATES affect everything? | INFLATION | STOCK MARKET ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-veidjkthKyA.html

@gowrishankar6504 3 месяца назад

@@finance.boosan thank you so much for your valuable reply sir...🙏🙏🙏

@Kalaihani 4 месяца назад

Hi Anna sip investment panum Anna unkita pesanum anna please Anna

@NaliniRajendran-ly1li 4 месяца назад

"Sebi chief Buch urges investors to invest in REITs and InvITs" Need explaination on this terms bro..

@finance.boosan 4 месяца назад

This aims to enhance the country's infrastructure by utilizing REITs and Invits as avenues to support real estate and infrastructure endeavors.

@SaravanaKumar-ot7pe 3 месяца назад

Highest RD interest rate enga bro kidaikum

@finance.boosan 3 месяца назад

Usually Same banks that offer higher FD will offer higher RD interest rate as well.

@knightknight7119 4 месяца назад

Bro government approved

@user-kr8mc4tf2q 4 месяца назад

Au finance Bank monthly 8 percent tharanga

@ss-dq3kh 4 месяца назад

Unmaiya bro ?

@user-kr8mc4tf2q 4 месяца назад

@@ss-dq3kh ama au finance Bank la account open pannu ga kedaikum monthly intrest ah 7-8 percentage...

@relaxandmusicram5709 4 месяца назад

Not monthly. They can give yearly interest. கந்து வட்டி வாங்குறவன்தான் மாசமாசம் 5 to 10% interest வாங்குவான்.

@karthikeyen.b7609 4 месяца назад

Broker commission bro?

@finance.boosan 4 месяца назад

Free. They do not charge any fees to depositors; their revenue model is based on their partner banks.

@manimaranezilelango9490 3 месяца назад

@@finance.boosan bro kindly recommend the safest investment with decent monthly returns(father oda retirement amount)

@RSY_223 2 месяца назад

Intha app rhi keezha varuma,yepdu intha app ku rbi insurance kudupan?? Ithu oru fake information ah@@finance.boosan

@Varma.3 4 месяца назад

Hi boosan. This is an urgent requirement.. i have invested in bajaj alliance goal assure sip plan.. seems its not good plan.. can you please advise on this quickly.. as i have to withdraw the plan if its wrong.. else please tell how to contact you.. ready to pay and get advise...are you taking any classes..it will be very helpful if you reply....