I have been doing this for last 7 years. I simply have a separate bank account where I keep money for mutual fund investment. And my normal UPI, Rent, EMI and monthly spend account is different. I have been able to maintain the discipline. I also invest my wife's mutual fund SIPs on 26th of every month. She gives me money during the month start which I simply ask transfer to her zerodha account. I simply place a withdrawal request around 22-23rd of every month from zerodha and inform her about it and then place the order through coin on 26th, this way she also doesn't have the investment money in hand that might be spent anywhere else
sir meri mummy anpad hai toh hamare ek bhot close family friend ne mere ya mere mummy k naam se paise invest kare hai yaha wha( mutual funds, bank etc) aur woh uncle ki death ho chuki hai meri mummy ko toh ye bhi nhi malum ki hamare kitne paise kha invested hai. kaise pata kare ki mere ya meri mummy k naam se kha kha paise invested hai
Sir if i can control my mind and money with patience till the last of the month.. then should i invest in the last of the month or there is any other drawbacks of investing in the last of the month
Personally I feel, still we have to invest in the starting of the month, because we loose the interest rate of entire month for that small advantage. If ur mutual fund returns 15-18% returns, so per month 1.5%. So we loose 1.5% to get 0.2% advantage.
Hi..step up sip ki bajae agar hum new usi amount ki new sip start karte rahein to usse kya koi farak aata hai?and how? Like 2 months ka step up na Kara kar every 2 months new sip start kar dein to baat same rahegi ya farak aaega interest amount pe? My agent is saying there is no difference if u step ur sip aur start a new sip of same time, amount and intervals
par me to middle class family se hoon. Paisa ko needs ko chorke aur kisi me kharch nhi krta so 40-50% reh jate he uske 15-20% wants and baki ke invest, insurance and savings kr leta hu
Best hai index mutual fund me invest Karo and Kisi se puchne ki jarurat nhai hai bro main Bhi 19year ka hu main start kar diya investment Index fund me karo nifty 50 and sensex toh upar jayega hi And main points are Expansion ratio,beta,Exit load and returns and sip date mine is 24th of every month
Pranjal bhai yaha me apki baat se agri nahi hu, SIP to automatic deduct hoti hai account se lic ki tarah use koi hath se thodi na jama karate hai jo kharch ho jayegi fir nahi karaenge, wo to compulsory katwani hi padti hai, 3-4 bar se jyada Miss hota hai to mutual fund se hi bahar nikal dete hai.
@@gunjan1964 I have never observed it so closely... 0.2% is very minimal but the time of investing has a great impact as I have observed getting better returns than my bro from the same MF
The person who is provident in his/her approach would save that amount in the month end as well..! Only to those who are provident and have patience, invest between 20th and 30th i.e. towards month end..! When your investment is large, even 0.2% matters..!😅
