Happy Monday guys! Here is my review of some of the top stocks and shares ISA providers for the upcoming tax year. For me I’ll be using Trading 212, but who are you using? Let me know in the comments!
I believe investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market. 35% of my $270,000 portfolio consists of collapsing stocks that were previously respected, and I don't know where to go from here.
To tackle investment risks, the safest approach is to diversify across various asset classes, such as bonds, real estate, and international stocks, to minimize the impact of a market meltdown. Seeking expert guidance is essential.
Many people underestimate the value of advisers until they experience burnout. After a challenging divorce a few summers ago, I sought out a highly qualified licensed advisor. Her guidance has been invaluable in keeping my company afloat and thriving, despite inflation.
how can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success??
“Carol Vivian Constable” is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
I just googled her and I'm really impressed with her credentials; I reached out to her since l need all the assistance l can get. I just scheduled a caII.
I had initially planned to retire at 62, work part-time, and save money, but the impact of high prices on various goods and services has significantly disrupted my retirement plan. I'm worried about whether those who experienced the 2008 financial crisis had it easier than I currently am. The volatility of the stock market is a concern as my income has decreased, and I fear that I won't be able to contribute as much as before, potentially jeopardizing my retirement savings.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
Leticia Zavala Perkins, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
From experience, with HL you can be efficient with fees if you fully understand how their system works. To deal funds, there's no charge. To deal shares and etfs, yes there's £11 odd quid charge, HOWEVER.. If you use their regular savings plan to buy shares or ETF's, there's no charge. So I adhock buy my index fund I hold, and have a regular savings plan set up for the ETF's I hold. I pay only the account management fee in regards to HL.
Think you've misunderstood the fee structure of HL. There is no charge on anything additional to £2m, but you're still paying fees on the initial £2m as described
Just wish the bank transfer deposit was less clunky like google/Apple Pay. You’d think having your bank’s app on the same phone would make it just as smooth if not easier
@@MitchShoesmith maybe it's just HSBC. I find it really troublesome to be required to log into their online portal when I can just verify using their app with the touch of my finger
T212 - think I'm correct in that they only offer ETFs (no no OEICs or Unit trusts etc) - this is quite limiting for a lot of investors, and probably worth mentioning. I think they are a good option for ISA holdings focused on ETFs, but not for broader portfolios. With the new ISA laws for this tax year clearly people could hold multiple ISA accounts with different providers for different investment types.
I love your videos, you gave me the kick I needed to start investing a month back. I also opened a junior ISA for my daughter but it would be great to have a video comparing the best junior ISA brokers.
Incredible information as always Mitch. Just seen some good cash back (£400 on saving £100 per month) on the stocks and shares isa offered by funds like Scottish friendly and Shepherds friendly. Do you have any idea about their pertinence in the past?
@@MitchShoesmith so he has a a stocks & shares isa , with st James via eight wealth , sitting around 24k , has a pension with 3k and add a little each month , and premium bonds 2.5k. I want withdraw the premium bonds and him to play with them to get a better idea of it all and start young but platforms just don’t do it
Don't sell from an ISA - if you do, you'll lose its tax-free status. You need to initiate a formal transfer which i think you ask the new provider to do
@@MitchShoesmith I do have two accounts with them, one it is an ISA, and so far so good. First month you will pay around £30 in fees (for three trades) and after that you pay only for inactivity, you need to make at least three trades every month. IG it is the same company that have the TastyTrades in U.S.
What are people thinking about Donald trump media stocks ?? Mitch!! Any info would invest or stay away 👀 if he makes president surely would be a big win ??
I can’t say it’s one I’ve looked into, I know it had a good first day after going public. Im not sure it’d be enough to challenge the big social platforms but then who knows with Trump at the helm.
