Hi, Maninder! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, everyone! You may watch the same topic discussed in other languages here: English - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-2_IxhIFnmIg.html Telugu - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-PzzD3iGDpps.html Tamil - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-gCZi5E4A2J0.html
Very informative video.. 👌.. I have a doubt that is admission letter compulsory for loan approval.. Can we show abroad university entrance qualification certificate instead of admit letter? As admit letter comes around in June onwards and then applying for loan and visa. Can we apply with eligibility letter? Thank you
Hi, Kaveri! You can start the initial loan process without an admit. However, an admit is required to get your loan sanctioned. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Priya! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello mam...first of all, may god bless u n your entire team for showing us the best path to chase our dreams. And my request is, would you please suggest me the banks(except BOB) which offers interest waiver during the moratorium period?
Hi, Soham! Thanks for your kind words! Most government banks do not require you to pay interest during the moratorium period. The interest accumulates and you can pay after the moratorium period. Your Financial Officer will help you choose the lender that best matches your profile and requirements. If you haven't yet gotten in touch with WeMakeScholars, you can do so by requesting a callback on this link: bit.ly/education-loan
Hi Devendra ! Thanks for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Jaimin! Yes, more than three backlogs are generally not acceptable. However, if you have more than three, we can still give it a try with some banks. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Vikas! Yes, but we would need some more details to confirm that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Rishi! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact list at any point in time. Better to speak with the Financial Officer and then they can guide you properly as we have our software linked to the official system. Please request a callback @ bit.ly/education-loan
If the loan is sanctioned for 25 lakhs but in the whole time period only 20 lakhs is used then we have to pay interest for only 20 lakhs or the whole amount. Secondly if while filling the form we want our repayment should be done in 10 years and Afterwards we pay it in 5 years then the intrest would be of 10 year's or 5 year's.
Hi, Shubham! Interest will be charged only on the disbursed amount (20 lakhs in this case). If you repay your loan within 5 years, you will have to pay accrued interest up to that date only. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Nishwal! Yes, you can repay the loan after your education. Please watch this video on repayment for more details: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-B8AhwCjhUNs.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Satla! I would suggest you apply via WeMakrScholars for a faster loan process. Please fill up the application form on this link: bit.ly/bob-education-loan The loan team will get back to you to guide you further.
Hi, Harsh! We can help you process a loan when the collateral is in a different state. For guidance on the procedure, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Bank of Baroda officer is mentioning my wrong interest rate on sanction letter. He says that MSc Project Management course from University of Southampton, UK doesn't fall under Prime List. What should I do now?
Hi Pratik, this is a common issue that happens when to go and apply to the bank on your own. You could have applied via WeMakeScholars to avoid such problems. Anyways, that's ok. Pls share your sanction letter to hello@wemakescholars.com so that our team can verify and try assisting you.
Hi, Suvajit! BOB does have a prime list, but we would need some more details to guide you on this. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Ajay! Yes, you will need a conversion document for the same. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
My father's salary is not very much but he fills ITR since 5 years and we have our own house but is in partition so should I study abroad can get loan?? 😥 around 5-6 lacs
Hi, Aayush! Yes, it is possible but we would need some more details to confirm that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello, How does the bank assess the value of the property? Do they go with market value or govt value of the property? I've heard that they can only finance upto 60% of the market value of the property?
Hi, Vishal! The bank assigns a Valuator who assesses the property and submits a valuation report. This value is usually between the govt. value and market value (Fair Market Value). The Realizable value is the value at which you can definitely sell the property and is generally 80% of the FMV. You can get anywhere between 70% and 100% of the realizable value approved for the loan. It varies on a case-to-case basis. For further guidance on this, I suggest that you connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you.
Hi! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact list at any point in time. Better to speak with the Financial Officer and then they can guide you properly as we have our software linked to the official system. Please request a callback @ bit.ly/education-loan
Hi, Raj! If you are looking to fund your studies, then an education loan is the best option. There are many advantages of taking an education loan, the main one being the availability of a moratorium period. Most education loan lenders grant a moratorium period or a loan holiday to their education loan applicants. This moratorium period lasts for the student’s entire course duration. A grace period of six months to a year is granted to students in addition to the course duration, so that they get the chance to become employed before their repayment period begins. For further guidance on your education loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thank u so much mam but sbi and PNB banks sab ye Bolte h ki you are not eligible your 10th percentage below 60 and graduation higher education loan ke liye 12th ke mark and graduation performance nhi dekhte h
Hi! In all the bank's instructions, 60% is minimum at all levels- 10th, 12th, degree. But there are some deviations that can be taken to get approval for lower percentages. We can try that. I suggest you request a callback on this link: bit.ly/education-loan so that the financial officer can help you with the same.
Hi Sangita! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam B.o.b meh property documents dene hai.Hamari property 110 gaaj hai baki humne bech di thi kush years phle kisi ko.Unho ne registry nhi karwayi iss layi 30 years fard par property hamari poori 165 gaaj hai aur Nakse par bhi.Lekin tax humne 110 par hi diya hai aur sell krne ka affidavit bhi hai.Toh kya Bob loan de de ga.Ja fhir problem aye gi abh bht.😭😭😭😭😭 Pls tell
Hi, Jasraj! The Encumbrance Certificate is different from Fard. Fard is a registration certificate but EC confirms that the property does not have any legal obligation such as lease, mortgage or pending loan. Please feel free to reach out to your Financial Officer for further guidance.
Hi, Lakshmanudu! WeMakeScholars is partnered with nationalized banks across India and we can make your education loan process faster and easier. All the services of WeMakeScholars are completely free of cost. Please fill up the application form on this link: www.wemakescholars.com/bank-of-baroda-bob-education-loan-application-form The loan team will contact you and guide you further.
Hi Mauli! Our loan team can help you out with unsecured education loan options as well after evaluating your profile. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
First of all thanks for the information. But I've a query regarding the collateral, what if the property itself was built or bought through a loan, Can we take another loan on that same property and should we repay the amount all at once or can we do it in installments?..I'm very much interested in taking a education loan for my higher studies in Canada.
Hi, Pranay! Yes, you can take an education loan against a property that is already under home loan. The education loan is repaid in EMIs after the moratorium period (course duration + 6 months/1 year). For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan
Hi! Kindly get in touch with our Financial Officer by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private banks, so you can get the best education loan siuiting your profile. If BOB is the only bank you want to move foreward with, we can try talking with the banks on your behalf and get it added to the list.
Mam, I took a loan through WMS from BOB for USA. Mam, do I need to disburse atleast 20 percent of the loan sanction amount? Is that rule still valid? What if I don't do that?😵💫 Also, mam if I get an admit from a better University in USA, would I have to re-sanction the loan?
Maine gnm nursing ka admission liya hoon Mera baroda bank pe account hai.. Mera total padhai ka cost hai 4 lakhs .. To mem mai kya eligible hai bob bank education loan ka?
Hi! We would have to evaluate all the parameters to check your eligibility for the same. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Baroda bank says me that you can only apply for University fees which is around 11000 pound if you are applying for extra cost living expenses or laptops or book then more chances to rejection.
Hi! Banks can also include living expenses & Other expenses in your education loan and there will be no chance of rejection. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/bob-education-loan one of our Financial Officer will be contacting you soon to guide you with your loan process
Hello I'm in so much dilemma and stress , I've applied through HDFC and sbi all took so much time and my last date of fees submission had already passed kindly please tell me how much exact time they took for fresh case
Hi Nancy! If you are applying via WeMakeScholars it takes only 12-15 days after you submit all the required documents at branch. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars I've registered under your link but as I've said i already applied HDFC since more than a month ago and all procedure documents has been submitted to them , they took too much time to sanction neither my counselor pick my call
Hi, Regulatory Affairs is for non-STEM programs. We understand the importance of obtaining accurate information and expert guidance in this matter. If you require further clarification or assistance, we recommend reaching out to our dedicated team for expert advice. Simply tap the link to request a callback: bit.ly/48cTdcR. Our team will promptly connect with you to provide detailed information and assist you accordingly. Additionally, they will check your eligibility with 14 leading lenders in India to offer you the best financing options available in the market. You are just a link away from them, connect and start your process right away!
Hi, will BoB start processing the loan application even before getting University admit? (I applied to MS CS Program in USA, but haven't got any admit yet for Fall 22) Also, upto what ammt the bank will give loan (Non- Collateral)
Hi Abhay! You can even start your loan process before receiving the admit from the universities. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan. FYI BOB can provide you an unsecured loan of up to 7.5 lakhs only.
Hi! We will have to evaluate your profile to check your education loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Suppose hum 4 yrs degree study karne k liye jate hai in Canada to bank full course (4 yrs) ki fees dete hai ya only for 1 year ki dete hai?? Secondly ,1st years ki fess ki samne colletral value same hoti hai to loan mil jayegi.. But 2nd 3rd n 4th year ki fees k liye family se kisi ki flat colletral k liye de sakte hai to avail rest 3 years fees..??? In short 4 saal k course k samne utni value ki colletral ho to loan sanction ho jayega?
Hi, Kalpesh! Yes, you will need collateral of equal or higher value than your required loan amount. Yes, you can keep your family's flat as collateral. You may watch this video for more details: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-C1vbCwz8cGs.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello mam firstly I want to say that you are very humble person. Mam mane education loan ka lye apply karne ha australia ka lyy recently m mane paper clear ka lye PTE. Ab mera agent ka Kahan ha ki tumha list ka pata karo ki kon kon c University 100% loan provide karti ha to please bta sakte ha ki m kase pata kar sakte ho.
Hi! Most banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on: bit.ly/education-loan then they can guide you properly as we have our software linked to the official system.
ma'am mera tution fees hai 40 lakh and living expense mujhe 20 lakh lagega toh mujhe sirf tution fees k amount ka loan chahiye par bank of baroda ne bola ki sirf fees ka nahi milega living expense ka bhi loan lena padega like total mujhe 60lakh lena padega
Hi Sakshee! Yes, banks usually try to provide an education loan with all the expenses included ( Tuition + Living + Misc ) As they want to be sure, that the applicant is not required to work part-time to bare his daily expenses abroad. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to check your eligibility with 14+ Public and private lenders, so you can also explore other options and get an education loan with the lowest interet rate possible.
Hi, Preet! If you are taking a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. Please fill up the application form on this link: sbieducationloan.co.in/ The loan team will get back to you to guide you further.
Hi Anish! Yes, we can help you get an education loan for your bachelor's. But we would require a few more details to check your eligibility with 14+ Public and private lenders, so you can get the best education loan suiting your profile, with the lowest Interest rates. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi RajKumar! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Rajendra! If your co-applicant is a green cared holder you cannot process your education loan from India, you will be required to look for a different Financial co-applicant or an Own house guarantor. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam मैंने VLP के माध्यम से Bank of Baroda में Baroda Gyan लोन के लिए apply किया तो remark from bank में success दिख रहा है इसके आगे क्या करना होगा और कितने दिनों के अंदर बैंक में visit करना आवश्यक होगा Plzz Reply Mam Thanqq.
Hi Dinesh, We will have to evaluate your profile to check your loan eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Sruthi! Glad you found the video useful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Chetan! For your legal and valuation it may cost you approximately 7.5K and the mortgage creation charges would be around 0.5% of the loan amount. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I have Applied for loan at BOB .... it is surprising that they have no clue on what GIC is..... while other banks know that GIC of CAD 10,000 is default payment... these ppl know nothing..... all they ask is for a written document mentioning it. if your college or uni mentions it in the offer letter then you are lucky. else like me you have to struggle
Hi, Clive! Yes, a lot of students face this issue. That is why it is better to apply via WeMakeScholars so our team can speak to the bank on your behalf. Please fill up the application form on this link: bit.ly/bob-education-loan The loan team will get back to you to guide you further.
Hi Kamal! Glad that you found the video informative. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Gurman! You may go through this video which discusses the same: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-1PNdRDHd1J4.html. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Saudikar, I think you are asking about the property which is already under the loan. If your query is the same, you can go through this video which discusses the same : ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-Z4_YKcEaHfI.html . If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! SBI & BOB both being public banks come with a few similar perks such as Low ROI, No interest during the moratorium, and Lower processing fees compared to other lenders. But it really depends on the applicant's profile which one of those banks can be a better option. Kindly connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Madam, regarding Processing, Interest Rate, Moratorium Period, Repayment, etc.. which bank is best like State Bank of India, Bank of Baroda and Canara Bank
Hi, Kiran! Which bank is best for you depends on your profile and requirements. We would need some more details to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Himanshu! Most banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on: bit.ly/education-loan then they can guide you properly as we have our software linked to the official system.
Thanks for the information maam,I had one small quetion,do i need to show the amount in my bank for 6 months to get edu loan of that amount.for eg-if i want loan of 20 lakhs,do i need to show 20 lakhs in my bank acc?plz answer
Hi, Chaitanya! No, you don't. However, a smaller loan margin may apply depending on the type of loan and lender. Please watch this video for more details: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-dBe8ssqusYE.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Husain! Yes, you can repay your education loan during your study period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! The interest is calculated on the disbursed amount, e.g. If you take an education loan of 20L at 10% ROI and disburse only 8L the internet after 1 year will be 80000. For further one-on-one support with the loan process, Kindly connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Hello, I have 2 doubts regarding abroad education loan. 1. Can we get a loan on SRA property? Loan Amount 15L around. 2. If a student is doing 2 PGDs, 1 year each, so the duration of course for which we have our offer letter is 1 year and when we apply for loan we get 1+1 year of moratorium, but if a student is doing 2 pgds, he will need 1+1+1 year of moratorium period, so that after 2 years of study and +1 year of relaxation period we can start repayment. So do banks give this 1 year extra period if a student is going to do 2 pgds?
Hi, Raj! 1. It is difficult to get loans for SRA properties. 2. You cannot take one loan for two courses. You will have to take separate loans for each course. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars Okay! Thanks for your reply and the information regarding the same. I'll do the need be and contact WeMakeScholars soon. Thank You again! Have a good day.
Hi! If you are starting a new course abroad, you will have to take a separate education loan for that. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi! Getting the best education loan deal depends on the applicants profile rather than the bank. We suggest you to talk to our Financial Officer so they can evaluate your profile and help you check your eligibility with 12+ Public and private lenders and suggest you the lender, best suiting your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Miru! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I want to have a loan of 30lakh. So BOB will be offering 27 lakh with 10% margin amout. I don't want to pay the margin money instead can I get the loan of 33-34 lakh amount so that in the end I get 30 lakh loan even if margin amount is considered.
Hi, Tejas! If you're going to a prime institute, you can get 100% of the expenses with BOB. Thus, loan margin would not apply. Also, the loan amount your are eligible for would also depend on your collateral value. You may watch this video on loan margin for further details: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-dBe8ssqusYE.html Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam , 1) Loan amount is required in April2021 , when I have to apply ? 2) Loan starts after 36 months , but I have to pay interest of this period . Or it is interest free ?
Hi, Bajaj! 1) As soon as you have started applying to universities and are waiting for your admits, you can speak to our team and start the initial process. 2) If you have taken a secured loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Ma'am Student Loan me spouse (depends) uska mantance fund bhe show ker skte hai or bank accept krta Hai. Mtlb agr mere study fee 10lack Hai OR Mujko mantance fund 10lack show krna hota Hai usme bank Mujko 20lack ka loan provide krwayenge. And Ager me Merį wife ko sath leker jana chata hu UsME Mujko Unka bhe fund show krna hota Hai to kya bank me jab me apply krta hu Student Loan to kya he 30lack ka loan apply ker skta hu.
Hi, Kushal! Your living expenses can be included in the education loan but your wife's cannot be. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Yes, we do help you in getting you an education loan from SBI. Please connect to our loan team by requesting a callback on this link:sbieducationloan.co.in/ Once you fill out the form, they will get back to you to guide you further.
Hi Navin! That is why it is better to apply for your education loan via WeMakeScholars, so that you won't be facing such issues. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Birring! As the initiative is funded and supported by the Digital India Campaign, the mode of operations are digitally aiming to reach students from every corner of the country. You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective Financial Officer for your region will call you to help you further.
Hi! Yes, they do. Please watch this video for more details: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-Z4_YKcEaHfI.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi ma'am, Have a Good Day. I have master's degree from India and I will do again master from the USA (I got admission from US University for Spring 2024). So, am I eligible for abroad education loan?
Hi Renuka! Yes, you can take an education loan for your master's in the USA. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best term and lowest ROI possible.
Hi Nikam, generally banks won’t accept agricultural lands as collateral.Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. Third party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Amair! Yes, we can help you out in getting a Non-Collateral loan but we need a few more details to check your loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Shravan! Sorry, we cannot help you with that. For education loan guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Reshmi! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
What about the non- collateral loan form bob which is under 7.5L ...r they providing non- collateral loan...and please do share the prime colleges list also.
Hi! Yes, they do but in this video we are focusing on the secured loan of above 7.5 lakhs. Most of the banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the Financial Officer and then they can guide you properly as we have our software linked to the official system. You may request a callback @ www.wemakescholars.com/study-abroad-education-loan
Hi, Suvajit! You can get a loan if your university is not in the prime list. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Ma’am, Do the government banks accept partial collateral over 7.5Lakhs? For e.g. for a loan of 15L, a collateral worth 7.5L - will that be acceptable for a loan of 15L because 7.5L can be collateral free?
Hi, Sanya! No, government banks will not accept that. Please watch this video on how collateral is valued for an education loan: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-C1vbCwz8cGs.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Harshad! Actually, Banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer and then they can guide you properly as we have our software linked to the official system. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan
Hi, Rajendra! Most banks generally do ask for ITR. However, we can try with alternative documents. For further guidance on the same, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Arsh! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting for a callback on this link: bit.ly/education-loan and then they can guide you properly as we have our software linked to the official system.
Hi Pradeep, Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact list at any point in time. Better to speak with the financial officer and then they can guide you properly as we have our software linked to the official system. Please request a callback: bit.ly/education-loan
Dear mam , I am able to pay my fees but it hard to manage my hostel fees which near 50k per year . Can I get 2.0 Lakhs loan from Bank of Baroda without any collateral ? Please suggest me something affordable please 🙏🙏🙏
Hi Sagar, Yes we can help you out with the loan of 2 Lakh. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi, Logan! Government banks charge simple interest during the moratorium period. After that, it is compounded. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Abhi! You can also include your flight charges in the loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I have offer from royal Holloway University of London. And I think there is some connection between RHUL and university of London and university of London is in prime lost. Can rhul be considered in that
Hi, Rohit! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the Financial Officer and then they can guide you properly as we have our software linked to the official system. You may request a callback @ www.wemakescholars.com/study-abroad-education-loan
Hi, Irfan! If you are seeking help from our team with the loan process for Canada, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Getting an unsecured loan for a bachelor's degree might be difficult. However, you can explore the collateral loan options. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
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Hi! We would have to evaluate your profile to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! It depends on the type of loan. If you have taken a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Krishnamurthi! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on this link: bit.ly/education-loan and then they can guide you properly as we have our software linked to the official system.
Hi Ansul! We will require a few more details with regards to collateral to check your education loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Anuran! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@mehar0786kaur Hi, Mansi! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars hello, I'm gonna join a prime US School and I would like to know as you mentioned in the video a loan applicant doesn't need to pay anything ( in terms of interest) during his or her education period, doesn't this mean that if I don't pay the interest amount during my education period , I shall make myself overburdened with compound interest? I am unsure, so I wanna clarify it. Please reply.
@@debjitgupta8917 Hi, Debjit! Yes, the interest will have to be paid after the moratorium period. However, only simple interest is charged in the moratorium period by govt. banks. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! You may watch this video on education loans without collateral: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-0yUEfa7kZPA.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Dev! Your Financial Officer will guide you on loan options for Diploma. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Rajesh! Most of the banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on:bit.ly/3KLb0zu then they can guide you properly as we have our software linked to the official system.
Hi, Harshil! We can give it a try by speaking to the bank empanelled lawyer. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Ramdas! Actually, most banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on: bit.ly/education-loan then they can guide you properly as we have our software linked to the official system.
Hi, Farrukh! Government banks can give you unsecured loans of up to 7.5 lakhs only. We will have to evaluate your profile to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.