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Build Your Credit Score without Credit Card || 6 EXTREMELY Simply Ways 

bekifaayati
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Build Your Credit Score without Credit Card || 6 EXTREMELY Simply Ways || bekifaayati
We conducted a Poll on our Instagram Story and RU-vid Community - asking people for their Credit Scores. As per results of this Poll, 55-60% of you either don't have a Credit Score or have a Score of Less than 750. This Video is for those 60% of you who are looking to build their CIBIL/ Credit Scores for Scratch.
We understand that you may not want to take a Credit Card for improving your Credit Score since credit cards are long term commitment. We will suggest you 6 Simply Ways apart from Credit Cards to build your Credit Score from Scratch.
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20 авг 2024

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Комментарии : 177   
@raj4ever143
@raj4ever143 Год назад
Amazon pay later, Flipkart pay later and credit card against FD are other best option to improve credit score.
@yashwanthp9664
@yashwanthp9664 Год назад
Even Flipkart paylater can be used to build CIBIL score
@mollenmist6652
@mollenmist6652 Год назад
Mobikwik as well
@yastatus4136
@yastatus4136 Год назад
Im having 70k limit in Flipkart Pay later Is this Max. limit??
@iconic4sure
@iconic4sure Год назад
Muje toh de hi nhi rha flipkart axis bank credit card de diya but pay later nhi dera😂
@mayankorigins25
@mayankorigins25 Год назад
@@iconic4sure lol
@shrikantkr
@shrikantkr Год назад
@@iconic4sure same lol
@dhirajbhagabati4431
@dhirajbhagabati4431 Год назад
Flipkart pay later can be a good option. I am using it for last 2 years when my cibil score was zero, but now it's 763
@MrSidverse
@MrSidverse Год назад
Your Cibil can’t be zero bro. Initially it’s around 750 when you get your first loan.
@dhirajbhagabati4431
@dhirajbhagabati4431 Год назад
@@MrSidverse no bro, initially either it may be zero or 750. In my case it was zero
@bekifaayati
@bekifaayati Год назад
Yess, it's definitely a great option.
@realaxis25
@realaxis25 Год назад
@@MrSidverse zero rehta hai kafi logon ka
@nirajoec
@nirajoec Год назад
My wife using only ola postpaid but she has no CIBIL score. It's -1
@atkola
@atkola Год назад
Ma'am Flipkart pay later Amazon pay later Paytm postpaid Very very easy method
@bekifaayati
@bekifaayati Год назад
Yeah 👍
@thatsakash
@thatsakash Год назад
Bahut logo ka crush h ye 😂 Unko finance se koi mtlb nhi
@Jogindersingh13799
@Jogindersingh13799 Год назад
😄😄😄😊
@mohitsohi1157
@mohitsohi1157 Год назад
Congratulation for 1 M subscribers
@bekifaayati
@bekifaayati Год назад
Thank you 😊🙌
@impsrgryz259
@impsrgryz259 Год назад
Not getting through all these applications Amazon. Flipkart Paytm Bajaj. No one is giving me a chance to improve my score. 639 Just 1/6 late payment
@Sam-maxi
@Sam-maxi Месяц назад
Updates on cibil?
@SaidulVlogs2.0
@SaidulVlogs2.0 Год назад
My Cibil Score 763 Experience is 842 8 Credit Card And 2 Loan 50k and 2.5k
@bekifaayati
@bekifaayati Год назад
Great 👏
@SACHINkhurana728
@SACHINkhurana728 8 месяцев назад
Madam Mera cibil 752 h lekin maine loan apply kra tha 1 month phle reject ho gya mujhe to koi bhi 1rs ka loan ni deta aur jab ki Mera cibil 752 h Aisa kyu madam reply Krna
@nadirakhtar786
@nadirakhtar786 Год назад
Paytm post paid can be used to build for CIBIL.
@James-Prinsep
@James-Prinsep Год назад
Maam Sbm bank stepup credit card One card Idfc wow credit card not show in cibil score 1 month ho gaye cards liye huye
@mirzawaleedbaig8779
@mirzawaleedbaig8779 Год назад
I built my credit score of 791 using flipkart Pay Later
@ramashankarverma246
@ramashankarverma246 Год назад
But magar maine bohot se video mai suna ki pay later wale credit report sahi se cibil walo ko share nahi karte hai jis cibil kharab hota hai
@mirzawaleedbaig8779
@mirzawaleedbaig8779 Год назад
@@ramashankarverma246 Haan maine bhi suna hai, specially about zest money. Jab maine Flipkart pay later use krna start kiya tha, tab mujhe CIBIL ki knowledge nhi thi. I used it only for shopping. Aur 1 year me my CIBIL score was around 800.
@bekifaayati
@bekifaayati Год назад
Great 👏
@sanamchauhan
@sanamchauhan Год назад
You look like Arya Stark 😂
@akashgoel601
@akashgoel601 Год назад
thanks for the video! qq.. what about paytm postpaid service, does that also improve the cibil score? and if lets suppose i just avail the service and not make many transaction (mostly due to the additional convenience charge they take 😀), would this be of any help to my cibil?
@ryomensukuna6628
@ryomensukuna6628 Год назад
Answer Mila??
@shankypandat6478
@shankypandat6478 Год назад
Yes
@mukulprajapati3088
@mukulprajapati3088 Год назад
I built my Credit Score with Mobikwik Pay Later
@AtulKumar01
@AtulKumar01 Год назад
Ur credit score??
@bekifaayati
@bekifaayati Год назад
It's also a great option.
@udaydas2299
@udaydas2299 Год назад
Another method is paytm postpaid
@utkarsh2763
@utkarsh2763 2 месяца назад
its shut down now. Do you know any other methods?
@technicalfilmyaagaz
@technicalfilmyaagaz Год назад
Actually yours analysis are exceptional ...😅
@bekifaayati
@bekifaayati Год назад
Thank you 😊🙌
@mayankrathore17
@mayankrathore17 Год назад
My CBIL Score is 786. I have a Flipkart pay later limit of 45k & have Flipkart axis Bank credit Card of limit 15k right now.
@tenzinwoser4040
@tenzinwoser4040 Год назад
mam i have a question does cibil score effect on your new credit card credit limits like if i have 800 cibil score i get more credit limits????
@ankurrathore9537
@ankurrathore9537 3 месяца назад
Yes
@Raj-sf9cs
@Raj-sf9cs Год назад
I am 18 I don't have any loan credit how to build a good credit score
@MrSidverse
@MrSidverse Год назад
You can take any pay later service. It can be Flipkart, Paytm, Amazon etc.
@bekifaayati
@bekifaayati Год назад
We have uploaded many videos regarding how to increase cibil score . You can follow those videos for more information.
@86Rifty
@86Rifty Год назад
@@MrSidverse they usually don't allow due to no cibil or age
@ShambadityaGhosh3107
@ShambadityaGhosh3107 Год назад
Also can take a consumer loan on electronics items like Bajaj finserv.
@shreeshagarwal6813
@shreeshagarwal6813 Год назад
I have started doing this for the past few months. I have a savings account with Kotak bank and they were giving me a call for approximately a month. Please take a credit card. I am a student doing some side hustles to cover my expenses, after a while I saw your video and thought I should be taking a CC. The limit assigned to me is very less only 10,000 but still I am spending 200 to 500 on this CC and I have enabled auto debit. P.S. this amount is available in my bank account at all times the account is a 0 balance account yet I consider it to be a minimum balance account of 15,000.
@alpeshmoree
@alpeshmoree Год назад
I have also kotak 811 zero balance and I am also a student is ther any charges for kotak cc like any annual charges , hidden charges ? I don't know much about cc and I am hesitant because some says cc is bad some says it will be helpful I know if we spend wisely then there are benefits of cc but still confused
@SahilSekh0
@SahilSekh0 Год назад
I'm builded my Credit score with LazyPay
@aspirantboi2797
@aspirantboi2797 Месяц назад
Pr isme to kyc k bina hi limit de dera h will it affect my cibil if i ise that flexy limit ?
@theknowledgewallah
@theknowledgewallah Год назад
P2P companies.... Can u suggest few names??
@YtBhavishya
@YtBhavishya Год назад
Mem mene loan band karaya bank se lekin Paytm me vo active nazar aa raha hai usko kaise band kare
@mokshsingh7156
@mokshsingh7156 Год назад
1st 😁
@deepakkumarpk
@deepakkumarpk Год назад
क्या हम डिजिटल गोल्ड से सिक्योर लोन ले सकते हैं वो भी कैसे?
@Tillu_dream16-39
@Tillu_dream16-39 Год назад
I do not have a CIBIL score of my own. I have no idea regarding these financial services.
@dasharathsingh6423
@dasharathsingh6423 Год назад
If i pay my credit bill before the bill generation. It is good Or bad
@gaminghubCR
@gaminghubCR Год назад
Bad
@deepasatra5588
@deepasatra5588 Год назад
Can emi help in building a cibil score??
@bekifaayati
@bekifaayati Год назад
Your settlement of outstanding debt can have a considerable impact on your credit score. Payment delays for EMIs not only force you to pay the penalty but also lower your credit score. So if you are looking to improve CIBIL score pay your dues on time and rack up a good score.
@musicnation1919
@musicnation1919 Год назад
Mana MakeMyTrip ka prepaid card lia dha but ab vo mara cibile ma 25000 ki limit show kr raha h credit card ki type sa 🥳🥳🥳🥳🥳
@fp320
@fp320 Год назад
I would like to open a new bank account but my current address is different from aadhar address. Is it possible to open account in this case and is it hassle free? Please make a video on this
@MrSidverse
@MrSidverse Год назад
Yes you can. You just need a current address proof. And for neo banks you don’t need that.
@bekifaayati
@bekifaayati Год назад
Sure, we will try to cover this in our future videos.
@vivekvk45vk
@vivekvk45vk Год назад
One sec. Have you said a instant personal loan? These are very risky loans and these type of loan providing apps are also called 'chinese loan apps'. There are many news articles which exposes the scam of these apps popularly known as 'chinese loan app scam'.
@hitubhai999
@hitubhai999 28 дней назад
FD against loan
@shivambhrdwz
@shivambhrdwz Год назад
Please make video on p2p loan
@raghavsankhyan5639
@raghavsankhyan5639 Год назад
Caption Correct Kro....Simply
@rajeshkumar-zq9hn
@rajeshkumar-zq9hn Год назад
First like
@kamleshmalokar5786
@kamleshmalokar5786 Год назад
Cred app ka review ka video banav na ?
@perrytheplatypus199
@perrytheplatypus199 Год назад
Ya video ek haftey pahele publish kartey to mera faida hota Ola cab service liya tha cash may payment kiya
@irajatsolanki
@irajatsolanki Год назад
Using Amazon pay later
@Urs_Dark_Shayar000
@Urs_Dark_Shayar000 3 месяца назад
कृपया अंग्रेजी थोड़ी कम झाड़िए और धीरे बोला कीजिए अपनी वीडियो में यह हमारी विनती है आपसे 😊
@21dinmepaisadouble
@21dinmepaisadouble 11 месяцев назад
Bhai log kuch bhi karo lekin personal 3rd party app se galti se bhi loan maat lo, agar tum time me loan payment kardoge fir bhi ye log faltu k loan lene k liya call karega
@ramashankarverma246
@ramashankarverma246 Год назад
Miane EMI pe phone liya tha but muje emi bank se na katne pe penalty lagi Magar maine emi ka payment online due date pe kiya hai toh kya mera CIBIL kharab hoga
@vishalpatelful
@vishalpatelful Год назад
Nahi.
@bekifaayati
@bekifaayati Год назад
A single payment after due date won't affect much. But if this continues it will definitely affect your cibil score.
@gunjankumardas7178
@gunjankumardas7178 Год назад
My credit score is 750+. Can you please tell me by around how much can my credit score reduce if I apply for 5-6 new credit cards within a month??
@Sam-maxi
@Sam-maxi Месяц назад
Aren't you receiving cc offers from many banks?
@usmankhan-ct7dc
@usmankhan-ct7dc Год назад
How to get American Express Credit Card?
@Mr.confirmandsure
@Mr.confirmandsure 8 месяцев назад
ICICI pay later se cibil score badata he kya bataye please
@toshiistoshi
@toshiistoshi Год назад
Saw you in Kabir Singh. Why? How?
@theopensourceYuvraj
@theopensourceYuvraj Год назад
Bisht!!! Are you doing all this research all by yourself or you are just a narrator?
@mohitjadhav6561
@mohitjadhav6561 Месяц назад
Do simpl pay later also help
@vaibhav5777
@vaibhav5777 Год назад
What about Flipkart pay letter
@bekifaayati
@bekifaayati Год назад
Yess, you can.
@9851949130
@9851949130 Год назад
No practical experience on ground zero
@RahulKumar-yd5ne
@RahulKumar-yd5ne Год назад
Can anyone help me to know If after getting a credit card I will not activate that and cancel it that impact my cibil score
@aakashluthra8543
@aakashluthra8543 Год назад
If i clear & close my car loan /personal/Business loan earlier ,so will that improve my cibil score ?
@bekifaayati
@bekifaayati Год назад
Your credit score may not improve significantly if you pay off the loan early. If your credit score is poor, the general thinking is that paying off the loan early is likely to boost your credit score. In reality, pre-closing a car loan is likely to have very little impact on your credit score.
@HappyShorts1
@HappyShorts1 Год назад
My credit score is 895 and I have limitless credit card.
@bekifaayati
@bekifaayati Год назад
Great 👏
@ianandjordan
@ianandjordan Год назад
895 😲 how to achieve this
@Satyasanatan453
@Satyasanatan453 Год назад
Ab kitna hai
@investment9937
@investment9937 Год назад
I build my credit score through Flipkart pay later. And now my score is 758
@bekifaayati
@bekifaayati Год назад
Great 👏
@anirudhvatsa310
@anirudhvatsa310 Год назад
Bro in how much time you made this wonderful CIBIL?
@investment9937
@investment9937 Год назад
@@anirudhvatsa310 2 months only
@anirudhvatsa310
@anirudhvatsa310 Год назад
@@investment9937 how much limit was allotted to you and how much you were spending from your limit?
@investment9937
@investment9937 Год назад
@@anirudhvatsa310 first limit was ₹1000 and i spent approxx 80% then my limit increased to ₹3000 now
@MesmericNikhil
@MesmericNikhil Год назад
Focus on voice modulation plz.
@RAJ-dp9ln
@RAJ-dp9ln Год назад
multiple loan and multiple credit card affect cibil score i have 5 credit card and 6 loan like UNI CARD SLICE LAZYPAY AND PAYTM POSTPAID AND AMAZON PAY LATER I NEVER USED THIS PAY LATER services just for hobby i like multiple card that why i Create these accounts cibil 750 to 780 but CRIF is very under 700 hundred never ever miss a single payment Is i need to closed pay later account to get 800+ cibil score or continue please give me my answer because i am confused
@iamkishansuthar
@iamkishansuthar Год назад
Make video about education loan for aboard cibil score co payer secured education loan how much do they estimate loan on house
@bekifaayati
@bekifaayati Год назад
Sure, we will try to cover this in our future videos.
@Vats_BrahmRakshas
@Vats_BrahmRakshas Год назад
mam icici k insta account se offer aya tha blue tik b tha apply kiya fir otp se phle ruk gya ye soch kr k phle khi se confirm kr lu kuch fraud to nhi usko apply kr skte h ya nhi
@bekifaayati
@bekifaayati Год назад
Any of the Bank account would never offer you anything via their Instagram dm. It was a fraud.
@rezaulkhan828
@rezaulkhan828 4 месяца назад
Kitne din m build hote h score
@Khan56600
@Khan56600 Год назад
Mam t bills kitne % discount par issue hota hai
@mohitmanchanda74
@mohitmanchanda74 Год назад
Mam mera cibil score se related ques h , kaise puchu aapse
@bekifaayati
@bekifaayati Год назад
You can DM us on instagram.
@dp4300
@dp4300 Год назад
Kabir Singh movie me aap ne acting ki he na ? 😅
@jaydityashib
@jaydityashib Год назад
No ola in my city
@s.a.r9896
@s.a.r9896 Год назад
770 ke aas pas 1 saal se h mgr badh nahi Raha h
@anujrana8986
@anujrana8986 Год назад
Sister kya debt fund me jo average 8 percent milta hai wo monthly hota hai ya annuly
@dwijshah4239
@dwijshah4239 Год назад
Annually
@traderdarsh
@traderdarsh Год назад
Mine is 830🌝
@abhishekparwal4045
@abhishekparwal4045 Год назад
Kya vo golu molu ladki aap ho Kabir Singh movie ke raging wale scene Mai 😛
@harsh_explorer
@harsh_explorer Год назад
Loan against lic policy!!!
@kaustovrajkhowa3887
@kaustovrajkhowa3887 Год назад
Hello ... I need one help. I have still doubts please clear it.I have 3 credit cards. If I close one credit card which one is new one then it will affect my cibil score or not???
@HIDSIPS
@HIDSIPS Год назад
Yes.. A bit not much
@bekifaayati
@bekifaayati Год назад
Yes, it will affect a bit if there are no dues or payments left. But if will affect if it has dues or payments left.
@akashgoel601
@akashgoel601 Год назад
@@bekifaayati so any particular order we can follow, lets say i have 5+ card and I need to close the newest 2 card which are charging me higher annual charges ? what do you suggest?
@rajatpanwar5277
@rajatpanwar5277 Год назад
Hey mam do you have acted in kabir singh movie
@VishalPrincekumar
@VishalPrincekumar Месяц назад
Aadha English Aadhar Hindi yah kya hai koi ek hi bolo
@sohammt
@sohammt Год назад
Mine 808 CIBIL
@Filmycave49
@Filmycave49 Год назад
Small finance Bank mei fd karna kha tak safe hai pls suggest
@MesmericNikhil
@MesmericNikhil Год назад
Be it any bank, government provides a security till 5L of funds in any form per PAN Card per bank.
@bekifaayati
@bekifaayati Год назад
It is totally safe just like normal banks.
@Manishkumar-rc5fl
@Manishkumar-rc5fl Год назад
Mera alreay 750+ hh .....🤣🤣🤣
@bhupendragiri
@bhupendragiri Год назад
❤❤
@shripradhan4641
@shripradhan4641 Год назад
😓😓accha hi
@anirbanmondal9283
@anirbanmondal9283 Год назад
I HAVE BUILT MY CIBIL SCORE 768 IN JUST 6 MONTHS WITHOUT ANY EXTRA COST AT OLAMONEY POSTPAID.
@PritamShaw
@PritamShaw Год назад
Mujhe Kya Mera to cibil 756 hai Hehehehe
@silentboyz5417
@silentboyz5417 Год назад
770
@ChandanChakraborty-kb7cu
@ChandanChakraborty-kb7cu Месяц назад
You are very cute 🥰🥰
@JEETMoLsHoY
@JEETMoLsHoY Год назад
Lov u mam
@shubhamsingh-bz1tw
@shubhamsingh-bz1tw Год назад
You look similar to my ex-girlfriend
@Hamster-king-army
@Hamster-king-army Год назад
I love 💕😘😘 u mamm
@realstruggle3071
@realstruggle3071 Год назад
Tuu mam ko i love you mat bol mere ko sahi nhi lagta
@unluckytrader1046
@unluckytrader1046 Год назад
Bhagwan pliz dila doo
@ravisinghraj3014
@ravisinghraj3014 Год назад
Hindi bola kr
@daipayanroy
@daipayanroy Год назад
Really bad analysis
@mystic_faizy
@mystic_faizy Год назад
Paytm postpaid us also an good example 🙂🤚
@bekifaayati
@bekifaayati Год назад
Definitely.
@realstruggle3071
@realstruggle3071 Год назад
So mere ko iska interested samajh nhi aya
@gulamsadik3380
@gulamsadik3380 Год назад
Mam i am nri can i get credit card in india ...plzzz reply🙏🙏🙏
@bekifaayati
@bekifaayati Год назад
Yess, you may want a credit card to use while travelling to India to avoid foreign transaction fees and access funds quickly in case of an emergency.
@Hamster-king-army
@Hamster-king-army Год назад
,,,💕😘😘😘😘😘
@funnwild887
@funnwild887 Год назад
Yeh Rj Naved ke saath rehti hai na?
@SandeepSingh-ep1xd
@SandeepSingh-ep1xd Год назад
@bekifaayati ITR file kro hr saal ,amazon ya flipcart se credit card apply krke v simply anyone can create and improve their cibil score
@bekifaayati
@bekifaayati Год назад
Definitely.
@Kraisee0
@Kraisee0 Год назад
Ek to Hindi me bolo ya English me... Bakwas
@ahtishamul1976
@ahtishamul1976 Год назад
what's your insta I'd???
@bekifaayati
@bekifaayati Год назад
@bekifaayati
@gautamdewangan5695
@gautamdewangan5695 Год назад
MOBIKWIK ZIP PAY LATER IS ALSO THE BEST OPTION TO BUILD YOUR CIBIL SCORE..
@bekifaayati
@bekifaayati Год назад
Definitely 🙌
@aspirantboi2797
@aspirantboi2797 Месяц назад
Bt uska joining fee hi 300/- h
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