CREDIT CARDS se PAISE AISE KAMATE HAIN! | Ankur Warikoo

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Credit cards are a wonderful way to earn money, by doing nothing!
I personally make all my payments through credit cards, and make passive money on all of that!
However, in addition to that passive money, there is an additional way to make money through credit cards, that I want to introduce to you!
Just by using this method, I make a little more than half a lac rupees per year.
Free money.
Just by doing nothing!
Who would want to say no to that?
I won’t!
And if you won’t like to say no either, let’s explore how you can do that, using Uni cards.
You can know more about Uni Cards here: unicards.oneli...
This lifetime-free PayLater card allows you to split every bill into 3 equal parts over 3 months for 0 extra costs. You can pay over 3 months or in 1 - it’s all up to you. And, if you pay everything in 1 month, you earn a flat 1% cashback. Serviceable in 39 cities across India and expanding!
To understand how I make money through credit cards, here is my video: • CREDIT CARDS use karne...
To understand how credit cards make you eligible to take a loan, here is my video on increasing your CIBIL score: • Credit/CIBIL Score exp...
#warikoo #creditcards #getrich
Click here to subscribe to my RU-vid channel: shorturl.at/bizNX
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Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
For the past 4 years, Warikoo has been actively sharing content on RU-vid, LinkedIn, Instagram, Facebook and Twitter amassing a following of 3 Million+ people.
He posts 3 Hindi and English videos every week on his RU-vid channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.
Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.
An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.
Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.
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My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.c...
‘Do Epic Shit’: ankurwarikoo.c...
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙️ Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽️ Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/Warikoo...
20 online courses for your 20s: bit.ly/Warikoo...
Gadgets that I use: bit.ly/Warikoo...
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Let’s connect online:
🎙️ My weekly podcast Woice with warikoo (Spotify): open.spotify.c...
📩 My weekly newsletter warikoo Wanderings: ankurwarikoo.c...
📱 Instagram: / ankurwarikoo
🐦 Twitter: / warikoo
👨🏻‍💻 LinkedIn: / warikoo
😄 Facebook: / awarikoo
🖋️ Daily Blog: ankurwarikoo.c...

Опубликовано:

29 сен 2024

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Комментарии : 4,2 тыс.

@warikoo 2 года назад

You can know more about Uni Cards here: bit.ly/UniWarikoo This lifetime-free PayLater card allows you to split every bill into 3 equal parts over 3 months for 0 extra costs. You can pay over 3 months or in 1 - it’s all up to you. And, if you pay everything in 1 month, you earn a flat 1% cashback. Serviceable in 39 cities across India and expanding!

@___mar 2 года назад

Slice also gives the same facilities as well

@shouviksarkar4649 2 года назад

In the whole video I mostly like the khaby lame gesture 😁😆😜!

@ajitsaini4503 2 года назад

Annual fees kitni h sir es card ki???

@ixrv 2 года назад

slice or uni card pee videos bnao sir

@priyanshugoyal2756 2 года назад

This video makes me think you actually are not concerned about benefit of your viewers but rather just milking them. A lot of issues with such cards not covered and i am pretty sure even you won’t use this card ever. You definitely have way better cards and that are actually credit cards.

@joannebonnett5223 2 года назад

*POOR MINDSET IMMEDIATELY SEES A SURPLUS AS AN OPPORTUNITY FOR CONSUMPTION RICH MINDSET SEEKS TO SPEND THEIR TIME RESOURCES,AND ENERGY ON WORK THAT CONTINUES TO PAY OFF LONG AFTER THE EFFORT HAS BEEN INVESTED*

@georgeedward6246 2 года назад

Despite the economic crisis,this is a Still a good time to invest in stock and Crypto,

@melissabrockman6397 2 года назад

The rich spend less and invest more

@melissabrockman6397 2 года назад

Investing in these economic crisis will be one of the best thing to do,

@carlaalpentista413 2 года назад

You're right I think stock and Crypto are the best to invest right now☺️

@ashleyulloalafrance2356 2 года назад

As stock's are good but crypto is better

@jadecollins2843 2 года назад

Expert Albert Renshu for he's legit Broker and he's Method of Trading really surprised me alot. And alot of people has been benefiting from he's company.

@oceanaelizabeth5672 2 года назад

I think lI'm blessed he helped me recover what I lost trying to trade my self,

@harrysteve9467 2 года назад

if not I wouldn't have met someone who is as spectacular as expert Albert Renshu fx

@Linda-gy2zq 2 года назад

Mr Albert Renshu has changed my financial status for the best all thanks to my aunty who introduced her to me.

@marie-rr7lq 2 года назад

Expert Albert Renshu is obviously the best, I invested $3,000 and he made profit of $28,000 for me.

@felixleach6340 2 года назад

I think I'm interested how can I get in touch with him

@jaikumarsivalingam 2 года назад

Hello Ankur, Thanks, for the video! I have a question regarding investing in a liquid mutual fund. Is there a possibility where a liquid fund's current value could go down just like stocks? The reason for asking you this question is because I had invested in a liquid fund where the current value is down by .5%. Thanks in advance.

@yuvaraj2358 2 года назад

Hi Ankur Sir, i also have the same above query. And also could you please give quick info on the process of investing in liquid MF (I have never done before.. First time 😊

@pratik6122 Год назад

Hey Ankur, what if you are in minus 1 or 2 percent during that particular month for ex:- your folios shows 294000(-2%) So in this case what should we do?

@munnirharuna2279 2 года назад

Hello what is the best way to get started with bitcoin investment or Forex trade cos I have been making my personal research for a while now

@tinawright6750 2 года назад

As a beginner who don't understand how bitcoin trade really work and you really want to make profit from it, I will advise you to first start working with a professional broker

@kendobest2651 2 года назад

That is true you need an expert broker an account manager to make good profit from bitcoin trade

@guccimary3427 2 года назад

How can someone know a professional account manager at least trustworthy when legit ones are hard to find these days

@ausahmanason3129 2 года назад

My first investment with expert mister Nicholas Barron give me a profit of $13,500 and ever since then he has has the most reliable sincere broker I know

@alhassansuleiman1272 2 года назад

I can't believe I was able to have $30000 worth of Bitcoin in just one month and half of trading with expert Mr Nicholas Barron trading services. Come across some nice comments about him on RU-vid and I give it a shot. I don't believe in Bitcoin before

@AbhishekKar 2 года назад

Hey Ankur, Just wanted to congratulate you on reaching 1 M subscribers! I had already heard a lot about you from some members of Josh and some other fellows too and whatever they have told me about you is truly remarkable. I wish you a lot of luck for future endeavours and may your love for excel and hate for fixed deposits,continue till the end of Kalyug 🙏👍

@sayanmandal2471 2 года назад

App yaha ve bhai ay gya 😂😂😂 love from Mars

@warikoo 2 года назад

Thanks so much Abhishek

@Yog_Yatra_With_Rahul 2 года назад

Love and hate line is amazing 🤣🤣🤣

@keshavagarwal1538 2 года назад

Two legend on a same chat ❤️ Collaboration to banta hai sir One interview with warikoo

@keshavagarwal1538 2 года назад

@@warikoo ❤️💕💕💕

@willardharper8038 2 года назад

I almost burned my account trying to use complicated scalping strategies. with this one I am halfway in regaining my lost capital. can this strategy be used in direct execution order or only in buy/sell stops? I need advise. thanks.

@grovelucas930 2 года назад

learn to get the full knowledge first before investing or get an expert to handle it for you

@grovelucas930 2 года назад

There will always be market fluctuations, you just have to be prepared for it.

@grovelucas930 2 года назад

I'm not good doing it alone but getting into the market has been my best decision so far in my road to financial independence as it turns out lucrative for me.

@averystevens1880 2 года назад

Exactly.....nice words. I agree with you

@averystevens1880 2 года назад

My utmost goal is $3million and a few passive income sources for sustainability.

@FAIZANHUSSAINalig 2 года назад

Same features are being given by Slice Card, aur slice mein 3 lakh kharch karne pe 2% cashback hai! Ab Nitin ko aur bura lagega😂😂😂

@shivachakraborty8878 2 года назад

Slice card ko kaisa milaga. Kitna paisa lagega. Koi link bhejo.

@mohammadsohail803 2 года назад

Bhai aap slice kab se use kar rahe ho or kar rahe ho to kya aapki limit badi hai slice ki

@carryminati640 2 года назад

@@shivachakraborty8878 bhai me send kro?

@sourabhmba 2 года назад

U will get 2% cash back on all transactions in axis bank ACE credit card Its good

@FAIZANHUSSAINalig 2 года назад

@@mohammadsohail803 han starting mein 25k thi 3 mahine bad 45k ho gayi

@BossladyShruti 2 года назад

Me watching this whole video already with my excel sheet open! 😅😇😇

@vanns3592 2 года назад

😂😂😂😂 smart move .

@edward7194 2 года назад

INVESTING MAKE UP THE TOP-NOTCH HEMISPHERE OF WEALTH, THAT IS MORE REASON ONE SHOULD SAVE AND INVEST TO SECURE MORE PROFIT AND ENSURE SUCCESS

@joshson3258 2 года назад

now am making benefits from it...

@hongjong8017 2 года назад

Mr Albert has changed my financial status for the best all thanks to my aunty who introduced him to me.

@felixleach6340 2 года назад

Who's this professional everyone is talking about I always see him post on top comment on every RU-vid video watched

@williamioannis4948 2 года назад

I think I'm interested how can I get in touch with Mr Albert Renshu

@Shirley-qn3un 2 года назад

I think I'm interested how can I get in touch with Mr Albert Renshu

@kafayatayoni2384 2 года назад

Hello what is the best way to get started with bitcoin investment or Forex trade cos I have been making my personal research for a while now

@nafisanamagaji7138 2 года назад

My first investment with expert mister Nicholas Barron give me a profit of $13,500 and ever since then he has has the most reliable sincere broker I know

@umoyiuakpan3809 2 года назад

@okenuobumunemenwalobuengin5337 2 года назад

Mr Nicholas Barron is obviously the best broker I invested $3000 with him I made a profit of $20000 on a short-term it was mind-blowing

@alexdickson6819 2 года назад

I just withdraw my profit in 4 days ago before now. I'm glad I did invest with him, still reinvesting and the trade is ongoing

@munnirharuna2279 2 года назад

Mr Nicholas Barron he's a man who understands that challenges faced by beginners. I started trading Bitcoin under his guidance after seeing her interview with CNDH. He dose not request for any charges to teach investors how to trade and generate profit for themselves

@privacyadvisor 2 года назад

Finally The Sponsored Videos are back... I was starting to get worried...

@paraspareek5599 2 года назад

Lolol

@charan775 2 года назад

why

@harshitjain7660 2 года назад

Back?🤔 anytime did he stopped making sponsored video 😑 Soch rha hu main bhi chit fund/mlm scheme khol leta hu inse ek video sponsor krk bnwa dunga... fir paisa hi paisa hoga 😂

@keeganbarboza207 2 года назад

So true i stopped putting full trust in him. He is becoming salesman day by day

@abhyudayshardulsingh5159 2 года назад

There's nothing wrong in that he is here to make money but he didn't say anything which is factually incorrect and he spend less than 30% of time talking about the product....... I am not here to bring anyone down but just check out CA rachna ranade's video on the same card and you will see the difference....

@sheldoncharles1561 2 года назад

Starting early is the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, i am able to build a suitable life because I invested early ahead this time. 3 40

@09redflowerz85 2 года назад

I urge everyone to start somewhere now no matter how smal, this is literally the time for that, forget material things, don't get tempted,i became more better the moment i realized this.

@oliviaryan5277 2 года назад

you're right, but any Investment without a proper guidance and experience is suicidal

@liamjames3752 2 года назад

@@oliviaryan5277 Profitable Investment one can do convenantly at this moment are

@liamjames3752 2 года назад

@@oliviaryan5277 :Estate :Share Stocks market

@walkerfred9763 2 года назад

Forex trading is really profitable, investing in it now will be the wisest thing to do especially with the current rise in bitcoin

@Bireshprema 2 года назад

I can’t stop thinking about the irony and insanity of Elon Musk becoming the richest person in the world why they individual who has spent $20billon.

@sidneyjackson3655 2 года назад

Prince of Brunei’s spent it all maybe he would have been among the rich if he invested his money

@lucymartin881 2 года назад

No amount of money can certify Elon Musk. I’ll say he needed more that’s why he is investing on Bitcoins. Investing over 1.5 billion dollars.

@junerolfson2435 2 года назад

I wanted to trade cypto but got confused with the fluctuations of price

@hauwaahmad9606 2 года назад

Her success stories are everywhere …she has really made a good name for herself.

@siluvaine4370 2 года назад

@Rebecca flores You are on the right track

@ivinitmittal 2 года назад

Hey, could you get this cleared from Nitin, I've heard that UNI Card is actually a Credit Line from a NBFC they've tied up with, soo basically a unsecured personal loan, which I've heard is a disaster for your credit score?? 😅

@buzzfeedRED 2 года назад

Slice is more better than this.

@privacyadvisor 2 года назад

This is a sponsored video... believing everything in it is credit risk..

@SachinS-sf2vm 2 года назад

Very true

@chaitanyabingumalla8045 2 года назад

That a very importing thing to know and consider before using this card.... But what is we are using this card and paying the whole month bill on the 1st due date.... That way isn't it similar to any other card usage and also we are getting 1% discount on the total bill amount for the month

@charan775 2 года назад

your credit score will be impacted in any card if you miss your due date not just this one. so pay bills on time

@harshil338 2 года назад

*Ankur gaining trust and respect of his audience by making genuine videos. Ankur now makes a shitty sponsored video: IT"S TIME TIME TO DETSROY MY REPUATTION !!

@pankajdighe007 2 года назад

1% cashback kabtak denge, baad me to lutenge hi. Not expected this from ankur. Not mentioning annual fees n hidden charges

@harshitjain7660 2 года назад

Seriously ... The vidoe title should be how I made 10-15lakhs by making a paid video 😂

@keeganbarboza207 2 года назад

So true i stopped putting full trust in him. He is becoming salesman day by day

@mithleshpal9415 2 года назад

@@harshitjain7660 😁😁😁

@yashpuranik1345 2 года назад

@Wàrłkoo Ae tu ja reey

@vikrammondal9756 2 года назад

Nice promotion material. One thing we are forgetting in all of this is that this kind of credit card activity increases your spending habits and at the end of the day you would be saving less than before, and it's this savings which is going to make you rich and not spending unnecessarily in the hope of getting a tiny cashback.

@Aswani648 2 года назад

U mistanken it it's ur daily expenses not unneseccory expenses

@mybangaloredays 2 года назад

He clearly warned about that

@ashisharora6800 2 года назад

If you don't use credit card then you are right, but if you are using it then 1% cashback is good. If you cannot control your senses don't ever think of be an investor. Credit card companies come to make changes in your expenses but they are not forcing you, it's you who buy things knowing the credit card trap. Use things wisely and get rewarded rather criticise the marketing fashion

@aertist5542 2 года назад

nah. saving doesnt make you rich. Its an illusion.

@ashisharora6800 2 года назад

@@aertist5542 explain how

@NavedAejaz 2 года назад

I think amazon pay card is better... If i spent it on amazon with prime i get 5% back.... For non prime members its 3% and for overall usage it's 1% At least... Hmm... Not sure if I can prefer uni over Amazon pay/ axis (from flipkart)

@sunshine.9999 2 года назад

Totally agree 👍 Amazon pay card is much better!

@ketanahuja8939 2 года назад

This is not credit card , This is personal loan(a credit line) , take decision wisely.....and with this card u wont be getting offers (ex. 10% instant discount etc .) on big platforms like amazon,flipkart etc

@tapashnath2287 2 года назад

You get offer with all this staff in slice card

@rajprema.6425 2 года назад

@@tapashnath2287 . Where do v get slice card??

@duke8324 2 года назад

@@tapashnath2287 never saw slice card giving you offers on Flipkart or Amazon. The credit cards offers on Flipkart and Amazon are always from mainstream Banks like Icici or HDFC or SBI.

@RahulRahul-kq6eb 2 года назад

Uni app ask for all the phone permission, like phone contacts, Google contacts, gallery photos, device location and it can also read my all the messages, in case any one fails to make payment then Uni pays collection team will dial all your contacts and will tell them that please ask him/her to make payment, it is a kind of humiliation. Don't use credit line. Always use bank credit cards.

@Dabbuluvurikeraavu 2 года назад

I have used UNI card recently in swiggy for highest discount of 150 off for my order of 600

@abhishekagarwal4491 2 года назад

Omg.. 😂😂😂😂😂😂 that kabelame move u did was so unexpected.. jaise hi aapne wo move kara main to bilkul ho rakchas ki tarah hass pada.. 😂😂😂😂

@hrideshmalla824 2 года назад

Ooooooo boys😂🤣😅

@aditya.sharma 2 года назад

*Khaby Lame

@shauryagaming2794 2 года назад

Pagal hai kya

@amiralikhan8168 Год назад

@@aditya.sharma thanks abhi samjah me aagaya😂

@kayoslarock3532 2 года назад

Thank you so much for this informative video it has helped me greatly. Most time people don't know where to start when it comes to investment. But great investors can provide proper guidance...

@bruceytran4377 2 года назад

Exactly! You're on point👌

@jivanagboubi5617 2 года назад

After watching several RU-vid tutorial videos about trading, I still making losses. Please I will appreciate any tips or pointer

@erikmabry2591 2 года назад

Successful trading requires basic knowledge most time and good experience to carry out the right investment plan

@edlermark6174 2 года назад

I appreciate the honest sentiment. I realized that I had to change something about my trades, and how I chose my strikes, after a loss. I went back and learned from each mistake properly always understanding how the loss occurred & how I could have avoided the bite

@malgorzatanosal9364 2 года назад

Absolutely! Also, it's never been that easy and cost-efficient to actually invest. What a great time we are in!!

@shahidkhan6368 Год назад

अगर किसी से आप ने पैसा लिया है तो देना तो पड़ेगा फिर आप कही से भी लाओ खर्च करते समय इस बात का ध्यान रखा जाए की हम इसे महीने में दे सकते हो क्रेडिट कार्ड कंपनी पागल थोड़ी है की आप को पैसा दिया और आप वापस नहीं करोगे तो 35% लगेगा ही

@HrishikeshPrabhavalkar 2 года назад

This was true earlier Ankur, nowadays the Liquid MFs ir overnight funds give somewhere around 3 to 4%

@BarkaDog 2 года назад

That's because the bond yields have gone down. They will go up again soon.

@HrishikeshPrabhavalkar 2 года назад

@@BarkaDog Exactly...

@gouravmittal2647 2 года назад

And also we can't transfer funds in free from credit card to mutual fund account there are charges around 2 to 3 percent which makes it more costly to do it

@kishanr3142 2 года назад

Does a 3% return on liquid MFs are consistent on monthly basis?

@karanthakkar756 2 года назад

@@gouravmittal2647 he didn't mentioned that transfer funds from CC to MF he said if you have that money ! means either in bank or cash etc

@MrMegabored 2 года назад

Uni card's aren't credit cards though, right? I heard other youtubers talk about them as a personal credit line, not a card that adds to a credit score. Because then no matter how much cash back I get, not having credit card points (to convert to flight miles, add to credit score, etc) may not be the ideal way ahead?. Could you confirm?

@MrMegabored 2 года назад

@@souravas Yup. That's my thought as well. Don't know why this is clubbed into a credit card video then :P

@sahiljain3187 2 года назад

You're right. It's a credit line in the eyes of rating agencies and not a credit card. Makes a lot of difference, clearly the video is sponsored since Liquid MF assumptions are also biased to support the claim. So don't get into this if you already have a credit card.

@arkakundu225 2 года назад

@@souravas are the Flipkart and Amazon credit cards free?

@ViralPills 2 года назад

@@souravas Indeed Axis Flipkart card is far more rewarding than UNI. The only thing which guess is with other credit cards too that for EMI conversion it starts with 6 months and not 3 if you convert it later after spending the amount.

@TheAkshayBhagat 2 года назад

Uni card is not credit card. It is credit line Or you can say PayLater just like Paytm, Ola, Flipkart, etc. But it works similar as Credit Card. Isse accha Credit Card lelo

@gr0wnup5 2 года назад

🌟 Remember, Credit Cards are most rewarding when you are Financially Responsible 🌟

@sonuyadavxing Год назад

finally govt ban this uni card 😂😂

@stuffelturli7215 2 года назад

Amazing video! If you don't find a means of multiplying your money, you will wake up one day to realise that the money you thought you have has finished. Investment is key..

@nashobamisae2879 2 года назад

I strongly agree with you mate. Investment is the key to sustaining our financial longevity, and not just any investment but an investment with guaranteed return.

@tochoquana6816 2 года назад

To earn more you are required to have a multiple diversified stream of income, which is why investment is an avenue of making more money once it's profitable.

@ivanwilson6443 2 года назад

Crypto currency is one strong means people are raising their financial status now, so when you think investment I recommend you make it an option.

@kryanira5627 2 года назад

Crypto investment requires good experience and knowledge to carry out good and successful trade. because I have actually lost a lot trying to trade all by myself.

@vagaspope3812 2 года назад

It's professionally recommended to trade your coins with experience brokers, who can help grow your coins while assisting you learn the trade.

@sravankumar7902 2 года назад

Hi Ankur sir If we use 100% of our credit limit then it will affect credit utilisation factor So without affecting credit utilisation factor we have to pay before the due date atleast 70% of limit, means we have only 29 days to count interest Not 45 days

@navijagtap5451 2 года назад

Hii

@rajvir9778 Год назад

Yes, we should only use 30% of the credit limit.

@DigitechSam 8 месяцев назад

@@rajvir9778 exactly! Never go beyond 30% limit. In my case, I reduced the spend limit to 30% in the ICICI app.

@shivshankarsoni630 Год назад

Remember yo hve to waste 3lakh to earn 6%+1% cashback😅

@thekrsid 2 месяца назад

It depends on your monthly expenses. If they’re going to be 3L with or without a credit card, why not make a little money

@fan-tastic3454 2 месяца назад

It's not a waste, it's his monthly expense 🤦

@tenrique100 Месяц назад

Very well said 🎉

@amitbharadwaj15 2 года назад

Why not use axis bank card. It gives 1.5% back on all transactions and upto 5% back on apps like Myntra Flipkart etc

@ngoziakadile2528 2 года назад

Investing in Crypto now is very cool especially with the current rise in the market now

@ngoziakadile2528 2 года назад

Most especially having an expert Trader like Mrs Grace

@mustaphahamisu285 2 года назад

Most intelligent words I've ever heard Crypto is the best

@mustaphahamisu285 2 года назад

Talking about expert Mrs Grace I think she is the best trader I have ever met

@mustaphahamisu285 2 года назад

She helped me recover all the money I lost trying to trade myself

@graceflorence2255 2 года назад

Well, this's not the first time of seeing her name on the social platform

@RaviPrakash-qj2lz 2 года назад

Hi Ankur! You haven't considered the 2-3% charge when you move money from CC to Bank Account. Also there is no direct way to put in Zerodha or other wallets from CC as it's not allowed by regulations. Please consider that as well.

@prathamamitladha132 Год назад

1.5% cashback only......most credit for that amount of spend gives minimum 3.33% rewards...he is clearly promoting uni card in this video n not giving any knowledge....uni card doesn't gives you lounge access...

@TridibRoy100 2 года назад

With due respect sir, there's one thing I would like to clear here. Having a credit of >30% of your credit limit actually decreases your credit score.

@saiprashanth6744 2 года назад

Also regulations don't allow you to invest using credits 🥴

@NareshKumar-mz5nr 2 года назад

@@saiprashanth6744 his strategy is, you use your salary to invest and spend using credit card, since you get 3 months cost free to pay back your original amount based on type of investment will give returns for free.

@Dudeinfire99 2 года назад

I won't really be needing a loan, so credit score is kinda useless for me :/

@harvindersingh4465 2 года назад

@@saiprashanth6744 top-up your paytm wallet using credit card then transfer funds wallet to bank.

@saiprashanth6744 2 года назад

@@harvindersingh4465 But paying convenience fee or commission is not so exciting.

@purnima29 2 года назад

First of all it's difficult to get 6% from any liquid fund. At most 3.30% anyone can get. AMC or any broker app generally show the statistics in such a way that people think they will get 6-7% return. That number CAGR value for 3 year duration. Next, as per RBI guidelines you can withdraw 90% of the total investment or 50000(whichever is minimum). So make sure to withdraw the required amount on time, and don't miss out bill payment due to lack to total amount.

@vigneshwarisrinivasan9226 2 года назад

Correct.... Also I don't think any mutual fund platform allows you to pay using credit card

@pritamdas7462 2 года назад

Uni & slice cards apke CIBIL per 2 credit line open kadte hain jo 2 loan lene ki barabar hota hain.. card wase accha hain likin aap nehi cahenge ki be matlab aapke CIBIL par load add ho.. I personally don't recommend this cards...

@pallabbiswas2726 2 года назад

Is there any annual fee ?

@pritamdas7462 2 года назад

@@pallabbiswas2726 no sir

@sudheesh89 2 года назад

CIBIL hota hai...

@250taz 2 года назад

I use it.. yes if you do not require..donot use it.. it comes in your cibil

@AkshayKadian 2 года назад

@Pritam Das If i pay my credit in one go, will it still be effecting my cibil score?

@innocent2996 2 года назад

Add 3 minutes more and make it a movie...Kindly make short videos

@helensteve2817 2 года назад

*I will forever be in-depted to you 😇 you've changed my life I'll continue to preach about your name for the world to hear* *you've saved me from a huge financial debt with just little investment. Thanks Mia Frank*

@hanshewanfred5244 2 года назад

The best strategy to assure profits is investing with a professional trader who understand the market quite well

@katrinanumez2583 2 года назад

Investing in cryptocurrency helps alots when you have a trustworthy broker I make $15,000 in 4days Mia Frank is real.

@annifred2159 2 года назад

I have tried lots of traders but non is as genuine as Mia Frank

@katejoham9134 2 года назад

I don’t know about Investment and it’s strategies, how do i reach Mia Frank?

@jannetjohnson581 2 года назад

Wow! I'm so surprised to see someone here who knows Mia Frank.

@mukundmittal 2 года назад

Kaun sa Liquid Fund aaj ke time pe 6% p.a. de raha hai? 4% bhi mil jaaye to badi baat hai. RBI rates itne kam hai ki ab Short Term and Ultra Short Term funds me invest karne se kuchh nahi milega. Inse zyaada to kuchh banks ke savings account ke interest rates hai. Mai Cred Mint and Trade Cred use kar raha higher returns paane ke liye. Thoda zyaada risky hai, par paisa better returns to deta hi hai. 9-11% mil hi jaata hai.

@akshayakumarsatapathy5833 2 года назад

Minimum investment in cred mint and trade cred???

@Bikram0805 2 года назад

9-11% per year or month?

@sohamchakravarty472 2 года назад

Great content. Congrats on your 1M subscriber. Quick question. Which Liquid MF gives 6% in 30 days?

@kishoremodem6262 Год назад

We have better cards SBI cashback card, Amazon pay icici card, Flipkart Axis card which gives 5% cash back 😂+ your formula of Mutual fund return+ if you pay bill with postpe you will get 0.4% of cashback. With this way we get more that what you told. We understand that you are promoting UNI card😂😂. Nice content for promotion 😂

@prasantakarmakar3655 2 года назад

Wow...I never have seen , someone promoting a brand with it's flaws... amazing....very honest person. Thanks a lot sir.

@riteshbhatnagar4834 2 года назад

Just a correction Ankur, banks hiked their credit card interest rates upto 52% p.a since the second wave of COVID wave hit India.

@warikoo 2 года назад

Wow. Didn’t realize that!

@ahireshashi Год назад

@@warikooHi 1 point is missing. How we get money from uni card. Type of transaction? Do we buy things in every month?

@thunderbeast9831 9 месяцев назад

yup

@nareshbhailimbachiya3944 2 года назад

You are not a financial friend sir You are my financial advisor 🙏🙏💯✅

@prateeksaxena8615 Год назад

You are really story teller and tell the thing sweet. But it is roller coaster guys it is trap

@yashkohli6029 2 года назад

I’m a 26 year old guy who started investing after looking at the content that you posted. Thanks a lot, Ankur.

@jasonmathaivarghese8856 2 года назад

Flipkart Axis Card has 1.5% cashback for every transaction. So the extra money that you make from liquid funds can be directly earned from cashbacks. Also for many other merchants, they have higher cashbacks. Just an FYI. It used to be free in between, but now they charge yearly fees and it does not have the option of splitting the payments into 3. Really enjoy your videos.

@thevenuskothari4484 2 года назад

Thank you! For sharing such a valuable information sir 🤗♥️ would surely implement it. One of the greatest tip I would like to give to people, which i do it for myself since i started using credit card- I have opened a separate bank account for keeping my credit card expenses, so whenever i purchase something/ pay bills through it, i move that amount into that bank account instantly, so at the end of the day my picture is clear with the funds i have available for running my month. Trust me, you guyz would never fall in trap.

@champions7954 2 года назад

What if you move weekly expenses to liquid fund?

@bollywoodstudio001 2 года назад

👍👍👍

@vikrampremkumar-kp6967 10 месяцев назад

Good plan, but instead of moving to another SB a/c, if it is moved to a liquid fund, may be returns might be more.

@thevenuskothari4484 10 месяцев назад

Definitely one can move it to a liquid fund, but it should not be done without the proper knowledge of investment.

@digitalali6550 Год назад

i realy like this gentlemen very wise talented human being.. i wonder how he talks with his family..and kids... ..bahuth samajdar insaan uparawalene creat kiya.. kash meri brains ithni hothi tho main blogg chanel open karletha...or camera lekar eedar udhar jathe cos i know the blogg game..and video edits i know.. .i can write very wise stuff on facebook but i cant speak wise ..thats my propblem..i advice others good..but in my own case am flop....... when it comes to buisness my mind is so numm....therfore i keep watching youtube to learn..but dekna..or sikna katham nahi hothi kabhi or sikna..dekna youtbe viuideos chaloo rehthi hai..goes on and on and on...............lol now i see things in 3d vision..youtube dekthe dekthe ankh katham......hahah i u derstand and consume what they say... but implement nahi karpathi hoon..

@tanmaychandra9434 2 года назад

Man! You are making personal finance exciting and fun. Before knowing about this channel I used to waste free-time in watching web-series and standup but now after going through some of the videos of this channel I am using that free time to watch your content. You are fucking genius, please never stop this great work of financial awareness.

@sharathnb Год назад

U can make some money using credit cards and actually pay for subscriptions of OTT and continue the web series 😅

@kaustavsen 2 года назад

Ankur sir, I was hoping and waiting for you to make this video :) While the concept is nice, to be able to have a 3 months, no cost EMI card, Uni still has quite a long way to go. The 1% cashback, while sounds nice in terms of actual cash being reduced from the bill, if it is considered to be a reward rate, is actually less than the ones offered by other major card companies. The biggest plus point for this card, as of today, is that fuel surcharge is waived off, irrespective of the vendor, hence, there it shines. No surcharge plus the 1% off, otherwise, there is still a huge scope of improvement. This card is best for people who want to build up a credit score or are quite new to the credit card game. Your videos are informative and honest. Thank you :) Regards.

@RainaAbin Год назад

So proud of you getting through those harsh times and not forgetting that. Great going sir.

@sunnygupta1013 Год назад

This video is kind of illusion and you didn’t get it that it is a promotional video of uni credit card😂. Impressive

@sleepingwonder 2 года назад

Ankur thanks for listening to the community .. A key point you missed while considering the cash back amount is you don’t get any reward points unlike a regular credit card . Actual comparison of cost benefit should include the rewards points on a normal credit card vs pay later cards . Another key point although it has no disadvantages is in your credit score this card will reflect as a loan and not as a credit card expense

@abhyudayshardulsingh5159 2 года назад

A loan also improves your credit score

@saurabhgoswami1989 2 года назад

You are correct. Icici amazonpay and flipkart axis card are better cards.

@bricedmello5592 2 года назад

He says, his expenses for a month amts to ₹3,00,000 approx.. Tht wd be ₹36 Lakhs Expenditure P.A. Who is so rich like him.. And if he is so rich, why would he care for even ₹1000 or ₹3000 cashback..

@Tirthankar17 2 года назад

@@bricedmello5592 Yeah that's a good point

@dr.ambadashuchche4609 Год назад

@@bricedmello5592 Rich becomes richer by saving more. Saving is earning.

@anwesharry 2 года назад

I had actually calculated my credit’s annual interest. It was 52% pa. Shocking!!!

@infinityoops7124 2 года назад

What if credit card itself provides cashback of 1-1.5% cashback.. do we still need the uni card then..?

@chaitanyabingumalla8045 2 года назад

No you need not... But there is a small difference... In regular credit cards all the Cashbacks that you earn in the current billing cycle get credited to the card during the next billing date... But in uni pay card you need not pay the total doesn't amount...there will be 1% discount when you are paying the whole due as per the current month statement

@abhyudayshardulsingh5159 2 года назад

@@chaitanyabingumalla8045 But again other cards eg flipkart cashback give 5% on their site..... So overall reward rate is more than 1% Further it's not like someone is going to stop using the card from next month onwards so it makes really a very small

@chaitanyabingumalla8045 2 года назад

@@abhyudayshardulsingh5159 Yeah so wherever you can get that extra Cashback you can use those cards there or just keep using those cards. But I observed that Flipkart axis or Amazon pay icici cards do not give more credit limit unless you have a bank account in those banks( just an observation). So this card can be used in such cases.

@abhyudayshardulsingh5159 2 года назад

@@chaitanyabingumalla8045 makes sense.... But apart from this 1% there is not much in this card 1/3 I would say is a marketing gimmick to make you spend more...but anyways no harm in having one

@chaitanyabingumalla8045 2 года назад

@@abhyudayshardulsingh5159 It would be helpful to some people as it is providing 3 month no cost emi. But anyways if someone doesn't want to pay using emi there are always better cards available

@danielsarkar1565 2 года назад

But to earn 54,000/- we need to spend 36 lac per annum. This will encourage us to spend more and save less

@pratishtha2486 2 года назад

Please make a video on IPOs. Love your content! 💫

@AryanSingh-ru9nn 2 года назад

Already made...🙌

@AryanSingh-ru9nn 2 года назад

Not on his channel but u can check... Pushkar Thakur channel... basically he is making stock market videos since 2-3 months...In that he told about IPOs...it will help u..🙌

@lalitshekhawat02 2 года назад

Great ... thanks for sharing this @Ankur I'm equally excited as you are and I have applied for the card 😊🙏

@be_independent1329 2 года назад

SIR, you are doing great things in a great way, I love ❤️ Your Presentation style 💜. Mind-blowing, super simple and creative. I salute You Sir 💜❤️

@coolguy298 2 года назад

He is selling you a crap service! You're a nube.

@saigopivadlaputi5086 2 года назад

He have good acting skills better than the movie artist

@neerajgarg4096 Год назад

Bhai jisme itna discipline ho whi follow krna, warna 2-3 mahine baad preshan ho jaoge....

@adityams1659 2 года назад

* tells its friends startup * now eats into his potential profits XD

@keeganbarboza207 2 года назад

So true i stopped putting full trust in him. He is becoming salesman day by day

@DayInLifeFinance 2 года назад

Thanks for creating this helpful content. However there are better options in terms of cards (such as Axis Ace which has a 2% CB rate). Another good option is using NPS Tier 2 which allows investment through credit cards.

@rajprema.6425 2 года назад

Thanks dea. Whr can v get these axis ace cards. I mean how to oersonally apply for them..

@sagarshimpi7578 2 года назад

How we can use credit card for buy mutual funds

@visionaryafall 2 года назад

@@sagarshimpi7578 Not allowed. Only actual money that you have is allowed to be invested in MFs.

@prosolutions6174 2 года назад

this video is for making money without any risk instead of investing

@garykhurana20100 10 месяцев назад

Credit card to bank transfer 2% mein waise bhi ho jata hai....any amount

@yakuza5169 Год назад

I'm really sad now because, you are such a great person who is teaching so many valuable things but I'm just a teen now, and when I'll be an adult there won't be anyone to guide me through the difficulties of life. But even then I'm grateful for all the valuable information that I'm currently learning. Thank you for that. 🙏

@hm8200 Год назад

36,00,000 Rs ka expense kaha karte ho bhai app... 🤣🤣 Aur 36 lac ka karcha hoga vo itna dimag kyu lagaye ga .. Itne me to vo lako aur kama lega

@gouravlogs5445 2 года назад

Can't wait to see 1M subscribers🤩 Warikoo sir, started watching when you had 129k subscribers 😀, had a great journey with you sir🤩❤

@mysteryrider8436 2 года назад

@Wàrłkoo fake account

@_M_D_M_ 2 года назад

Hi Ankur. The CC bills also carry GST with them. Is that not adding to overall costs slightly?

@DP-mo9gi Год назад

Sir, aapne ye kyu bola ke, car ke liye loan mt lena?

@pikachu4137 Год назад

it's liability so if you have enough money then buy

@Money4india Год назад

@DP-mo9gi Год назад

hello

@Money4india Год назад

@@DP-mo9gi yes pls tell

@NageshPattanshetty Год назад

Interest rates are high

@princevariya 8 месяцев назад

Hello sir, I have questions ? Please be honest to you subscribe and I trust you. which company credit Card you use ??...

@sharifcomments 2 года назад

Hi Sir, I really admire your views on financial instruments and how you generalize things for your viewers. I recently heard about Fi money debit card, can you review that and make a video, in your style. That would be really helpful. Lot of scope to play excel...excel ... here... 😉

@soumyabiswas8 Год назад

I hv . Not fruitful that much

@bhautikpatoliya2649 2 года назад

Hello Sir, I am always thankful for your informative and Second side vision of any financial matter. It's helping me. I want to ask one simple question that Sir, have you possessed Axis Ace credit card? If you will use that for monthly spend of 3,00,000 Rs., than card it self will give cashback of min.6,000 Rs. and that is 72,000 Rs. in a year. Also, on top of that 72k, one can add liquid mutual fund profit and also add some more money if credit card bill will be paid by CRED. THIS INFORMATION IS ONLY FOR KNOWLEDGE. CROSS CHECK BEFORE APPLYING.

@utkarshgupta7912 Год назад

How to add liquid mutual fund profit , dint get this point . Please explain

@मृत्युंजय-य3छ Год назад

3.01 this is my condition now, bank gave credit card 2 year back to my father and now we are in dept trap.

@anuragtewari1922 Год назад

54000₹ per year after u spend 3lakhs per month 🤣🤣🤣🤣 mukesh ambani ke liye ye scheme hai

@mrinal.mayank 2 года назад

Sir I liked the idea of investing the amount which I will be paying for my credit card bill. Liquid Funds seem to be a very good option for this. Please make a detailed video for selecting the best liquid Funds with average return but short term withdrawal option.

@champions7954 2 года назад

Mrinal May I know why liquid not short term?

@nehaprabhu 2 года назад

Doesn’t this effect our credit score ? I have read that to maintain a good credit score we have to utilise only 10-30% of our credit limit which obviously won’t be a huge amount

@AryanSingh-ru9nn 2 года назад

I don't think so....🤔but I am not sure also...

@amolkadam346 2 года назад

Yes your correct if you use your cc limit more than 60% than your credit score will reduce by 10 to 20 points ...

@AryanSingh-ru9nn 2 года назад

@@amolkadam346 cc limit mtlb?

@AryanSingh-ru9nn 2 года назад

@@amolkadam346 ek fixed amount tk hi use kr skthe hai kya cc se?

@amolkadam346 2 года назад

Matlb aapke ke credit card ki limit. (Bank ek limit deti hai credit card ko ye limit apke ke income par decide hoti hai )

@surajtadge1590 2 года назад

Sir, my simple question is, how we can use this UNI card to purchase mutual funds?

@jaipurtoastmaster9886 2 года назад

Same mine also 😂😂

@Ash-jh3gh 2 года назад

You cannot. You can only use debit, upi or NetBanking

@avinashjeeva723 2 года назад

Looks like we cannot buy mutual funds using credit cards

@mohammedmukram Год назад

Don't make such videos please.. Cash back trap is very bad.. It will make unnecessary expences...

@satyampandey9472 2 года назад

I have faced the same situation when my father got stuck in credit card web. He took the loan for his friend but his friend ran away and all came to my father. Bank persons used to come to our home, it was really a embarassement but now everything is changed. I can understand Ankur sir feeling that how it feels when somebody come to your home, say whatever they want in loud voice and everybody watches u getting insulted and they laugh at u.

@bhushanpujari4950 2 года назад

💖💖💖💖💖

@firefly6630 2 года назад

Bura na maano bhai tumhare papa buddhu h or may be the.😂😂

@santoshkumarpatra200 2 года назад

Sir very brave of you to share such personal traumatising experience of credit cards with your parents

@_M_D_M_ 2 года назад

If you have a good track record of paying back your CC bill. Then, you can talk to your bank and raise your credit limit. You should also bargain hard to remove annual fees. Keep your expenses low even with high credit limit. This will benefit your CIBIL score as your Usage% will get lower.

@samiayazuddin57 2 года назад

Good achese explain kare aap uni card ke bareme But 1% Cash back denese company ko kya fayeda hai sir ? Please sir iska answer dijiye.... Full ammount pay karne wale india me bahuth saare log hai tho fir company ke Las itha paisa aatha kahase hai ? IT ka kya masla rahta insab cashback me ?

@soniivivek5 2 года назад

Question: Zerodha doesn't allow adding funds using a credit card. Which provider does that?

@rakeshlal378 2 года назад

No one.

@hrishikesh07m 2 года назад

No one. You only purchase and pay bills with credit card, not invest or withdrawal (highly charged)

@goelritik862 2 года назад

In nps

@rakeshlal378 2 года назад

@@goelritik862 ??

@shlokgupta9353 2 года назад

Ankur Sir, thankyou so much for sharing with us the tricks of the trade. One point that I wanted to add is that uni is not doing anything new by giving 1%, all cards do that in form of reward points. I come here for unbiased advice. I think you're acting so amazed by this cashback scheme only to help out your friend and promote uni. Promoting and helping is fine but people really trust you and you've built a really strong fan following. Don't ruin it.

@avikde9631 2 года назад

han infact isse achcha slice hai which gives you upto 2% on spends after 5 lakh spends (starts with 1 % and goes till 2%) , however credit card ka bill kiska har mahine 3 lakh hoga lol.

@ImTheShrey 2 года назад

Hey Ankur there big catch that you probably missed? Their website mentions: "Choose to pay in full, POST the 30 days free credit period & enjoy 1% rewards in the form of cashback." So one would be eligible for cashback if he pays after credit free period, so that attracts 3-3.5% / month interest. So effectively you will loose 2-2.5%. You please need to update your video as soon as possible.

@rajeevr5509 2 года назад

I think that comes under the part if one goes for the minimum due/ emi option, not sure about this but just my thought..

@newinvestor5470 2 года назад

Nope! You're confused. All credit cards have a billing cycle of 30 days. Then you get 20 days time to pay off the bill. Which means 50 days interest free credit period. If you pay in full after 30 days and before 50 days, no charges at all. If only you don't pay the full due amount after the 50 days' time, you're charged interest. But, Uni card allows us to pay 1/3 of the bill amount instead of the entire bill at zero interest!

@EveryPaisaMatters 2 года назад

Nopes.

@OVVVIDYALAY 2 года назад

Credit card is used when u know u can pay emi at no cost and u can easily pay that amount without any hassel

@mayuram4 2 года назад

Hi Ankur, why do you discourage car loan? Any alternative you'd suggest? Thanks.

@cnailwal666 2 года назад

Hello Sir, appreciate your videos and knowledge. Quick question: How is Uni card different from RBL Bajaj Credit card?

@harishah2108 2 года назад

When we pay for MF on the order value we are charged a certain% processing fee, this also creates an impact? Kindly advise

@hrishikesh07m 2 года назад

Do direct MF

@vikasgupta3782 2 года назад

@@hrishikesh07m Direct MF....?

@vishalshrivastav1710 2 года назад

For 54,000 Rs. You have to spend 36,00,000 Rs. ( Necessary or unnecessary ) :)

@joyjitpal 2 года назад

Why did u add those 2 cases ? Aren't they 2 mutually exclusive One you are paying upfront to get 1 percent cashback And the other one u r paying later perking the same money in a liquid mf Thoughts?

@AnkitPandey-sr2nc 2 года назад

Paying upfront means still 1 month later and not taking EMIs for 3 months. That paying upfront is the same case as to pay on some other credit card. And on that it is giving 1% off. So they are not mutually exclusive.

@ameliajoseph6314 2 года назад

*I will forever be in-depted to you* *Emilia you've changed my life, I'll *continue to preach about your for* *the world to hear, you've saved me* *from a huge financial debt with just *little investment, Thanks Ms Emilia* Russell* 🇺🇸🇺🇸

@oliverjackson160 2 года назад

Trading crypto amateur might seem quite tasking due to the fact that it requires a lot of education of the share market and experience to take advantage of the rise and fall of the market to make profits, that's why it's has been advised to trade with a professional

@gurametsadashvili1888 2 года назад

I have traded with a lot of female but I have never come across anyone as good as Mrs Emilia Russell, just by applying her strategies I now trade independently. she is the best I'd advise any novice to invest with.

@GregGeorge189 2 года назад

Crypto trading is one of the lucrative business, but to be honest its not entirely easy i lost so much while doing it by myself until I stumbled across Emilia Russell

@cordisgermain932 2 года назад

Emilia Te,-li, gr,am handu Worldtradewith_emilia russell

@hanshewanfred5244 2 года назад

Wow! I'm so surprised and at the same time excited to see someone here who knows Ms Emilia . My life changed for good after my investment with her.

@unitrai Год назад

is this really a way??? I am sorry but I found it time waste..

@joaquimmenezes7396 2 года назад

Amazing as always .

@sunjyoth 2 года назад

Delayed payment with liquid mf concept should be better than 1% cashback

@AryanSingh-ru9nn 2 года назад

Liquid fund????mtlb

@coolshritz 2 года назад

@@karanthakkar756 1% cashback is not equal to 12% cashback of annual spends. It’s still 1% cashback on annual spends.

@abhyudayshardulsingh5159 2 года назад

Liquid mf may give at max 6% per annum which is .5% for one month so for 2 months it's 1% plus you have to pay tax on income through mf....so it doesn't really make that much sense

@abhyudayshardulsingh5159 2 года назад

@@AryanSingh-ru9nn ultra short term mutual funds to park your idle money return maybe 3.5 to 6% per year so say around 0.3 to .5% per month

@AryanSingh-ru9nn 2 года назад

@@abhyudayshardulsingh5159 thanks brother

@pallavishanbhag9802 Год назад

Mr Warikoo ..you are a blessing in disguise for all the youth and millennials, interpretation and explanation is simplistic and easy to understand..keep up the good work..Thanks