I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
wish I found your channel earlier. I'm a self employed bricklayer who works most hours god gives us. always had plans in the background for the future now after watching your channel you have gave me a good instinct to act and move forward. Brilliant attitude well done you.
great advice! Thank you so much, I am actually just a 23 year old trying to understand the property market in the UK because I would like to settle down here. Your point on the management company is excellent and can't wait for more of your content!
Thank you Samuel. Looking forward to you coming to Australia to help us. Thank you, thank you. Appreciate your beautiful soul for helping people financially free.
If you put your money in the stock market and you get an 10% return you will not double in 10 years. It's compound interest not normal interest on the base. So you need to do investment X 1.1^10 = 259,37%, so the returns will be higher.
Sam, your info is wrong 1) 10% annual return for 10 years ≠ 100% growth because of compounding. It would be 1.1^10 which is 2.6 2) You say you can't borrow money to buy stocks/gold/crypto - yes you can it's called margin and it's not uncommon for people to use
The only reason that i would buy somewhere near me. Is to go and veiw it easier, i might want to go 3 times, and if i have to wait for weekends to go do that. Properties right now at least are flying out of estate agents windows. Plus i know my local estate agents and their mamanegemt teams, so i feel i already have a step up than going somewhere new. I'm not sure if that has an affect on ho you look at buy properyy. Thank you for your continued amazing work.
Unless I’m mistaken u can take loans to invest in the stock market, with provided your other assets total more or equal to the loan, very useful video though I’ve learnt a lot from you
Most people are taught that "you only need a good job to become rich". These billionaires are operating on a whole other playbook that many don't even know exists.
Yep, and crazy thing is, most multi millionaires and billionaires don't have degrees, something that we're taught at a young age that it is what we need in order to be well off in life. The biggest anomaly is that becoming extremely wealthy and successful in life is something that you can't teach in university.
@@johnxina2361 they make it sound like you can start from £0 pound😂😂 But for this you need a money tree to start immediately and not to have to work 100 years to finally get the 10% or 20% the bank wants to finally start😂😂
You can do this in the stockmarket it's called a CDF (contracts for difference) you can leverage x100000 the risk is if it goes the otherway you lose x100000. But you can leverage with stocks and bitcoin
Hi Samuel, I am presently watching your 7 days challenge with Evans and I know I am next on the list. I am in a situation right now and that sor of help will go a long way for me.
Wouldn’t rely on size of property on an EPC as depending on certain criteria’s the conservatory, loft room, basement and porch May or may not be included in the report.
My wife and I have a rental property simply through her moving in with me last year. Her flat has gone up 40k in 5 years! Plus we've been getting 650 quid a month. Now I've got the taste... Been thinking about expanding a lot. Recently I've been put off with everyone fretting about the BTL landscape. This video made me aware my lack of experience might be skewing my perception.
Hi Samuel , great channel ,just recently subscribed ,I've always thought of investing in the property market and your channel is very inspiring. Thanks
Very good as always my man, huge fan, however I agree with your comments on leverage, technically there are ways to use your crypto or gold or silver as leverage in the modern age. I use borrowed money and assets for trading with leverage regularly and also for providing liquidity for investments :) Just a thought :) Keep up good work. Looking to get involved more in property over past year and some of your videos have been extremely useful for background information :) lots of love CEC
So lets say i have a good amount from my previous job enough for a deposit but currently i am unemployed how could i then get a mortgage? Do i have to be full time employed ?
With this particular recession comes higher costs from inflation and borrowing. These offset higher rents and lower house prices. Could easily be a good time to invest if you can lock in borrowing.
Ur not just helping people who invest or sell/buy in real estate I do use ur advices and energy in my field I build computers buy and sell electronics keep teaching us things love u bro
Why have I never heard of you. I’ve put myself down for your 1 Day Crash Course. Be aware I have no experience or understanding but will Try my best to get some initial knowledge before the date
You can borrow from the bank via a low interest personal loan and invest into the markets. A mid terrace in Norwich will find it hard to appreciate as well as Apple, Amazon, Microsoft etc. Horses for courses for sure but diversification is important and the right advice. Bricks and mortar are great but illiquid.
Taking on debt to buy stocks isn't like buying a property. A mid terrace in Norwich produces monthly rent to service the debts. Apple & Amazon could fall a lot in the short term like they have now and leave you stuck with a debt to service out of pocket and assets worth less than you paid for it. Its really risky to loan to buy shares.
@@Occido391 I appreciate the insight but the emphasis would be on investing in the markets, not individual stocks/equities. Compare the performance of the US's S&P 500 over the last 10 years with the UK house market over the same period for example. A property of £200,000 might now be worth £300,000. However an investment of £200,000 into the S&P would be worth £570,000! The mortgage rate and personal loan rate will much the same. I do accept that the property would bring in rental income as well as appreciation so let's add £120,000 to the equation for that and you're still £150,000 worse off. On top of that performance, you'd have benefited from a falling Pound too. Perhaps more importantly, you've also been liquid and able to draw down on your stocks at any time without needing to remortgage your house and be stuck for 10 years with little contingency planning as you have little or no liquidity. Leveraging to buy index tracking funds will always work out more effective. People don't as they don't like personal loans and are very uneducated when it comes to money, preferring to take the road others do instead.
i have £400,000 and I’m investigating this as a Business In Wales there are 2 bed houses for as little as £28,000 we are looking to buy around 4 of them and a Commercial property with 3 Flats above for £94,500 , the rental for all properties is around £4500 to £5000 No Mortgage, We will have around £200,000 in the Bank left as backup,We then want to get a £400,000 Mortgage with £50,000 deposit and a repayment over 25 years at £1956 to Buy More Homes is this Viable ?
Great video Samuel. I took your advice and am in the process in buying my 3rd BTL in the first year of property investing. Thank you for your inspiration 🥰
Can you give us a little more information about the tax implications? I have a mate who owns a lot of properties and he said it’s probably just as effective popping your money in a good ISA these days.
hi samuel i am planing to buy investment property in Middlesbrough just need yout advice on using property on airbnb instead of AST, is there a good potential in Middlesbrough for making money through airbnb strategy?
The wisest thing that should be on everyone's mind currently should be. To invest in different streams of income that doesn't depend on government, especially with the current especially with the current economic crises around the world.
Working with Romero pieto is the best thing that can happen to a beginner trader who is aspiring to be fruitful out of the market he is trustworthy and straightforward we surely need more men like him in trading world.
Mr Romero pieto trades on my behalf due to my tight schedules and he is indeed absolutely doing great, my last investment of $16,000 he gave me my ROI of $87,000 in a period of two weeks isn't that amazing.
Hi, I have 60k to pay off on my mortgage for a 1 bed flat but I am planning to buy a house with my partner going halves. Shall I just try to pay off my one first mortgage so it will truly be an asset?
so wait. so i understand. does it work like this. you pretty much save some money for a deposit, morgage a house then rent that house out for more than it costs to morgage the house and let a managment company do all the work for you (if needed) so then your making income without doing pretty much anyhting??
Hi San. I have money to invest but not the time as I keep extremely busy at work. What are my options? It would be nice to have a good team of partners to work with. Please advise
Hi Samuel. Thanks again for all your excellent content! We are looking to get our 5th property (can’t believe it)!! - and am after some advice. We are considering an air bnb type property - in Wales, which I’m not familiar with (our others are standard btl in England). Do you (or anyone else) know the ins and out of the taxes, and any other expenses bearing in mind it is Wales? Any tips or advice would be really really appreciated. Thanks Dave T (long term fanboy 😂🤙🏻)
ROI= How much money am i putting in? Deposit Stamp duty Legal fees I.e. $50k VS How much cash am i getting back? The rent - mortgage payments - maintenance - the voids - the management ~ how much profit am I expected to make each month? Annual profit / total (cost I think he means) investment = ROI Never buy unless ROI = 15% per Annum
I have 50% leverage accessibility on my Degiro investing account. I'm not sure where you heard you can't leverage stocks mate but that's wrong!! Intact you can buy preleveraged positions in both directions
A house advertised for 260k(not so good area)one or two buyer putting down offer, I make 3 bids, the last one is 275,500,The agent called me once day if I agreed want to paid 285k,it's mine, I didn't play it I accepted the offer right away, after 2 days I call the agent can the price be reduced, the agent rejected and never want to talk to me? Could anyone let some comment for me?
Because you’ll use the tennant to pay the mortgage for you + profit and you can use that liquid cash to put a deposit on another property and repeat. This way you houses are getting paid for and you can build a portfolio
If you wanna be successful , you most take responsibility for your emotions , not place the blame on others . In addition to make you i feel more guilty about your faults , pointing the finger at others will only serve to increase your sense of personal accountability . There's always a risk in every investment , yet people still invest and succeed . You must look outward if you wanna be successful in life
