Totally agree in my early 20s I had a 700+ credit score and made 60,000 a year and wish I new this information to buy a home. They need to teach this in high school.
Wow! Spot on professional presentation. Will add this information to my check lists. Very well done Ms. Nark. Doesn't hurt that you're easy on the eyes and speak so clearly without a lot of unnecessary "fluff or jibber jabber". Thank you!
Thank you Cait! That is so nice of you 😊 I truly love to share my knowledge with others so you all can avoid the mistakes I have made and commonly see!
I'm in the US for only 2 years, and I'm sick of renting already. Nothing is peaceful for your family as having your own house. So, I thought of buying a house 😂 but I was absolutely clueless with where, how, and when to start. My goodness, your videos opened up my mind and geared me up with the knowledge of knowing what it is, how it works, but more importantly and fundamentally now I do know what I'm doing as well as I know the end. Miss Nicole, I personally thank you very very very very very very much, indeed. I wish all the bests to come to your life and your loved ones. Respect, love, and a big humble hug from SUDAN 🇸🇩 🤗 ❤ 💙
Thank you so much for this video. I am a 1st-time homebuyer. I was scared, however, after watching your video I am no longer. You did a fantastic job taking us through the real steps to home buying.
You are one GREAT TEACHER!! We are in Utah. Prices of homes here are outrageous. I am currently in a mobile home and would love to find my first home on private land but after watching your videos, I can honestly say that it might be near impossible for a one income household to find a home in today's market.
Wow I have never ever heard anyone like you break this process down step by step. I’m definitely subscribing to your channel and your personality is Awesome!!!
Thank you thank you thank you! My husband and I have been on step 3 (saving) for a while now. Lol we’re at a point where we feeling almost ready to move to step 4 pre-approval. Hopefully the end of the year we can start! I was wondering about how to shop around for loans and you answered it! Again, thank you!
I love how you describe every step in detail. I m from Los Angeles, CA, God willing🙏 we are planning to buy a house in suburbs of Houston, Texas. Wish you were from Texas, you are outstanding!😊
I am so glad that you found my video helpful! When do you plan on making the move to Houston, Texas? I am happy to connect you with a great agent in the area!
I had a home inspector who did not mention any major problems but a couple of years later it was pointed out to me by another family member that the outside of the house was bulging out. In the home inspector contract it is stated that he or she is not responsible for any problems found after the initial inspection.
Glad i stumbled on your page. I'm in the process of working on my credit and hope to buy next year, lord willing. I've gone through the process before and underwriters screwed me a few days before I was to close. I like to look at it as that home wasn't the one meant for me. I plan on hopefully going through the NACA program but definitely home I can get some assistance.
Hi Nicole, I live out in California and currently saving for house next year. Bank of America is a good incentive and with all your great information it's going to happen thank you. Will keep you updated.
I want to thank you for the wonderful and informative videos that you have posted about the current house buying market (2021). You were very helpful and instrumental while I was in the housing market. It was through your videos (and one other significant persons videos) that I was able to understand some important aspects about the home buying process. The 2021 housing market was very tough and tougher for a V.A. buyer. Your videos helped me to understand how to navigate in that difficult market. I learned many things by watching your videos and was a step ahead of my real estate agent with one or two issues. This allowed me to be a more informed homebuyer and I was able to pass on some great information to my agent that was helpful in closing my deal. Thank you again for posting wonderful and informative videos.
We are in Oregon and think we would love to move to Mountain View, AR!! Hopefully we can this summer! Your videos are super helpful and informative! Thanks! 😊
Awesome explanation. We are wanting to move from Phoenix to Missouri or Tennessee. First time buyers. Great explanation. Thanks so much. Wish we were looking in Arkansas
Nicole, can you do a vid on mortgage insurance and how to avoid having to pay it. Another topic I would be interested in is taxes, i.e., state income tax, sales tax, property tax for AK. Thanks. Love your vids. I have done each of your steps leading up to actually applying for a loan. My mortgage FICO is currently at 750.
Nicole, I know I'm a few weeks late on this video... however had to comment. I've been looking into purchasing my 1st home for over 4 years. Finally, began a new construction build last year Covid has drastically delayed the process but needless to say in preparing for this purchase I've watched numerous 1st time home buying videos and in 'MY' opinion this has been the best breakdown of the process! You were charismatic, had a great pace to follow along, very clear in explaining each step and provided great examples of how the process would look in basic form. Definitely hit the subsrcribe button and will watch your other videos! Thanks and keep up the great work!
thanks for the info i am in florida started the process to buy a house and i am looking at videos on youtube and your are the best video with info on home buying so i do not to get screw by lender or realtor thanks...
That comment @12:10 alone, literally is why I sincerely feel you are truly genuine and have the individual's heart and desire at your forefront passion to help!! And for that...Thank you!!!
Thanks for the encouragement. Your making home buying sound simple. I'm in the GA area trying to find a realtor that's knowledgeable about the USDA program. I'm in the process on asking them for an application for approval.
Hi Nicole, thank you so much for all this helpful information! My fiancé and I are starting the home-buying process in the Austin, TX area, and as first-time home buyers, this is incredibly helpful to cover all the information you need to know but are never taught. My question is this: if you're planning on building a new home, do these steps differ at all? Do you still recommend hiring a buyer's agent, getting an inspection, etc, even if the home you're planning on buying is brand new?
I really appreciate your time n Video your great in explaining to first time buyers I'm for sure to axcecly what you asked to on this great Video I might not know you personally but feels like i do that's how great you explained every thing on Your Video Great Job when I am ready to buy a house I wish you well be available Thank you so much 😊🌹
I live in Miami, l in the same area for more than 15 years and renting. I am thinking of buying and thought your videos are clarifying. I know it is a lot to go through. I am starting to save for downs payment and fixing credit as well through a law company to make sure I have the credit score that is required. Congrats on the explanations!
Thanks so much ! Our family is going to try ! We are in a high market but can never move becuse we live the community and extended family lives on our little island near seattle
My Realtor told me I don't need to get my new build by D.R. Horton Inspected due to it needing to pass County Inspections...But my research shows otherwise for this builder.
Always get a home inspection!! There was a time when one of my clients was buying a house from a big builder and the house passed all of the city codes but somehow the builder forgot to set up the AC system...
Thanks for tuning in Jay! Glad I can help you even from all the way in Arkansas 😊 If you ever have any specific questions, you can always reach me by sending me a message here: www.narkhomes.com/contact
@@NicoleNark Wow you even respond qk to the post’s.. Only speaks good about you.. your gonna be the famous realtor girl on RU-vid 🤙🏽 just shared your video to a friend also needs the info..
Thank you so much Jay! 😊 It makes me happy to hear that you get some value out of the videos. I really appreciate you taking the time to share them with a friend!
Hello Jay! Im a Realtor in California located in the Bay Area. Id love to help you out!! Or, I can refer you to an agent in your immediate area, let me know! 😇
I felt like having been a first time home buyer and being a single mom that I was ripped off as after no longer having owned the home it was torn down. It was considered a fixer - upper and I did have the roof replace and had lolly columns installed by a licensed contractor. Looking back I don't feel as though my so called "team" was looking out for my best interests as a consumer. I'm now about ten years later considering buying a home again but it makes me nervous to think that I could get ripped off again because my conclusion is now I seriously think that people only care about the money that they can make off of unsuspecting people like me !
I'm sorry you had to go through that. I am currently looking for my home as a single mom and I don't know ANYTHING about buying a home. Don't let that experience ruin things for you.You deserve the best.
Find an agent or broker that would work for you, not the seller. Never use a home inspector that agent refers you to. Look for one in the better business bureau and confirm that they are licensed. Good look!
If you’re married will they disqualify you if your partner doesn’t work? Like if I make 3-4 times the amount of the mortgage of the houses I’m looking at every month can I still be approved or will my husbands lack of income and college debt impact our chances of getting approved. I don’t have any college debt and am almost done with paying my car off so I’m just wondering how all that works out.
This was such an awesome teaching!! You made it so clear and easy to understand..thank you!! I am living in texas but I want to help my brother by a house in Minneapolis..any advice??
Oh my goodness I’m a first time subscriber and I love the in-depth information you provided.If someone lives in NJ with a little over 30k /yr what type of house will you advise to buy if at all qualified as first time home buyer?
Hello Nicole, What an explicit explanation [at least it appears to be] 😁 THANKS A MILLION 🙏🏾 I am wondering how can I reach you privately for in depth communication.
Hey Erik! I would love to get you connected with a great agent in Colorado. When you have the chance, fill out my agent match form (narkhomes.com/agentmatch) so I can learn a little more about your situation and who can help! 😊
Hi Nicole. New subscriber here. Thank you for your diligence in providing very relevant information in ALL the videos you upload. I have a question: What’s the pros and cons for buying a direct sale home? Hope you could shed some light. Thank you.
Good info overall, a bit cherry picking on details. Seems a convenient thing to forget that if the house does not come in it appraised value the buyer may need to come up with additional monies (sometimes THOUSANDS of dollars) rather than the seller negotiating down.
