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Buying vs. Renting a House: Which is the Smarter Choice? 

Sathish Speaks
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22 окт 2024

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Комментарии : 45   
@sureshunnikrishnan1985
@sureshunnikrishnan1985 Месяц назад
Hi Sathish, Congrats, you took the right decision. Almost 8 years back, I moved away from congested part of city to now the place where there is adequate car parking space and wide road.
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
So true
@maheshbellie2826
@maheshbellie2826 Месяц назад
Sir Wt u said is correct, I'm following the same. I have shifted three rental houses, very luxury one. According to the rent we can live happily. With the capital amt returns we can pay the rent. As u said mutual fund gives good returns and also stocks. Thank you.
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
Yes, correct
@SathishSathish-es1uu
@SathishSathish-es1uu Месяц назад
It's a very crucial topic , and many youngsters are going to face these issues in their life including me also . So it's giving some good perspective of Renting House vs owning flats. Thanks bro.
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
Welcome
@arjunnath3649
@arjunnath3649 Месяц назад
Hi Sathish sir, I followed videos which you adding in RU-vid. I have doubt on mutual fund, SIP, Absolute returns, Annualised returns. Which retruns will be given to investors?
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
XIRR - Will do a video on this
@sputniksheol9217
@sputniksheol9217 Месяц назад
Vanakkam Sathis Sir, i have liquid asset of 2.5C, i invested 1C in mutual funds from feb24 curret value is 1.22C I invested PMS 50L july 2024 current value of stocks 52.6L 1C in fixed deposit with monthly payout for my monthly expensses, Please guide me, my way is correct or not, Thanks Sir
@vigneshmuthuraj8119
@vigneshmuthuraj8119 Месяц назад
Great dude. Cheers
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
I dont know your Age, Risk Appetite, Goals and Return expectation. How can i comment on this portfolio? Pls call us 78100 79946 if you want to review it
@harish8205
@harish8205 Месяц назад
Hi sir , Active midcap fund and midcap 150 index fund intha rendu fundlaium invest panlama sir , illa ethachim oru fund la invest panlama sir. Answer please sir
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
Not required to invest in both - Have conviction in active, else go with index
@harish8205
@harish8205 Месяц назад
@@Sathish_Speaks_ active fund or index fund which one best sir , thank u sir
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
@@harish8205 Depends on you...If you are direct investor, go with index
@harish8205
@harish8205 Месяц назад
@@Sathish_Speaks_ Thank u sir
@dhinu_diaries
@dhinu_diaries Месяц назад
I don't want to offend you but you have to consider all the facts. Market returns are unpredictable but whereas land appreciation of the house is predictable. So many prospectives you have to look. If market crashes it takes time to recover if sometimes we lose job we might need to use emergency fund or that savings whereas in own house atleast 30k rent you can save and look after other expense. Avg 5% appreciation is okay but there are lots and lots of factors to be considered as well. Thanks. No offense
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
Okay
@mohanrengaraj2495
@mohanrengaraj2495 Месяц назад
உண்ணும் உணவு உடுத்தும் உடை மற்றும் தங்கும் இருப்பிடம் அத்தியாவசியம் அதில் பொருளாதார சிந்தனைகளை புகுத்த வேண்டாம்..... சொல்பவர்கள் சொந்த வீடு வைத்திருப்பார்கள்...... ஒரு வீடு வேண்டும் இரண்டாவது என்பவருக்கு மட்டுமே இந்த காணொளி பொருந்த வேண்டும்.... இன்று பல இளைஞர்களுக்கு ஒரு வீடு கூட இல்லாமல் பெண் கிடைப்பதே அரிதாகி விட்டது.... கஷ்ட பட்டாலும் வீடு என்பது அத்தியாவசியம்.... அதில் உங்கள் பண ஆசைகளை புகுத்தாமல் அடுத்த தலைமுறைக்கு ஒரு வீடாவது விட்டு செல்லுங்கள் உங்கள் பிள்ளைகள் கவலை இல்லாமல் வாழ்வார்கள்.... இது என்னுடைய அனுபவம்....
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
Okay
@Rasimaligai1991
@Rasimaligai1991 Месяц назад
Good morning sir mutual fund la one year ku 50000 than investment panna mudiyumaaa
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
Yes..U can
@Rasimaligai1991
@Rasimaligai1991 Месяц назад
Thank you sir ​@@Sathish_Speaks_
@ashlymr.lonely6543
@ashlymr.lonely6543 Месяц назад
Veeda vithutu varen sir... 20lqkhs.. 20 years la 5 crores aagiruma
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
3.2 Crore @15% Return in 20 Years
@PerumalKarur
@PerumalKarur Месяц назад
Thank u sir
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
Welcome
@SrinivasanM-ki5wo
@SrinivasanM-ki5wo Месяц назад
Hi sir,, nan en vita sale pannittu,, antha amount aha mf la invest pannalama
@karthicks_sap
@karthicks_sap Месяц назад
If it is long term. You can invest in mutual funds
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
Call us
@devendrankr5173
@devendrankr5173 Месяц назад
But you have not calculated avg increase of rental.
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
So as the compounding from the net savings, Maintenance from the home ( Taxes, wear and tear ), Broker cost and few other factors.
@ganesanm8093
@ganesanm8093 Месяц назад
Nice video sir, thanks...
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
Most welcome
@swetha8646
@swetha8646 Месяц назад
But you didn’t calculated long term capital gains for the fixed income and mutual fundvreturns
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
Yes.....I did not include Maintenance, Other taxes in home , Broker charges, registrations and few other factors too.
@balakrishnanbalakrishnan1299
@balakrishnanbalakrishnan1299 Месяц назад
Good information sir
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
So nice of you
@jk_thoughts
@jk_thoughts Месяц назад
You have not added TDS tax
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
I did not add maintenance, brokerage, compounding on the saving and few other factors...Which will make the rental even more attractive
@antonyi9862
@antonyi9862 Месяц назад
This video is for people who hold 2.5 cr in hand. Please talk about people who pay EMI and buy home.
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
If its EMI, it will cost you more.....More loss making
@madhusudanaannm444
@madhusudanaannm444 Месяц назад
Can you add calculations for EMI calc please?
@NareshKumar-sd3dw
@NareshKumar-sd3dw Месяц назад
Rental house always better
@Sathish_Speaks_
@Sathish_Speaks_ Месяц назад
Welcome
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