It's time for my monthly budget and cash stuffing. I use a zero-based budget and make a plan for every dollar!!
I filmed this late into the night and fell asleep editing it! I hope it doesn't put you to sleep like it did me! LOL
We are using savings challenges to get our Home Depot credit card off! While this card is at 0% we are on a journey to be financially independent! Can we pay it off TODAY??
Numbered Paper Clips: amzn.to/3VEyhZ2
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#debtfreegoals #savingschallenges #budget
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ALL MY SAVINGS CHALLENGES:
June Binder- @JanellRaeBudgets
9. Miss Adventure @lizandless
10. Roll, Scratch & Save @toebeanbudgets
Christmas Cuties Binder - @CraftCoBudgets
Snowflake Christmas Binder - @JanellRaeBudgets
1. Puppy Snowflakes -Rami @budgetpaparazzi
2. OCD Christmas -Dani @CraftCoBudgets
3. Penguins -Tracy @GoldenGirlBudgets
4.
5. Snowman- Janell @JanellRaeBudgets
6. Mystery Savings- Kim @StarBudgets
7.
8. Merry Christmas- Yazmine @OfficialBudgets
9. Fred Jr.- Shannon @307designstudio
10. Holiday Cheer -Champagne @ChampagnesCorner
11. Double Sided Christmas- Judy @savewithjudy
12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
All of the challenges in this binder are from my Etsy shop
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Red Savings Challenge Binder
Save & Grow- Kiara @BudgetandGrow
ALL BUX- @reinventingrene @reinventingrene
Blue Glitter "Full Size" Savings Challenge Binder
The Life of a Pig *
Pop It! *
Life is a Beach *
Shut the Box- @reinventingrene
2024- @TheALMOSTOrganizedOwl
*= Use the link above for my Etsy store to find these products
Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
The Great Aussie Scratch Off- @CraftCoBudgets
Suitcases- Plan to Plan Sticker Co.
Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
Our 4 year debt update in April 2023 was $201,986.79
NOTES:
* In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
* The above numbers include our mortgage.
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💌S N A I L M A I L:
SnowGardener307 aka Marlene
PO Box 281
Pinedale, WY 82941
EMAIL for Business Inquiries Only:
snowgardener307@gmail.com
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DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.
27 сен 2024
