To my own research In Canada, individuals living in cars due to partial homelessness result from a complex interplay of factors. High housing costs relative to income, stagnant wages, and income inequality drive this issue. Job loss, weak social support, medical expenses, evictions, and lack of affordable housing also contribute, while systemic problems and inadequate policies further perpetuate the phenomenon.
I've remained in touch with a financial analyst since the start of my business. Amid today's dynamic market, the key difficulty is pinpointing the right time to buy or sell when dealing with trending stocks - a seemingly simple task but challenging in reality. My portfolio has grown by more than 5 figures within just a year, and i have entrusted my advisor with the task of determining entry and exit points.
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Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call.
It was a very bad decision to remove the Glass-Steagall Act in the late 1990s, which led to the spectacular failure of huge banks during the financial crisis of 2007-2008. To prevent another disaster, Dodd-Frank and this statute both need to be re-established right away. What happened with SVB is only the beginning of what will happen if nothing is done to address the current situation.
I believe SVB was making an effort to reorganize their bond portfolio. Yes, they would lose money if they sold their low-yielding bonds. But, they were trying to make up for it by repurchasing bonds on the open market at the higher interest rate.
Although the economy has so far held up, the SVB scenario serves as a warning that Fed rate hikes are still having an impact. At times like this, investors must be vigilant about the next inevitability. You don't have to act on every forecast, therefore I'll advise you to hire a financial counselor. This has been my fallback position for a while.
I find this informative, curiously explored her on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated.
Very interesting discussion that shows how totally dysfunctional and wrong the housing market and system is in Canada. This man needs to be in charge to make the reforms necessary to fix housing in Canada!
If the government wants to help improve the cost of home ownership then drop the land transfer tax, drop the GST, drop the excessively high property taxes!
And who is going to to pay for the municipal services those houses need, the infrastructure cost those houses need? When the average policeman or fireman who will respond to a call in the municipality is making 100k++ / year, who is paying their salaries. Its not that housing costs a lot, its that money has lost its value.
Toronto doesnt need anymore new 1 Bed room condo units. Stop building so much of them for 1300+/sq.f. The government keeps saying there is not enough housing, but there are now so many 1 bedrooms available.
$900k for scarbourgh lol not even staged to sell lol, been on market for over a month lol other houses go for 1-1.5 mill lol that house is worth only $200k haha
Canada is such a shit show.. glad I never bought a home and never will. I will just save and move to US and or Europe. Not even worth living here. Most people just waste their lives servicing Mortgage payments.
Which Canadian developer is moving to Colorado? Or this is another Scam. The housing is doomed and it is not just because of the Laws but everyone involved in the business including the banks. Not long ago they were giving multi million dollar loans to Uber drivers
Canada's massive housing bubble is likely popping right now. The Toronto condo market is likely a bellwether for the broader market and we're facing the possibility of a 20 year mean-reversion on pricing in real terms.
@@firstbluedragon The house may be 500k, but when that happens you, me and everyone else will probably be unemployed, and mortgages will be impossible to get.
@@grizzlegreezz9696 Yeah that's what I meant by mortgages being hard to get. Banks will stop lending as the default rates spike. Almost anybody without a spotless credit history will be getting rejected.
No people dont want to buy a condo . Specialy people that want to spend hard earned money on a property . Hard earned money can only be spent on a house . Hard earned money cant be spent on 3 dimensional space with the group . High rise building are best as a general housing provided by the state . Wth said that its fine to spend 500 grand ona apartment? . You developers have to get ur head out of your greedy ass😊