No doubts, a good way of growing and saving your money is through investing . You don't need to have much before you can invest."That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made
@@eadad4371Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Regina Louise Collaro) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance.She is quite popular for her services so you might have heard of her. She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself.
@@skoopqueenI've come across stories of individuals seeking assistance from investment advisors to enhance their financial stability, so it seems like your investment advisor is quite competent. Could you please share more information about this individual
@@ugojazzy7812I'm just one of the countless individuals who have experienced incredible benefits from investing with Regina Louise Collaro, and I completely agree with you. The year 2020, marked by the devastating impact of COVID, left me feeling utterly hopeless, as I lost my job. However, that year will forever be etched in my memory, not only because of the hardships, but also because it was the year I encountered Regina. I owe my life to her, as she enabled me to lead a comfortable life through passive income. To put it frankly, I consider her to be an angel sent to aid those grappling with financial difficulties
I had to give you a follow 1 because you had “666” followers.. so I didn’t want that for you lol so I’m the 667 and also cause you hit everything I need to know in this video! Thanks!
Another bonus with the Capital One 360 Checking is that it pays a tiny interest. The current rate as of September 2022 is 0.1% a year or a couple pennies a month depending on how much money is in the account.
Just signed up so tired of Wells Fargo shuffling my transactions over the weekend in the order they want to process them so they can get overdraft fees out of me! Hope this works better!
You will not be disappointed. The app works flawlessly. The credit cards aren’t the best, but they aren’t the worst. The only thing I do not like about Capital One is their interest rates are not the best in the market.
They only give you one debit card though. So if you open 2 checking accounts you can only access one at a time. Huge inconvenience. I'm thinking about switching away from capital one just because of this.
So as for me you only hold what you’re paying that month . Use your credit card card through the month pay one time bill at end of month after your savings accumulated interest then pay Or just have it come out of your savings One bill a month no debit card Easy and your savings is at 5%
I love this account I have had it for over two years .. let's say you accidentally overdraft the account they will give you 24 hours to fix it .. no od fee etc or you can just make transactions decline instead of OD your account.. (this won't stop ach payments just debit card transaction)
They only give you one debit card though. So if you open 2 checking accounts you can only access one at a time. Huge inconvenience. I'm thinking about switching away from capital one just because of this.
@@JediWebSurfRespectfully, does this include two checking accounts such as a debit and a credit (for future use)? Am asking as someone newly interested in starting an account with them.
@@StephanieRZ if you open two checking accounts then you will only get one debit card. In the app you can switch between which account the debit card accesses at any given time. So that if you go buy something it will take it out of the account you last chose. Now if you open a credit line account (where you buy something, you will owe interest if you carry a balance) then that is different. They will give you another card to access only your credit account. That is a credit card, not a debit card. If you have a partner and add them as a co-owner or joint holder of the account then they will also get their own debit card in their name.
I had my first 2 credit cards from capital one after falling on hard times and was able to recover no one would would help with a credit line until capital one gave me a second chance after defaulting on 2 of there cards.
Just switched from Ally Bank as I've had enough of their non-existent "customer service." Capital One's sign up was flawless and instant. You're good looking, by the way ;)
I've been thinking about switching banks recently and well I already have a credit card through capital one so minus well make the switch lol now I'm here 😅
Hey, I just turned 18 and want to open an account. One of the questions it asks is about backup withholding, and I'm not sure how to answer the question. How do I know if I am exempt or not?
Now the zelle is in correct..you can't transfer Zelle from one checking to your other checking because it asks for either email in phone number that's on the acct..if there the same it won't transfer using zelle
Regretting opening a checking.. the two day early pay is the biggest lie.. They hold my direct deposits two days AFTER it deposits and hold mobile checks for a week.
They only give you one debit card though. So if you open 2 checking accounts you can only access one at a time. Huge inconvenience. I'm thinking about switching away from capital one just because of this.
Correct. My other bank has my direct deposits two days in advance. Capital One should get with the program. If other banks can receive direct deposits two days early Capital One should be able to do it also. Very disappointed.
just opened one with capital one checking. I got an email from them and they said i have to do 4 things. 1) Make first deposit 2) Download Mobile app 3) Activate debit 4) enroll in direct deposit by giving your employer/payer your account and routing number. Do I have to do number 4 ?? Do u have to deposit employer payee to capitalone to open with them? this is weird to me
I just opened the account but I don’t know how to fund it since I don’t have any other bank account how can I do it? And will I get a physical debit card?
I'm a little new to Capitol One and although so far I do liike the service I don't like that the online bank login site does not offer 2 Factor Authentification.
I recently opened Chase checking account and I have had Capital one checking for over a year and Capital One credit card for over 3 years and every payment on time with zero issues. Do you suggest I should have Capital One checking as my primary bank or Chase Bank or keep both? I hope I hear from you soon and have a great day. Thank you so much.
Hey thanks for the comment, personally I really like capital one checking but there’s nothing wrong with having both so it’s totally up to you and your preference.
Well with Capital One you can't even log in to your account as many times as you want in a day because at some point you will get a message saying you have maxed out of your log in limit try again in 24 hours. Maybe for this reason alone I should stay with Chase Bank and forget about Capital One banking.
I had a car loan with Capital One, I have a credit card with them and checking and savings accounts and have had to call them for various things. Always a really great experience and they worked with me very reasonably during covid when I had to defer a couple payments. No complaints here
I was denied in July for this. They sent a letter saying about my EWS score. Capital One might not use Chexsystems but they use Early Warning Systems which is the same shit but different name.
I think I'm the only one who doesn't own a smartphone. every video over tech has some sort of smartphone in there. from app to website to lookup to photos anything. I just use my PC for everything no need for a smartphone
They only give you one debit card though. So if you open 2 checking accounts you can only access one at a time. Huge inconvenience. I'm thinking about switching away from capital one just because of this.
@@CityChristina Some people like to stick with one bank. Then, they also may one one checking account where all of their deposits go and where their spending money is while the other checking account may be used for paying bills. That is one of my guesses.
@@CityChristina to organize expenses, create a budget. One account is to pay bills, another for recreational stuff, another for pet expenses. etc. Multiple savings accounts too for different types of savings. one for an emergency fund for example. I have a bunch of accounts for different things, including business.
Will company policy stand in the way of a common sense solution to a problem because of where I turn that's what I'm told why should I trust Capital One I got 30k to deposit if really to pick up a phone and check my story don't have to take my word for it there is proof that I am legit and nobody will lose one penny if they cooperate
I’m 😡 because I just sign up and everything and also everything went well the only problem is I couldn’t login even if everything was correct which is stupid 😢and I have to call them to get help reset my password or user name that’s is so dumb
this is lousy customer service as possible, i made payment few hours late because their website was down, still they charged me late payment fee and didn't agree to waive unjustified fee.