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Capital One 360 Review: The Best High Yield Savings & Checking Accounts? 

Pennies Not Perfection
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I've been a Capital One 360 customer since before it was even Capital One! I've been very pleased with the performance checking and savings account products there.
Capital One 360 provides a great option for a high yield savings account. It's not the absolute best rate you can get on your savings but it's consistently high and doesn't require any hoops to get it. It's a solid choice if you want a high yield savings account from a brick and mortar bank with lots of locations and ATMs.
Have you used the Capital One 360 checking or savings accounts? What did you think?
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Memphis, TN 38124
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**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only. Do your own research!!
*Affiliate links. I get commissions for purchases you make through links shown here. It doesn't affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share.

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16 июл 2024

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Комментарии : 36   
@allisbookishadventures8260
@allisbookishadventures8260 18 дней назад
I love capital one 360 checking and savings.
@IreneZGoodman
@IreneZGoodman 15 дней назад
My daughter had an ING account before she was born. Her college fund has been in her now Capital One 360 sincethey converted in 2012. She's now a senior in high school. They have terrific customer service.
@ThriftyAsian
@ThriftyAsian 12 дней назад
Love my 360 saving account! ❤
@conniet9288
@conniet9288 18 дней назад
I have used them for years too. I like being able to have multiple savings and use like envelope system. Their interest rate is good (not best rate for me but still very good)
@catgodfrey6451
@catgodfrey6451 18 дней назад
Thank you for sharing. I have both with Capital One 360 😊❤😊
@PenniesNotPerfection
@PenniesNotPerfection 18 дней назад
Very nice!
@StephsHealthMatters
@StephsHealthMatters 18 дней назад
I used to have ING Direct, that was so long ago
@PenniesNotPerfection
@PenniesNotPerfection 18 дней назад
It really was!!
@tashawilliams8093
@tashawilliams8093 18 дней назад
I like the convience of this bank.
@PenniesNotPerfection
@PenniesNotPerfection 18 дней назад
It’s been very convenient for us!
@regayov
@regayov 18 дней назад
I love them. I have several savings accounts dedicated to my month ahead and big sinking funds, like car, travel, pet, christmas/family. I also have my 5 year CD ladders.there and just started monthly CDs there too.
@PenniesNotPerfection
@PenniesNotPerfection 18 дней назад
Love it!
@deehope6186
@deehope6186 18 дней назад
I like capital one 360 opened one for my teen and just changed to th HYSA after the regular account grew. Helps teens save money...I think😊
@PenniesNotPerfection
@PenniesNotPerfection 14 дней назад
That's great! Good job teaching saving early!
@jayocean4724
@jayocean4724 18 дней назад
Hey Mary would you recommend having 2 separate HYSA accounts
@PenniesNotPerfection
@PenniesNotPerfection 18 дней назад
Depends on your goals! I like having separate accounts personally but doesn’t work for everyone.
@YasAli2024
@YasAli2024 18 дней назад
Thank you so much for all the information you provided. The only question I have, is there specific time for saving money to be in the account before earning the interest? Like if you put $1000, can Start earning interest and if I need the money a month later, I can withdraw? Or it has to stay in the account for certain period?
@marcosylviat2832
@marcosylviat2832 16 дней назад
I have their HYSA and it earns interest monthly.
@YasAli2024
@YasAli2024 15 дней назад
@@marcosylviat2832thank you for replying. Appreciate it.
@PenniesNotPerfection
@PenniesNotPerfection 14 дней назад
You can start earning interest on your first dollar! Interest is only paid monthly so if you withdraw it early you would earn the interest for how long it was in the account but not the full month's amount.
@YasAli2024
@YasAli2024 14 дней назад
@@PenniesNotPerfection i really appreciate it. Thank you so much for taking the time to reply.
@DjDJ-sd1un
@DjDJ-sd1un 18 дней назад
Would you reccommend it over Wealthfront?
@PenniesNotPerfection
@PenniesNotPerfection 18 дней назад
Depends on your needs. I probably would since it’s an actual bank and Wealthfront is fintech so it’s not actually a bank itself and operating with a partner bank.
@Hendrick_Live
@Hendrick_Live 16 дней назад
I'm 55 and earn about $450k annually, only save 30% in HYSA's. I've been reading a lot of articles mentioning how worthless 'cash savings' are in this current unstable economy, thus my question - real estate, stocks or gold, which will be a better investment as of now?
@Lp2074
@Lp2074 18 дней назад
Can you go to a branch and withdraw cash on those higher 4.25 percent rate accounts.
@PenniesNotPerfection
@PenniesNotPerfection 18 дней назад
Sure it’s a savings account so it operates like any savings account where you can take money out.
@robyn_southafrica
@robyn_southafrica 18 дней назад
Quick question out of curiosity, do those separate savings accounts have their own individual account numbers or do you have to deposit/transfer money into the main checking account then distribute the different amounts into the different/separate savings accounts??🙈
@ResonatedReadings
@ResonatedReadings 16 дней назад
They all have different, individual account numbers. I have 7 different accounts with them and each has its own number.
@robyn_southafrica
@robyn_southafrica 16 дней назад
@@ResonatedReadings thanks! That's actually so cool.. easy to transfer from other accounts if necessary 😃
@PenniesNotPerfection
@PenniesNotPerfection 14 дней назад
They are individual accounts so they have their own numbers! It's nice because it's real accounts unlike some places that do sub accounts that are really just within the one account.
@rogerfarley3300
@rogerfarley3300 14 часов назад
Do you still use Wealthfront?
@PenniesNotPerfection
@PenniesNotPerfection 14 часов назад
Yep!
@PenniesNotPerfection
@PenniesNotPerfection 14 часов назад
I use multiple accounts.
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