Correction: Venture X AU's do NOT get their own TSA Precheck/Global Entry credit. 💳 Sebby's Card Picks: www.asksebby.com/credit-cards Capital One Venture X calculator: www.asksebby.com/credit-card-reviews/capital-one-venture-x Chase Sapphire Reserve Calculator: www.asksebby.com/credit-card-reviews/csp-calculator
Hi, I have a chase sapphire reserve and the priority pass with the card. Can you tell me what happens with the priority pass when it expires, will the chase renew it or is that it. Thank you in advance
There's incorrect information on Capital One Venture X - each authorized user DOES NOT get their own TSA precheck/ global entry credit, only the primary card holder gets it. That would be way overpowered
Is there any card other than the Amex Platinum that offers the credit for each card on the account? I mean, even the free AU "Companion" cards each get it.
This applies to both cards or just the Venture X? I have precheck already but I have an unused credit on my VX and if the CSR AU gets a credit, then I can just schedule global entry now for my wife and I with both unused credits.
I have both the Venture X and CSR - I use the Venture X as a catch-all card with the 2x on non-bonused purchases and cell phone protection, and use the CSR for dining, travel, and partner benefits (Lyft, Doordash, Instacart). And FYI, my income is $80k, but I have no children, car, rent, mortgage, or other debt, so I can splurge when I go on vacation (including paying cash prices for long-haul business-class, especially when using that for a credit card SUB)!
A pro tip: Get Venture X and CSP with total annual fee of 490$ and for 60$ less than CSR you have access to almost all the benefits of both world except Sapphire lounges. If Sapphire lounges is a must for you that’s a different story though.
Another combo I wouldn’t have minded is the Venture and The Reserve, yes it’s more expensive and both approximate the price for one AMEX Platinum but the Venture gives you 2 visits to the C1 Lounges per calendar year. Since they’re taking that away, your idea is the best. Devastating indeed, would’ve been very nice to have access to both lounge networks over Centurion
I have the VX for family lounge access and the little brother of the CSR (CSP) for transfers to Hyatt (all Chase points go to Hyatt) where I have gotten anywhere from ~3-5cpp.
I like this video, but I’ve been skipping around to rewatch parts of it. One thing I would like to request is that you put an identifier about which card you’re talking about next to the chart that you’reshowing.
I think it comes down to your home airport(s). Flying out of NYC the CSR makes more sense for me with Chase’s two new lounges. Why would you get a VX if you fly out of Boston? Chase has one sapphire lounge and 3 PP restaurants that you can use.
As a Boston flyer, I agree EXCEPT if you fly delta, since they have an island terminal which isn’t connected to the other terminals so you can’t visit the Chase lounge if flying delta (easily). Only the skyclubs. It’s really annoying
💎 love my CSP for the travel partners and travel protection. The VX is a nice card but not a fan of being tied to a portal , 3 hard pulls and nerfed benefits.
Hyatt point value is 1.7 cents/point (really good value). World of Hyatt (Chase) has the 9x point multiplier. Chase also does IHG (0.8 cents/point) and 26 point/dollar spent at IHG hotels. Plus Marriott (variable on season at 0.7-0.8 cent/point) with 12-20 points/dollar at specific hotels. So double the value by CSR alone. You have to really think how much you travel (even using toll roads or parking structures with CSR).
@@anthonychen6237 CSR UR point value is 1.5 cents/point with a 10x point multiplier (hotels/rentals via travel portal) or 5x point multiplier (flight via travel portal). Hyatt and CSR UR point value is double compared to IHG and Marriott. But can you get more points (dollar value) for specific hotel cards? Yes or it depends on hotels (ie Marriott and seasonal/daily point rate). Plus the annual membership rate is $95-$250/year depending on which cards you get versus the CSR's $550/year.
If you stay at hotels often, yes those are better. UR excels in flexibility with its transfer partners. Marriott has some, but the transfer rates are pretty horrible if I remember correctly.
You could get the VX and the Savor One ($0 AF) 3% on dining, entertainment, popular streaming services and at grocery stores, which is pretty much equivalent to the 3x offered by CSR/CSP
You can have the CSP and the Venture X and have the best of both world. CSP is 95 a year and Vulture X is 395. Those combined is less than the CSR. You get your points transfer with chase while still having lounge access. It far exceeds the CSR in my opinion.
Another good feature of vx is the price match in case you book in their portal and in case you see better price . This way I get elevated points from their portal plus not paying higher price
I got both Venture X and Savor One and they make the best duo because i use the Savor one for food, groceries and entertainment. The Venture X takes care of everything else thats to his 2x on everything. I just transfer the cash back from the Savor to the Venture X and I maximize my winnings.
One thing to note is the flights on the CSR travel portal cost more money:points vs. booking the same flight on the venture x or purchasing the same flights on the airline’s website directly.
USA Active Duty Service Members! Capital One will NOT waive the annual fee unless you had your card prior to any active duty service. Chase; however, is generous in their interpretation of the MLA and will waive the full annual fee regardless of when you're approved for as long as you remain active duty. (Amex also does this) So for us on active duty card shopping it's... CSR=$0=-$300 CVX=$395=-$5
💎 Have both cards, but Sapphire is definitely my go to for travel spend solely for the option to transfer to Hyatt and stay all Inclusive hotels in México. Will be upgrading to CSR soon once the lounge opens at Sky Harbor.
Thinking about going back to Chase. Long time ago I was deep in the ecosystem. I actually currently have the Hyatt/Freedom Unlimited/Freedom OG/Amazon/United/Slate. I have about $115K in credit from Chase alone but I iced them out for the venture X. I had a reserve through product change but never got the bonus. Might jump back in for the reserve and CSP. I just like the simplicity of the Venture X. But I might get back to Chase as my daily drivers. Just didn’t want to use multiple cards anymore
I'm a authorized user for VX and I was looking to get the CSR this summer. Since the lounge access overlaps do you still get good value from CSR credits?
I’m definitely consider this, especially the venture x seems to be a reasonable choice. I am totally getting rid of my Amex Platinum because they’re raising fees again.
VX is good for overseas only and its worth if you live in Asian countries. I think once capital one get enough customers they will start to put charge on the AU.
TLDR: Pick which one makes more sense in your home and commonly visited airports. For me, coming from Boston and Providence, CSR is better because BOS has a chase lounge and no Capital One lounge, and PVD has no lounges but it does have a restaurant that gives priority pass credit for dining exclusively to Chase customers. So if I got the Capital One X instead, I would have no lounge access and no restaurant credit at either of my home airports.
I like the fact that Venture X gives me the opportunity to bring guest in free, however with NO cap on how many guest can go in with a PP member/Venture-X card holder, it has become increasingly difficult for me. I'm having trouble even getting in a PP lounge at all without significant wait time both domestically and abroad. Lounge access and travel credit is the only reason I have this card. If this continues I will cancel the card.
I am in Dallas where there is no chase lounge. There is a Capital One lounge though. I have a CSP from Chase (the $95 one). Does it make sense for me switch to VX because of the Capital One lounge in DFW airport? I also need the primary rental collision coverage which CSP has which I found that VX also has.
TL;DR: Keep the CSP, ADD the C1VX to your set-up. *CONSIDER* Citi Premier (or C1 Savor Rewards in the future). Deets: I like in OKC and had the CSR and currently have the C1VX. I downgraded the CSR to CSP and kept the VX. I usually try to book flights out of DFW (I'll just rent a car with VX's Hertz President's Circle, sadly going away at the EOY, one way drop off at DFW) since the redemptions are typically better/easier and cheaper if paying cash. I find the VX and Citi Premier being a good combination for everyday stuff (gas, groceries outside of walmart and target, restaurants) if you live in a not big coastal city. I make just over 140k annually and probably put about 42k to 45k in spend on the combination of those cards. Points accumulation is quite easy with those two cards without having to keep track of a plethora of BS statement credits, which is where the CSR is slowly starting to gravitate. The only thing that the CSP helps is door dash dashpass. Wife and I are starting to use that a bit more for carry-out orders and when we are too busy with grocery shopping. We have an infant and we both work full time so our time is limited/heavily scheduled. In terms of airline transfer partners, it seems like the airline transfer partners with C1 and Citi TY is much better than Chase UR. The primary advantage that UR has is with United being a transfer partner, but now that you can find Star Alliance award space *ONLINE* with TK Miles and Smiles, the redemption rates to Europe are basically unmatched sans transfer bonuses to Flying Blue. Hell, I just found ORD to KUL via NRT full J-Class on ANA's "The Room" availability on Miles and Smiles for 67.5k miles (which isn't bad at all for Central US to SE Asia). Assuming it's bookable through Virgin Atlantic it'll probably be around 50k to 55k miles, maybe 95k roundtrip, which is the premier sweet spot for Mainland US to Asia, next to ANA award directly transferring from Amex. With the VX and Premier, the airline transfer partners largely overlap, and the bonus categories really mutually exclude to provide a *wide range of spend coverage*, offering a minimum of 2x points to a maximum of 10x points depending upon spend. The C1 travel portal typically has better availability when paying cash than my experience with Chase UR portal, as well as being competitively priced with direct booking to hotel or airline, as well as most OTA's. The fact you get 5x to 10x makes any marginal (in my experience) premium worth it. With Chase, you're very sorely lacking good transfer partners to Star Alliance, but OneWorld is pretty well covered. However, with C1 and Citi, you have generally the best of both with excellent redemptions for Star Alliance (Europe/Asia), OneWorld (Iberia/British Airways for Europe and sometimes Asia and South America) as well as Flying Blue (ALWAYS EUROPE and maybe South America). C1/Citi is just less costly and more useful in my experience playing around in both Travel Programs. I'm about to get into my first business credit card and I've been looking through the ecosystems once more, and I *may lean* towards the Amex Plat Business, or the C1VX Business.
💎 Chase CSR and CSP also has primary insurance for car rentals, a very nice benefit. Only drawback is no 2 point redemption card available for generic spend. I’ve used 20-30 Hyatt cat 1-3 stays over the last few years saving me thousands of dollars. Great card for our family.
Thank you ! I’ve been waiting for this exact comparison! I have the CSR and recently acquired the C1VX. I’m loving the C1VX so far and have not used CSR to it’s full potential. Wondering if I should downgrade to CSP to save on Annual fee ? I use AmEx Gold for dining and groceries.
i Have the chase reserve, Freedom flex ,freedom unlimited, freedom, ink cash. they would call that a superfecta. Capital one can not compete with that not even close
After moving to DFW and not getting the full benefit of the AMEX Platinum (not many direct flights from Delta), like I originally had, this is a good video. Debating what will go with my AMEX Gold and new Chase Sapphire Preferred? 🤔
In March, I originally applied for the VX and was denied, so I then applied and got approved for the CSR. I was considering to downgrade the card (to CSP) but then Chase decided to open 2 great lounges in NYC (my home airports)... (Maybe I'll add the VX later this year(
Annual Fee for the Delta SkyMiles® Reserve American Express Card will increase from $550 to $650. We will send you a notice advising you when the new fee will take effect on your account, which will be on or after May 1, 2024.
💎 I am about to hit year 2 on my CSP. I don't have the venture x. I am debating should I get the venture use that for 2 years then apply for CSR so I am clear for the SUB.
Already have a chase preferred... If i update to reserve do they provide the new miles bonus? Have others gone thru this? Thank you for your videos. Very helpful!
No, you don't get a bonus for upgrading. If it's been more than 4 years since the CSP bonus, you can downgrade it to one of the Freedom cards and apply for the CSR to earn the bonus.
Does any other card that is better for the paying tollway? I live in DFW with a lot of tollway, and wonderjng if CSR would good to get the $300 credit there. I already have the citi AAdvantage $99/yr, But mainly used it to reach platnium status, but after that not much value. Any other card mainly for tollway?
Hi, I have the Chase sapphire preferred for two years now and I’m thinking about product changing it to the reserve within this month and I wanted to know if I hold the reserve for two years would I be able to downgraded to the flex, then reapply for the reserve and get the welcome bonus again?
🏜️ Great card! I got it specifically because I moved from Orange County to Dallas. I’m at the lounge pretty often and my wife and I are able to bring our three kids. It made sense for us.
7:18 "The Chase Sapphire Reserve is basically the Lebron James of cards" Funny that he chooses a clip from the time Lebron went to the Finals and got swept out of the playoffs in a complete dismantling courtesy of the San Antonio Spurs.
I have C1 Venture X and was at the Chase lounge in Hong Kong Airport which shows up as a Priority Lounge in the app and I was able to go in first time by myself and second time with 3 guests and didn't get charge at all
Awesome comparison Sebby! I'd be happy even if Chase had Hyatt as its only transfer partner. I've redeemed the Hyatt House Jersey City at 15k points/night, and as for the luxury side, I've redeemed the Park Hyatt Paris-Vendome at 35k-40k points/night. The latter remains 1 of my proudest redemptions.
I have the VX, and had the CSR (for the SUB). I prefer the VX, as it fits my lifestyle more than the CSR. I don't really care about hotels, so I don't value Hyatt too much as a transfer partner. It's easier for me to get positive value out of the VX than the CSR, and to recoup the AF. Although I did appreciate the CSR 50% point bonus in the portal. I used to use the C1 duo quite a bit, but recently changed to the Chase Trifecta (with the CSP), due to the SUB of the CFU doubling your points for a year. But once that promotion is over, I think I'm going back to the C1 duo, and only using the CFF for rotating categories, and the CSP for the $50 hotel credit and to keep Chase's transfer partners. Although, if C1 keeps nerfing the VX, I have no qualms getting the CSR again and switching over to Chase. Whatever gets me the most value for the least trouble is the setup I'm going with.
I currently have the Venture X and I find it to be great for my needs. I am able to recoup the annual fee thru the credits alone from yearly travel vacation and the lounge access is quite nice for a relatively low AF for a premium card. As someone based in Denver, as well, and not finding much use in the Platinum's credits, it hard to find something that gives me lounge access without committing to an airline lounge like United. Just recently, the Capital One lounge in Denver just opened and it is quite nice and modern and I like it a lot and as someone who travels a decent amount for work, the lack of lounge options with the CSR was a little rough. That being said, I do think that the CSR is a good card when paired with any of the Freedom cards. If Denver opens a dedicated Priority Pass lounge or Sapphire Lounge, I could see myself jumping ship from the VX to the CSR. But until that happens, I'll probably get the CSP once I am out of 5/24
Bit of a add on, the Capital One travel portal price match guarantee was very easy to use. I paid about $1700 premium economy for my direct flight from JFK to Changi, Singapore, but noticed that Singapore Airlines themselves were offering $1300 for the same seat in premium economy. I just called C1 travel line and told them about the lower price, they checked it to make sure, and within 5 minutes I got a refund on the difference in price, while still keeping the 5X points on the 1700 in spend. Definitely easier than most people would think.
@@diamondshard2Oh wow, that’s awesome and a good deal for you. I’ll have to cross-shop also when using the portal. The only time C1 travel doesn’t price match me is with Priceline, since I have “gold status” those prices aren’t what everyone gets.
@@IndianapolisAirportSpotter mainly I prefer the chase ecosystem of cards and being able to move my points from my freedom unlimited for more value. and the sapphire footprint is larger than capital one for their lounges. Right now the venture x is better than the Sapphire reserve for less AF but it may not be that way in the future. Who knows
Stay away from the Cap X Card slowly removing benefits and devaluing its ability to be worth the annual fee. Reserve is $550 but you know what you are getting and no strings attached no coupons necessary and no portal necessary. And get incentivized to use. Not to mention priority pass select options & restaurants. Ive been praising this card for the longest. By the end of the year Chase will revamp and gain the overall market once again🔥👍
At the end of the day, Cap X still gets your $300 travel coupon and $100 worth in Miles. So whatever so called removal of benefits, the simple objective net worth of the Cap X is still higher than CSR.
To each their own, Every CC benefits will eventually get nerfed, I switched from Chase to VX when they Chase nerfed pay yourself back on outside portal travel purchases couple of years back, that was a major selling point. After that, they started cycling monthly pay yourself back options depending on the timing of the months and specific categories. Not to mention, their travel portal was horrendous finding anything. There's a card for everyone, for me I don't door dash, I don't live in cities or travel plans needing cars for Lyft, and use instacart perks so therefore I'm overpaying for the annual fee of CSR.
the *average* for the CSR is $180k?? What in the hell are these individuals doing for a living? I'm saying this as a PhD in chemical engineering who is only making half of that, yet I still feel somewhat lucky
I have the VX but I’m very tempted with the chase ecosystem. I think after this year I’ll transfer over but for now my VX and Savor One duo is killing it
@@varjunind1 very similar, sometimes better, oddly enough. You will find routing that is specific for each travel portal, though (UR, TY, TR), you won't find through Google Flights, (although I've never dug super far down the ITA matrix to try to match the routing). I use the C1 Travel portal regularly and find the value worth it at times. Much better than I did the UR portal. Also, be aware that UR portal ticketing may say a specific seating class, but *MAY NOT* be accurately reflected as issued by the airline (Delta Premium Economy through UR portal MAY NOT actually be Premium Economy but Economy +). I've not had that issue in the C1 portal. I have the Chase Trifecta (I guess technically still do with CSR downgraded to CSP), but my everyday combo is C1VX and Citi Premier and I haven't looked back. Hyatt is an excellent transfer partner though.
Question - So if I have a Sapphire Reserve, I can get into the Sapphire Lounge. Can I also use the Reserve's Priority Pass to allow guests into the lounge simultaneously? 💎💎
2:50 How is that a good way to get 5 people Global Entry? Is it because you can add 4 people as authorized users for $75 each and then use the $100 credit for each of them, effectively saving $100?
💎 CSR is my go-to pick considering the $300 credit is so flexible to use. When I was commuting and needed Fastrak/Toll, CSR was paying all that for a good half of the year. From time to time, I do need to fly to Portland airport, so having the $28 to eat is a godsend. It's not stellar food by all means, but $28 to buy drinks and snacks is still great when I am in a crunch.
That world of hyatt transfer partner is definitely something new I learned. They have a good hotels for a low amount of points. Will definitely use that this summer. I always like to book business class seats for my points. But now that i do the math using it for hotels and flying economy would save me more money. Than flying business class and paying for the hotel.
