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Seriously...could THIS really be the #1 Credit Card of 2024?!

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In today's video we deep dive into the Capital One Venture X to find out if it is STILL the #1 Credit Card in the marketplace today.
Capital One Venture X Offer: www.wesavewith...
Top No Annual Fee Travel Card: bit.ly/biltjft
Best High Yield Savings Accounts: bit.ly/citijft
Top Credit Card Offer: bit.ly/jftcards
Advertiser Disclaimer: Some of the card links and other products that appear on this website are from companies for which John Liang will earn an affiliate commission or referral bonus. This means that if you click on one of the product links, I may receive a commission. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Опубликовано:

14 авг 2024

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Комментарии : 227

@Johnson_Rice 3 месяца назад

I hope so... I got the Savor One Combo one year ago (just paid my annual fee) b/c of this channel and just racking up them points while paying zero interest... so... THANK YOU.

@yvjyang 3 месяца назад

Absolutely love the VX product! Just waiting for more C1 Lounges!

@isaacxventura5174 3 месяца назад

Hey john can you go a bit more into detail about the buying a gift card and then using them to purchase money orders? Like how did they help you reach your first 1 million points?

@Milkinporsche 3 месяца назад

No matter what, C1VX is the easiest luxury card to justify its value.

@jwil4286 3 месяца назад

IF you like using their portal.

@newagain9964 3 месяца назад

@@jwil4286fax. VX is now a Cap1 portal coupon book! 👎

@Vincent12 3 месяца назад

@@jwil4286it’s not very flashy but I like the simplicity of it

@Rhaegar7504 2 месяца назад

I think the altitude reserve can challenge it for domestic travel.

@jwil4286 2 месяца назад

@@Rhaegar7504 eh, the Turkish transfer on C1 can be really good with availability

@johnk4051 3 месяца назад

Just activated my VX today. Tnx for the info.

@johnsfinancetips 3 месяца назад

Congrats and enjoy the card!!

@myamazingweddingdress7587 3 месяца назад

I just called for price match and got $60 as a travel credit!

@TheRitualChannel 3 месяца назад

My top 3 cards: (1) C1 Venture X, (2) Citi Custom Cash, (3) AmEx Gold

@AlexanderWilson1982 3 месяца назад

That’s my lineup + custom cash for gas

@carloshidalgo3298 3 месяца назад

For how long do you get the 5% cash back on gas with Citi?

@tatianabritton6258 3 месяца назад

⁠⁠@@carloshidalgo3298you get 5% on your top spending (eligible) category. There’s no time limit, just as long as your top spending is gas for that statement period then you will receive the cash back. So for example, I use my custom cash strictly on all purchases at universal studios to get 5% back on their entertainment category.

@newagain9964 3 месяца назад

Amex gold??? 😂. The preferred cards of grifters, 🤡 and ppl that are bad at math.🤣😂🤣👎

@AlexanderWilson1982 3 месяца назад

@@newagain9964 aside from the fact that the card costs me $10/year and I spend roughly 10k/yr on groceries, why is it the preferred card of grifters? Hard to generalize the worthiness of the Amex Gold tbh.

@shenoudabekheet8701 Месяц назад

Can u do a video for how to transfer points from capital one portal to any others travel companies

@WinTheMissingNumber 3 месяца назад

I love the venture X, I feel like you also need to mention the savor one to form the unbeatable Duo. 3% on Dining, Groceries and Streaming, nothing ..... I mean nothing is better than the DUO.

@johnsfinancetips 3 месяца назад

Capital One Venture X Referral capital.one/40YUKQv

@danielz8183 3 месяца назад

I’ve been pre approved for the capital one venture and was wondering what it meant by “editors bonus estimate” up to $1590?

@joshcampbell2074 3 месяца назад

If I already have the venture x can I apply for the venture and still get the sign up bonus?

@johnsfinancetips 3 месяца назад

@@danielz8183 They're likely assigning just some estimated value onto the points - though $1590 is oddly specific...

@johnsfinancetips 3 месяца назад

@@joshcampbell2074 based on early reporting if someone had the Venture that COULD get the Venture X and associated bonus...however I'm not as clear if it works the other way around. Did some research and based on the T&C's from the Venter "Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months." So I would assumed Venture X and THEN and Venture you should be good. But if you had a Venture bonus already then you can not get it again for another 48 months.

@danielz8183 3 месяца назад

@@johnsfinancetips so is this a good idea and chance for me to get it as my first credit card?

@sunnyD2529 2 месяца назад

I fly out of Denver and the Lounge is AMAZING! 2 glasses of wine and food before a flight for free is a game changer.

@CS-mq7dh 15 дней назад

I gave a C1 card. Live in Denver. Never found the lounge lol or looked for it. Where is it?

@mayamcbride319 3 месяца назад

Can you please do the SavorOne card next and thank you for taking the time to explain each category and its benefits!!

@AngieRTaylor 2 месяца назад

John -we all want a video explaining the gift card / money order strategy…. Pretty please😊

@kaung_kkn 3 месяца назад

Yess! I have this card for a few months and been traveling alot. Most if not all my travel plans were booked thru the c1 portal and I never had any issues. Flights, car rentals, and hotels alike, everything went smoothly. Car rentals were with hertz and some ppl said hertz doesn’t honor status if you booked thru portal which is not true to my case. Prices can be juiced up but they arent as high as chase/amex since i have their cards too so c1 portal is pretty competitive with booking direct.

@ab3040 3 месяца назад

12:13 that's only 3.75 JFTs☹️

@tranquil5892 3 месяца назад

The only issue is that it is nearly impossible to get if you have good credit and more than a couple of cards.

@ab3040 3 месяца назад

They should get rid of unlimited PP guests, and max out free cardholders to 3-5 and keep Hertz Presidents Circle Just so useful

@slappers123 3 месяца назад

Love my VX! Traveling to Greece this summer in Business class for my honeymoon, thanks to the VX! Also really hope they continue to open lounges! All the ones they have opened so far are amazing, so much better than centurion. Hope the Las Vegas lounge doesn’t take forever!

@sunshinecycling 3 месяца назад

You said 4.75 but your graphic shows 3.75...?

@bnagata 3 месяца назад

flight and airline price match is in the form of travel portal credit. Currency also has to be in USD which can be a challenge if booking certain foreign carriers that don’t have the currency toggle immediately available. A good feature to have nonetheless

@CallMeLani 3 месяца назад

Never had a Cap1 card, but these types of breakdowns are enticing

@UHMRRR 3 месяца назад

HI can you clarify about the buy gift card and go to Walmart to buy the money order and put back to your bank? Thank you

@marinrodriguez7729 2 месяца назад

Ditto! Im intrigued! Sounds like you used your VX card to buy things that had a cash value (gift cards and money orders) and then collected miles for those purchases. Essentially converting your credit for "cash" rather than credit for "stuff". Does this sound about right?

@vladislavfilippov1722 3 месяца назад

Isn't your practice of buying gift cards and then depositing them back into you account an illegal and against credit card policies?

@LeviThomass 3 месяца назад

Could you explain the gift card and money order thing more please?

@knoxmachamire5010 3 месяца назад

I’m assuming to get the bonuses. Purchasing, let’s say $4000 worth of gift cards, utilizing a money order to put the money from the gift cards back in his bank. He relatively loses nothing because I think money orders are less than a dollar each. So now he’s spent the money necessary for the credit card point bonuses, but didn’t actually lose money. All in his goal to reach 1M points.

@LeviThomass 3 месяца назад

@@knoxmachamire5010is that not illegal? That seems like it would at the very least get you black listed from earning rewards or certain cards altogether maybe. But if not, I’d love to utilize that for my next card

@LK_EBM 3 месяца назад

@@LeviThomassNo, I don't think it's illegal. But it's difficult to find a place that lets you buy a money order with gift cards.

@Vincent12 3 месяца назад

@@LK_EBMI wonder if it works with pre paid Visa card, would maybe be easier that way?

@nubianpwr 3 месяца назад

It's a 2x Cap1 portal card... nothing more😎. Imo, not in the same league as the CSR and very diff from the Plat.

@darkness919 3 месяца назад

What about more videos on booking through the travel portal to different countries? How do you plan Round trips? Its always one way on these vids lol

@LK_EBM 3 месяца назад

Just use the same one-way strategy to get home. I don't think many creators on RU-vid would use travel portals

@Yoly-G 3 месяца назад

Price match doesn’t work with Chase travel portal - I am traveling to Colombia and the ticket were $100 dollars less in Avianca than Chase travel portal. (buying 3 tickets x $100=$300) I called chase to price match and they don’t do it. If you are in tie budget, you need to think, take the $300 less or take the points to be use, who knows when. What a disappointment!, Starting with the points system is not easy journey.

@lisander-lopez 3 месяца назад

I think the Reserve is the best in my situation. I can take budget economy flights out of LGA/JFK and have an amazing pre-flight experience. Makes me travel more and rack up more points!

@lisander-lopez 3 месяца назад

@@stevenluo9516 NYC

@stevenluo9516 3 месяца назад

Woops I deleted my comment guessing the person is in Boston or New York City.

@hipoulson7974 2 месяца назад

you should include the average cash back when talking about the price for the added points

@DeadlyBrianX 3 дня назад

With the auto insurance, is it primary insurance? I can deny the auto rental insurance if I paid with this card?

@Loganmanko 5 дней назад

Any advice for someone who got denied for having too many card and a high credit score

@MrFatman258 3 месяца назад

I love my VX. Thanks for this video! It also reminded me that Dulles International Airport (IAD), has a capital one longue. Funny enough, I just came from IAD but totally forgot about the longue. I'll keep this in mind for next time!

@ep411 3 месяца назад

Can you take ur chase UR pts, transfer them to a transfer partner account say American Airlines, then also transfer pts from the VX to the same American Airlines account?

@jameslee5380 3 дня назад

traveling overseas in two weeks. if I apply for the C1VX, would I get it on time?

@Zaay93 3 месяца назад

I’m looking at the capital one ventur x but I have the venture and can’t downgrade it

@Faben202 3 месяца назад

It's my favorite card, and the C1 lounge in DC-Dulles is excellent.

@CS-mq7dh 15 дней назад

Can you help me understand travel points by transferring them as opposed to just going through capital one travel and using the points?

@dynodaniel 3 месяца назад

Can you elaborate on the $300 travel credit issue? Does it not just apply a -300 on any flight over that amount?

@LK_EBM 3 месяца назад

It does, but it is worse than before. You now don't earn points on that $300 spent. And previously, you could cancel the flight and keep the $300 credit.

@newagain9964 3 месяца назад

@@LK_EBMthe loophole is gone. But the $300 is $300 tho. And not pts or something else goofy or sketchy. And y should cap1 let u earn pts on their $300? lol

@robeckel4965 3 месяца назад

The mic sound is much better in this video, John! Thanks!

@LasDivine 3 месяца назад

Terminal 7 United flights get no lounge access. Priority pass is no good here. I mostly fly United out of LA. Let’s see if my connecting flight in SFO fairs better. And I know there is no line access in Redmond Oregon. 1/3 would be nice.

@ErwinAnter 3 месяца назад

You filled a 3.75 JFT not a 4.75 but great video!

@christinal1543 3 месяца назад

John, great video. I appreciate all the info you provide. Honestly, I don't think that using the $300 travel credit is all that difficult. I used it once on a car rental through the portal and it worked out really well. Bonus, the extra money I spent above $300 gave me 10x points. I would have paid cash for the car rental so the $300 plus the points was definitely a nice bonus. Maybe not the best use of the credit, but free is free IMO. Totally agree this card will remain in my wallet for a long time.

@ijazgoher3656 3 месяца назад

@johnsfinancetips I recently got myself chase sapphire reserve and also got the sign on bonus. The capital X cards seems the better option now. Should I switch over? And if so, how do I take the mode value out of the points I now have on the reserve?

@jqsmooth77 16 дней назад

No Free Lunch! words to live by.

@TheSonyExperience 3 месяца назад

I was satisfied with my Venture. Got the Venture X last year and will be happily paying the annual fee again. With spending and bonuses I earned 300,000 miles last year.

@Markeastbay Месяц назад

Just applied for this card and canceled my Amex platinum 💯👍

@Dreadwolf3155 3 месяца назад

yeah not paying a 400 annual fee. dont care if it give me hot and cold running rootbeer.

@PaulAgner 2 месяца назад

Do you have a video to walk through the miles transfer to British Air and booking process to book world partner flights. And which transfer partners gives the most value for Venture X miles?

@thomasnop7082 3 месяца назад

Booking a flight through their portal is awful! I hardly see any direct flights and the prices are waaay more expensive than book directly through the airline. Anyone have a different experience?

@DH-uz4wz 2 месяца назад

Hey, can you make a video explaining how a Venture X authorized user can use the card and its benefits for the authorized user?

@ZiadShares 2 месяца назад

Hey John, we met at a Real Estate event a couple years back (through Lior) - glad to see you still posting content. Would love to see a video on a "realistic" path to maximum points in say 2 years. I watched the video on 1 million points, and while super helpful, I dont know if one could realistically open 14 cards that quickly/easily. Additionally, would love to see something on credit card churning :) Thanks. -Z

@homerchap 3 месяца назад

I will say, 2 out of the 3 times I’ve tried using priority pass to enter a club they said they were at capacity and not letting anyone in with priority pass

@victoriamitchell6240 3 месяца назад

I have the venture card but cap 1 said id more than likely be able to upgrade in a year. The signup bonus was a breeze to meet...also, its a metal card (for those who care). I don't care about that but when using mother cards thru feel so cheap in comparison

@MyNameJim 3 месяца назад

Chase agent told me in branch today that a Sapphire Preferred promotion is dropping on 4/28

@amyz4247 3 месяца назад

4.75 JFT image should be one more face 😊

@dima8955i Месяц назад

Love watching your videos! Would you recommend switching from capitol one venture to venture x?

@lewis20002000 3 месяца назад

This card is alwaalways going to be a contenter as long as you can mitigate the whole annual fee and you're fully vested in their ecosystem. Not relevant to me as I will never get approved for this card. I have to stick with Chase, Amex, and Bilt.

@rickywatsonjr.1930 20 дней назад

why do you think you can't get approved?

@lewis20002000 20 дней назад

@@rickywatsonjr.1930 I was denied about a year ago, and from all the data points I have collected, CAP1 had filled enough of the credit card enthusiasm quota that was needed to advertise the VX. For a guy with a 800+ credit score and 20 credit cards, I am simply NOT going to make them any money from carrying a balance. I will remain in that bucket as far as CAP1 is concerned. Getting the CAP1VX would of also being a kind of a flex for me, but the fact you can basically have the card for a effective zero af is badass. Unfortunately I am will have one less ecosystem to deal with,,,,lol🤣 as a result of their denial.

@MrGray-ls7iy 3 месяца назад

I love the Venture X card. I am coming up on my first year and I am going to renew in June.

@newagain9964 3 месяца назад

I’m renewing only because they (smartly) give u no reason to cancel. It’s a net $0 af that gives primary car rental insurance. I put basically, I put 2 charges on it a yr.

@TwentyFourSevenGrind 3 месяца назад

Can you get multiple sign up bonuses after you have the card for multiple years?

@_G____ 13 дней назад

be careful of the card's potential problem with transferring points to airline partners. If you change your phone, your account will be locked and require to go through a 2FA process. Timeline is unknown and you cannot do anything with your points during the lockdown period!

@chivas_gold 3 месяца назад

It’s really easy to match but they give you a travel credit so you still pay more at first

@hootiejohnson01 3 месяца назад

Yes. I have it and love it much more than my chase sapphire.

@coreyw5981 3 месяца назад

Why is it so hard to get approved for this card when you have multiple cards? I keep getting denied saying i have too many rotating cards. But yet i see all these card guys getting approved. My score stays above 780, so thats not the issue

@markfennell1604 3 месяца назад

i got the great value of this card which is the just VENTURE not the X. lol. that was the easiest 20,000 points to earn ever. all i had to spend is $500 and i got 20,000 i knock that benefit out in 1 week.

@luckylee5026 3 месяца назад

I have venture x and let me tell you that price match, is not easy as is sounds lol. If the operartor says "i cant find it" you wont get price matched lol. I offered to send the link to them, they say they cant accept links. The flight must be searchable by them and it should be should directly by the carrier. If it is flight from a search engine like booking or kayak forget about it😂 As long as they claim, they can't find them😂 there is no price match.

@SamsMangaReviews 3 месяца назад

Your animation gave it 3.75 points when you said 4.75 points at the benefits section btw

@vvin4u 3 месяца назад

You have the point system wrong. The jmd you give 3.75 instead of 4.75

@YanLuo 3 месяца назад

IMO C1 VX is the best travel card for normal people, more so now that CSR/ritz doesn’t allow PP restaurants. I just booked my first ever business flight on Singapore airlines with my C1 miles through Aeroplan and got 4.2 cpp. Although that’s nice, imo it’s not as good as the 3.4 cpp I got for economy on Cathay Pacific through Alaska before the recent devaluation 😂

@newagain9964 3 месяца назад

I think WF journey takes that title. Too bad it doesn’t have primary car rental insurance.. it would be best travel card on market.

@MichaelCMeyer 3 месяца назад

14:36 John mentions he is guilty of money laundering aka MS (manufactured spending). Not recommended unless you want points clawed back and your credit cards cancelled. Crime means time. Banks are cracking down.

@Dmoneyrunzit 3 месяца назад

Choosing between VX and CSR. I wanted a good travel card that is widely accepted by merchants internationally. I went to Egypt and people did not want to take my Amex. Is Capital One widely accepted? Everyone takes Visa…

@NDSankar 2 месяца назад

Has any one used the Travel Insurance for anything? If so, how was that experience?

@Antares_451 3 месяца назад

I got that venture x last yr and spent that 4k in 1month and added an AU along with PP.. I have the chase SR but i think im downgrade. Ohh. Thanks for that spend strategy. I jave an idea to supercharger it.

@412foto 3 месяца назад

Not for me it isn't because for some reason they won't let me have it

@MarcoOnofre-ed6qc 3 месяца назад

Thanks for the information on travel to Paris. I wasn’t clear if I would transfer the points to Delta or to Virgin Red?

@LK_EBM 3 месяца назад

You can't transfer Capital One to Delta

@WeiliXu88 3 месяца назад

There is a presumption to these wild flight ticket redemption: you schedule has to be flexible and travel in a small group.😂

@kevinacker9843 3 месяца назад

Not necessarily, if you plan way out into the future, like 11 months or 12 months, there is a lot of seat award availability. You do not have be so flexible in that time frame. Seat award availability is out there posted somewhere 350 days or so ahead of time. So plan accordingly.

@CristianSanchez-pf2iq 3 месяца назад

So I just completed the chase trifecta and was deciding what to go for next. The Amex gold or the VX? I already have the savor one too. Food is my #1 spend however. And I don’t really travel much maybe only 1-3 times a year. But the VX is looking really good to me. Can’t decided which one to pick

@newagain9964 3 месяца назад

Chase trifecta😂. What a waste of 2 hard pulls😖. 🤔Maybe even 3. 😟

@TheM7373 3 месяца назад

Hi John! I could use your input for the following: my significant other and I want to start taking advantage of points and traveling. We do not share our finances. When we travel we usually each pay for our half. For example if I pay $2000 for our plane tickets. He will pay me $1000 back. This is going to be tricky when we start using points since it will not be a simple dollar amount anymore and we can not really “pay” each other with points. Any suggestions on how to take advantage of points in this situation?

@pizzamilf 3 месяца назад

Get a joint account get married. Or go through his phone if you’re not sure.

@IanMaschal 3 месяца назад

Who said it was number one in 2022 and 2023?

@eddielee88 3 месяца назад

If you rent the managers special on Hertz do you still get the president circle upgrade?

@jeffinkoshy3222 3 месяца назад

You don't, that's excempt from the upgrade

@jaevonhaywood4981 3 месяца назад

I'm going to try for it one more time in July, and if I don't get it, I'm upgrading my CSP.

@PingPingTravel 2 месяца назад

It is a good credit card, but you have to use the portal to justify it.

@scamlikely5592 3 месяца назад

Are there and credit cards that, can not transfer points to partners, and still use the miles name because that might be why they are labeled that way

@RITPA 3 месяца назад

Capital One just added 5x for Capital One entertainment and dining.

@Csepowertrip123 2 месяца назад

12:13 is that not 3.75? (sorry for nitpicking lol, it happens)

@barryharfenes7821 3 месяца назад

I do enjoy you videos but I have to say that many of them seem kind of repetitive. You don’t need to create a video just to meet a schedule if you don’t have something new. Just my opinion.

@bharatmata78615 3 месяца назад

What would be the best capital one transfer partner to book a flight from New Delhi (India) to Boston with miles?

@jeffrey8921 3 месяца назад

Calling in for price matching and when it’s over $50 they’re transferred the call to their supervisor. The supervisor was tricky and a cheater big time. It was almost $100 the difference and she said only $30. I didn’t have too much time so I just took it. Be careful with those blood suckers.

@austinbailey5322 3 месяца назад

I would apply if my credit score was higher. It’s increased 3 points since November, no clue why it won’t grow even though I follow the steps to increase my score

@jcmphreek 3 месяца назад

This card keeps intriguing me but the transfer partners and travel portal just seems absolutely terrible compared to what Chase offers

@LK_EBM 3 месяца назад

What transfer partner of Chase do you highly value? Compared to what Capital One has

@morpholochic8167 3 месяца назад

Can you travel to Japan with miles from venture card?

@jacobmaz8157 3 месяца назад

Soooo I can add someone to the venture X and do they get LITERALLY ALL the same benefits??

@Logan-xp2lp 3 месяца назад

How does one book a flight like the British Airways example? I tried to book the exact flight and nothing is available. Unless all of you decided to book the same flight.

@412foto 3 месяца назад

yeah I have tried this "hack" many times and never ever am able to find anything USA domestic this way

@MichaelCMeyer 3 месяца назад

Where is the Capital One lounge in BOS? When will C1VX Personal have Priority Pass restaurants? Bringing back Hertz President's Circle elite status in 2025? When can C1VX customer use the $300 travel coupon like the CSR travel stipend? Avoid the C1 OTA for $300 travel coupon.

@newagain9964 3 месяца назад

Only way u get $300 is by booking thru cap one portal. And it looks as if VX won’t have car rental partnerships after dec 2024

@MichaelCMeyer 3 месяца назад

@@newagain9964 exactly my point. Capital One is using away benefits for the venture X credit card. They should be adding to compete with Chase Sapphire Reserve and AMEX Platinum.

@jdwhitelow9396 3 месяца назад

What about domestic flights?

@JoseGarcia-ti6sm 3 месяца назад

Can anyone expand on the gift card, money order situation?? he briefly mentioned at the end. Ngl he lost me there

@SUNILMURMU48 3 месяца назад

@johnsfinancetips , you never ever provided any information about credit cards which provide domestic and international lounge access for free for the card holder and spouse of the card holder. Please make a video of such cards, maybe in budget yearly fees or free cards :P

@LK_EBM 3 месяца назад

I don't think a card like that exists. You need to pay annual fee to get better benefits. The US Bank Altitude Connect seems best for you.

@DR-ed5uw 3 месяца назад

Does this card have any travel insurance? I didnt see any listed as a benefit of the card on their website. Nerd wallet says they do, but that might be out of date and the insurance didnt seem as good as other cards.

@LK_EBM 3 месяца назад

Yes, it has travel insurance. That's better than most since this is a Visa Reserve credit card

@whothou 3 месяца назад

Wonder how many times cc youtubers will recycle the same VX video and information lmao...

@jenniferchan3687 3 месяца назад

Thanks for great videos ❤

@s80keys 3 месяца назад

I've been contemplating booking flights through a credit card's travel portal. Other than the price match issue, are there any other disadvantages for booking through a travel portal vs. directly with the carrier? Are you still able to select seats, etc? I just have a fear of booking elsewhere and ending up sitting next to the rear lavatory...

@412foto 3 месяца назад

not getting perks you might get with a card from that airline or hotel. not earning status at a hotel or airline. and many report issues if they have changes, cancelations, delays or other traveling issues when going through a portal.

@newagain9964 3 месяца назад

I’m known to yolo here and there but booking flights on a travel portal is living far too dangerously for me.