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Cash Envelope Stuffing + Sinking Funds - January 2022 - OhmyfroBudgets 

Baddies & Budgets
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Cash Envelope Stuffing + Sinking Funds - January 2022 - OhmyfroBudgets
Hey Baddies! Good to have you back. Thanks for tuning into this episode of Cash Envelope Stuffing + Sinking Funds - January 2022 - OhmyfroBudgets
For more cash stuffing tips and beautiful budgeting accessories: baddiesandbudg...
Will you join me in the September Challenges? Share below 👇
Be sure to share this video with a friend! Thanks for watching Stuffing Savings Challenges | 100 Envelope Challenge | OhmyfroBudgets
OhMyFro Budgets
I'm Jaz, a 30 year old single entrepreneur. I am working hard to pay off my student loans, a few credit cards, a couple of medical bills and I’m in the process of repairing my credit. Phew!
My channel is ideal for those of you getting started on your budgeting journey. Come along and watch me as I navigate this process toward financial freedom!

STAY WITH ME!!
SUBSCRIBE for more envelope stuffing tips► / ohmyfrobudgets
INSTAGRAM ➡ / baddiesnbudgets

💋For New RU-vidrs:
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self.inc/refer...
💋Save Money by Scanning Receipts:
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Check out these other helpful Budgeting Videos!
New Envelopes made just for my savings challenges! Available at baddiesandbudgets.com next week! 💋 • New Envelopes made jus...
Cash Exchange + Bill Exchange | Aug 2021| OhmyfroBudgets • Cash Exchange + Bill E...

#cash #budgeting #envelopestuffing #budget #finances

✨ MY BUDGETING ESSENTIALS:
Crocodile Binder: baddiesandbudg...
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Budget Workbook: baddiesandbudg...
Digital Downloads: baddiesandbudg...
Savings Challenges: baddiesandbudg...
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Disclaimer: I am NOT a financial advisor. This is my personal journey and I am choosing to share it with the world.
#cashstuffing #cashenvelopestuffing #cashenvelopesystem #sinkingfunds #cashstuffingmysinkingfunds #beginnercashenvelopes #budgeting #budgetingbeginners #savingmoney

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19 авг 2024

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Комментарии : 323   
@oliviawood9854
@oliviawood9854 2 года назад
“I just threw these envelopes together to fill what I lost” THESE ENVELOPES IN YOUR WALLET ARE BLOODY STUNNING!!! Also match your nails 🙌🏼 ♥️♥️♥️♥️
@TheTinej03
@TheTinej03 2 года назад
Good eye, they definitely match her nails...I'm loving the new "thrown together" envelopes 😍😍😍
@rachelsanders3164
@rachelsanders3164 2 года назад
I know I'm probably annoying but I can't thank you enough for sharing your budget system. Last week our family dog was attacked by another dog her vet bill was $1,250 and we were able to pay it without stressing or struggling and knowing our girl would be OK 🥰 thank you thank you 😊
@MSD-ii2qe
@MSD-ii2qe Год назад
Hope you precious dog is doing well❤
@2189jones
@2189jones 2 года назад
Hey boo, I love the start over!! I hollered @ “I wish I cloud just drop my head off to get my braids done” big factsssss!!!
@amanda4901
@amanda4901 2 года назад
Absolutely love watching you start over. It helps to visually see how small totals each week added to envelopes can make big gains at the end of the year. I panicked on my first budget (started at the first of the year) when I allocated much too high amounts to my sinking funds and realized i was planning to stuff way more than necessary. My paychecks are more or less self allocated as my husband and I own a company and only make withdrawals when we need personal money otherwise the rest stays in the business for equity and growth. Everything we pull gets heavily taxed so i need to be realistic about what we need and is important. It gets a tad crazy and confusing but watching your videos helps so much!
@seekingmycraftytribe
@seekingmycraftytribe 2 года назад
I love hearing you talk about self care and treating yourself and seeing a budget for it. ❤
@samnoyce3458
@samnoyce3458 2 года назад
I love the fact that your started all your envelopes over it helps seeing you grow it weekly. ❤️
@kenethbudgets6034
@kenethbudgets6034 2 года назад
*We are in it to kill it* let’s get & save this $$$$ !! As always great video!! 🙏🏼✨❤️
@lunastar829
@lunastar829 2 года назад
The king and queen 💕💕 love yuh both
@LoBudgets
@LoBudgets 2 года назад
I love your videos! Not only are you transparent with your money and goals; you also give back to your community (YT and local)!
@pai9255
@pai9255 2 года назад
Hi Jasmine, Yes, please be debt free on your student loans. I’m happy to report that I’m debt free of my student loans. My loans were forgiven and discharged as of Jan 11th. I hope this can encourage your subscribers to keep going.
@bardfam15
@bardfam15 2 года назад
Awh that's sweet helping that lady out. I wish there was more kind people like you in the world.
@withoutlimitsbudgets
@withoutlimitsbudgets 2 года назад
You are so inspiring me I cannot wait to pay off these payday loans I’ve paid off one, I’m working down the other two I cannot wait to start saving I love the way you have your budget set up I love how you’re doing you’re sinking funds and I’m so proud that you’re working down the student loans I hope the government forgives some of the shit so you don’t have to pay all of it off
@mydnpjourney4457
@mydnpjourney4457 2 года назад
"drop your head off and pick it up." lol lol I feel you girl!
@DaisyBudgets
@DaisyBudgets 2 года назад
I personally love that you started over because I love to see the build 💪🏼💰
@RedSoYellow
@RedSoYellow 2 года назад
Hey twin, loving your new envelopes and yay for starting over with us so we know it’s real. Definitely enjoying the smaller amounts, very relatable. So proud of you attacking them student loans 🤑🥰💪🏽
@Baddiesandbudgets
@Baddiesandbudgets 2 года назад
Thank you sis!!! Proud of you too!!
@RedSoYellow
@RedSoYellow 2 года назад
@@Baddiesandbudgets thanks sis, you’re amazing 😍😍😍
@amandawilson4352
@amandawilson4352 2 года назад
Girl I am slowly able to start my envelopes again. I do delivery for a living and lately things have been slow. You keep me going. However I need a side hustle to get my savings boosted
@nyjuriazyair
@nyjuriazyair 2 года назад
Hey girl hey. I started my budgeting journey the first of this year so it does feel like we’re doing this together. I’m just hoping I can keep it up while finishing my last semester of nursing school. Fingers crossed for me. 🤞🏽 Also I love the new envelopes. They’re gorgeous. 💕
@tammythomas2057
@tammythomas2057 2 года назад
You GOT THIS!
@nyjuriazyair
@nyjuriazyair 2 года назад
@@tammythomas2057 thank you 💕
@jenniebudget8078
@jenniebudget8078 2 года назад
You are absolutely amazing, it's a privilege watching your channel and the progress you make every week. I absolutely love your nails btw. Great video girl and have a wonderful night
@deborahpell4905
@deborahpell4905 Год назад
Its the BEST feeling to be debt free!!!
@chebebabybudgets
@chebebabybudgets 2 года назад
Hi! Since I am just starting, I like that you're starting over so it feels like I have a partner to do this with :)
@athavolpe1282
@athavolpe1282 2 года назад
Just extra. You are a woman of light. Your love of your community is expansive. Thank you.
@natvacmom5550
@natvacmom5550 2 года назад
I was skeptical of you starting over for the new year but I’m loving it!! It really shows how fast this snowballs. You’re amazing, keep on keepin on!
@whitneymichelle4031
@whitneymichelle4031 2 года назад
lmao..."Don't argue with me, argue with ya momma". love it!
@PinkUniBudgetz
@PinkUniBudgetz 2 года назад
I love your nails!!! They match your cash envelopes, I love it!!
@korkeshaarrington7223
@korkeshaarrington7223 2 года назад
Not drop the head off and pick it. Lol. I so relate to the statement because salons are not my thing either. But mainly because I'm too busy in a day to sit around in one place for hours. TFS!
@MichellesBudgetingLife
@MichellesBudgetingLife 2 года назад
I mentally prepared to start paying my student loans in February and then they pushed it back but I’ve decided to just go ahead and stick with my plan to start paying in February!
@budgetingwithcinae6962
@budgetingwithcinae6962 2 года назад
Congratulations on everything you achieved last year, you are definitely an inspiration!😊
@mrsmcason
@mrsmcason 2 года назад
Hey girl, hey! I can’t wait to see our growth by the end of the year. 🤗🤗 And the nails are back! Soooo cute!
@skyemccoy5992
@skyemccoy5992 2 года назад
"Dont argue with me, argue with yo mama" "Wish I could drop off my head but..." Girl, you crack ME. UP!! 😂
@AyanaChristine
@AyanaChristine 2 года назад
she said, "I wish I could drop my head off and leave it there lol i'm dead.......so true
@CrazyCatLady0410
@CrazyCatLady0410 2 года назад
I started budget journey at the beginning of the year. But a week in i lost my job and got a new job. Now I'm a little stressed over it but I won't give up.
@CampAndyC
@CampAndyC 2 года назад
Yesss!! Love the new envelopes and you starting over the envelopes for the year, definitely feel like we're "doing it together" I can't wait to see a side hustle video with you!
@Baddiesandbudgets
@Baddiesandbudgets 2 года назад
Yes! Thank you!
@milliebutterfly
@milliebutterfly 2 года назад
I love that you started your envelopes fresh for the year so people can start with you. Also, your nails look awesome.
@kreativeheart8598
@kreativeheart8598 Год назад
Wow you are truly amazing with this!! I’m so inspired I’m ready to start budgeting better with your method, thank you. Subbed and liked
@thevermontbudgeter420
@thevermontbudgeter420 2 года назад
i’m obsessed with your nails oh my gosh!! they’re the cutest i’ve ever seen. stg!!
@yasminemya3667
@yasminemya3667 2 года назад
“don’t argue with me, argue with your mama” 😭😂 i can’t
@kaylaurick1849
@kaylaurick1849 2 года назад
I love that you restarted in this new year because I started watching your videos back in October and I decided to start budgeting in the new year because of you! I really feel like we're doing it together
@foxybabyroxy
@foxybabyroxy 2 года назад
Ok. I had to pause the video. I giggled when you said you wish you could drop your head off to get braided and pick it up 😂 I was glad to get the notification for a new video when I was at work. Something to look forward to at the end of my day!
@andudontstopyo
@andudontstopyo 2 года назад
Your envelopes are too cute. Great cash stuffing video!😉
@fundingmcgeedajones3604
@fundingmcgeedajones3604 2 года назад
I really like the paper envelopes! Nothing wrong with going with the tried and true paper and pen, it always works. Nice Video Lady!
@just_porsche
@just_porsche 2 года назад
Those new envelopes are beautiful 😍. I was just talking to my cousin the other day about how we’ve replaced cable with streaming services and legit are paying the exact same. It’s insane!!!
@ecdoesit8283
@ecdoesit8283 2 года назад
It’s been great seeing you start over! Watching everything grow is so satisfying. My birthday is in April also!! I love the idea of a personal birthday envelope 💖
@Mrzbudgetways
@Mrzbudgetways 2 года назад
Great stuffing, hot envelopes
@angela.thepapersentimentshop
@angela.thepapersentimentshop 2 года назад
You are just killing it! I love your nails 💅🏻 too!
@samanthareddick8717
@samanthareddick8717 2 года назад
I have been “paying my monthly payment ” for over a year into my student loans envelope to have it ready for when they start back the monthly payments. My goal is by May to have it all. It’s been a slow progression but the end will be so worth it.
@poorgirlfedup
@poorgirlfedup 2 года назад
I do like watching you "start over" haha helps me feel like we're doing it together!! :)
@soldiersbabydoll
@soldiersbabydoll 2 года назад
Love the envelopes- they turned out fantastic for just throwing them together
@evette1938
@evette1938 2 года назад
Hey girl..if you not the top RU-vid budgeter I don't know who is...you are very motivaltional
@jaelilpop8413
@jaelilpop8413 2 года назад
👍🏼👍🏼👍🏼 I love your new envelopes they are beautiful ❤❤❤
@courtneyrichardson5250
@courtneyrichardson5250 Год назад
I am loving all your videos. Seriously! I am going to start cash stuffing starting with my next paycheck.
@glorysbudget
@glorysbudget Год назад
I was looking for some motivation and how to do budget and I'm happy that I found your channel.
@lindalasenburg8236
@lindalasenburg8236 Год назад
Thank you so much for doing from the beginning. Im just starting out and not able to join financially as of yet, but these posts have been so helpful. You are truly a blessing 🙌
@rachelca3078
@rachelca3078 2 года назад
First time watching… went back and I must say your style is fantastic… thank you for sharing your insight..yes, would love your envelope!!
@kharris572
@kharris572 2 года назад
Yes, Im loving this. So helpful.
@k1netic1
@k1netic1 2 года назад
The new envelopes are beautiful 😍! It was great and inspiring to see how much you saved throughout last year videos and it is exciting to now see the starting over.
@cecyzurita1595
@cecyzurita1595 2 года назад
Ok the new envelopes in your wallet are just amazing!!! I'm obsessed!!!
@dinobudgets
@dinobudgets 2 года назад
Loving the nails 💅!! Such an energetic design!! 💜🦖
@Baddiesandbudgets
@Baddiesandbudgets 2 года назад
Thank you!
@NeniBear
@NeniBear 2 года назад
Streaming services - I’m battling with my significant other to keep it to one for now. I have equal exchanges with the siblings for 3 different ones 💕
@elpasohairwitch
@elpasohairwitch 2 года назад
Love your videos. You have been helping me save so much money budgeting correctly
@roux1838
@roux1838 2 года назад
These new envelopes you made !!! Stunning
@lisaerdahl2654
@lisaerdahl2654 2 года назад
❤️❤️❤️❤️❤️❤️ the new envelopes! My favorite so far.
@MoneywithGab
@MoneywithGab 2 года назад
Love watching you girl!! So glad you are tackling those student loans. At one point I was like Never paying them back 🤣🤣🤣 but glad to be free of them 🤗🤗
@yasminemya3667
@yasminemya3667 2 года назад
Was washing the dishes while i was watching but came back to comment!! I love your videos so much❤️
@ForeverSmashley
@ForeverSmashley 2 года назад
My 6 year olds name is Jasmine and she heard you say your name and she jokes “are we twins?!” Lol
@indiaalmighty
@indiaalmighty 2 года назад
I like the small amounts, it’s more realistic! And yes, do a hustle with me challenge. You have so many hustles that I would love to tap into!
@christineknight7907
@christineknight7907 2 года назад
I'm started saving for my student loans.
@darylwerner9531
@darylwerner9531 Год назад
I love these videos! I just setup my own sinking funds and stuffed some envelopes! Thank you so much for teaching me how to do it!! 🙂
@Baddiesandbudgets
@Baddiesandbudgets Год назад
You are so welcome!
@BudgetwithDragons
@BudgetwithDragons 2 года назад
FIRST OFF SIS YOUR NAILS HAVE NO BUSINESS BEING SO DANG CUTE🤩🤩🤩!!! SECOND I AM LATE 😭 BUT I MADE IT SIS!! LOVED THE VIDEO AS ALWAYS!!!! YOU GETTING CLOSE TO THAT 40K 😝😝😝
@bahamianbudgeter6857
@bahamianbudgeter6857 2 года назад
Great video! Those new envelopes are absolutely gorgeous and I like the cover of your book.
@natashakinder9064
@natashakinder9064 2 года назад
...when notifications are on and you start watching within 32 seconds of video upload because a work break is always needed. 🥰
@Baddiesandbudgets
@Baddiesandbudgets 2 года назад
Yesssssss! 👏🏾👏🏾👏🏾
@katimcgaughey2304
@katimcgaughey2304 2 года назад
Your voice is so soothing! Love these videos.
@angieperez2696
@angieperez2696 2 года назад
I’ve started your video like 5 times. I’m trying to watch it as I’m between assignments. Just saw your comment about the student loans. Yes so true, my plan is to take advantage that there is no interest accumulating on it right now so my balance goes down. I know it will take me years to pay it off, but at least I’m going to bring down the balance. Since I didn’t pay nothing on it last year, I’m doubling up this year on it. Wish me luck.🍀 plus I learned from all these videos, that lowering that balance will help my income vs debt percentage
@heatherdaniels9148
@heatherdaniels9148 2 года назад
I got mine paid off. Had about $8500 left, and it’s gone!!!! 🥰
@walaauqueen8462
@walaauqueen8462 2 года назад
I love feeling like I'm starting over with someone 😃
@charlottesmith830
@charlottesmith830 2 года назад
Yes I love to see you start over we can follow you too as you go. 💝
@tamikajones6970
@tamikajones6970 2 года назад
I love the new envelopes and my birthday is April 4. Have a wonderful weekend Jas!
@kendra7512
@kendra7512 2 года назад
“Drop my head off” 😂😂😂 that made me actually laugh out loud
@Dedication97
@Dedication97 2 года назад
Oh got the new envelopes are definitely you !!!!! I love them. If you sell them I will definitely be a buyer!!!!
@hardsimmer
@hardsimmer 2 года назад
I love those envelopes in your wallet. They are gorgeous. 😍😍😍
@nailtech_onabudget623
@nailtech_onabudget623 2 года назад
I am in love with the new envelopes!!!! And the nails!!! 😍 I don't have any student debt but you are doing amazing!
@diamondlopez19
@diamondlopez19 2 года назад
Oh my goodness girl I love your nails. I cant wait to get paid Friday to cash stuff!!! 💛💛 thank you for the inspiration.
@renaygoulding4104
@renaygoulding4104 2 года назад
I love seeing everyone starting from January and then again each month. I would love to see some Side Hustle videos! “ Wish I could just drop my head off”, LMAO 🤣
@chelseasullivan9142
@chelseasullivan9142 2 года назад
You’ve inspired me to start budgeting! Love your videos
@melissaschroeder9343
@melissaschroeder9343 Год назад
I love your content; I just started this whole trip. But I got to admit I have so much anxiety. I work a full-time job and a part-time job, and I still don't think I'll be able to ever stuff envelopes the way you do. I'm starting to feel like I dont know which way is up. But thank you for providing guidance
@aliloz2707
@aliloz2707 2 года назад
I LOVEEEEEE these nails!!! besides the video. Simply gorgeous
@Goldenrodbudgets
@Goldenrodbudgets 2 года назад
Yes I love feeling like we are in the together and see mine grow with yours!
@veronicathomas7419
@veronicathomas7419 2 года назад
Just got home from work and was so happy to finally be able to watch your video! I burst out laughing when you mentioned dropping your head off 😂 I'm right there with you! Huge inspiration. Keep grinding girl 💜
@marisolclaudio4364
@marisolclaudio4364 2 года назад
Wow thank you I just started my budget planner👍
@dreacavea6103
@dreacavea6103 2 года назад
Just got my 3rd budget binder 😘😘😘 I love it definitely getting out of debt this year 👏🏽👏🏽👏🏽
@realitybudgets3568
@realitybudgets3568 2 года назад
Love seeing this, those small envelopes are gorgeous!
@meganwilson1945
@meganwilson1945 Год назад
Super cute new wallet!
@yannahitchcock8460
@yannahitchcock8460 2 года назад
In love with your wallet envelopes!! 💖 Definitely would purchase.
@PawPrintMelts
@PawPrintMelts 2 года назад
I'm attacking my student loans too! Great job girl, you are such a huge inspiration
@kristahuseman3410
@kristahuseman3410 2 года назад
Love watching you start over! I am loving the new envelopes!
@bookish_nikki4579
@bookish_nikki4579 2 года назад
🖤🖤🖤 love to see your progress starting from zero!
@rguiinto
@rguiinto 2 года назад
Yes ma’am to the nails making a comeback 🤩 great stuffing as always and glad to see the progress you’ve made since I started watching you in the summer!
@thelifeofaqueen9377
@thelifeofaqueen9377 2 года назад
My absolute favorite thing she says is “don’t argue with me argue with your mama” 😂😂
@sandrat1631
@sandrat1631 2 года назад
I added a reminder on my phone to check your website Saturday for those envelopes. They are so pretty!!!!
@janamalcolm6368
@janamalcolm6368 2 года назад
LOVE the new envelopes. The black ones just didn’t feel right !
@Baddiesandbudgets
@Baddiesandbudgets 2 года назад
Right! I felt the same!
@christinamaxwell6860
@christinamaxwell6860 2 года назад
Loving the starting over and loving those envelopes, much more you than them dark ones. Don't argue with me, argue with yo Mama is one of my fav sayings LOL
@laracarroll6869
@laracarroll6869 2 года назад
I love the new envelopes! The brighter colors do fit you so much better! 😍 I like that you started over fresh. It does feel like we are doing it together. I just wish I got paid weekly so I could stuff more often. It's changed my life so much I keep thinking about documenting my journey either here or on TT, but I get so nervous talking to people. I'd be a hot mess for sure. 😁
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