Chip Savings App Review: First Look

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Chip is a savings app that's always looks to give you better savings rates, or so they say. In this video, I will go through the app, the 4.26% easy access savings account and the investment features of the app.
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Опубликовано:

26 июл 2024

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Комментарии : 21

@Jp-8seven Год назад

I just put money in chip last week. Was thinking of putting some in the prize saving acc but looking at the odds it’s 1-6500. At £10 a ticket you’ll need 65k invested. Premium bond are at 1-22000.

@Dr.JubairsFinance Год назад

It's all luck at the end of the day right? I think I'll try too with the minimum amount deposited

@Zero-Investing Год назад

Interest calculated daily on the total amount invested and paid monthly at over 4.5% and money withdrawn within the same day. Fscs protected too. Not bad eh 😉

@Dr.JubairsFinance Год назад

4.26%, but yeah, not too bad, can switch to something else whenever you want

@user-ze7fl8iy8b 3 месяца назад

How do you sign out of the app

@Dr.JubairsFinance 3 месяца назад

You can enable secure login via the menu, that will probably require you to login every time

@4rled 11 месяцев назад

10:28 "Have this feature" the feature is called Open Banking please read about SCA. And the S&P 500 literally says tech funds (and not the full one). You may need to pay more attention to detail good sir

@favour15 Год назад

Thanks for thanks video...im certainly looking to chips aswell but wasnt confident that it will be a good financial saving platform..having higher interest rate than chase, will defo look into chips

@Dr.JubairsFinance Год назад

I am sure Chase has more benefits, but for raw savings interest, it is hard to beat Chip at the moment

@Kaspa30 Год назад

Chase has 5% round ups and 1 percent cash back I’ve moved my savings to chase. The easy access is 3.80 but I’ll be saving more via round up

@Dr.JubairsFinance Год назад

@@Kaspa30 Sounds great! I already have a cashback credit card, so rather put stuff on credit, but sounds like a great deal for most

@Kaspa30 Год назад

I opened chase 6th June I got ten pounds cash back. That’s more than I earned from my trading 212 isa 😂

@Dr.JubairsFinance Год назад

@@Kaspa30 not bad at all, big spender!

@kelvindenham3956 Год назад

Hi Jubair, I'm 64 year old ,i have seen your video & opened a Chip instant account with £100 , i have 20k to invest , NS&I bonds or put it into my chip account ? i won't be touching it for at least 5yrs. what do you think ? love the video's.

@Dr.JubairsFinance Год назад

Hi Kelvin, glad that you like the videos. Both Chip and NS&I wouldn't technically be considered as investments as there is no risk that your money can go down. I think over 5 years, chip may give you more, but again, its all down to luck with premium bonds so nobody can tell. Maybe a good stock market ETF would be a better choice?

@kelvindenham3956 Год назад

@@Dr.JubairsFinance Thanks for the advice , will look into it , keep the video's coming all the best with your investments.