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CIBIL Score - Credit Score Explained in Hindi 

Asset Yogi
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12 сен 2024

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Комментарии : 839   
@AssetYogi
@AssetYogi 11 месяцев назад
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@AssetYogi 3 года назад
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@marcusradebe2982 2 года назад
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@johnbarnes4300 2 года назад
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@frankmuth5210
@frankmuth5210 2 года назад
vyaktigat antardrshti kee tulana mein vyaapaar karane ke lie aur bhee kuchh hai, haan aapako ek vyaapaarik rananeeti kee aavashyakata hai lekin jyaadaatar baar vyaapaar karate samay aapako asurakshit antargyaan ke astitv ko samajhane kee aavashyakata hotee hai aur yah ek peshevar ka daayitv hai ki vah aapako maargadarshan kare
@tawana6298
@tawana6298 2 года назад
aap kis baare mein baat kar rahe hain aur ise kaise samajhaaya ja sakata hai? kya koee samajha sakata hai
@cryptonews4242
@cryptonews4242 4 года назад
Apart from CIBIL how we can calculate credit score ? What is the method for the calculation ? What are the required parameters while providing loans to the businesses or general traders ? Kindly make a short video on this if possible.
@lohitpant70
@lohitpant70 5 лет назад
Bahut acche hai sir saare video.... Kal exam hai financial management ka... Maza aa gaya.... Hindi mai sabse acche video lage aaj tak bba Or mba last sam hai... Like n subscribed n pressed bell icon as well
@imrAnkhAn56009
@imrAnkhAn56009 4 года назад
Thanks bro smjhne k liye bahut pyar se batya h apne or Mera credit score 756 ha abhi
@abidalisidd
@abidalisidd 5 лет назад
भाई साहब एक सिंपल सा सवाल है अगर लोन credit score देख के दिया जाता है तो पहली बार किसी को क्रेडिट कार्ड या लोन कैसे मिलेगा बिना cibil score के। जवाब ज़रूर दीजियेगा please
@gangadharlahane6548
@gangadharlahane6548 4 года назад
Not an expert but as far as i know they will check your transaction history, income statement and FD
@abidalisidd
@abidalisidd 4 года назад
@@gangadharlahane6548 I have good balance, transaction and FD alo but no bank gives me credit card
@gangadharlahane6548
@gangadharlahane6548 4 года назад
@@abidalisidd check with sbi
@abidalisidd
@abidalisidd 4 года назад
@@gangadharlahane6548 already rejected by sbi
@KhwajajiAjmer786
@KhwajajiAjmer786 6 лет назад
Sir mane chek kar liya cibil bass ab cibil kase bare ga 784 aya he but mane kafi lone cliyer kar chuka hu bajaj se 12 lone the jo clr he capitel first se 7 lone clr aur hdb se 2lone clr aur hdfc se abi lone liya he aak mobil fins karwaya he 30000 thousand ka aur credit card ke liye apple bi kiya he to mera cibil uper hoga yha 784 hi rahega so aap ke video drk ta hu bhut acche video banate ho aap to mare sare problam ka salushan bateyaga aap thank u sir i m wating ur answer
@debasishdas185
@debasishdas185 6 лет назад
excellent video, audio,and all information given in a very short time.. all the best
@AssetYogi
@AssetYogi 6 лет назад
Thanks
@SunilKeshari
@SunilKeshari 6 лет назад
Very informative video
@AssetYogi
@AssetYogi 6 лет назад
Thank you 😊
@SunilKeshari
@SunilKeshari 6 лет назад
most welcome
@ch__harsh_5050
@ch__harsh_5050 6 лет назад
very good sir
@SunilKeshari
@SunilKeshari 6 лет назад
Subhash Kumar true
@samarjitsingh4316
@samarjitsingh4316 5 лет назад
Mera 683 hai
@lakhvirsingh7747
@lakhvirsingh7747 5 лет назад
Cibil score kitne time baad update hota hai?????
@rrajkumar7615
@rrajkumar7615 5 лет назад
Go get score kya h sir please reply me?
@YouTuberShubham
@YouTuberShubham 6 лет назад
Aur agar 749 ho cibil to milegi ya nahi personal loan?
@supplicantworshipper
@supplicantworshipper Год назад
Good explanation in less time...👍
@AssetYogi
@AssetYogi Год назад
Thanks and welcome
@-nil-bhavsar2703
@-nil-bhavsar2703 5 лет назад
Tnkyu sir.. U give very important information... For new loan applicant..
@KhwajajiAjmer786
@KhwajajiAjmer786 6 лет назад
Sir mare ko mera latest cibil chek karna he yha video to dek liya ma apna kud ka cibil chek kha karu
@AssetYogi
@AssetYogi 6 лет назад
Hi Syedfakhare Alam, Ap niche diye link me jakar "How to Check CIBIL Score for Free" video ko dekh kar CIBIL score kaise check karte hain ye achhe se samjh payenge. How to Check CIBIL Score for Free - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-0Zc98SGQ0Do.html
@dailychart369
@dailychart369 4 года назад
Dear Sir, Mere credit card ke upar emi pe mobile liya vo mere cibil record pe dikhega kya?
@munnachoudhary9914
@munnachoudhary9914 5 лет назад
mai abhi loan nahi liya hu to kaise civil score check kare Sir nice hai sir g
@musovahora2193
@musovahora2193 5 лет назад
Munna Choudhary
@shivrajbongshi5719
@shivrajbongshi5719 2 года назад
-1 ha phr abhi bt no worry loan mil skhta h based upon your earning n all
@vishwajeetsingh3072
@vishwajeetsingh3072 5 лет назад
PERFECT information sir ji
@AssetYogi
@AssetYogi 5 лет назад
Keep Supporting Vishwajeet :)
@babysahu4769
@babysahu4769 4 года назад
Explain very nice sir ...keep it up
@AssetYogi
@AssetYogi 4 года назад
Thanks 😊
@manishkhullar1890
@manishkhullar1890 3 года назад
Great explanation with good eg and benefits and draw backs
@pritisinha6673
@pritisinha6673 Год назад
Good morning Thanks 👌 A Lot Sir 🙏🤗
@AssetYogi
@AssetYogi Год назад
Most welcome Priti
@brajdhanka4944
@brajdhanka4944 4 года назад
Thank you sir bahut Achcha video hai aapka bahut acche dhang Se Samjhe Aate Hain aap👍
@Nitinprakahofficials
@Nitinprakahofficials 4 года назад
Sir cibil score check krne par points down hote hai???????? Like pesa bazar etc
@sonamwazir9357
@sonamwazir9357 2 года назад
Very helpful sir..thanks
@AssetYogi
@AssetYogi 2 года назад
Most welcome
@prakhyathmunna254
@prakhyathmunna254 2 года назад
Thnk you sir ! Very nice explanation ❤️✌️
@AssetYogi
@AssetYogi 2 года назад
Keep watching
@bhendegaa
@bhendegaa 2 года назад
This is really nice and very useful for beginners who are new with CIBIL. I have quick question on this, One of my friend was saying his CIBIL score is not good enough to apply home loan, but he didn't applied for any loan (NA/NH) only he was saying he is guarantor of two loans who his friends took, so its matter if we are becoming guarantor for any loan then our CIBIL score affect. Thanks in Advance.
@AssetYogi
@AssetYogi 2 года назад
Yes. Legally, a guarantor is a co-applicant. Therefore, when the applicant defaults, it not only adversely affects his/her CIBIL score but the guarantors too. If the applicant is unable to pay for the loan for a considerable period of time, the concerned bank or financial institution might ask the guarantor to pay the outstanding dues on the applicant’s behalf. Under such circumstances, not only is the borrower viewed as a debtor, but the guarantor also becomes a defaulter of the loan.
@HimalayanVloggerr
@HimalayanVloggerr 5 лет назад
Sir aap super ho. .Kafi acche topics laate ho keep updating
@AssetYogi
@AssetYogi 5 лет назад
Thank you 😊
@sunskar
@sunskar 5 лет назад
Does parents cibil score matters in education loan ? Plz reply
@abdalaziz8811
@abdalaziz8811 5 лет назад
Thank you very much sir🙏 bahut acha explained kiya aapne
@shivanikaushik1269
@shivanikaushik1269 5 лет назад
U explained it the best way sir. Thanks
@AssetYogi
@AssetYogi 5 лет назад
Thank you, hope it helps.
@KhwajajiAjmer786
@KhwajajiAjmer786 6 лет назад
Sir cibil score kase chek kare latest cibil score plz help me
@AssetYogi
@AssetYogi 6 лет назад
CIBIL score kaise check karte hain ye janne ke liye ap is video ko dekh sakte hain. How to Check CIBIL Score - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-0Zc98SGQ0Do.html
@jitendramishra7591
@jitendramishra7591 5 лет назад
Sir please explain, how to do effective PD.
@Sarasworld2018
@Sarasworld2018 5 лет назад
Please tell us... Can we pay more amount during home loan to decrease principal amount... Which can ultimately lead to decrease in amount of interest....
@AssetYogi
@AssetYogi 5 лет назад
Yes, that can be done. In the case of lump-sum payment, the bank will ask if you want to reduce the amount of EMI or loan tenure.
@Sarasworld2018
@Sarasworld2018 5 лет назад
@@AssetYogi thanks...
@hirenhs1298
@hirenhs1298 3 года назад
Great information and useful tqsm👍🏼🙏🏻🥰😇
@AssetYogi
@AssetYogi 3 года назад
My pleasure 😊
@songlyricsremixacrobat2317
@songlyricsremixacrobat2317 3 года назад
Sir, I have 1 cibil score, what Am I do now? How can I improve it? Should I buy one month of paid subscription? will it improve my cibil?
@dr.rameshbhosale569
@dr.rameshbhosale569 3 года назад
Very good explanation of the topic.
@jagdish.kotedkoted7099
@jagdish.kotedkoted7099 2 года назад
सिबिल सही नहीं हो रही क्या करु
@jitendrasahu7138
@jitendrasahu7138 6 лет назад
सर आपका ये वीडियो मुझे बहुत पसंद आया है ।
@PavanlabanaOfficial
@PavanlabanaOfficial 4 года назад
My credit score is getting down and down day by day and i dont understand what i do, i have multiple loan accounts and multiple credit cards, is it gonna affect my scores ?
@parasfima1344
@parasfima1344 4 года назад
I have left the job and no income hence I sreates consultancy Business and need Loan of 10 lakh to increase the business...My cibil score is 826/ 900 . Kindly advice
@AssetYogi
@AssetYogi 4 года назад
Watch this video: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-UFXLqxVo6q4.html
@onlinesolutionsrahaman2553
@onlinesolutionsrahaman2553 5 лет назад
MERA CREDIT SCORE 804 kiya mujhe dokan ke liye loan mil jaye ga?
@AssetYogi
@AssetYogi 5 лет назад
804 ek achha credit score hai, ap loan ke liye zaroor apply kar sakte hain.
@nishchaytaneja4543
@nishchaytaneja4543 2 года назад
thank you sooo much unkal for information of credit score info about education loan plese
@rcmulay
@rcmulay 5 лет назад
Hello Mukulji, does a loan on lic policy reflect / affect CIBIL score?
@bhatkanti....7407
@bhatkanti....7407 3 года назад
No effect sir
@homeplan3532
@homeplan3532 4 года назад
Loan process complete hone per bank chech deta h ya fir D Draft deta h please reply
@bnbhydrogarden
@bnbhydrogarden 5 лет назад
Hello sir mai ne education lon liya tha par abhi bhar nahi paya. Mera cibil 574 hai. Abi bank satelmet bol rahi hai 300000 ke 200000 bol rahe hai. To kay mera sibil bad me bad sakata hai. Plzz reply
@dairyentrepreneur8484
@dairyentrepreneur8484 4 года назад
Sir CIBIL bar bar check Karne se Kuch problem hota hai ky
@SachinKumar-yu8cz
@SachinKumar-yu8cz 5 лет назад
Mukul Bhai, Please make a video on "how to prepare DPR-Detailed Project Report" for bank to get a loan for startup. Thanks
@funcrickettelugu
@funcrickettelugu 5 лет назад
Sir please answer. which website gives us exactly credit score because some shows 870 and some shows 610 and will be there difference between paying credit score and free credit score?
@tanaypandey5178
@tanaypandey5178 4 года назад
Perfect & easy explanation sir🙏
@AssetYogi
@AssetYogi 4 года назад
Keep learning tanay :)
@abhinavchauhan426
@abhinavchauhan426 5 лет назад
Hello, I have a confusion. Suppose if you have any bank account that you do not use now (it's been not used/inactive), is it also going to impact our CIBIL...if account has not be closed...?
@vikrantdhanavade8005
@vikrantdhanavade8005 2 года назад
I have same question. Kya aapko pata chala iske baare me? Please muze bhi batayiyega !
@sunilkapta1023
@sunilkapta1023 5 лет назад
Sir sahi main civil score organisation fraud hai ki nahi Mera loan bank main 6 months pehle close ho gaya hai phir bhi aaj tak loan dikhata hai very efficient log hai yeh civil score ke log ordinary public ko taklif dene ka kam hai bank ko pucho to wo kehenge civil score update hone main 6 to 3 years lagega
@ajaykumar-rf5hq
@ajaykumar-rf5hq 5 лет назад
Excellent sir ji
@alisha7784
@alisha7784 5 лет назад
Sir please make video on loan eligibility calculation of partnership firms.
@eanrevparmash5136
@eanrevparmash5136 4 года назад
Whether a private co like tikona can also impact our cibil scores or not... In case of non payments of last monthly bill.
@connie404
@connie404 4 года назад
Sir, may I ask you about the use of credit products? We want to create a similar app.Thank you.
@sourajkundu07
@sourajkundu07 4 года назад
Home loan taking steps ka video agar possible hota then please make a video on that
@AssetYogi
@AssetYogi 4 года назад
Watch this video: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-t-GVQJhkoRo.html
@rahulmalpekar1
@rahulmalpekar1 3 года назад
Thank you for sharing this information.
@AssetYogi
@AssetYogi 3 года назад
My pleasure!
@amitfspatilfs
@amitfspatilfs 6 лет назад
Great information
@mridularawat1000
@mridularawat1000 3 года назад
Your voice very loud and clear .🙄❤️🙏👍
@royalscrapmerchant4509
@royalscrapmerchant4509 5 лет назад
Civil Score 782 Government Loan nahi mil raha hai
@sarthakborkar4454
@sarthakborkar4454 5 лет назад
Thank you Sir!!
@LuckyKumar-vi2by
@LuckyKumar-vi2by 5 лет назад
Basis kya hai pan card ya address plz clear
@RabbaniSabri
@RabbaniSabri 5 лет назад
Thanks sir bahut achhi jankari diye h
@-7-man
@-7-man Год назад
Cibil is BS. Last 34 EMIs paid on time. But still it's 727.. Reason I have paid back just over 70% of the loan in 3 years on a 15 years loan. Now a second bank or any other credit facility looking only at the score might think I defaulted on the loan. Cibil - Pure BS.
@krishnapidiyar8869
@krishnapidiyar8869 4 года назад
Its will really help me thank you
@AssetYogi
@AssetYogi 4 года назад
Keep learning Saroj 😊
@shreetidas1192
@shreetidas1192 4 года назад
Thank you Sir very helpful video
@AssetYogi
@AssetYogi 4 года назад
Thanks Shreeti :)
@mustofaalam4024
@mustofaalam4024 4 года назад
Mera credit card and loan nahi liya he to mera cibil score nahihe kya
@kiranpawar221
@kiranpawar221 3 года назад
-1 hai aapka abhi Jab bhi aap koi loan loge aapka directly 750 ho jayega
@kiranpawar221
@kiranpawar221 2 года назад
Koi bhi loan asani se milta hai e.g - Home loan car loan personal loan Tv fridge mobile digital and consumer durable product aur ha credit card bhi milta hai Kam cibil score ka matlab hota hai bank ki nazar main fraud & defaulter.
@kiranpawar221
@kiranpawar221 2 года назад
@Dwayne Jacky Suraj kisi ac pe nahi aap jab koi bhi first time loan lete ho aur vo time to time proper repay karte ho tab cibil berau main aapka cibil ac banta hai aur vo jaise aap proper repay karte ho to cibil score positive way main badhta hai aur nahi pay karte to negative Aur yaha loan ka matlab kuch bhi ho sakta hai jaise cansumer durable product digital products bike loan car loan anything
@kiranpawar221
@kiranpawar221 2 года назад
@Dwayne Jacky Suraj Nahi
@kiranpawar221
@kiranpawar221 2 года назад
Yes nahi hai
@jayjitguha9380
@jayjitguha9380 4 года назад
If a take a loan from Bank X and repay it on time, suppose after 5 years, I want to take a loan from Bank Y, will my timely repayment/non-repayment of previous loan affect my new loan?
@happinessoverloaded2119
@happinessoverloaded2119 2 года назад
Very good Content Sir
@AssetYogi
@AssetYogi 2 года назад
Thanks
@VocalistRakesh
@VocalistRakesh 5 лет назад
Mukul ji agar cibil score check karte hai toh kya score decrease hota hai ya koi effect hota hai
@bodobigrai1144
@bodobigrai1144 5 лет назад
Sirji mene already personal loan le rakha hai kya mujhe comercial vehicle loan milega ? Please answer.
@AssetYogi
@AssetYogi 5 лет назад
Mil sakta hai. Aapki overall loan eligibility par depend karega.
@armankhankhan3981
@armankhankhan3981 5 лет назад
Sar kya ladies ko bhi mil sakta hai
@v4air
@v4air 5 лет назад
Very Helpful Video thanks
@hemantaneja8467
@hemantaneja8467 4 года назад
kehte h Banks 30-45 days mai report update krte h cibil ko Lekin krte nhi hai .... September m last update dikha rha h meri report
@deenanath752
@deenanath752 5 лет назад
Very useful video thanks
@Milestoneskyscrapers
@Milestoneskyscrapers 5 лет назад
Sir agar cibil score NH se about 800 above tak badhne me kitna time lagega?
@manojsahu513
@manojsahu513 5 лет назад
sir , can you pls explain what is the indication of -1 & 0 in CIBIL score. also mention DPD and XXXX in CIBIL
@junaidmansuri91
@junaidmansuri91 5 лет назад
-1 never took loan or crefit card 0 is jjst recent took
@mukeshkumarsharma1222
@mukeshkumarsharma1222 4 года назад
Plz solve my query. I borrowed 300000/- as a personal loan from HDFC Bank in April,2016. I forclosed it on 14/11/2019 before 17 month of it's end of tenure e.i. the last instt. on 04/04/2021. But the bank charged from me 2% of the balance of principal amount plus 18% GST, 2.36% extra in all. Now, plz clear if the bank is right or wrong. Thanks
@jamaluddinkhan8822
@jamaluddinkhan8822 5 лет назад
Bohot khub Very Nice video
@AssetYogi
@AssetYogi 5 лет назад
Thank you 😊
@biswajitchattaraj2112
@biswajitchattaraj2112 5 лет назад
Thanks, dada mujhe ye bataiye ki main aagar 20000/- ke Mobile lu finance main to uske emi kaise calculate kore? Plz help me
@sleepinmutt2146
@sleepinmutt2146 5 лет назад
HDFC charged me over 7000 as non maintenance fee. The account is now in negative balance, so will it affect my cibil score if I close my account without paying the non maintenance fee. This is not anything that I took as a loan or as credit but the fee HDFC levied for me not using my account for 18 months. Could you please clarify this. Thank you.
@JadoogaarPancham
@JadoogaarPancham 6 лет назад
Mera loan close ho gaya ha . Phir bhi cibil pe show kar raha ha kyu ? Us ke liya kya karna pare ga . Please tell me .
@sureshgirigoswami9764
@sureshgirigoswami9764 4 года назад
Cibil copy loan custumer ko milti he kya
@Mohammed_Amair
@Mohammed_Amair 6 лет назад
student loan per bhi cibil create hojata hai kiya sir.Due date Sai pehlay pay Karne Sai cibil score increase hota hai kiya sir?
@AssetYogi
@AssetYogi 6 лет назад
Yes. Student or Education loan will also affect CIBIL score. On time payment se definitely CIBIL score improve hota hai.
@SadikKhan-pm5ky
@SadikKhan-pm5ky 5 лет назад
Mera acutchly nh hai is liye maine apka video dekha so thank you ki apne yhe video banaya
@kamalakantakampa4849
@kamalakantakampa4849 5 лет назад
If civil score 660 then how to improve it.
@ankitsinghvi733
@ankitsinghvi733 4 года назад
www.quora.com/What-is-a-credit-score-2/answer/Ankit-Singhvi-12
@poonamrani3121
@poonamrani3121 4 года назад
Thanks
@creditcibilconsultant9985
@creditcibilconsultant9985 4 года назад
For CIBIL related issues , negative status , written off contact me on whats app 09167079995
@bodobigrai1144
@bodobigrai1144 5 лет назад
Bohut bohut dhanyawad sirji
@SUSHILKUMAR-ej1ff
@SUSHILKUMAR-ej1ff 5 лет назад
Very great sir Can we check for any company cibil?
@vishalkumarjain7750
@vishalkumarjain7750 5 лет назад
Hi sir civil score -1 how can approve credit cards u talks loan pls help to u
@amanforyou9493
@amanforyou9493 5 лет назад
Great video sir 👌👌👌👌👌👌
@AssetYogi
@AssetYogi 5 лет назад
Thank you Aman
@dushyantchoudhary2406
@dushyantchoudhary2406 5 лет назад
Hello sir mujhe apna creadit score sahi karana hai .
@saching8086
@saching8086 6 лет назад
Mera 813 tha . Lekin pichale 2 mahinese 735 pisaabazar 735 dikha Raha hai. Our us me Bajaj Finserv ka 2014 ka koi loan pending Bata Raha hai Jo ki Maine regular pay Kiya hai our Bajaj Finserv muje aaj bhi loan de raha hai . Maine pisaabazar Ko is bareme mail bheja hai but no Ripley . Ab Mai Kay Karu
@RAVIKUMAR-vd9kf
@RAVIKUMAR-vd9kf 5 лет назад
1.High used of credit card limit 2. High enquiryes for personal loan application in different banks Q.1-Sir ye 2 factor ne mere credit score ko down kar Diya h ,plzz solution btay? Q.2- free credit score (paia bajar, PAYTM) , check karne par negative effect hota h?
@asalamali1471
@asalamali1471 4 года назад
Sir Mera 728 cibil score he mujhe loan ki jarurt he, loan kaise miles please sir hame suggestion dijiye.
@mayankdubey4878
@mayankdubey4878 4 года назад
How do i take loan if internet is not showing my credit score
@ajaykrishna1918
@ajaykrishna1918 6 лет назад
Hello Sir, Tata Capital Se Ten Lacks ka loan apne bussiness k liye lena thik hai kya? OR Koi aur Private Bank Bataye jo best ho Please?
@jyotikasingh8430
@jyotikasingh8430 5 лет назад
But hdfc bank h
@naivipul3182
@naivipul3182 5 лет назад
If my CIBIL score are -1 or my Brother CIBIL score are only 2 ....its good or bad Pls confirm?????? as per details CIBIL score ranges are 300 or 900
@AssetYogi
@AssetYogi 5 лет назад
Its a really bad score.
@junaidmansuri91
@junaidmansuri91 5 лет назад
Good because its fresh
@musukhanarzary1056
@musukhanarzary1056 5 лет назад
Sir ji my cibil score is not showing in website ... So im paying my emi without fail every month so why its showing only zero
@rajendramishra6579
@rajendramishra6579 4 года назад
Abhi kya show kr rha
@SOULPU
@SOULPU 6 лет назад
Sir Indiabull app se Lone lena sahi hai kya
@pranalshewale7639
@pranalshewale7639 4 года назад
Sir Maine Bajaj loan pe ek mobile liya thaa mere 5 emi regular paid he or sath main home credit ke 3 emi BT abhi tk Mera cibil create nahi huva...or kitna time lagega
@worldrock5141
@worldrock5141 6 лет назад
thank you sir for explain cibil score.
@AssetYogi
@AssetYogi 6 лет назад
Welcome 😊
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