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Secured Loans vs Unsecured Loans - Explained in Hindi 

Asset Yogi
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What are secured loans and unsecured loans? Which one should you choose in what situation? Explained in hindi. Sign-up to our new app for discounts and early access: ✔ assetyogi.com/...
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Examples of secured loans are home loan, loan against property, gold loan, car loan, bike loan etc. which are also called as Mortgage Loan or Collateral Loans.
Examples of unsecured loans are personal loan, education loan or student loans, credit card debt, bank overdraft etc. which are also called as no collateral loans.
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सिक्योर्ड लोन्स और अनसिक्योर्ड लोन्स क्या होते हैं? किस स्थिति में आपको कौन-सा लोन चुनना चाहिए? होम लोन, लोन अगेंस्ट प्रॉपर्टी, गोल्ड लोन, कार लोन, बाइक लोन आदि सभी सिक्योर्ड लोन के उदहारण हैं। पर्सनल लोन, एजुकेशन लोन या स्टूडेंट लोन, क्रेडिट कार्ड डेब्ट, बैंक ओवरड्राफ्ट आदि अनसिक्योर्ड लोन के उदाहरण हैं।
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In this video, we have explained:
What is secured loan and unsecured loan?
What is the difference between secured loan and unsecured loan?
Which loans falls under secured loans?
Which loans falls under unsecured loans?
What are different types of secured loans and types of unsecured loans?
Why interest rates are higher in unsecured loan compared to secured loan?
In which situation should you opt for secured loan and In which situation should you opt for unsecured loan?
What are the pros and cons of unsecured loan?
What are the pros and cons of secured loan?
सिक्योर्ड लोन और अनसिक्योर्ड लोन क्या होता है?
सिक्योर्ड लोन और अनसिक्योर्ड लोन के बीच अंतर क्या है?
कौन-सा ऋण सिक्योर्ड लोन के अंतर्गत आता है?
कौन-सा ऋण अनसिक्योर्ड लोन के अंतर्गत आता है?
सिक्योर्ड लोन और अनसिक्योर्ड लोन के कुछ उदाहरण क्या हैं?
सिक्योर्ड लोन की तुलना में अनसिक्योर्ड लोन में ब्याज दरें अधिक क्यों हैं?
किस स्थिति में आपको सिक्योर्ड लोन चुनना चाहिए और किस स्थिति में आपको अनसिक्योर्ड लोन?
अनसिक्योर्ड लोन में क्या खूबी और कमी होती हैं?
सिक्योर्ड लोन में क्या खूबी और कमी होती हैं?
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Hope you liked this video in Hindi on “Secured Loans vs Unsecured Loans”.

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28 авг 2024

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Комментарии : 276   
@AssetYogi
@AssetYogi 11 месяцев назад
Sign-up to our new app for discounts and early access: ✔ assetyogi.com/sign-up/
@saiyedimran5390
@saiyedimran5390 4 года назад
Mukul - Your teaching skills, method of conveying, real time examples, topics to be covered etc are so concise, systematic and commendable. Have seen very such rare trainers in my career online. Thank you very much. you deserve much for than just a million.
@AssetYogi
@AssetYogi 4 года назад
Thanks Saiyed :)
@kuldeeepjonwal3137
@kuldeeepjonwal3137 Год назад
Thanku so much sir itni ache se samjhane ke liye and especially hindi me smjhane ke vrna sbhi jgh English english hi he thanku so much esi hi ek vedio "Difference between NBFC and bank" pr hi bnao and agr bnai hui he to please link share kr do
@sawanmahara930
@sawanmahara930 Год назад
Very informative video👍️thank you sir🙏🙏
@AssetYogi
@AssetYogi Год назад
So nice of you
@archindatar8625
@archindatar8625 6 лет назад
Good video with a beautiful explanation Thank you very much Asset Yogi
@AssetYogi
@AssetYogi 6 лет назад
Thanks Archin.
@sushmamitra4566
@sushmamitra4566 3 года назад
Y9ooo
@keyurthakkar1143
@keyurthakkar1143 8 месяцев назад
Thanks, Now my doubts cleared after watching your video 😊
@rmnthbhagat
@rmnthbhagat 4 года назад
Thnk you sir. you are my "Top Rated" finance video dictionary.
@AssetYogi
@AssetYogi 4 года назад
I hope this will be helpful Bhagat :)
@advharish129
@advharish129 4 года назад
Sir aapki har videos best Hoti he.thankyou so much sir.it is very very helpful 😊😊😎
@AssetYogi
@AssetYogi 4 года назад
Thanks for appreciation Harish :)
@meenakshiyadav7848
@meenakshiyadav7848 4 года назад
Thank you sir for valuable knowledge
@AssetYogi
@AssetYogi 4 года назад
Keep learning Meenakshi :)
@abdulsamadmemon8867
@abdulsamadmemon8867 2 года назад
Outstanding lecture
@AssetYogi
@AssetYogi 2 года назад
Keep supporting
@laldevkurtadi6214
@laldevkurtadi6214 3 года назад
Thank you sir your video is also incredible
@AssetYogi
@AssetYogi 3 года назад
Most welcome
@rps7564
@rps7564 5 лет назад
Sir your explanation is very impressive. Please make more videos. Thank you
@AssetYogi
@AssetYogi 5 лет назад
Sure! thank you for appreciation 😊
@576poojakumari7
@576poojakumari7 2 года назад
Amazing sir ♥️
@AssetYogi
@AssetYogi 2 года назад
Thanks a lot 😊
@coolravichauhan
@coolravichauhan 3 года назад
U r awesome, always. Love u. Hats off
@AssetYogi
@AssetYogi 3 года назад
Keep learning :)
@yashgala5741
@yashgala5741 6 лет назад
Thank you sir Nice explanation of Secured loans and unsecured loans plz provide more video series
@AssetYogi
@AssetYogi 6 лет назад
Sure!
@mr.touseef9391
@mr.touseef9391 2 года назад
Very nice lectures
@AssetYogi
@AssetYogi 2 года назад
Thank you Touseef.
@aartimaurya8530
@aartimaurya8530 3 года назад
Thank you sir 🤗
@AssetYogi
@AssetYogi 3 года назад
Most welcome
@seetamandal1474
@seetamandal1474 3 года назад
Thank you so much of u sir
@AssetYogi
@AssetYogi 3 года назад
Most welcome
@parashudg
@parashudg 2 года назад
Wonderful teaching sir
@AssetYogi
@AssetYogi 2 года назад
Keep watching
@mehakjain7661
@mehakjain7661 3 года назад
Very helpful video sir....!!
@AssetYogi
@AssetYogi 3 года назад
Keep watching
@ankitam2025
@ankitam2025 5 лет назад
Sir can u explain what financials ratio or calculations are used while giving secured loans?
@manishkumarvaidh200
@manishkumarvaidh200 3 года назад
A lot of thanks for gain my assets segment loan
@sanyasworld1694
@sanyasworld1694 4 года назад
Thanks a million Sir
@AssetYogi
@AssetYogi 4 года назад
Hope it's helpful Paramjeet 😊
@sanyasworld1694
@sanyasworld1694 4 года назад
@@AssetYogi 🤗🤗🤩🤩
@kdclassicalworld2328
@kdclassicalworld2328 3 года назад
Sir ji loan company wale ko cheq diya hai maine to kya wo secure loan hai ya unsecure loan plz help me
@priyaranjanmajhi5549
@priyaranjanmajhi5549 Год назад
Ver nice sir your video
@AssetYogi
@AssetYogi Год назад
Thanks and welcome
@archana320
@archana320 3 года назад
Amazing explanation
@AssetYogi
@AssetYogi 3 года назад
Glad you liked it
@neeteshsuryavanshi8262
@neeteshsuryavanshi8262 3 года назад
Nice information sirjii
@AssetYogi
@AssetYogi 3 года назад
Thanks 😊
@sudhanshusekharbehera1770
@sudhanshusekharbehera1770 5 лет назад
Best financial video we improv that think I satified
@user-mz1qp3ye2v
@user-mz1qp3ye2v 2 месяца назад
Sir saving acount parsonal loan vs salry acount parsonal loan different video pls
@vipindhingra8562
@vipindhingra8562 4 года назад
Dear Sir, Please make a detailed video on MOA and AOA. Thanku
@nitintapre3306
@nitintapre3306 5 лет назад
Sir brilliant video, tell me about unscured loan documents,
@AssetYogi
@AssetYogi 5 лет назад
Thank you for appreciation and for unsecured loan documents such as KYC, latest 3 months Bank Statement, salary slips for last 3 months and for self-employed the bank statement required is of last 6 months and income proof (audited financials for the last two years) is also required along with proof of continuity of business.
@nitintapre3306
@nitintapre3306 5 лет назад
Sir I need information about unscured business loan documents
@shashanksahu3273
@shashanksahu3273 3 года назад
@@xyzsilent8971 bhai presan na ho
@rohitakabari7190
@rohitakabari7190 4 года назад
Jordar mukul bhai Aava video banav ta rahejo
@mk-cz7qm
@mk-cz7qm 4 года назад
Great video sir
@AssetYogi
@AssetYogi 4 года назад
Thanks Mahesh :)
@sandeepnaagar6925
@sandeepnaagar6925 6 лет назад
Highly informative
@AssetYogi
@AssetYogi 6 лет назад
Thanks Sandeep!
@17alihassan29
@17alihassan29 2 года назад
Thank you 😊
@AssetYogi
@AssetYogi 2 года назад
You're welcome 😊
@Trendingembroidery8429
@Trendingembroidery8429 6 лет назад
Thank u sir
@VikasKumar-xf3dd
@VikasKumar-xf3dd Год назад
1:48 mint. Secured loan mein agar loan ka default hota hai to bank "apke" asset ko bechkar Apne loan ki recovery karta hai pr sir. Bank humare assets kyu bechega
@Mithun99Samanta
@Mithun99Samanta 9 месяцев назад
Thanks for you sar.I am very happy
@prashantlele3763
@prashantlele3763 6 лет назад
Kindly make video on NPA, how and when account becomes NPA, what is the liability of borrower on account becoming NPA, what is the role of financial institutions on account becomes NPA and other points related to NPA
@AssetYogi
@AssetYogi 6 лет назад
I have already made a video on NPA (Non-Performing Assets), you can watch it here: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-xaD4fJo6xGE.html
@entertainmentwithsharmagir3671
Thank you sir amazing ❤️
@balwantsinghputte5087
@balwantsinghputte5087 5 лет назад
सर यदि कोई व्यक्ति लोन नहीं चुकाया 3 महीने से तो उसके गारंटी लिए व्यक्ति पर क्या कार्यवाही होती है
@pavanmakne5333
@pavanmakne5333 3 года назад
Thank you sir
@AssetYogi
@AssetYogi 3 года назад
Welcome
@mukeshkumartripathy6701
@mukeshkumartripathy6701 6 лет назад
Sir agar koi unsecured loan liya h aur usse pay nahi karta h to Kya ho sakta h like home credit .
@keshavgehlot4358
@keshavgehlot4358 4 года назад
Sir what is monthly auto insurance payment pls make a video ☺
@DKeshavgehlot
@DKeshavgehlot 3 года назад
Bhai account se automatically paise debit ho jaae gaa 🤣
@richaaggarwal766
@richaaggarwal766 3 месяца назад
Is there any huge difference between secured unsecured loans and secured unsecured advances..?
@lachhmansingh129
@lachhmansingh129 6 лет назад
Sir ji agar verificaitan sahi na ho to loin mil sakta hai
@mehakagrawal5041
@mehakagrawal5041 4 года назад
Sir aap please composition levy par video banaiy
@mehakagrawal5041
@mehakagrawal5041 4 года назад
Sir please urgent hai exams aari ha
@darmasrat8330
@darmasrat8330 5 лет назад
Make more videos on banking
@sayantasaha2172
@sayantasaha2172 Год назад
Love you 😇
@altofat
@altofat 5 лет назад
Kya Unsecured loan ki recovery ke liye bank wale chakkar lgate hai ghar ke?
@dhami2121
@dhami2121 2 года назад
Thanku sir
@DLSPLANGAMING
@DLSPLANGAMING Год назад
Nice sir
@AssetYogi
@AssetYogi Год назад
Thanks
@problog8055
@problog8055 4 года назад
Loan against land property me kya kya paper work hoga details di jiye sir
@chetanpeshin7772
@chetanpeshin7772 4 года назад
Thank you so much sir u r aswn communication skills 💕💕💕
@AssetYogi
@AssetYogi 4 года назад
Thanks for appreciation
@nileshpatel2690
@nileshpatel2690 5 лет назад
Nice video Thanks
@sakshisinghal6259
@sakshisinghal6259 6 лет назад
Make a video on Credit Score or CIBIL Score
@AssetYogi
@AssetYogi 6 лет назад
Yes. Will do it soon.
@harshdahiya6183
@harshdahiya6183 5 лет назад
Investment pr video bnao ek
@sagarkaushik8623
@sagarkaushik8623 10 месяцев назад
Thax sar ji
@DKeshavgehlot
@DKeshavgehlot 4 года назад
Sir secured and unsecured loan long term borrowing hai kya?
@chintanmistry1215
@chintanmistry1215 5 лет назад
Best video
@tilakchandrakar5974
@tilakchandrakar5974 5 лет назад
Sir kcc loan default me kya hota h
@vishnukant1647
@vishnukant1647 6 лет назад
Loan settlement la process kyaa h
@mohammedmuzammil4659
@mohammedmuzammil4659 3 года назад
Thanks
@prashantgaware7363
@prashantgaware7363 5 лет назад
Sir maine business ke liye parsnal aur business लोन liya tha unsecured par mai business mai loss aa chuka hu aur defolt ho chuka hu aur court case hone vala hai to ab kya karu plz help sir
@chhotelal9804
@chhotelal9804 5 лет назад
Bhai asp la number do
@symotivation853
@symotivation853 2 года назад
Thanx sir
@AssetYogi
@AssetYogi 2 года назад
Most welcome
@rituyadav8578
@rituyadav8578 4 года назад
Sir secured loans k bhi types hote h kaafi, aap vo bhi samjha dijiye please
@shifachauhan0810
@shifachauhan0810 4 года назад
In secured loan can i take help from my sister if i keep her house as an asset
@mukeshkumartripathy6701
@mukeshkumartripathy6701 6 лет назад
Unscure loan me Kya Kya hota h if not pay
@ishwarbhardwaj98
@ishwarbhardwaj98 5 лет назад
Sir invertory ke uper ek video banao
@AssetYogi
@AssetYogi 5 лет назад
Topic noted.
@govindmeena7866
@govindmeena7866 6 лет назад
Thanks Sir Kitne amount tk personal loan le chahiye Need hone pr i mean 4-5 lack ki need ho to Plz rply me
@AssetYogi
@AssetYogi 6 лет назад
Koi limit nahin hai govind. Lekin Personal loan last option hona chahiye. Agar apke paas option hai to home loan, top up loan, loan against property, loan against FD pehle try karein.
@pushpalatachinchole7329
@pushpalatachinchole7329 6 лет назад
Sir ispe CMA inter k level ka ek practical sum explain kijiye
@samhudson955
@samhudson955 6 лет назад
Sir I m unable to pay my personal loan EMI to my bank . I have no source to pay them back . Out of 10lac ,I paid them 3 lac , total outstanding is 7 lacs , the only thing I have is gold which has a worth of 2.80 lac , but bank is not willing to settle on that amount .I missed my 2nd gearing as well as did not receive any notice . Spoke to lawyer SD will inform any the 2nd date , pls suggest what should I do . I am in great mess .
@shaikimtiyaz5868
@shaikimtiyaz5868 5 лет назад
bhai same probelm advice do na
@sonugujrati6987
@sonugujrati6987 5 лет назад
@@samhudson955 kuchh nahi hota hai dero mat
@sonugujrati6987
@sonugujrati6987 5 лет назад
Unsucure loan hai bhar nahi Pa raha hu to kya hoga please bataye business loan hai wo v bank ne approve kar online diya hai no paper work no coastal
@deshivlogs-qi2cc
@deshivlogs-qi2cc 4 года назад
Sir agr m kabhi nhi bharu to payment to. Kya hoga
@nawajuddin6539
@nawajuddin6539 4 года назад
Good
@AmitKumar-bk7vx
@AmitKumar-bk7vx 5 лет назад
Best video sir,,
@parthpatel3427
@parthpatel3427 6 лет назад
Nice👌🏻
@AssetYogi
@AssetYogi 6 лет назад
Thanks Parth
@anamft4110
@anamft4110 4 года назад
Sir what are primary securities and collateral yh bata dyn
@patelpratik6126
@patelpratik6126 5 лет назад
good video.. sir
@astarpawara6399
@astarpawara6399 3 года назад
Sbi top up loan 10लाख लेना है,सर security के लिये कोनसी policy लेनी चाहिए
@sahidali5007
@sahidali5007 4 года назад
Undecure loan bank ka debt h kya sir
@vaibhavchaudhari7884
@vaibhavchaudhari7884 4 года назад
Is it mandatory for bank to obtain guarantors
@MsNitinbansal
@MsNitinbansal 5 лет назад
Sir FOIR per bhi video bana do plzzz
@nomadicshruti4761
@nomadicshruti4761 3 года назад
Thanks ❤️
@AssetYogi
@AssetYogi 3 года назад
Keep learning 😊
@kishankumar-kh4fu
@kishankumar-kh4fu 5 лет назад
Sir kya Bank se personal loan Lekar post office me Deposits karna Chahiye
@rajkoushal3111
@rajkoushal3111 2 года назад
Nice👍
@AssetYogi
@AssetYogi 2 года назад
Thanks :)
@vikasbari9168
@vikasbari9168 4 года назад
thanks sir
@AssetYogi
@AssetYogi 4 года назад
I hope this will be useful Vikas :)
@vishal65111
@vishal65111 Год назад
Sir hum parsnol loun liy hai lekin ghr me bahut bada problem hone ka wajha se bhar nhi paa rahe h sirf 40,000 hi liy h or mujhe bahut pareshan kar rahe h to sir mujhe kiya karna chahiye
@subreenaraheem-lo1iu
@subreenaraheem-lo1iu 6 месяцев назад
Nice
@lalitvlog4266
@lalitvlog4266 4 года назад
Sir,Education k liye unsecured loan le skte h
@thebeast063
@thebeast063 4 года назад
Unsecured loan me kya action hoga agr na pay kiye to
@amarpaul1421
@amarpaul1421 5 лет назад
Dear Sir, Please educate us how to increase credit/cibil score if it is low like 726. Looking for your advice. Regards,
@indiangamer8786
@indiangamer8786 2 года назад
Sir aapka itna cibil score h tb bhi aapko flexi hybrid limit financial backup mil jayega agar aap intrested ho to contact me
@sameeratappo
@sameeratappo 2 года назад
sir ek doubt he mene SBI se personal loan liyaa he EMI toh har mahine account se deduct hotaa he par extraa kuch interest v deduct hotaa he wo kyoun ??
@ragin354465
@ragin354465 6 лет назад
Good video
@lilmunchkin286
@lilmunchkin286 4 года назад
sarfaesi act ki video ??
@hsn5553
@hsn5553 Год назад
सर कृपया करके इसका उत्तर दीजिए दो अलग अलग रजिस्ट्री है आजु बाजू में चिटककर दोनों पर लोन करना है दोनों पर इक लोन होगा या अलग अलग क्या करना पड़ेगा बताइए सर
@harshchogale3063
@harshchogale3063 6 лет назад
Jila parishad flats approved and mahanagar palika approved flats different between two Property make video on this
@sureshdeshmukh706
@sureshdeshmukh706 4 года назад
Sir cd loan consumer durable loan kisme ata hai. Secured ya unsecurd ?
@suraj3584
@suraj3584 Год назад
Sir maine mere friend ko mere .naam pe 🏍️🏍️ lekar dee usko thoda problem huu tha to maine uski 2 EMI bhari mere jeb se aur abhi continue 4 EMI nai. Bhari aur Feb month ki pending hai total 5 Emi pending hai TO NPA me chal gaya kyar sirji case
@sandeepsrivastava9903
@sandeepsrivastava9903 5 лет назад
Sir secured loans aur unsecured loans KO balance sheet me kaha show hoga?
@whoopsfun9917
@whoopsfun9917 5 лет назад
Bhai labilities mai show hoga .
@bmcfsu_
@bmcfsu_ 4 года назад
Kya unsecured loan (mPokket) repay nhi kiya toh jail jana padega?
@RaHuL-ij5fd
@RaHuL-ij5fd 4 года назад
No
@Tattooschoolindia
@Tattooschoolindia 4 года назад
Yaar mera unscured loan 5 lakh ab corona se me bussiness down hogyaa h m emi nhi de paa rhaa but vo 27000 par 24000 interest laggaa rhe h ab sochta hun chukaunga hi nhi jail to nhi hogi naa???
@bmcfsu_
@bmcfsu_ 4 года назад
@@Tattooschoolindia jail nhi hogi. But aapko vo bohot call/ message krke pareshan krenge.
@Tattooschoolindia
@Tattooschoolindia 4 года назад
@@bmcfsu_ lakin sir unke mere paas check h vo case karenge to kyaa hoga sir kyaa us condition me jail hogi ?sir lockdown se mera business bilkul down hogya
@krishnamurariprasad8165
@krishnamurariprasad8165 Год назад
What if Unsecured loan borrower is dead for some reason? Will their relatives have to pay his debt if it was a unsecured loan?
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