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Cleaning Business Insurance & Bonding… MUST KNOWS 🧼 💸 

The Professional Cleaner
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25 окт 2024

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Комментарии : 42   
@TheProfessionalCleaner
@TheProfessionalCleaner Год назад
ACCELERATE YOUR CLEANING BIZ HERE! 🚀 www.theprofessionalcleaner.net/coaching
@FrankWaltersLovestoteach
@FrankWaltersLovestoteach Год назад
Excellent. Have been looking for a Property Manager job for last two months without success. After one interview i went to the next Apt complex and asked if they needed a cleaning company…INSTANT success!! So, I guess I’m starting a cleaning company. Not too mad about not getting a PM job bc that job requires nights, weekends, and 24/7/365 on-call
@TheProfessionalCleaner
@TheProfessionalCleaner Год назад
Excellent! Just getting out there and offering services is the FASTEST path to making money in this biz! Proud of you!
@wwjd8172
@wwjd8172 Год назад
Starting a cleaning business in Montana, we’ve learned so much from you already! Thank you for the relevant content!
@TheProfessionalCleaner
@TheProfessionalCleaner Год назад
Thanks Michael! Keep chasing those dreams! Happy to help! 😀
@nicholemitchell8175
@nicholemitchell8175 Год назад
In BC, with ICBC Insurance, we have to have business insurance on our vehicles to use them for work when you are going from job to job. Very important to check with your own provider. If you don't have it and you get in an accident, you won't be covered. Just an FYI for all BC cleaners out there that don't know.
@TheProfessionalCleaner
@TheProfessionalCleaner Год назад
Thanks so much Nichole! Very valuable info! 🙂
@epvideosdiecastracing
@epvideosdiecastracing Год назад
Well I guess it’s finally time to pull the trigger on some good insurance! Thanks for the tips!
@TheProfessionalCleaner
@TheProfessionalCleaner Год назад
You bet!
@EashaMorrison
@EashaMorrison 7 месяцев назад
The video was very professional and helpful. I will follow up with your various videos in the cleaning industry. Thank you so much.
@TheProfessionalCleaner
@TheProfessionalCleaner 7 месяцев назад
You are so welcome!
@claudiasanmartin961
@claudiasanmartin961 9 месяцев назад
Thank you for sharing your experience and knowledge, I’m learning from it. Question who would you recommend to use to conduct background checks? 6:26
@TheProfessionalCleaner
@TheProfessionalCleaner 9 месяцев назад
I am currently using www.clearchecks.com but I am not affiliated with them. :-)
@oliviabarber3162
@oliviabarber3162 4 месяца назад
Since most insurances don't cover subs, what insurance would you get if you only hire sub contractors?
@TheProfessionalCleaner
@TheProfessionalCleaner 4 месяца назад
Subs are their own biz owners, so they'd need their own insurance. :-)
@maryberry8331
@maryberry8331 Год назад
Great info, ty!
@TheProfessionalCleaner
@TheProfessionalCleaner Год назад
Glad it was helpful! 💕
@JuanCordero-c1d
@JuanCordero-c1d Год назад
do you have any videos on pricing commercial contracts?
@TheProfessionalCleaner
@TheProfessionalCleaner Год назад
Not yet but it's on the list! It really comes down to what each client is requesting, since task lists can vary so much. But a 'rough' guide is around $2 a square foot annually for general janitorial. But a better method is just multiply the time by your hourly rate, since the number of bathrooms can skew that number so much. I never tell commercial clients my hourly, but its what I base my bids on. So if a building is 1.5 hours of labor x my hourly (right now $75 an hour). Thats $112.50 a cleaning, but I would round up to $115. Then just invoice the actualy number of cleanings each month, since that often varies based on the number of working days. :-)
@Mother47
@Mother47 7 месяцев назад
Encouraging as I try cleaning - AGAIN.
@TheProfessionalCleaner
@TheProfessionalCleaner 7 месяцев назад
You can do it! 💕
@PeterCianci
@PeterCianci Год назад
Well done! This is the exact information I was looking for! New subscriber!
@TheProfessionalCleaner
@TheProfessionalCleaner Год назад
Awesome, thank you SOOOO much for the comment! 😀
@ShadraqsVids16
@ShadraqsVids16 9 месяцев назад
But what if everyone hired is self employed? Every insurance company I talked to told me they won't provide coverage for 1099 employees and that they need their own insurance. If that is the case then how can I cover my own business?
@TheProfessionalCleaner
@TheProfessionalCleaner 9 месяцев назад
That's correct! If hiring subs, they should have their own policy. If hiring W2 employees, then they would be under yours. :-)
@shawnchen8271
@shawnchen8271 11 месяцев назад
Is bond a type of insurance? How dose a bond work?
@TheProfessionalCleaner
@TheProfessionalCleaner 11 месяцев назад
Yes it's a form of insurance... and they are designed to protect your customers from things like theft... but as I explain in the video if you hire good people this shouldn't be an issue. :-)
@cassandrawright5202
@cassandrawright5202 10 месяцев назад
@@TheProfessionalCleanerwhat’s a good company to get a bond from ? I didn’t see it on Next
@TheProfessionalCleaner
@TheProfessionalCleaner 10 месяцев назад
Yeah I don't think Next does tho. Usually you'd need a local agent... like try your local State Farm agent. :-) @@cassandrawright5202
@Nanileaf
@Nanileaf 9 месяцев назад
Thank you so much for these tips!! Just one question… You said in another video that you like to hire subs and not employees. But my insurance doesn’t cover them. So I have to make sure that every single person I hire has their own insurance? Is that possible?
@TheProfessionalCleaner
@TheProfessionalCleaner 9 месяцев назад
Correct! Subs, if you can use them and be compliant, would be required to have their own insurance since they are also business owners. But compliance is key. So do your research for your country/state etc on 'subs vs employees' and make sure you can use them legally. If not, no big deal, then go the employee route! :-)
@nakinipeace
@nakinipeace 7 месяцев назад
Hi! Can you please say more about HOW to go the employee route? What things need to be in place to make them an employee versus an independent contractor? Thanks! I’ve owned a cleaning business for 14 years (it’s small but good) (btw I don’t have a website either!) and I’ve hired subcontractors at two different times in my life. Mostly it’s been me solo cleaning. Currently I’m recovering from an injury and so this may be more of a permanent thing… Not sure at almost 52 if my body will heal to do all the physical work required. I’ve been so agile and strong. Yikes! And what are the pros and cons of employee versus subcontractors? Thank you kindly! 🏡🌺
@TheProfessionalCleaner
@TheProfessionalCleaner 7 месяцев назад
@@nakinipeace This is tricky to answer over a comment, but ultimately you must ensure compliance. So if you can use subs and be legal/complaint, then go go for it. There are many benefits to using subs. That said, there is nothing wrong with using employees. It is just more expensive. At the end of the day both options allow you to scale your business, bc you are not just trading your time for money anymore. And sorry about the injury! I've been there. Was in an accident in my 30s and it def slowed me down for a bit. Here is a helpful article that talks more about compliance... :-) www.swlaw.com/publications/legal-alerts/us-department-of-labor-issues-new-final-rule-for-classifying-independent-contractors-effective-march-11-2024?fbclid=IwAR2MUmqOT1AJ9EG3bQMqRDpMCE1kR_SLgsENK7aPpmq6kxGqvg40K4_-7Hk
@marka.arcenas9507
@marka.arcenas9507 5 месяцев назад
How do i calculate and do the weekly or bi weekly pay the tax season every year to my employees. How do i calculate that do i hire an accountant like you advise or will project 2 payment app services take care of the wages for my employees
@TheProfessionalCleaner
@TheProfessionalCleaner 5 месяцев назад
Those are questions for your accountant :-) And no, P2P is for client management. But QuickBooks has features to help you with that. ;-)
@marka.arcenas9507
@marka.arcenas9507 5 месяцев назад
@@TheProfessionalCleaner thanks you
@hustlersunited697
@hustlersunited697 Год назад
how do I know how much to charge commercial building?
@TheProfessionalCleaner
@TheProfessionalCleaner Год назад
All cleaning bidding basically comes down to hourly rate x how long the job will take. That doesnt always mean telling your client your hourly rate, and I never do in commercial. But your hourly rate is the basis for your bid. This is covered in depth inside my online course. :-)
@beantehollie5335
@beantehollie5335 Год назад
It's so many people don't have insurance
@TheProfessionalCleaner
@TheProfessionalCleaner Год назад
I know scary! 😬
@ThePeterDislikeShow
@ThePeterDislikeShow 2 месяца назад
What kind of cleaning accident would cause $1 million in damages? You must live in a rich part of the country.
@TheProfessionalCleaner
@TheProfessionalCleaner 2 месяца назад
Just bc you have a 1M policy, doesn't mean every incident would come even close to that. But it's the world we live in that for a catastrophic event you'd need lots of coverage. I've never needed to use my policies, but they are there just in case. And in minor incidents, like a cleaner breaking something in a clients home, you wouldn't use your policy anyways bc of the deductible. For small stuff you'd just pay out of pocket.
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