🧑🎓Click The Link Below For The ULTIMATE Commercial Banking Interview Prep Guide With Credit Case Studies 👩🎓
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How do you prepare for commercial banking interviews and credit tests? What does a commercial banking credit case study look like? In today’s video we will cover four common underwriting skills and techniques that will help you ace your next commercial banking interview and credit test. They are;
1) Calculating the adjusted cash flow (ACF) of a borrower to determine how much they can borrow.
2) Structure the amortization and interest pricing of real estate, cash flow, equipment and working capital loans to help answer credit case studies.
3) Calculate the historical debt service coverage ratio (DSCR) of a borrower
4) Calculate and understand the common balance sheet and liquidity ratios including Working capital, funded debt to EBITDA and tangible net worth to EBITDA.
Credit tests are usually a secondary interview requirement to test a candidates ability to understand basic credit underwriting principals while also testing their knowledge of the commercial banking sector. Whether you are preparing for a relationship manager or credit analyst interview, this video will help you out.
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Roblee Capital is a Toronto-based M&A Investment Bank focused on serving companies with revenues between $1MM to $100MM primarily offering sell and buy-side M&A services. We work with Canadian-based business owners looking to sell their lower mid-market business. Check out our website at;
www.robleecapital.ca
25 авг 2024