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CONDO BUYING EXPERIENCE: Step-by-Step | REAL ESTATE 101 PHILIPPINES | What you need to know 

Charm de Leon
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How do you buy a pasalo condo property? We got a for assume condo and this was our experience.
Dealing with personal finances, especially since it’s not taught in school can be quite hard and confusing. I hope this video and this channel will help you out in the challenges we are facing right now with personal finance, entrepreneurship and adulting in general.
►Outline :
0:00 - Intro
0:14 - Start of Video
1:41 - Step 1: Research
5:05 - Step 2: Find an Agent
6:09 - Our Buying Process
11:49 - Step 3: Comply the Requirements
13:08 - Step 4: Turnover Process
15:32 - Property Examples
22:08 - Final thoughts
►Sources/Links
► UBP CREDIT CARD APPLICATION ► bit.ly/UBPRewards
► Agent/Brokers:
► Carla Camposano (Avida/Ayala)
09774709345 (Globe)
09610957854 (Smart)
► May Leuterio (Cebu Landmasters)
09178886298
leuteriomay@gmail.com
► Previous Videos :
CONDO VS HOUSE & LOT ► • CONDO vs HOUSE & LOT P...
GROW YOUR MONEY : Basics of Investing ► • GROW YOUR MONEY in 202...
CREDIT CARD 101 : What you need to know ► • CREDIT CARD FOR BEGINN...
MONEY GOALS TO HIT IN YOUR 20s ► • MONEY GOALS TO HIT IN ...
►Download these apps (Referral Links)
► ShopBack - Get P100!: app.shopback.com/phl?raf=pkpsnX
► MAYA - Get p50: p85qk.app.goo.gl/4M9Y // code : 42625QML56P0
► GCASH - Get p70 worth: gcsh.app/r/oNETIx5
► UBP CREDIT CARD APPLICATION ► bit.ly/UBPRewards
►SOCIALS
Instagram: / deleoncharmaine
TikTok: / deleoncharm
Facebook Page: / charmdeleon
Facebook Group: / ready2adultph
Email: hello@ready2adultph.com
ru-vid.com?s...
► Music Credit: DJ Quads
Track Name: “IT’S NEAR”
Music by: Dj Quads @ / aka-dj-quads
Official RU-vid Channel HERE: / channel
Disclaimer:
This video and description contains affiliate links where I may or may not receive a commission. This helps support the channel and allows me to continue to make videos such as this. I am not a financial advisor. Always do your due diligence.
KEYWORDS:
Real estate investing ph, buying a condo, buying a condo in the philippines, pasalo property, pasalo condo, for assume condo, house or condo, house vs condo philippines, House or condo for investment, condominium ph, house and lot, should i buy a house or a condo, buying a house or a condo,buy a house or condo, buying a house or condo, how to buy a condo, should i buy a condo, condo buying tips, condo or house and lot, condo or house first time buyer, Adulting 101, How to Adult, ready2adult ph, Charm de Leon

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30 июл 2024

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Комментарии : 213   
@CharmdeLeon
@CharmdeLeon 3 года назад
Shoutout to my agents/brokers for helping me with the research: ✨Carla Camposano- Avida Properties 09774709345 (Globe) 09610957854 (Smart) ✨May Leuterio (Cebu Landmasters: Vis-Min) 09178886298 leuteriomay@gmail.com
@carlagracecamposano172
@carlagracecamposano172 3 года назад
Thank you Ms.Charm! God bless you. 😊
@pinunotv6002
@pinunotv6002 3 года назад
@@carlagracecamposano172 meron pang available?
@thinkfoxy9595
@thinkfoxy9595 Год назад
How do you weed out the scams? Because I know some people will say there selling a property but it’s not even there property to sell.
@josephgoddy3051
@josephgoddy3051 Год назад
Whats➪App
@josephgoddy3051
@josephgoddy3051 Год назад
+1 (419)
@NicoleAlbaYT
@NicoleAlbaYT 3 года назад
If this video was a sandwich, I'd be super busog kasi super siksik with so much valuable info! Loved this video Charm sobrang dami kong natutunan 😲🌟🥪
@CharmdeLeon
@CharmdeLeon 3 года назад
Thanks, Nic! Excited for you to dabble into real estate narin!
@olivafortich6430
@olivafortich6430 3 года назад
I am a subscriber both you charm and Nicole. All your videos are so useful and informative.. Maraming natutunan sa mga videos nyo.
@briyup2352
@briyup2352 3 года назад
Not easy to learn real estates if you are a beginner.
@IALWorld
@IALWorld 2 года назад
Hope you'll do a collab in the future...along with Ms. Thea Sy Bautista. ❤️
@marizmakinano2666
@marizmakinano2666 3 года назад
Hello Charm, this is what I am looking for, thanks a lot. i'm now watching some of your videos to learn more about in finances.
@dwighthoward54321
@dwighthoward54321 3 года назад
Thanks, Charm. Hope you keep on uploading good content. You deserve 1M subs.
@ichewwie
@ichewwie 3 года назад
OH YES.. then please make a follow up video on how you manage your rental properties
@danielnetz7539
@danielnetz7539 Год назад
Congratulations, you've successfully talked me out of purchasing a condo in the Philippines!!!
@janekristinebautista4606
@janekristinebautista4606 2 года назад
Grabe ate charm. Super blessed to have a generous vlogger like you. Super generous sa information. 💕🥰
@CharmdeLeon
@CharmdeLeon 2 года назад
My pleasure 😊
@iamrubyrose
@iamrubyrose 3 года назад
This is so informative. Thanks for sharing!! 💕
@sebastianluca3907
@sebastianluca3907 3 года назад
Love the setup!🤍
@marvinjosephagor9493
@marvinjosephagor9493 3 года назад
Very insightful and very helpful! Thank you!
@johnpaulpasco2508
@johnpaulpasco2508 Год назад
glad i found your channel. It’s really informative. Thank you so muchhh!!
@johnpaulmaraya6756
@johnpaulmaraya6756 Год назад
As a real estate student this is helpful for me. im actually making a script for how to buy a condo unit.
@GhostedStories
@GhostedStories 3 года назад
Awesome picks, Charm!
@rocreyes
@rocreyes 2 года назад
Hi Charm - thank you for the informative video. Do you have information on condo fees, hidden costs, and long term expenses associated with owning condos in the Philippines?
@Daniel-hs5eo
@Daniel-hs5eo 3 года назад
Can't wait for the #RealEstate101
@junverloubagahansol9838
@junverloubagahansol9838 3 года назад
This channel is good for adulting
@tralalalal2801
@tralalalal2801 3 года назад
Nagkanindot lagi imo camera charm!
@LarryfromPH
@LarryfromPH 3 года назад
The difficult or challenging part of adulting is how to resolve complicated situations. For your case, have you came up with a possible solution in case one of your partners decided to quit the partnership?
@CharmdeLeon
@CharmdeLeon 3 года назад
We have a corporate exit plan for each partner ☺️
@notale8044
@notale8044 3 года назад
Good question.
@notale8044
@notale8044 3 года назад
@@CharmdeLeon can you make a vlog about it.
@danatancioco2329
@danatancioco2329 3 года назад
@@CharmdeLeon plsss make a video about this 🙏🙏🙏
@sams.4423
@sams.4423 3 года назад
Awesome content! Thanks!
@jinliteratus9371
@jinliteratus9371 3 года назад
Thanks Ms Charm! This is very valuable info..
@johnmitchjayno3937
@johnmitchjayno3937 3 года назад
Hi charm! You mentioned you have real estate with your friends. Can you make details on yhat or a video. Hehe. Thanks
@moderncrusader9904
@moderncrusader9904 3 года назад
I just bought a 300 Square meter lot in the middle of nowhere somewhere in Leyte for 500k pesos i will be turning it into a training area for my growing private security company i think its good investment.
@maricarcristeltravelslife
@maricarcristeltravelslife 3 года назад
Wow. Where in leyte ?
@moderncrusader9904
@moderncrusader9904 3 года назад
Maricar Canoneo Dulag to be exact there are no buildings nor police stations nearby only an army detachment there is also history of NPA operation so its not advisable to be a residential area haha thats why im turning it into my private security company training ground thats why its also cheap
@ticosalazar5545
@ticosalazar5545 2 года назад
Hi Charm! Can you do a video on how to understand sample computations when buying a property? 😅 terms are kinda confusinggggg for a first timer with no background haha
@yuricanale3807
@yuricanale3807 9 месяцев назад
Sobrang salamat sa pag gawa ng videos! 🙏
@krv6692
@krv6692 3 года назад
Condo pasalo means the previous owner should not take profit from the property because they are trying to get out of the liabilities. If mag tatake sila ng profit, hindi na sila nagpapasalo nun, nag nenegosyo na sila.
@jonathansoriano8
@jonathansoriano8 3 года назад
Duon nalang siguro nag compromise si Charm dahil gustong gusto niya yung property with amenities.
@DailyGrind.
@DailyGrind. 3 года назад
They took condo flipping to a new level haha...
@andromedareyes3255
@andromedareyes3255 3 года назад
Trueee!
@ariesloraine
@ariesloraine 3 года назад
Meaning what Charm did wasnt a smart move after all? I actually thought of the same thing. Pasalo sellers are only after getting their money back not make a business out of it?
@propertyprophl
@propertyprophl 3 года назад
That’s flipping Sir, and I think that is ok especially if the total contract price is less than the developer’s price tapos wala ng available units yung project na yun. 😁 Sulit yun if gustong gusto mo yung project location and meron kang lumpsum money for the cash out. Win - win for buyer and seller ☺️
@FrancoGomez-cj2xc
@FrancoGomez-cj2xc Год назад
Hi, I would like to know your thoughts about DMCI condos, are they good for flipping?
@zeska6147
@zeska6147 2 года назад
Hi! Just wondering if you know anything about reso unit? Like the Ice Tower SMDC. Maybe you have any insight. Thanks!
@darylmargaja2212
@darylmargaja2212 2 года назад
Hi new subscriber here. Do you still recommend buying a 6yr old condo from the first owner? we are planning to stay there for 5 years and eventually rent it out. hope to hear some tips. More power!
@pheebsdazon3469
@pheebsdazon3469 3 года назад
Legally speaking, when you say real property, you mean land and immovables. Personal property refers to cars, luxury bags or items, etc.
@kevinone5514
@kevinone5514 Год назад
Basically the best definition I got is to imagine your property and you flip it upside down from the ground up and shake it. Anything the falls out that is personal property and if it stays put it is real property.
@jeninalacson7785
@jeninalacson7785 Год назад
correct. law on property
@Jazzymeme
@Jazzymeme 3 года назад
Thank you for Sharing it
@ShoppingwithRina
@ShoppingwithRina 2 года назад
Wow ur channel is growing so fast
@PJ-lw3zf
@PJ-lw3zf 3 года назад
Hi! I hope you would a townhouse version in provinces, specifically in Pampanga. 😊
@jackthereal21
@jackthereal21 2 года назад
hello can i ask something? what if i bought it in cash, fully paid. what are the requirements needed?
@hempcollectah420
@hempcollectah420 Год назад
Hello, Can I ask if its possible na dayain yung SPA for buying a condo. So i’m living here in the US and I reserved a condo unit sa pinas. They want me to send the SPA form though PH embassy sa Bew York. My plan is to let my cousin print the spa foem in the PH and notarized by an atty there and sign my signature in thr spa form and give it to the office. Bu the way, I don’t have a TIN # in the PH. What is tour thoughts on this?
@siftdeguzman8730
@siftdeguzman8730 3 года назад
Thanks for sharing this vids
@jaogiltendezjimera3704
@jaogiltendezjimera3704 3 года назад
Hi Charm! What’s the basis of the profit amount /top-up amount of the seller? Was it purely based on the current market value (vs. the value ~2years ago) only? Or are there other drivers factored in? Is it only called a “pasalo/assume” if the seller pays/paid directly thru the developer and wanted it to sell BEFORE turnover? Or can we also consider it a pasalo/assume if the seller has been paying thru bank even AFTER turnover? If not, do we have a proper terminology on the latter? Thanks! 😊
@CharmdeLeon
@CharmdeLeon 3 года назад
Pasalo applies to both before and after turnover, there will be more paperwork if it’s after because you’ll have to deal with the bank as well. The basis was just really an agreement between us and the previous seller, you can definitely stand your ground and not pay extra and wait for them to give in but they’ll most probably find another buyer who would pay the extra amount.
@kimberlycaimbre8054
@kimberlycaimbre8054 3 года назад
Thank you for this!
@adrianjacobpontillas8120
@adrianjacobpontillas8120 2 года назад
Hi maam. Im a property consultant as of now maam we are offering a pre selling condominium. Would you like to checkout? Please do email me maam ajpontillas001@gmail.com
@frederickmestio2394
@frederickmestio2394 3 года назад
I ended up recommending it to someone, because most of the content in the video are soooooo VALUABLE! Thank you Miss Charm 💖
@CharmdeLeon
@CharmdeLeon 3 года назад
Thanks, Fred! 🤗💕
@DigenZ243
@DigenZ243 14 часов назад
Hi! I have a question. Where do you find these for assume properties? Thank you!
@gelazsebastian
@gelazsebastian 3 года назад
This is really helpful
@CharmdeLeon
@CharmdeLeon 3 года назад
🤗🤗🤗
@franchetteguerra344
@franchetteguerra344 3 года назад
Finally 💓 ✨been waiting for this vid since the time you only have 40k subs pa lang huhu TYSM godbless miss charm 🙏 will not skips ads 😁
@CharmdeLeon
@CharmdeLeon 3 года назад
🤗💕
@pkkim9384
@pkkim9384 4 месяца назад
Hi thanks for the very informative video !!
@lucyboi3968
@lucyboi3968 3 года назад
Hi, I'd like to ask how bank financing works? From my understanding, it's like loaning from the bank. When will it start? After the 10% 60mos or you can simultaneously start paying for it?
@CharmdeLeon
@CharmdeLeon 3 года назад
During the turn over of unit. After downpayment, So it depends on your developer if after 10% or 20% (which can be spread across months)
@aizzacruz5697
@aizzacruz5697 2 года назад
Hi Charm! New subscriber here!
@tectnique
@tectnique 3 года назад
Hi Charm, may I know if pasalo properties still under a downpayment scheme will be subjected to Capital Gains Tax? I'm planning to take over my friend's condo and he will not receive any profit from it. Thank you
@CharmdeLeon
@CharmdeLeon 3 года назад
Not yet since you’re technically not selling it yet.
@jonathansoriano8
@jonathansoriano8 3 года назад
No CGT Monique as it is only a transfer and unit is still with developer under down-payment period, Withholding Tax may apply esp if contracted already (with CTS), check with developer requirements.
@indidesitourer585
@indidesitourer585 2 года назад
This is the only RU-vidr who explains in English properly.
@ChonaBorja
@ChonaBorja Год назад
Hi Charm! What do you think of Kai Gardens by DMCI? Do you do condo reviews?
@vincentratilla4212
@vincentratilla4212 2 года назад
Very informative! Next video please how to rent or how to rent out condo! :D
@1775SemperFi
@1775SemperFi Год назад
Yes please!!
@jericrequiso8875
@jericrequiso8875 2 года назад
I love watching all your videos ma'am, I'm your new fun. I'm still in the process pa din of learning sa pag invest sa real estate..
@valeriejaneortega9277
@valeriejaneortega9277 2 года назад
have you tried po on buying a property outside your city na? can you share your experience on it as well. pretty please 😊
@thrivewithgj
@thrivewithgj Год назад
Is there any tax to be paid by the lessor if nagpapa rent ng condo unit? Thanks
@sj-up4wo
@sj-up4wo Год назад
Greetings Charm, I`m wondering, how much monthly rent a landlord can expect, out of those tiny 22 sqm condos ? Would it be a fair assumption to think those properties mostly aiming towards AIRBNB /STR`s rather then long-term ?
@CharmdeLeon
@CharmdeLeon Год назад
At this market, a studio can net around 12-18k monthly depending on the area (mostly long term), for short term, you can maybe do 15-25k monthly but not too many people are renting short term and a lot of condos are not allowing this for now.
@sj-up4wo
@sj-up4wo Год назад
@@CharmdeLeon Thanks ... what would you say the demographic ? students ? foreigners ?
@vinrubin6555
@vinrubin6555 3 года назад
Maybe you can help me to sell my condo, 2 units ,17months paid. 5min walk away from Univesity Of Perpetual Help and Pavilion Mall. Expected value when turned over to atleast 4.5M. Current rate of rent is 7-8k per person (up to 10k), each unit can house 4 person with 2 double decks.
@dareelevi9945
@dareelevi9945 Год назад
Hello po! Naka gawa po ba kayo ng video kng anong mangyayari kng hindi ma approve loan sa bank? Hinahanap ko po hindi ko makita
@Jen-wt5ib
@Jen-wt5ib Год назад
My 1st condo is a 28.5sqm condo w/o parking. Pero i regretted it, kasi i should have gotten a bigger unit and w/ parking. Price then was only around 2M, parking at 650k. Im only supposed to stay there during weekdays pero I ended up living there narin kasi it is near work. If the location is good (w/ good rent opportunities and resale), and you have extra money, I recommend getting a bigger unit w/ parking. But... Not sure lng now if maganda appreciation ng condo considering their high prices..
@meloimagpantay9588
@meloimagpantay9588 6 месяцев назад
Do you have any book recommendation about real estate investing?
@mel-pi1yr
@mel-pi1yr 2 года назад
Hi Charm, just want to ask for advise on buying a condo from developer, they mentioned they will Notarized the CTs with the developer's signature once i made a full payment since condo is for Cash payment. As of now Notarized ang CTS but only with buyers signature walang Developer sign. Just checking if this is how Notarized CTS worked? Thanks so much hoping for ur reply..
@winnieatshunny
@winnieatshunny 5 месяцев назад
3.5M for 22sqm in fairview.... Biggest lesson here is to not buy preselling. Buy RFO from secondary market and if you're going the pasalo route, make sure the seller loses money. You have the cash, you can negotiate.
@GhostedStories
@GhostedStories 3 года назад
Hello Charm!
@bastiisalive
@bastiisalive 2 года назад
around 18 minutes, yung sa spot dun sa alabang, very close to San Beda, hmmm
@xflamm5053
@xflamm5053 3 года назад
waiting for the real estate content
@sf-cu1ul
@sf-cu1ul 3 года назад
Not connected but, thoughts on earn to play games? E.g. axie infinity, my defi pet, etc.
@moderncrusader9904
@moderncrusader9904 3 года назад
You talking about being a gamer? I mean yes gaming can also be a good source of income pero it takes time and money before maka kuha kana ng certain amount of crowd i do suggest finding a job first on your first few years habang konti palang viewers mo and then if self sustainable na yung gaming mo pwede kana full time gamer hahaha
@sf-cu1ul
@sf-cu1ul 3 года назад
​@@moderncrusader9904 nope! just curious for another perspecive since a lot of people are loaning/maxing ut their savings/etc to be able to "invest" more than 70k into the game. The hype is kinda scary 😅
@charlesolivergascon4885
@charlesolivergascon4885 3 года назад
Mataas pa po ba ang percentage of finding a tenant in real estate, knowing that there is still a pandemic happening and most of the works nowadays are can be done from home? Thank you.
@alegrebanay7835
@alegrebanay7835 3 года назад
Hello! I'm a marketing associate from SMDC ✨ What's good about having a condo unit from us is that, we have our own leasing department that will help you look for your tenants. Sila na po ang bahala don and you don't need to worry about anything 🤗 We have lots of properties to choose from. Even though you're not sure about availing a condo yet, can I invite you in a private Zoom meeting? 😉 In case you have personal questions, concerns or want a detailed explanation about the computations, maiinform na po kayo if you plan to have real estate properties like this. Let me know what you think po 🙏🏻 Thanks!
@gelogan6498
@gelogan6498 2 месяца назад
So ibig sabihin yung 3.2 m na presyo hindi pala talaga yun ang presyo kasi mas malaki pa yung naging total.
@AceKing7287
@AceKing7287 2 года назад
Good stuff Charm! If a condo is given to me with equity already paid and need ko nlng ibank finance the remaining balance. Do I still need to pay redocummentation fee kahit hindi nman ako buyer?
@CharmdeLeon
@CharmdeLeon 2 года назад
Yes ☺️
@OwnPropertyPH
@OwnPropertyPH 3 года назад
I was wondering why my comment didn’t get a response. My comment disappeared pala 🥺 Now, I can’t remember what I exactly wrote 😅 Anyway, a tip to those buying a condo for primary residence, if you’re buying a condo project that will have more than one tower, it’s better to buy the second tower since the real estate developer usually fixes the issues the first tower may have plus the features are improved. For those buying for real estate investment, if you have the cash, you really earn by buying from distressed sellers 😊
@CharmdeLeon
@CharmdeLeon 3 года назад
Oh no! I wonder why that keeps happening on my channel. People’s comments disappear 👻 Thanks for the tip as always, Me-An!
@ramajuss8226
@ramajuss8226 2 года назад
Hello po! May I ask what “distressed sellers” mean? 😊
@iHateCactuars
@iHateCactuars Месяц назад
Distressed sellers, meaning rush selling dahil wala na pambayad sa monthly mortgage nila or anything in particular. I think the best example is someone na kumuha ng 5 year mortgage tapos by year 3 wala na makukunan ng pambayad so they sell low and rush price.
@janssennavarro3326
@janssennavarro3326 Год назад
Hoping soon magkaroon din ako ng Own Condo ko, para hindi na ako magtiis sa ingay dito samin, Thank you for posting this Miss Charm
@bryllejustinreforma9878
@bryllejustinreforma9878 10 месяцев назад
Bat san kba nakatira ano work mo??
@elangnevilos
@elangnevilos Месяц назад
Is there a reliable website for pasalo properties?
@siennasy4178
@siennasy4178 6 месяцев назад
Hi can i loan to SSS to buy a condo hope you can answer
@iam.michaelsiervo
@iam.michaelsiervo Год назад
I stumbled on you videos. Great job. I’m a Canadian and have been thinking about buying condos or commercial properties in the Philippines. Any advice on foreign investors? I’m planning on getting my dual citizenship. Looking forward to connecting. Keep up the great work
@DiamondRank1
@DiamondRank1 Год назад
Hi I believe that foreigners are not allowed to own a real property in the Philippines 🥰
@thamiecore3606
@thamiecore3606 Год назад
@@DiamondRank1 He can :)
@islandarkicrypto
@islandarkicrypto Год назад
​@@DiamondRank1lots of foreigners owns A LOT of LAND, PROPERTY in siargao and other small islands. 😢
@user-cy5yh9vo8e
@user-cy5yh9vo8e 10 месяцев назад
Would you like a condo in Metro Manila? Im an inhouse agent of Cityland Development I can help you. :)
@RL86
@RL86 Год назад
Is this the Astra condo?
@cyrusboknoytv8897
@cyrusboknoytv8897 2 года назад
What was the name of the project?
@JWW10666
@JWW10666 2 года назад
I have a question, If I'm looking for a pre-selling condo and want to make modifications to the floor plan, who will I need to contact?
@CharmdeLeon
@CharmdeLeon 2 года назад
The developer ☺️ Sometimes they will accommodate, sometimes they won’t.
@sobangcha3042
@sobangcha3042 Год назад
Hello what mic are u using po and are u using phantom power or xlr with it❔😅
@CharmdeLeon
@CharmdeLeon Год назад
USB C to USB C! Audio Techinica ATR2100x (It has XLR option, too)
@AZURE_ONE
@AZURE_ONE Год назад
Ill be sharing with you*
@thebohosuite
@thebohosuite 3 года назад
im paying 5 condos rn, non of these are still yeilding. 1 turned over, 4 are still pre sellinh. i think i made a bad decision.
@gunnerplay7462
@gunnerplay7462 3 года назад
If you want a true investment buy a 120 sqm lot divide it into to 4studio type then parentahan mo. Ganun ginawa namen ng utol ko sa 300sqm lot na binili namen tas yung 180 sqm lot nanatitira tinayuan namen ng bakery and water station. 2,000/ per sqm lang ang nabili namen na lote
@moderncrusader9904
@moderncrusader9904 3 года назад
Just keep on advertising it customers will just come
@angelid.8723
@angelid.8723 3 года назад
Hi Charm, can you provide a comparison vid on bank financing vs pagibig? Thank you 🙏🏻😊
@mavylerman1179
@mavylerman1179 3 года назад
surely pagibig takes longer to process and much higher interest rate in comparison to banks
@happya2408
@happya2408 3 года назад
mataas ang interest sa home loans sa philippines compared kunwari sa UK so hindi sia tlaga mababa. kapag kinompute mo kung 10 years around half or more than half nung TCP ang babayaran mo.
@CharmdeLeon
@CharmdeLeon 3 года назад
That’s true if you compare it to the US also but i think it’s partly because our high interest savings accts also go as high as 2-4% as compared to the US/UK’s...1%? 6-8% home loan here 2-4% mortgage loans in the US/UK
@sharigellaine
@sharigellaine 2 года назад
Eto yung hinahanap kong topic! I invested in a property in Alviera, Porac, Pampanga just to resell this in the future. I’m still paying the dp and would like to resell it na sana. Not sure if pasalo ba ang term since I’m planning to sell it sa price na mas mataas sa pagkapurchase ko and lower sa current value.. Sana may another video pa for this or if may interested na buyer for Alviera by Ayala land, please let me know 😊
@CharmdeLeon
@CharmdeLeon 2 года назад
For assume tawag nyan. When you price, consider also the transfer fees that the buyer will be paying and offer a price na win-win kayo. (You get a bit of profit and they get a discount parin from the current market price even with the extra fees)
@sharigellaine
@sharigellaine 2 года назад
@@CharmdeLeon marami po bang buyer na ganito ang option? Nagkaka-anxiety ako na baka hindi ko pala maachieve yung desired goal ko.. I want to invest more pa naman sana sa ganito
@petrosaquino8358
@petrosaquino8358 3 года назад
Ma'am,,meron po ako pasalo SMDC 20 SQM puede po pag usapan ang price,,,ma'am nasa 15flr po ang unit malapit sa elevetor.
@licknick6
@licknick6 3 года назад
Message me on fb please. Thanks
@madelreyes683
@madelreyes683 2 года назад
still available? and location?
@klengguanzon4223
@klengguanzon4223 2 года назад
Maam ano pong set up nyu if marami kayo sa isang property??
@CharmdeLeon
@CharmdeLeon 2 года назад
Corporation Yung amin
@slaystacy3463
@slaystacy3463 7 месяцев назад
6:55 anong condo po ito??
@caloymazing2124
@caloymazing2124 3 года назад
Do you do seminars or talks?
@CharmdeLeon
@CharmdeLeon 3 года назад
Webinars sometimes but about personal finance ☺️
@caloymazing2124
@caloymazing2124 3 года назад
@@CharmdeLeon do you have a link? I would like to attend one or two haha
@markeuringer8106
@markeuringer8106 Год назад
How about megaworld?
@carloinweb3985
@carloinweb3985 Год назад
Hi, I'm a Freelancer and i want to learn to invest
@mdb392
@mdb392 3 года назад
♥️♥️♥️♥️♥️
@guzescalona3343
@guzescalona3343 Год назад
pls do a buy vs rent a condo😁 thanks
@CharmdeLeon
@CharmdeLeon Год назад
I already did! Here: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-FgHb9fFG_zk.html
@philipprubia609
@philipprubia609 3 года назад
Mivela ba to Charm or Mivesa?
@CharmdeLeon
@CharmdeLeon 3 года назад
Mivela (Apas) would be cheaper pa. Mivesa (Lahug) is all done na kasi.
@philipprubia609
@philipprubia609 3 года назад
@@CharmdeLeon do you think ok to for rental out?
@CharmdeLeon
@CharmdeLeon 3 года назад
@@philipprubia609 could be, yes! BRT is planning to pass there also, I heard!
@user-gx3bl5ij3z
@user-gx3bl5ij3z 10 часов назад
what apr is bank to bank po
@wixpalmares9283
@wixpalmares9283 4 месяца назад
Great content! Question po, may amilyar ba ang condo annually?
@CharmdeLeon
@CharmdeLeon 4 месяца назад
Yes! We still have to pay RPT. Either yung property manager mag babayad and lalabas sa billing nyo. Or kayo mag babayad
@wixpalmares9283
@wixpalmares9283 4 месяца назад
@@CharmdeLeon Thanks. Just subscribed😁
@seandaelbautista185
@seandaelbautista185 2 года назад
What is Bank financing?
@CharmdeLeon
@CharmdeLeon 2 года назад
Taking out a loan from the bank
@joycemonicacruz882
@joycemonicacruz882 3 года назад
Hello po, i am an average income earner po. just want to ask if it this is a right time to invest in condo specially if I plan it to make a rental business?
@clarabella452
@clarabella452 2 года назад
Sure
@clarabella452
@clarabella452 2 года назад
Nice video! I was able to build a big income stream during the covid 19 pandemic investing with a professional broker, mrs Tessy
@adrianjacobpontillas8120
@adrianjacobpontillas8120 2 года назад
Hi maam joyce. I'm a property consultant po would you like to check out our pre selling condo here in Cainta?
@sept.m9458
@sept.m9458 3 года назад
Yong nabili nyong condo unit ba ay dito sa CDO?
@CharmdeLeon
@CharmdeLeon 3 года назад
Sa Cebu!
@sept.m9458
@sept.m9458 3 года назад
@@CharmdeLeon bat ang laki ng difference ng price dito miss Charm.. yong location ba ng unit nyo ay nasa city proper? Kc dito nag search din ako nasa 5-6M ang value..
@CharmdeLeon
@CharmdeLeon 3 года назад
@@sept.m9458 yes, city naman. The examples I stated in the video are city also 2-4M
@sept.m9458
@sept.m9458 3 года назад
@@CharmdeLeon bat ganun miss charm ang mahal dito san CDO.. by the way the condo unit ive search is from ayala d i....
@sept.m9458
@sept.m9458 3 года назад
@@CharmdeLeontnxs sa content ngayon, dami kng na learn lesson.. 😉😉
@mppulgao1795
@mppulgao1795 2 года назад
Hello mam wala ba sa quezon city
@CharmdeLeon
@CharmdeLeon 2 года назад
22:55 is in QC ☺️
@florencemariesalmasan7028
@florencemariesalmasan7028 3 года назад
Is Smdc real estate investment good?
@mavylerman1179
@mavylerman1179 3 года назад
No, actually kung para ito sa rentals sa sobrang dami mong competitor sa isang building kasi high density (madaming units per floor) palagi everytime na gagawa sila ng bagong tower or condo building. Besides, mahal na rin sila and maliliit ang cuts ng units, at bawal ang pets. Madalas maissue na may gumuguhong tower, pero kung looking ka sa medyo cheaper price ok na rin ang smdc.
@alegrebanay7835
@alegrebanay7835 3 года назад
Hello! I'm a marketing associate from SMDC ✨ What's good about having a condo unit from us is that, we have our own leasing department that will help you look for your tenants. Sila na po ang bahala don and you don't need to worry about anything 🤗 Our units are near malls, access roads and universities to exemplify high-class lifestyle. We have lots of units to choose from. Even though you're not sure about availing a condo yet, can I invite you in a private Zoom meeting? 😉 In case you have personal questions, concerns or want a detailed explanation about the computations, maiinform na po kayo if you plan to have real estate properties like this. Let me know what you think po 🙏🏻 Thanks!
@mel-pi1yr
@mel-pi1yr 2 года назад
@@mavylerman1179 is it true may gumuguhong bldg si Smdc? Kakatakot nmn un.. not safe lalo n if higher floor
@netsektor
@netsektor 3 года назад
So you and your boyfriend shared in the purchase of the property? If so, you took 2 risk, 1 buying a pasalo and 2 buying it with a boyfriend only. :D.
@CharmdeLeon
@CharmdeLeon 3 года назад
Call me a risk taker 😅😉
@jonathansoriano8
@jonathansoriano8 3 года назад
And when they decide to quit before the home financing period, they will just do a Deed of Transfer as long as within the DP period. The other party will buy out and do another pasalo of the other para single name owner at sa kanya nalang ang property bago maipasok sa home loan.
@edgwapo5106
@edgwapo5106 2 года назад
Sana makahanap ako ng katulad mo
@austinegonzales3986
@austinegonzales3986 3 года назад
This wowan I's genius
@jordanbenzon3546
@jordanbenzon3546 3 года назад
Kaya bang kumuha ng condo kahit nasa 30k lang ang sinasahod?
@CharmdeLeon
@CharmdeLeon 3 года назад
You can kasi meron naman diff price range ng condo. Rule of thumb is don’t have ypur home loan/monthly payment be more than 25% of your income.
@kaladcarrientv1302
@kaladcarrientv1302 3 года назад
@jordan benzon you might want to consider for investment, condormitel turnover is 2023 and 7k+ lang per month, located in biñan, i got one kasi.
@lyzachua23
@lyzachua23 3 года назад
Hi Sir Jordan. I work in bank. Yes you can get a housing loan by your given salary
@jordanbenzon3546
@jordanbenzon3546 3 года назад
@@lyzachua23 wow. How yo start? Can you tell me more?
@mariegaudfr.5988
@mariegaudfr.5988 4 месяца назад
I bought condo in Robinson Galleria and i dont like.my agent ,she is supposed ro take care of it for us since we are in the US. They are supposed tomturn over by june but it seems like 8ts not ready yet. So they want us to pay the full amount which the unit is not even done yet. Im so dispppointed and im not gonna buy any condo in the Philippines Besides they dont even inculde the aircon and the syover refrigerator.Here in the U. S Those are including ref, stove,diswasher aircon and heater. S9ke builders even including washer and dryer as well.Base on my experienced im very disappointed to invest in the Philippines as a former Filipino.
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