Confronting Dave Ramsey About Bitcoin, Dividends, & Real Estate

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Confronting Dave Ramsey About Bitcoin, Dividends, & Real Estate
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00:00:00 - Dave Ramsey
00:00:22 - Is it harder to buy a house now?
00:07:50 - Should I prioritize retirement plans or purchase a home?
00:08:30 - Does Dave Ramsey hate credit cards?
00:09:32 - Can you really get a 12% return on your investments?
00:15:38 - If Dave Ramsey had $10,000, where would he invest it?
00:17:09 - How much does Dave Ramsey have in real estate?
00:18:26 - If Dave Ramsey started over, what job would he get?
00:19:28 - Dave Ramsey reacts to Andrei Jikh’s portfolio
00:27:55 - Should Andrei Jikh pay off his Tesla?
00:28:42 - What are Dave Ramsey’s craziest calls?
00:31:18 - Moomoo: an online trading platform, commission-free brokerage
00:32:50 - How does Dave Ramsey reconcile his extreme wealth and his faith?
00:35:46 - How does Dave Ramsey reward success and failure?
00:38:26 - Are we getting softer?
00:42:02 - How did Dave Ramsey raise his kids?
00:45:23 - Dave Ramsey and his bankruptcy
01:02:54 - What has Dave Ramsey learned from Gen Z?
01:04:39 - Would Dave Ramsey be happy if he was poor?
01:13:45 - What did Dave Ramsey learn from billionaires?
01:18:19 - Dave Ramsey as a 20-year-old in 2024
WATCH THE FULL VIDEO ⤵
• Confronting Dave Ramse...
#podcast #finance #daveramsey

Опубликовано:

15 июл 2024

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Комментарии : 212

@TheRideshareHub 2 месяца назад

This needs to have way more views

@plumbingHVAC_sports 2 месяца назад

It will

@MrCleanOC 2 месяца назад

You can watch it multiple times

@jack7240 2 месяца назад

True

@mynthproject 2 месяца назад

Problem is no one cares about David he is clueless

@lamborghinimiki 2 месяца назад

Don’t sweat it

@nathanmezenghe589 2 месяца назад

Wow!! Could listen to these conversations for hours. Everybody is gentle, calm, professional, nobody interrupting, great questions (not one of those "gotcha" ones). Very rare these days...

@gagnepaingilly Месяц назад

I am at crossroads in my "investment journey", planning to put 150K into dividend stocks so that I will be making up to 30% per year in dividend returns....Any advice or particulars?

@sommersalt88 Месяц назад

you need a certified financial planner straight up! personally, I invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment

@Curbalnk Месяц назад

True. I’ve been investing in the stock market for 11 years now, last 5 years with the help of a financial advisor. Through this period of advisory support alone, I've been fortunate enough to achieve a 10x return compared to my previous efforts as a DIY investor, summing up nearly 85% ROI as of today. My best so far...

@greekbarrios Месяц назад

@curbalnk I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

@Curbalnk Месяц назад

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Kristin Amber Landis” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

@blaquopaque Месяц назад

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

@karenholloway3940 2 месяца назад

Love this! Older & Newer…Dave & Andrei…both icons! 🙌🏼🙌🏼

@dontsweatitpod 2 месяца назад

Thank you! You're too kind! -AJ

@CG-uk1vz 2 месяца назад

Epic Interview

@saipanguy3756 2 месяца назад

What a great interview! It reminds me of why I liked Dave the first time I heard him on the radio. Excellent questions and great attitude by all parties. Thank you.

@dontsweatitpod 2 месяца назад

Thank you! Dave was very kind in person and I tend to agree with a lot of his points - AJ

@xx-ql3kv 2 месяца назад

wow. one hell of an interview. it's refreshing to hear both viewpoints on certain things like Bitcoin. And the questions you asked him were spot on. I love the candle vs cake mentality at the end.

@tylerbrown5917 2 месяца назад

So much wisdom in this episode. Thanks guys!

@ActionInvestor 2 месяца назад

This was a long time coming!! Great interview!!

@fitogabo9076 Месяц назад

I’ve never seen someone challenge Dave Ramsey like this awesome work

@timtucker886 2 месяца назад

Love it congratulation for meeting uncle Dave .

@CFLDumpsters Месяц назад

Love Dave! Thru his courses we gained the financial education we never had in our mid late 20s. 20 years later we still use almost all the tools and are way better off financially because of it. It works if you work it, before you alter it master the basics as taught for 5-7 years. It’s habitual for us now.

@joseluna5934 2 месяца назад

Love the interview Great topics

@DiscipleSteven 2 месяца назад

Fun fun chat. I'm glad you got to do this Andrei! I'm just thinking back on the retirement and withdrawal rate stuff. I have a many number of years to go but I feel like a 4% withdrawal rate will be fine and more than enough most of the time by the time I retire. Like, if my house is paid off, kids are grown, I wont have high expenses on average every month, I could live of pretty small amount and plus like like $10k for vacations and whatever small emergencies or something (gonna have the emergency still anyway). so say I have $1,000,000 at 4% that's $40K. I couldnt see my monthly expenses being much more than like $2-2.5K a month. I could be totally wrong by the time I get there or maybe I save way more, living a fancier life style. lol It is just so weird to think about.

@TomsRebelHealth 2 месяца назад

Nice interview Gents, probably the best one yet!

@dontsweatitpod 2 месяца назад

Glad you enjoyed it!

@raym6747 2 месяца назад

Amazing Andrej.. Like this podcasts.. especially this one.. deep and many lessons.. Keep up.. 👍

@thadvocates9974 2 месяца назад

I love Dave Ramsey saying he built his building with cash!!! True flex! Thanks for the interview

@light0000 2 месяца назад

Waited for this for so many years -Jikh follower

@sashaleG1 2 месяца назад

Same. Same vibes.

@INSPIREDBYFAITH._1 2 месяца назад

Awesome interview.

@mecitty22 12 дней назад

Love the interview! Inspiring

@StarcloneSCR 2 месяца назад

Andrei is asking all the questions everyone else was too afraid to ask!

@sammetzger2087 2 месяца назад

Thank you for the goat advice and information.

@funtechu 2 месяца назад

I wish Andrei understood the concept of safe withdrawal rates so he could properly discuss the withdrawal rate reasons with Dave.

@aarg2609 Месяц назад

🤦‍♂️🤦‍♂️ andre just wanted to hit the bullet points.

@funtechu Месяц назад

@@aarg2609 Right, why bring it up if you are not prepared to discuss it?

@kennygsmooth83 Месяц назад

Fantastic interview!!! 👏🏾👏🏾👏🏾👏🏾👏🏾

@wayne8797 Месяц назад

Dave is so old school and I gotta love his integrity. My "investment" thesis is more in line with Andrei's though.

@ARKenMan 2 месяца назад

I love that abundance mentality. I have found that to be true as well. I've heard so many people complain that they can't make it in life because of ________________ when reality is just be the best at what you know and you will do amazingly well in your space. You can make excuses or you can just keep improving at what you do until you are successful yourself.

@freedomring3022 2 месяца назад

fantastic interview

@ngmi2wagmi 2 месяца назад

Fantastic interview with one of the most influential money experts of our time. However…his opinions on Bitcoin are coming from a foundation of ignorance. For instance, Dave completely ignored your point about the halving. He doesn’t understand the concept of stock to flow. The 21 million ceiling doesn’t matter to him, even as a contrast to the unlimited fiat supply. He ignored BTC’s basic fundamentals. He criticizes it without understanding a single Satoshi. He also ignored its 14 year track record, and then completely botched up the definitions of investing and speculation. Because ALL investing is speculation, by default. Whether you were investing in your small business, a mutual fund, or a piece of real estate to buy and hold onto long-term. It all involves risk, and historical price action does not guarantee future results. It is all speculative. He’s making up his own definitions to fit his own narrative. He is the epitome of someone criticizing something they know nothing about, even when you try to teach them. It’s called willful ignorance.

@NiceOneZebra 2 месяца назад

Yeah, he really is ignorant about it. Most smart people are still ignorant about Bitcoin. Let them be. It’s early. He calls Bitcoiners greedy. Bitcoin is built on honesty. Dave foundation is built on the worst shitcoin ever, the USD.

@dontsweatitpod 2 месяца назад

I like to think Dave is MUCH wiser in life than I am, and I don't want to belittle his intelligence on Bitcoin, even though I think he's wrong. He can afford to be wrong on it and I didn't press too hard to correct him because at the end of the day - he's right about being worried for people who invest their life savings into crypto thinking it's the solution. It could be... but it could also turn out wrong. No one knows for sure, and you have to diversify and be responsible. I don't disagree with him on that. -AJ

@lyudmilatarusova 28 дней назад

You are correct. He is very very ignorant and doesn't want to look into one of the biggest deals we have today. Bitcoin is much bigger than what we ever had or will have. It's sad that he is misleading so many people when it comes to this subject.

@gregberry9933 2 месяца назад

Andrei....great vid! I am a huge Dave fan and listen to him and follow his philosophy. I haven't had a credit card for prob 25 years!! I am also a crypto guy...he says you can only buy crypto with money that you can afford to set on your kitchen table and set it on fire...if it doesn't cause you any harm...then you can use that money for crypto...that is kinda how I do it. But I disagree with him on it over all...but you can't buy it when you have other investment needs and bills, etc. But love your work...keep up the good work and thanks for the Dave vid as I love him and his crew!

@MattsoILL 2 месяца назад

Great show

@TouchLifeStudio 5 дней назад

One of the most valuable hours of the week I spent by listening to Dave's interview. Thank you!

@d02575575 2 месяца назад

Great job

@briancarter9927 2 месяца назад

he finally got to do the thing, congrats & great episode! Been following your mock interviews since you started doing them (:

@light0000 2 месяца назад

Ikr😂 I've been waiting for this for several years now. Huge gratz to Jikh

@BryceBetts 2 месяца назад

Loved this episode

@vhol93 2 месяца назад

awesome!

@EarlCo 2 месяца назад

I love how Andrei can finally provide a FOIL to Dave, even if they'll never be able to convince each other of the other's perspective.

@kenlandon7803 2 месяца назад

Taxes & Inflation keep you from financial freedom. You have to learn to invest, not just have a professional invest your money. You have to be alert, learn and do for yourself. No one is more concerned with your money than you.

@TeslaonFSDNYC 2 месяца назад

Learning part is key to success and limiting your blind spots.

@thadvocates9974 2 месяца назад

Andrei with showing off to Dave Ramsey (and anyone else) his portfolio!! Amazing!! He was impressed and that's hard to do. 😂

@tylorgrey 2 месяца назад

By definition how many years is a long term track record? Or how long does something have to have history to base something off of said history?

@amireallythatgrumpy6508 2 месяца назад

@christinab9133 2 месяца назад

❤❤❤

@josefiguerox 6 часов назад

Chacho Andrei!!!!! didn't know you have a Podcast as well! Obviously you have it easier to Grow it haha. Its more fun than soloyoutuber ahh?? ;)

@omni1562 Месяц назад

great video! but the title is so clickbaity. Where did you confront him in the whole video?

@hippygunster 2 месяца назад

Why does this guy look like Graham Stephan?

@enderariq 2 месяца назад

He's the discount version

@yazidechitou 2 месяца назад

Finally 😅

@larrylaffer4304 2 месяца назад

im only here for the card magic trick! where do i need to stop the Video?

@ethangilworth7891 Месяц назад

It was really quite obvious that Dave has done little to no research on Bitcoin and yet insists that investing in it is a bad idea. To boot, he was completely unwilling to listen to anything you said about the topic. Your patience was amazing though. Keep at it Andrei!

@jeremiahwarmbier5224 2 месяца назад

I am that guy who put my money into speculative assets instead of paying of my debt & my student loans, for a time. Then with the 2021 bull run I paid off all my debt, including all my student loans and bought a business. Now I am doing very well and happy. If I had taken advice such as Dave offers, I'd still be in debt and wage-slave. Since then I stopped trading crypto and other speculative stocks have a more passive investing style. I would never suggest to do what I did, because I am no genius, I just got very very lucky.

@salvadormacias1660 2 месяца назад

✌🏽💯

@MattMG84 2 месяца назад

I'm just leaving a "bitcorn" here for the algorythm, nice magic trick at the end I bet it's the first time for Dave lol

@mastathek 9 дней назад

Leaving college to tell wife u have cancer twists my stomach, I am finding faith to pray with at this point, no idea how people manage, or how I ever would.

@spencerhaness 2 месяца назад

Would be interesting to know if Dave really believes inflation has averaged ~ 4%. That is the official number the government gives us but it’s pretty obviously much higher than that, making most of his 11% ROI just nominal returns that aren’t really increasing overall purchasing power. If you measure the stock market in terms of gold, they’ve returned 0% over the last 30 years. The “returns” are deceptive and really just retaining your purchasing power.

@amireallythatgrumpy6508 2 месяца назад

Inflation was practically zero for the first two decades of this century dude.

@spencerhaness Месяц назад

@@amireallythatgrumpy6508 your looking at CPI which quite obviously misleading and underestimated. I’m looking at m2 supply increases YoY which average 8-12%.

@lyudmilatarusova 27 дней назад

At 1:11:10 Dave Ramsey is describing himself regarding Bitcoin. 🎉

@dylanbly3468 2 месяца назад

The main issue with his withdrawal rate is that he’s saying he gets a 12% return. No one in retirement has 100% equities to get that type of return

@basseon 2 месяца назад

Exactly. But when you're rich like him, you can have a gigantic sum in equity that will produce 8% and more ROI. It's also crazy to think that it's easy to make 12% ROI with a mutual fund.

@StarcloneSCR 2 месяца назад

Dave recommends that people have 100% equities even after retirement.

@freedomring3022 2 месяца назад

he addresses this in the video. stop beating a dead horse and do what serves you best which is what he says

@joseluna5934 2 месяца назад

I love DR and his advices except when it comes to housing. At least not 100%

@keyring86 2 месяца назад

What about it do you disagree with?

@bryan_witha_whyy 2 месяца назад

Most of his advice is terribly outdated.

@jasonarnold4536 Месяц назад

Dave is wrong about the 10% withdrawal rate. Its been shown time and time again you'll run out of money during retirement.

@amireallythatgrumpy6508 Месяц назад

Yes. He's 9% too high.

@Zilron38 2 месяца назад

Dave is great. I really like his perspective on life.

@mannya_realtor Месяц назад

I agree that Bitcoin is absolutely speculation and not investing. It's for that exact reason why Andrei doesn't have it make up his entire portfolio. He understands that it's riskier than his other investments.

@sonjeow 2 месяца назад

I'll be honest. This is a show. The young blood & the seasoned vet. Every week these guys talk about this week's news in the market. Capture such a huge audience that both sides can learn from.

@kippsguitar6539 2 месяца назад

Oh no, it was an educated young man and an old total con.man who has been fooling the uneducated

@oggyoggy1299 2 месяца назад

Are you being honest?

@jenny01317 2 месяца назад

Beans and 🍚

@person19863456 2 месяца назад

3:56 bro is copeing so hard 😂😂 Ramsey getting COOKED

@freedomring3022 2 месяца назад

at no point was Ramsey "cooked" in this video

@efrain11944 2 месяца назад

Never trust a guy that believes in fairytales with your finance

@BO-dc4xg 2 месяца назад

I will gladly accept your bitcoin on Dave’s behalf. :) I’ve sold equipment in my business to be able to purchase more bitcoin based assets, so I have skin in he game, and will happily accept your generous gift. I believe bitcoin will change the future of many peoples lives that see it now. When countries are getting in on it and is not just some thing that has no history, it has 15 years of history and basically no issues. It’s better than gold or stocks and will continue to go up in value for probably the next 50+ years. Saw the short version of this interview look forward to watching the whole thing! Awesome job!!

@amireallythatgrumpy6508 2 месяца назад

It will not exist in 50 years.

@BO-dc4xg Месяц назад

@@amireallythatgrumpy6508 I believe you are probably right because the new millennium will probably be here by then. (…millions of people disappear (rapture, anytime now but only God knows), endtimes start sometime after that (7 year peace treaty), world is basically almost completely destroyed by end of 7 years (Jesus comes back just in time), Jesus resets the world and the remaining living humans repopulate for 1000 years while Jesus rules. Those who disappeared help run the world with Jesus or just chill in heaven?:) Blessings

@TheMatadore 2 месяца назад

I guess Dave knows Willis Johnson.

@those12 2 месяца назад

I’m so confused! I thought I watched this? But it was Ina different channel!😅

@spiculum1836 10 дней назад

Your health is the 1 in front of all those zeros 🙂

@davidpaterson7142 2 месяца назад

The fact that Andre Jikh says that 'he doesn't;'t have a lot of money' when the guy is clearly a multi-millionaire just shows how out of touch some people get when they make money.

@amireallythatgrumpy6508 2 месяца назад

Compared to the prerson he's talking to, he doesn't have a lot of money.

@davidpaterson7142 2 месяца назад

@@amireallythatgrumpy6508 that’s exactly my point! Just because someone has more than you doesn’t mean you are any less rich! Andre still has A LOT of money by any measure!

@amireallythatgrumpy6508 2 месяца назад

@@davidpaterson7142 Not by any measure. Only by some measures. The perms "rich" and "poor" are relative and not clearly defined.

@davidpaterson7142 2 месяца назад

@@amireallythatgrumpy6508 Unfortunately you seemed to have missed the point!

@amireallythatgrumpy6508 Месяц назад

@@davidpaterson7142 False. I have pointed out the only relevant point here.

@IsuAsenjo Месяц назад

What's a rocket surgeon?

@greenlantern1986 13 дней назад

Not asking him about Sequence of Returns risk!?!!?! 😭

@thestonemaster81 2 месяца назад

Pay off your home with 4% over 30 year loan?

@Mardagan88 2 месяца назад

Talking about yourself in the third person is concerning

@themagicman1986 Месяц назад

I came to see you doing card magic for Dave…don’t lie to me I see the bicycles out there on the table.

@spiculum1836 10 дней назад

I agree with Ramsey for declining 1 free BTC because it would be hypocritical. But... Ramsey could say that it being a gift, he will hold on to it as a souvenir of this interview. Even if 1 BTC goes to 10 million, its would still be less than 1% of his net worth 🙂

@jesuschristlookslikeme522 2 месяца назад

Tell the average person to save money and get out of debt while the rich live off debt and pay no taxes. How does that make sense? 😑

@jaesall3519 2 месяца назад

dave and the ramsey solution have helped more people than anyone one walking the earth rn

@WookieSenshi 2 месяца назад

Never thought I'd see this. Haha

@familyceja8738 2 месяца назад

Dave be watching your troll 🤣🤣🤣

@EcomCarl 2 месяца назад

Dave's advice offers a practical approach to navigating the challenges of homeownership in today's market. Taking the time to plan, choosing a career path wisely, and avoiding overextending financially are key steps toward achieving long-term financial stability and homeownership goals. 🏡

@bryan_witha_whyy 2 месяца назад

Too bad his advice doesn’t work for most people in America today. Advice that isn’t actionable isn’t good advice no matter how many times you say it.

@ttully 2 месяца назад

Both fell off ---/ Jk I'm stoked

@Socalarborist 2 месяца назад

If Dave not friend…. then why friend shaped?? #Beansandrice #betterthanIdeserve😂😂

@ChismTuggle Месяц назад

The reason "Money is not like cake it's more like candles" is because we left the gold standard 50 years ago, and we are now seeing the collapse and consequences of trying to turn cake into candles.

@JamesonLemonade Месяц назад

put everything in crypto like i did the past decade...that's right, trends and history on my side

@tejagundala1826 2 месяца назад

Dude how does this video get

@JayG809 2 месяца назад

How is this the don't sweat it podcast...? Come on Andre, I’m sure you could not resist the opportunity for the interview with this Cooke that you've talked about being a cooke, but seriously!

@AustinMathias 2 месяца назад

He always talks about his mutual fund making 12% for 80+ years but has not once ever said what that mutual fund is lol "They're amazing employees. They work like animals." Lol

@OveranalyzingEverything Месяц назад

Because that would technically be officially financial advice. These RU-vid videos are not that

@MrJules409 Месяц назад

Fixed principal and interest doesn’t increase on a mortgage but taxes and insurance does DAVE

@amireallythatgrumpy6508 Месяц назад

Those are not part of the mortgage. Those are SEPARATE payments dude

@MrJules409 Месяц назад

@@amireallythatgrumpy6508 most people have it rolled in together. It’s called an escrow

@MrJules409 Месяц назад

Also that’s what most people end up not being able to afford

@amireallythatgrumpy6508 Месяц назад

@@MrJules409 No, it's called an e-screw because that's how you get screwed. Dumbest arrangement possible.

@kryptoniite_ Месяц назад

Dave: debt burns calories Me: *signs up to lose 10 pounds with a 39% $1,000 loan

@evanpickle Месяц назад

He in fact does not understand Bitcoin. Confirmed.

@amireallythatgrumpy6508 Месяц назад

Nobody does.

@curiou25s 2 месяца назад

If you listen to Dave suggestion, you will be working like slave your whole life, good luck, to who ever watch this till the end.

@light0000 2 месяца назад

Who do you suggest to listen to?

@amireallythatgrumpy6508 2 месяца назад

Most people will be whether they listen to him or not.

@kippsguitar6539 2 месяца назад

Absolutely

@devinmeckley5498 2 месяца назад

You can't come to this conclusion about Ramsey by just watching this video. You have to read his books or listen to his content to fully understand. You don't work like a slave your whole life. You work like a slave to pay off consumer debt and student loans. After that, you are just intentional with your money.

@ajsreptiles6170 2 месяца назад

Finally, a good guest. You don't need the other guy/host. He doesn't contribute anything worthwhile.

@MrJules409 Месяц назад

Dave owns some Bitcoin

@suemaz9846 Месяц назад

So as a BILLIONAIRE ya think he can speculate?! So what’s your criticism?

@narnialyon3408 Месяц назад

Loved it!

@Robin-il8nc Месяц назад

The case for Bitcoin has been proven in history for decades and centuries. The hardest money always wins wins.

@amireallythatgrumpy6508 Месяц назад

Then why is Bitcoin the softest money of all?

@612doteth 2 месяца назад

Dave Ramsey is the Kmart of financial planning.

@bryan_witha_whyy 2 месяца назад

That’s an insult to Kmart. He tells people how to pay off their bills. After that it’s just opinions.

@freedomring3022 2 месяца назад

he's worth a billion. you are not nor ever will be

@bryan_witha_whyy 2 месяца назад

@@freedomring3022 And? You can be an awful human being who made his money off the backs of the uneducated and still be incredibly wealthy

@freedomring3022 2 месяца назад

@@bryan_witha_whyy so you are saying Dave Ramsey is an awful human being? that's a clown level argument. You may not like his advice, but being an awful human being he is not.

@bryan_witha_whyy 2 месяца назад

@@freedomring3022 He fired a lady for getting pregnant…then made fun of her…so yes. While it was okay for his token black guy to have affairs.

@madman3891 2 месяца назад

rocket surgeon. ;)

@BenjaminNickelTX Месяц назад

Bitcoin is the anti-inflationary bank. It’s an asset that will rise because of more people using it over time because it will protect you against inflation.

@amireallythatgrumpy6508 Месяц назад

There's nothing in the universe that can protect you from inflation. Nothing is anti-inflationary.

@caesaraugustusmaximus 2 месяца назад

Do you think Bitcoin will go to $1 million dollars someday? 10:05 😂

@NovaSe7en 2 месяца назад

Bitcoin has been around since the Great Recession with a 15-year history of continuous growth. At what point does it stop becoming speculation? 30 years from now? 40 years? The opportunity to hold any has passed by then, because it's deflationary.

@amireallythatgrumpy6508 2 месяца назад

It cannot be deflationary. If it exists, it's inflationary.

@leesmith9299 2 месяца назад

he's so wishy washy with his 8% withdrawal rate. i don't think he knows what he means. seem like he could meaning to take out that years return minus 4% to account for inflation. so 10% return and you withdraw 6% of your portfolio that year. of course that system creates a crazy volatile income for retirees that is not feasible. will often have zero income for the year. maybe even negative income depending on what you do when the return is less than 4% in any years. you contribute back into the portfolio? he's too stubborn to admit he's wrong and now just talks around the subject and now backsteps more saying "i don't care what assumptions you make". he knows he's wrong and the interviewer knows he wrong but does not push or mention sequence of returns out of embarrassment. probably why he hosts the interviewer in his studio. less likely to call someone out properly in their home so to speak.

@brianu16 2 месяца назад

10% safe withdrawal rate has under 5% success rate. This guy gives financial advice?

@OveranalyzingEverything Месяц назад

Did you watch the video? He kinda says every situation is different. If you only get 7% growth one year, you don't take 10% then but adjust. Isn't that common sense. Those are all averages. Doesn't mean exactly 10% every single year no matter what

@ChrisCash720 Месяц назад

Dave doesn't get that credit cards are great because when your card gets hacked it's 2 click fix. Your debit gets hacked your fucked. You have to file a police report etc