Galing ng tandem nyong mag asawa sa pag vlog,kaya lagi ko kayong pinanonood kahit ano ang ginagawa ko galing nyong mag paliwanag sa mga content nyo..watching from brantford ontario 🇨🇦..
Hi, I watched this video, expenses like life insurance, you can find a term insurance temporarily or if you have benefits from your work, life insurance is included. You can convert that $ to TFSA or RESP, at $250/month, a great investment instead than life insurance.
Wow another interesting video nanaman Atty.Emma at boss Alwin very useful ideas..❤ advanced merry Christmas and happy new year..your solid subscriber from.Saudi Arabia po...
Ang tumira at mamuhay sa Canada at US medyo mahirap pero kahit saang lupalop ka tumira kung tamad ka talagang mahihirapan ka di ba kami kaya lumipat sa US kasi peace of mind sa Pinas kasi kahit balot ng bakal bahay mo pilit na pinapasok pa rin kahit nasa street ka hindi safe sa atin noong nasa Pinas pa kami ok naman buhay namin kasi seaman ako at RN intructor si misis may bahay at car pero nagbaka sakali pa rin kaming pumunta sa US ngayon were both retired at may limang apo na kamusta na lang ulit sa inyong lahat god bless you always
Nag iba na ang panahon, hindi na gaanong safe sa Amerika - ang daming random shooting, retail looting, mataas na ang crime. At nangyayari na rin ito sa Canada. Kailangan na mag isip ngayon kung kailan ba talaga mamuhay sa ibang bansa.
naligaw lang ako sa page nyo dahil sa topic namen about budget comparison dito sa CA. :D :D :D na realise ko antaas pala ng cost of living ko dahil kaka gala. lol. thanks for the tip.! Happy New Year mam and ser.
Parang ayaw ko ng pumunta sa canada. Dito na lang ako sa pinas. At least dito malaki pa naiipon ko buwan buwan at nakaka afford pa ako ng bagong iphone. Car insurance ko is only US$700 equivalent per year lang.
Boss kakagising ko lang din kanina eheh. Wassup Zion. Impt. naman talga ang bahay at tsaka kotse depende nalang din si prio nyo. Either way its fine for as long as you can keep up with the expenses which laban. hehe. Boss ingats kaau sa winter sonata hehe
It is but I don’t think it’s necessary to buy life insurance for the kid. Life insurance is to replace the income of the person. The kid doesn’t have an income yet. It’s probably best to invest the money for kid’s college fund through some tax free investment.
NUNG 2007 $27/HR ANG SAHOD KO AS APPRENTICE PLUMBER...ANG NA AALALA KONG TAKE HOME KO MGA $3200/MONTH LANG ATA...DI PA PALA PWEDE PANG PAMILYA YUN...BUTI NA LANG DI PA AKO NAG ASAWA NUN.....HEHEHE
hello po..sa total expenses po ba nyo kaya po ng isang work lng tpos minimum? pareho po ba kyo fulltime job? di po ba magiging pay check to paycheck lng at wla savings? salamat po. God bless.
Former insurance agent here.. you guys should never mix insurance and investment.. you guys probably have universal life or whole life.. you guys are better off buying temporary insurance and invest the difference .
Noong first time (new comer)ko lang sa Canada in the early 90’s was young and single, walang pang masyadong kaalam alam may nag-alok sa akin na dapat kumuha ako ng life insurance with investment, na ito ay pag ayaw mo ng ituloy pwede mong e- lump sum kung ano man ang magiging value. Noong nagkapamilya na , I decided to withdraw after 18 years. It ends up I got all my money back only without earning interest. Sa akin that was a good thing. By the way the insurance company was Forester Life Insurance.
Tama whole life or universal insurance is a bad idea because you are better off buying term insurance and investing the premium difference in a low cost ETF you will come out ahead especially if you are looking at a long time horizon. You need to understand what risk you are insuring against - for most people your age it is to protect against loss of income in the event someone passes away. If this is your reason then insuring Zion makes no sense at this time because there won't be any income lost. I know in Pinas insurance agents do their best to sell family plans but you have to understand what you are buying.
If sa employment po iaasa lahat ng gastusin, hindi po ito kakayanin. Kaya dapat po may ibang source of income or dapat may baon na pong ipon para sa tuition fee.
Kung sa sahod lang kukunin lahat ay hindi kakayanin pre. Kaya nga dpat pag ppnta dito bilang student Eh hindi mekus mekus ung mga pinaglalagay sa papers.
Transpo ni SP ay kasama na sa tuition kaya po no additional cost. Once a week lang magbaon sa school pag lunch, and kung ano po ang ulam sa bahay un po ang dinadala. Transpo ni OWP, nasa gas expense na po. Ang baon nya ay part ng groceries.
No po. Kaya need po na handa bago pumunta dito. Savings po namin ang maghahandle ng tuition for next sem. Otherwise, para masagot po ng sweldo, need po magdouble job o work pareho.
@@alwinemma bale po if would take years talaga para makabawi kung baga sa ROI ano po. And yung assurance po nung PR after graduating sure na po agad? Or need pa mghanap ng sponsor?
Comprehensive siguro ang insurance at talagang mahal sa TD. Sa The Dominion General Insurance Company maganda, Toole Peet (11 St.-17 Avenue SW) ang broker. Friendly staff and very good service. Ask for Alissa Stewart.
Too early to answer this question po but sagutin na po namin. Hehe. As of now masaya naman po kami 🙂 Get back to us after 5 years then sasagutin po namin uli 🙂
Hello po, question po ulet dun sa isang video nyo regarding paguwi ng pinas. Hehe. Dumaan po ba kayo ng immigration sa calgary/vancouver para sa passport checking? Yung parang satin sa pinas na iiscan yung passport or stamp ng IO. Kasi parang walang ganun. Dire diretso na sa boarding gate nung galing ako ng edmonton. Sa edmonton luggage drop lang. Tapos sa vancouver diretso na sa boarding gate
