Credit card ‘skimming’ crimes on the rise l GMA 

If your attorney says no guilty then that’s what your doing

​@@AyeBeeGNo. You fire that idiot attorney

@@AyeBeeG Still caught on camera. That lie would get busted in seconds once him and his lawyer mouthpiece see the time stamped tape

Hes trying to get a plea deal ​@FrankWolenczak

absolutely...and when a pump is opened it alerts staff inside...good point

Gas station clerks already do this or at least have been advised too for like the past year or two

Some not all stores are somtimes in on it!

it is. but I guarantee they skip doing it

The gas station attendants are lazy af.

Aww❤

If you don't have any money using a credit card is just stupid. It's other people's money you will pay. I go in to the bank for cash and pay cash at the store. No big deal. Some stores give a cash discount but you have to ask.

They barely get any jail time you can steal millions from banks and only get 7 years and people get killed for less, for stealing a big screen TV

Seniors should be banned from owning credit cards for their own good! Also be banned from walking on streets

Hahaha

A lot of the times the employee is in on it smh

@@Malepical if they’re on it, why is it not removed…smh

@@lemontea128 can't tell you.. I've seen videos where someone discovers it and the employee tries to get them out the store or stop recording.. usually gas stations or convenience stores

the reporter makes it seem its all over the skimming and to check the machine its not dosent hurt to check

My thoughts exactly 🤦‍♀️😒🙄

It could have been someone else, let's not jump to conclusions 😂 ... No, seriously. I was watching an episode of the first 48 and they were interrogating a guy who shot a woman. They were watching footage caught CCTV and they were like soooooo... This isn't you? And he kept denying it. Even though he was wearing the same t-shirt and jacket, I mean it was amazing..

Our country and society has lost it’s mind! This is why we need to bring back Capital punishment into the government!

He’s Delusional!

Right 😂😭😂

sir it says it costs financial instutions AND consumers means most of these charges were rectified. the damage i guess is in your credit scores if it was a credit card. But theft is theft, I'd rather someone steal from me like this than confront me with a gun and possibly killing me.

america for you

@@yumyummarbles lol you sound like a moron

@@SamaelMoneyStein and you sound like a retarded siblings for parents jew

@yumyummarbles Guess what the financial institutions don't pay the lost funds you do in the form of fees that will continue to increase if theft rises.

Hopefully, you're educating these callers to only use the chip when making purchases and not to swipe or tap. Those two methods can be captured.

It’s a big pyramid scheme. Do them a favor and tell them to use cash. Can’t be tracked or hacked. Safest method of payment there is.

@@jonlj77 and be out of a job?? If one is educated and smart about usage, credit is very powerful.

@@Noctessa For people is more of a risk. Every time your info and social sec# get put into some companies “system”, who knows who gets to it some day. Signing up for an app and all this other horse shit is a super high risk. One day the whole ship Gona sink.

It's inflation plus a declining economy

Yeah, this really bothers me. I work for a small nonprofit that hosts events and we sell our tickets online. A lot of the older folks don’t like buying online because they don’t trust it, so they call in and buy the tickets over the phone from me. What they don’t understand is that not only am I just buying their tickets online for them (it’s the only way to do it) but afterwards the computer always asks me if I want to save their credit card number for future purchases. I always say no, but it makes me worry about how easily I could just have all their information. They don’t realize that it might actually be safer for them to just make the purchase online themselves. (I mean, they are safe with me, but if someone less honest were helping them.)

@@Anonymouse428 Yep, good point!

@@Anonymouse428 Right, I didn't think of the nuisance phone call transaction. That's probably worse than using website and I can at start verify the online website is SSL encrypted.

I'm sure the vendor would stop using them once they find out there's a skimming device. You can't catch them all before someone falls victim. That's what the tips are for.

We’ll considering the skimmer would be over the credit card slot on that pump and not the keypad feeling the numbers would be zero help.

I frequently look at the machines before I scan my card. I’d suggest you do the same thing while you wait for every criminal to get arrested.

Use apple pay or samsung pay, its more secure

I saw the security tape at the gas pump torn one day, moved to a different pump and also went inside to report it. Not sure if they took it too seriously, but I can hope.

What? Seriously? Okay.

i use cash only 💀 only clowns put their money in the banks and use cards

@@emotion_gfx yes, one of my neighbors received an alert from her credit card company approving a 2nd purchase roughly 15 minutes after she had received her alert from purchasing her groceries.

I’m curious if using cards with embedded chips are better than the swipe ones?

Omg that seems like the perfect place. Thank you 🙏

i doubt it the worst is the food money stolen i lost and social service wont give back seems they made a law we have lost most till next month i got a new card and pin some stores have a small thin card reader and less likely to skim seems you just have to watch and change your pin we arent worried banks are lsing and people with money they get oaid back no food people dont do that theyd be caught and arrested sometimes clerks will steal money

Isn't it more apparent at gas pumps now with chip to Bluetooth receiver?

i dont think a chip card csn be duplicated maybe they get the info but wuld it work on a non chip card maybe they can use it online w the stolen info but the billing wouldnt match@@vengeful8gaming776

GREAT idea!!!!!!

You’re going place bro

Want to know what’s funny… I do this for a living and that would totally work. Especially if it’s randomly placed. It would force me to alter the metal/plastic shell, which would be too random to replicate properly. Too bad most of us use deep insert style skimmers which are impossible to see. It may slow you ever so slightly as you insert your card but people never realize. What they didn’t mention here is the deep insert skimmers require a separately installed camera to capture your pin… the exception are credit cards where we assume the area zip codes so it doesn’t matter but for atms it’s a must. The Cameras are placed usually in light fixtures or the molding above the keypads. The downfall is the camera requires a shitload of battery life so we only get 48 hoursish of footage. Then we have to recover it and the skimmer for the info to sync the photos and skimmed card data. There are some boss scammers who use Bluetooth for the skimmer but no one around me has made the camera that’s a BT enabled set up. We travel all over the US so people are never safe. Businesses and banks closest to main roads or highway exits are king. We also use RF readers to gather chip information in crowds but no one yet (around me) has made a RF skimmer, but someone will make one eventually. Good luck people, the more you know… the hustle continues.

@Mitch M lego, any piece of plastic would defeat a desired tight molded fit. Harder type of plastic like CD MUSIC CASE plastic is better. Low temp thermal plastics like DVD cases or milk jugs plastics aren't the best for this idea.

Our local gas station has these stupid fuzzy sticker pets stuck to his machine. I once asked why he had them there and he laughed and said “not cuz I like how they look, that’s for sure. They can’t put a skimmer on top of that”. I don’t fuss about the lil fuzzy guys anymore lol.

😂😂 I don’t trust any of them! 🤨

lmao great minds think a like

Exactly even in the banks!!

Lol, same

I said that’s exactly what I’m going to start doing.

@L D A lot of places like grocery stores and Walmart still don't accept the tap and pay. Which is bs but it's true. Had to figure out the hard way when I lost my card recently only gas stations like Shell accept it and Target did nowhere else.

@@angelmegatraveler Nah. Tapping means the signal/info can be _picked up_ ANYWHERE there's a 'catcher' around.

@@jaywholoveseveryone1721 no when you tap to pay it generates a one time code it’s not the same as using swiping your card

Why should we believe you ? You could be a skimmer scammer too!!!

Incorrect. Chip card data can be cloned and encoded to be reused on a cloned chip card. Chip cards are not dynamic as that would require chip readers to rewrite data back to the card as new data for the next transaction. The chip data on the card is there regardless and can be cloned very easily. Good point on the NFC transactions, as those can be picked up easily. I use a privacy card at times, and other times I use a prepaid (Chime, Varo, etc.) and load what money I need on it for weekly spending. The rest goes into savings not tied to any cards.

Lol

Me too. I don’t care!!

What do you mean “pull” on the card reader? Is that a way to tell if someone is scamming? What would I look for?

To see if it comes off..

I have been doing that actually except inside the stores that have employees monitor the area

Nah just take it and destroy it, calling the cops gonna be a waste of time, see what that dude plea? When he was caught right handed

True

FBI won't do anything... they would rather watch Epstein videos

There is no financial incentive for most businesses to deal with this issue.

Just take anything you want in the store. The law doesnt punish criminals.

Eks Bocks Should do all countries!

Slow down, Gestapo

These people need to be taught a lesson

@@PoloMoney as long as you don't steal you won't have anything to worry about

A lot of people in this world do.

For real! Like wtf 😳

Usually construction workers have identified company names on their hard hats or vests. SOP for most companies.

And may look like they work and aren’t in clean cut “YMCA” gear. 😂

You can tell those guys are fake. Not even a single dirt or wear and tear on the safety vest

Using the construction vest to commit crimes is also on the rise. Don't trust just anybody wearing a vest, verify they're legitimate.

So true some of them are

Employees are sometimes the biggest thieves too. One photocopied my check years ago and used the check info to go to my bank and try to take out 900 bucks. The schemer even had my signature down somewhat but the bank teller got a bad vibe from her and asked her questions and said she would talk to the bank manager. They pulled the photo and we discovered she worked at the hair salon where I went to.

@@janeclayton151 wOw! This is so f**king scary. My sister was in the hospital giving birth and found fraudulent charges on her card. The girl at the bank was the one doing it. They fired her but she just went to another state and continued on.

@@janeclayton151thank goodness for that! Never leave your card with someone else out of view!

So what happened?

i had my food card skimmed one of many debit credit no it has a chip

credit is ok the skimming isnt at all machimes just check the machine a chip card i donr see how can be reproduced

as someone sais a chip cant be hacked but ebt can linked to anetwork we lost our food money for a month may not reimburse uless law is forced not yet so no chip on ebt nys lost 700k ckients in dollars

all new cards have chips so dont see where they are used just food catds dont only strip so maybe some cards like gas cards dont have chip yes my target card has strip

Not all cards have that feature

SNAP cards have the swipe only and here in Oregon, a single mom has has her benefits stolen TWICE now by skimming.

I work in retail. Most people use tap to pay (like Apple Pay) but there are people who still prefer to insert the chip. Certain cards unfortunately are also swipe or insert only, especially SNAP/EBT.

Always use Apple pay

They need to remove the mag strip. Inserting the card into a reader to read the chip likely gives the reader the information on your mag strip too.

Hello beautiful can I ask you a question?

Hey at least it’s not the dark ages.

Lol gas station employees aren’t getting access to skimmers they we’re definitely just being lazy and didn’t want to deal with it lol

Smh

wipe

My thoughts exactly! Where are they getting the skimmers from is my question. You're right about the fact that it could put and end to the crimes if investigators would start with the companies making them.

They are taking genuine parts from credit card readers and repurposing them, making them look legitimate, with software to hold information until they can get ahold of it and transfer it, usually by taking it off a usb or wirelessly. It's not what you're thinking, rather they purposefully reverse engineer the technology to make these. It's no ones crime except the scammers.

@@scorpiotx3184 it’s not a big company that makes this it’s most likely sold from a dude with a 3-d printer

Did you ever hear of the small countries called China and India?

And when it dose I pray their account gets drained every single dollar and every cent that belongs to them

No karma bud. Ppl get away with things everyday without punishment. Justice only exists for those who have the power to enact it.

Even got scammed myself and Miami PD said they probably wouldn’t do anything about it even though they had the home address of the people who committed the fraud.

If you believe in karma then why is the world a mess 😂😂😂 clearly they don't get what they did Yall delusional

Lmao

Did u get the money back?

what about food ebt money stolen from poor and may not reinburse you even though laws now i lost ebt in coltado im in new york

What if it’s employees ?

Hi Mr. Ciaran Murphy Sir, for us to send you the package in your name, can you please comment here and give us your physical address my friend THANKS Have a great day

It is because of the expense of changing out the legacy readers combined with reconfiguring all the cards to be chip only. A study concluded that the fraud is actually cheaper to pay than to reconfigure the entire systems to prevent it. This is why it will be a slow walk to chip everything - hackers will also be more creative with gaining access to chip data.

I imagine it's the same reason why we do everything: somehow it's helping the wealthy corporations make more money from us. Fixing it would cut profits somehow.

@@grayisgood I am sure the actuaries at Visa and Master Card have figured that the point of sale replacement cost is higher than the cost of skimmed cards. Not in their math is the frustration and lost time of the consumer who has to deal with CC down time and hours on the phone. Until that tips in favor of replacement, we just have to deal with occasional cloned cards.

Not sure why that is, but it would stop this crap instantly. _____Here's why: Another road paved for designed theft thereby creating another justification for digital currency.

this is why i stay away from credit cards

Sorry that happened to you. The only downside to carrying lots of cash is that you may get mugged!

@@user-ms3jz7ub7n yes that to

Exactly

A thief once stole my wallet. Bad news for the thief because I stay broke. $0 on my card. I know he (or she) was mad after trying to make a purchase with my card.

Ah this ain’t Dracula days.

Tell that to Walmart and Sam's Club. They still haven't added the tap features.

@@wturner777😂😂😂

Where should I grab and tug? Or it doesn't matter where?

@@emotion_gfx Right where the side plastic has the groove. They snap down.

What if you pull on it and you break it.

@@1990758 Then you have gone too far.

@@TravisDoesKayakFishing😂😂

Because they can. Fact.

Happened to me 7 years ago. Since then, we only use our credit cards and learned how to maximize our cash back from it at the same time. All credit cards are paid off either biweekly or monthly so makes the cash back really worth it 👍

You get points tho.

You get better protection and better perks using a credit card than a debit card.

@@thomasdunn-ic9dm that doesn’t even make sense

Thankfully, there are still a small handful of countries that are not as slimy as this one has become.

You're absolutely 100% right! People gotta be careful at the drive-thru nowadays. Unfortunately, sleezy crooks do this everyday. Good thing you're aware, stay safe.

I don't even give my debit card information out. It is locked and sealed away in my safe. If I can't use a credit card, I re-evaluate the situation to see if cash would be acceptable. Debit cards are not insured, neither is cash. Credit cards are the safest for consumers hands down. You can get your money back in a snap because since it's debt, it is insured. Something a lot of people dont realize.

most cards have chips except the food and ebt cards dont have any non chip gif cards and food catds no chip

4) Throw the f-ing crooks in jail.

yup i always use straight cash at the gas station

Or tap and pay.

@@simonstevenson6686 why is tap and pay safer? I've no idea how to do it

Except getting cash from an atm is skimmer possible too. Just pay attention and protect your information

@@kelleywyskiel8513 Go to your bank and request a withdrawal. Problem solved.

Chip is *much* safer than magnetic stripe - use chip if you can. The chip generates a unique code for each transaction, so skimming the chip is not very useful for scammers.