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Credit Card EXPERT explains the use of Credit Cards | TRAVEL FREE USING CREDIT CARD REWARD Points 

Aaditya Iyengar
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1 Finance Credit Card Scoring & Ranking: 1fin.me/4bvY7TR
Know your credit card inside out with easy to use metric, which doesn’t require any personal info.
1 Finance is a new-age personal finance institution, reimagining the landscape of personal finance advisory in India. They are dedicated to delivering holistic financial planning tailored to your individual needs and life aspirations. Through the expertise of qualified financial advisors, they guide customers by offering hyper-personalised and unbiased advice, empowering you to attain a state of financial well-being.
Website: 1finance.co.in/
In this video, I am with one of the smartest credit card experts in the country, who literally turned this passion into a full functioning business. Tejas Ghongadi, co-founder of The Points Code helps you understand how to optimise credit card spends and choose the right card while avoiding all the ugly mis-selling that happens in the industry. He is someone who has optimised his credit card game to the extent that he takes international business class trips for free every year, you’re in safe hands!
Check out Tejas’ socials and his company here;
The Points Code - www.thepointsc...
Tejas’ Instagram - www.instagram....
Link to create an episode with us : docs.google.co...
#creditcards #creditcard #creditcardsforbeginners #finance #insurance #insuranceadvice
Come say hi :)
Instagram: / lordmoneyengar
Twitter: / lordmoneyengar
RU-vid: / lordmoneyengar
LinkedIn : / aaditya-iyengar-4683b6203
0:00 - Short-Cuts
0:30 - Intro
1:17 - About the Guest
3:02 - About his own Credit Cards
4:00 - How to use Credit Card responsibly?
6:00 - 1Finance Credit Card Scoring and Ranking Tool
6:40 - Interest Rates and Fees
9:42 - Pain Points and Credit Card Ecosystem
13:03 - How to deal with Banks and resolve Ambiguity?
14:38 - Importance of Terms and Conditions
15:34 - Why beware of Free Credit Cards?
16:56 - The Best Credit Card
19:12 - Choosing Credit Card based on Spending
23:40 - How to use Reward Points?
29:14 - Importance of Official Information
30:04 - Outro

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13 авг 2024

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Комментарии : 111   
@amandeepsinghsidhu1653
@amandeepsinghsidhu1653 3 месяца назад
He just telling his story totally wast of time
@sanmoysanyal
@sanmoysanyal 2 месяца назад
We know more than this being a youngster.
@harishpatarla
@harishpatarla Месяц назад
Thanks
@samirmomin4185
@samirmomin4185 Месяц назад
Thnx
@biswajitpal2472
@biswajitpal2472 25 дней назад
Haan. No value in the video. Good that I played in 1.25 speed
@vijaybonjour1348
@vijaybonjour1348 24 дня назад
Exactly 💯
@Manash_Singh26
@Manash_Singh26 3 месяца назад
I think one of the important question missed here about closure of credit card, a proper way of closure of credit card
@editwithkiran
@editwithkiran 3 месяца назад
I think its there in podcast, at about 14 min.
@mayurkumar1102
@mayurkumar1102 3 месяца назад
😂😂😂😂
@AbhijitChandekar
@AbhijitChandekar 3 месяца назад
Please suggest cards for 1) medical expenses 2) paying insurance premium 3) paying utility bills. If you suggest these cards, then I think you will nail it.
@AbhijitChandekar
@AbhijitChandekar 2 месяца назад
Still no response
@ywueeee
@ywueeee 2 месяца назад
@@AbhijitChandekar dude they're not you're naukar, pay some expert their consulation fee if you want detailed information or just do research on your own if you want it for free
@AbhijitChandekar
@AbhijitChandekar 2 месяца назад
@@ywueeee unhone ye batane ke liye tumko naukri pe rakha hai kya?
@ywueeee
@ywueeee 2 месяца назад
​@@AbhijitChandekar haan, overly egoistic narcissists who think "merko reply kyun nai kiya ek din ho gaya, janta hu me kaun hu" to trigger karne ko bola hai like honestly, as if they're obliged to reply to you, like theek hai you have put the comment out, if someone knows they'll reply, ye kya tarika hua ke ek din ho gaya no reply lol
@AbhijitChandekar
@AbhijitChandekar 2 месяца назад
@@ywueeee kya peeta hai bhai tu... Bada entertaining lag raha hai 😂
@DanishKhan-jo1kn
@DanishKhan-jo1kn Месяц назад
nice video , for me as a novice it was helpful. by the way you make your podcast more detailed
@mightygamer6317
@mightygamer6317 Месяц назад
Ek card to suggest kiya nh, iski spain trip ka hum kya kre
@Vidsagv
@Vidsagv 2 месяца назад
The issue of wrong information - it’s not only in credit card it’s also in various aspects including loans. Even if we approach the bank at the central level as functions such as credit card are centralised they guide us to approach branch. In my case there are some enquiries for loan requirements for Crores were shown in CIBIL report in name of Bank of Baroda and approached in the central help desk and they asked me to check with branch and I did not even know which branch has marked such enquiry. Later I came to know from a friend that the banks apart from loan disbursement targets has to meet some targets in enquiry recd etc and used to just like that record it with whatever PAN details they had.
@WittybalakComedy
@WittybalakComedy 2 месяца назад
He sounds like Rahul Subramanian giving serious advice!
@AshokKumar-vw1er
@AshokKumar-vw1er 2 месяца назад
Sir, which credit card are you using for travelling on which you are getting free travel ?
@dakshk
@dakshk Месяц назад
Amex platinum travel, HDFC infinia, axis atlas, axis/SBI vistara cards and many more
@akhileshnanoti1256
@akhileshnanoti1256 3 месяца назад
Hi sir I am a law student of 1st year , i think I am developing an interest in finance related stuff, what would you recommend me to do ? Should I be doing CFA along with my llb course? I genuinely need your guidance 🙏🏻
@akhileshnanoti1256
@akhileshnanoti1256 3 месяца назад
I am an 18 year old btw . So, I have the time aspect to contribute
@lordmoneyengar
@lordmoneyengar 3 месяца назад
See the CFA for non finance video I’ve made
@vikasgurjar6937
@vikasgurjar6937 3 месяца назад
Mere pass 6 credit card hai ICICI Amazon pay 80000 Axis filpkart 86000 Sbi bpcl 78000 Hdfc 40000 Au bank 55000 Rbl bank 59000
@lordmoneyengar
@lordmoneyengar 3 месяца назад
🔥
@formyself9883
@formyself9883 2 месяца назад
Sir how can deal with hidden charges Sbi doing hidden charges on spends
@kishankumarreddy7867
@kishankumarreddy7867 3 месяца назад
Amazing video brother From my side request is cancelled you please make dedicated videos on how to dismantle and assemble a transmission by explaining each and every part function and what if that part fails what does it cause problem in transmission
@Neetaben-q5q
@Neetaben-q5q 16 дней назад
Credit Card me limit milta hey 1,00,000 Or flight tickets 1,70,000 ka hota hey to kese buy kare ?
@SaidulVlogs2.0
@SaidulVlogs2.0 3 месяца назад
I have 7 credit card SBI BPCL OCTANE _ 11400 Limit HDFC BPCL_10800 LIMIT ICICI AMAZON_11000LIMIT AXIS FLIPKART_10400 LIMIT Induslnd Aura edge_12100 limit Pnb Platnium_50k And yes Bank 40k limit
@lordmoneyengar
@lordmoneyengar 3 месяца назад
Hope you’re able to optimise properly
@SaidulVlogs2.0
@SaidulVlogs2.0 3 месяца назад
@@lordmoneyengar yes brother and other bank loan bhi hai And Cibil Score 778 Hai 8 years old Cibil
@user-cv9cs8ye3f
@user-cv9cs8ye3f 3 месяца назад
Bhai ye tere card ki limit nahi hai balke upar ki 5 bank ne tumhe card ke nam ki choclet di hai
@bablududdi225
@bablududdi225 3 месяца назад
I ve 21 credit card: 1. ICICI Amazon Credit card 2. ICICI coral credit card 3. SBI BPCL octane card 4. SBI simply credit card 5. HDFC Tata neu credit card 6. Idfc select credit card 7. BOB select card 8. BOB HPCL Energie Credit card 9. Federal chelsta credit card 10. Stn Ctd Super value titanium card 11. Hsbc platinum card 12. Kotak white credit card 13. pnb rupay select card 14. Axis Flipkart Credit card 15. Axis My zone credit card 16. Axis Indian oil card 17. SBM Uni Next card 18. Citi Indian oil card 19. Au small Lit card 20. Indus Signature legend credit card 21. RBL Sapphire card Total limit - 40-42 lacs
@AbhishekSingh-fo5gz
@AbhishekSingh-fo5gz 3 месяца назад
Lifetime free hoga
@RomanSingla07
@RomanSingla07 3 месяца назад
❤❤❤❤❤Sir mere papa ek businessman hai but my interest is in trading, stock market so CFA is good for me or another course Please guide me about this 🙏🙏❤❤❤❤❤❤
@jayeshparmar1554
@jayeshparmar1554 3 месяца назад
Such very useful information
@editwithkiran
@editwithkiran 3 месяца назад
This was very informative podcast 🙌🏻
@OnePlusindia123
@OnePlusindia123 19 дней назад
which card which points !! just hitting around the bullseye
@virenpatel2940
@virenpatel2940 Месяц назад
Can we pay 'Rupay Credit card' bill from other bank account's NEFT online?
@sagarbandodkar9
@sagarbandodkar9 3 месяца назад
A Great video by Tejas ji
@lordmoneyengar
@lordmoneyengar 3 месяца назад
He’s a legend fr
@sagarbandodkar9
@sagarbandodkar9 3 месяца назад
@@lordmoneyengar even I run a page on credit cards on twitter Called “Amazing Credit Cards”
@bablududdi225
@bablududdi225 3 месяца назад
I ve 21 credit card: 1. ICICI Amazon Credit card 2. ICICI coral credit card 3. SBI BPCL octane card 4. SBI simply credit card 5. HDFC Tata neu credit card 6. Idfc select credit card 7. BOB select card 8. BOB HPCL Energie Credit card 9. Federal chelsta credit card 10. Stn Ctd Super value titanium card 11. Hsbc platinum card 12. Kotak white credit card 13. pnb rupay select card 14. Axis Flipkart Credit card 15. Axis My zone credit card 16. Axis Indian oil card 17. SBM Uni Next card 18. Citi Indian oil card 19. Au small Lit card 20. Indus Signature legend credit card 21. RBL Sapphire card Total limit - 40-42 lacs
@lordmoneyengar
@lordmoneyengar 3 месяца назад
That’s crazy! How do you distribute your spends across all of them?
@bablududdi225
@bablududdi225 3 месяца назад
@@lordmoneyengar Category based, i.e grocery, fuel, dining and commercial site based like Amazon, Flipkart etc. mostly 5-7 cards are in regular use and rest are occasionally for specific offers. Apart from these cards my wife is also holding 5 credit cards( in that Sbi cashback and Hdfc dinners millennia cards are in regular use). Till now I never missed credit card payment and that too full payment. One thing, be responsible while using credit cards. Don't go for overspend.
@Dushyantgiri
@Dushyantgiri 3 месяца назад
How to manage many credic card payments of so many credit card and track the expense at one place?
@bablududdi225
@bablududdi225 3 месяца назад
@@lordmoneyengar Category specific uses i.e grocery, fuel, dinning and commercial based like Amazon, Flipkart etc. Credit card are great tools if you use it responsibley. Always make full payment on time. Mostly 4-5 cards are in regular use rest are for occasional offers.
@lokeysh5
@lokeysh5 2 месяца назад
Mostly are free from annual fees & joining fees.. I'm managing 12 credit cards and earning 4-5k monthly
@kumarpatnayak9987
@kumarpatnayak9987 2 месяца назад
why every month my cibil 1 point down
@sportykingcom
@sportykingcom Месяц назад
Thanks a lot
@dakshyadav3952
@dakshyadav3952 Месяц назад
U have said " paying day-today spends .. earn reward point.. spend on travel " I am struggling to find these cards Most travel cards . Want you to spend on travel and earn travel points " Can u give me examples of such cards Other than " amex platinum travel card " ??
@harshbhanvadia11
@harshbhanvadia11 Месяц назад
Good watch.....which brand??
@RomanSingla07
@RomanSingla07 3 месяца назад
I am in class 12 and mera interest stock market, nifty, crypto Mai hai to mai v cfa karo
@greygrey9628
@greygrey9628 3 месяца назад
Pehle commerce mein graduation kar , baad mein cfa . Easy hoga
@kps2017
@kps2017 3 месяца назад
I have a SBI BPCL Octane card. I use petrol of Rs 10k every month from this card. Rest I use only if I don't have to pay extra like buying insurance, term plan, electricity bill, D mart expenses. I think I can get petrol worth 8k in a year out of it.
@lordmoneyengar
@lordmoneyengar 3 месяца назад
🔥 🔥🔥
@shivduttm7940
@shivduttm7940 2 месяца назад
It’s Time to buy E car brother
@paldhritiman
@paldhritiman 2 месяца назад
For BPCL petrol & Bharat Gas: Return Rate 6.5% & Groceries, Movie, Dining 2.5% & Others 0.25%
@Sachi-jb3bi
@Sachi-jb3bi Месяц назад
7.5k rupees worth petrol in a year on 30k points
@antofearth9076
@antofearth9076 2 месяца назад
Twitter influencer se kya hi expect kar sakte he
@rajatsingh6518
@rajatsingh6518 14 дней назад
Nothing is there in this video. No suggestion on any travel card or any other cards. Have some shame!
@mritunjoyhore6131
@mritunjoyhore6131 3 месяца назад
Which card was used to travel for free?
@lordmoneyengar
@lordmoneyengar 3 месяца назад
It was a combination of Magnus, Amex and HDFC.
@dheerajdadlani6713
@dheerajdadlani6713 3 месяца назад
@@lordmoneyengarMagnus bandh ho gaya
@prashanth_br3801
@prashanth_br3801 Месяц назад
Either you know about credit cards or you are impatient, let the expert talk about topic completely...don't waste the time of guest and viewers
@RomanSingla07
@RomanSingla07 3 месяца назад
❤❤❤❤Sir mere papa ek businessman hai but my interest is in trading, stock market so CFA is good for me or another course Please guide me about this❤❤❤❤❤❤ 🙏
@MathurSahabKanpuriya
@MathurSahabKanpuriya Месяц назад
Bring a common man here and ask if they can do this. He is a businessman and uses his card for massive business purchases hence he gets such reward points. Don't fool audience. Card companies are now capping such misuse.
@SONUKUMAR-qv6jm
@SONUKUMAR-qv6jm 3 месяца назад
Hi Buddy As you mentioned jn your bio that you can make me understand about business and Finance any thing. So it's my humble request to you that if Alternative Investment Funds. Table of content what I required Taxation Part link whom pay tax. And Process for onboard foreign investors and documents to be sign. And other relative things like Cat 1 required
@lordmoneyengar
@lordmoneyengar 3 месяца назад
Ok bhai
@pravdr1
@pravdr1 2 месяца назад
Points credited are not recoinciled against your payment but clumped for entire month daylight robbery
@harshwardhanagrawal6836
@harshwardhanagrawal6836 3 месяца назад
I saw reels with your father
@bharathbalaji9810
@bharathbalaji9810 Месяц назад
May i know list of 7 credit cards he is using ?
@lordmoneyengar
@lordmoneyengar Месяц назад
he’s revealed them time and again on his Twitter + this video is literally about that, you don’t need to know his cards, pay attention to how he mentioned you’re supposed to choose your own
@AmazingCreditCards
@AmazingCreditCards 3 месяца назад
A must watch video 🔥
@SrDalai_YouTube
@SrDalai_YouTube Месяц назад
Its totally waste of time.. till last minute I was expecting they will share something on how this can happen using which credit card basically some examples.
@user-cy8ow5pb5g
@user-cy8ow5pb5g 3 месяца назад
Hedge funds ke baare mein video banaya na
@rohansahu969
@rohansahu969 2 месяца назад
1000 rupaye ka 7 %7 rupaye hota hai 7mint time pe
@mauliksiddhpura2803
@mauliksiddhpura2803 3 месяца назад
The title was TRAVEL FOR FREE
@ankurdogra7873
@ankurdogra7873 2 месяца назад
I have 14
@abhisheksinari1451
@abhisheksinari1451 3 месяца назад
Arey but kuanse credit cards use kar rahe ho woh toh batao
@lordmoneyengar
@lordmoneyengar 3 месяца назад
bhai wahi toh point hai, ke it doesn’t matter woh kaunse use kar rahe hai, he’s explaining how you should pick the ones that are best for you
@auto_nomad
@auto_nomad 14 дней назад
I knew it’s going to be worthless when he said he is chemical engineer 🤡
@Dhairya31125
@Dhairya31125 3 месяца назад
Want a complete roadmap on quantitative finance
@sangmachhabra2761
@sangmachhabra2761 27 дней назад
Wrong information 🎉
@abhishekpurwar9932
@abhishekpurwar9932 3 месяца назад
Hi Aaditya, I have just filled your form and sent to you but I don't have instagram handle. I want to discuss with you about Medical Insurance malpractices and harassments
@lordmoneyengar
@lordmoneyengar 3 месяца назад
You can add any other social media handle or your WhatsApp.
@jyotirmoypramanik4628
@jyotirmoypramanik4628 3 месяца назад
22:10
@KMediaPteLtd
@KMediaPteLtd 3 месяца назад
Aaditya this was the worst video.
@Anup10322
@Anup10322 Месяц назад
Faltu ka gyaan nhe chlta bhai
@dayakarashankaraiah3492
@dayakarashankaraiah3492 Месяц назад
Un necessary non sense discussion.
@ckgupta5175
@ckgupta5175 Месяц назад
Waste of time
@hkmohan9113
@hkmohan9113 Месяц назад
SBI card fraud hai. Door rehna.
@SACRED_HITMAN
@SACRED_HITMAN 3 месяца назад
Itni matha fodi krna hi kyo
@ashishjain2345
@ashishjain2345 Месяц назад
All shit he is speaking he haven't tell any think he just telling his life story which no one interested
@RPS-iw4ci
@RPS-iw4ci Месяц назад
Isse bakwas aadmi nhi dekha
@akshaykapile6029
@akshaykapile6029 2 месяца назад
useless podcast
@dharmendrasinhrana6354
@dharmendrasinhrana6354 18 дней назад
Kuch clear nahi samjaya waste of time
@RomanSingla07
@RomanSingla07 3 месяца назад
I am in class 12 and mera interest stock market, nifty, crypto Mai hai to mai v cfa karo
@joshuadias2468
@joshuadias2468 3 месяца назад
MBA- Finance CFA FRM So many options are available.. which will place you into the stock market industry. You have to think of what work you want to be doing on a daily basis? Like what should your profile be?
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