Credit Scores and Reports 101 (Credit Card and Loan Basics 2/3)

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In this video, you'll learn everything you need to know about your credit score and report, including what it is and how to improve it. Also, because we may cover products we like in this video, please click "Show More" to see the Ad Disclosure.
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Опубликовано:

15 июл 2016

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Комментарии : 62

@jiminstinyhands7776 6 лет назад

thank you for these! you just saved a person whose learning how to adult

@ZekSanchez 2 года назад

yes I am learning how to adult as well I'm tired of kidding

@KingsleyOseiAbrah 2 года назад

It’s so funny how the one thing that we literally run our life on,credit, is the most confusing thing on earth.

@tokyocrystal 3 года назад

I'm 28...and this helps so much.

@b100dr4g3 5 лет назад

Thank you for these videos. It's really surprising that there are so low views on these videos. Everything explained in this video should be common knowledge to the entire nation. I guess that's why so many people are in debt though.

@atticusjones 2 года назад

Do I have a socio-economic structure for you!!!

@Iwasonceanonionwithnolayers Год назад

@@atticusjones Well...what is it!

@modestphillips1930 12 дней назад

I’m 30 and me and my wife just looked into it I’m hooked now already doing pretty good for myself it was due time

@W1LDWESLEY 4 года назад

I learned from my parents and from paying off two motorcycles... Do not go into debt for it pays to save but drains to pay debt!!!

@Enoxificatti Год назад

Saving to buy sounds much more safer.

@kinoosako7322 3 года назад

As an adult, I used to still get confused by this.. until now lol Thanks

@menposed 2 года назад

Where was this when I was 18, it would have saved me tons of headaches in life

@greaper_1233 3 года назад

Me being 12 watching these:🤔🤨👁👄👁

@EvsPersonal 3 года назад

You are wayyyyy ahead of your game. Good for you. The quicker you can learn about how to be an adult the better. Should be proud of yourself

@rayrynZ 2 года назад

That’s what I’m doing, learning about credit score and all that stuff because I want to be able to open up a car shop one day

@muffinchannel8218 2 года назад

Me being 18 watching these: I am just like jasmine

@sobree9743 2 года назад

Better than being 19. Thats for sure.

@Psycho_SugarCraze 2 года назад

@@muffinchannel8218 bro our generation's lost

@katelynkeifer7887 Год назад

Sooo, don’t use your credit card unless you know you already have that money in your bank account or you know you will get that money before the due date. So if you don’t have the money to buy something in the first place, don’t use your credit card.

@daniabrowne723 Год назад

Yes

@Enoxificatti Год назад

So what's the big idea then? Why is everyone using this? Personally, I find that paying with credit is useless. Unless, the true meaning of using this is to rack up all the benefits a good credit score can provide?

@enkandescent1591 10 месяцев назад

@@EnoxificattiYes

@Enoxificatti 10 месяцев назад

@@enkandescent1591 👀

@nilla13gamer72 6 месяцев назад

@@Enoxificattiyou are completely right, the idea is to use a credit card as a debit one but with great benefits and a high credit score (because you’re proving that you’re able to do so)

@thebruh8904 8 месяцев назад

im turn 18 next month and trying to use youtube to teach me all this i need to know 😭 i’ve been up all night it’s 7:30 in the morning

@jersonirinco3437 6 лет назад

very helpful. thanks..

@jazmine4735 2 года назад

My name is Jazmine and I was caught off guard haha, thanks for the insight! It was very helpful

@NaiLaYahNiu21 Год назад

great informational videos!

@natperkins9310 4 года назад

Thank you this is helpful as my daughter is now learning about credit scores and credit reports!

@1upjayy-ey1bl 2 года назад

hey

@katekingsmith6943 4 года назад

It really a gud motivation to me

@modz9816 8 месяцев назад

Beautiful video

@kittykatkween Год назад

The fact that my name is jazmin makes this hilarious

@nicholasbotz684 9 месяцев назад

"Jasmine has been too afraid to use credit herself" it's me I'm Jasmine

@justina.6731 2 года назад

So with you saying that you should use only 30% of your maximum credit line, Does this reset Annually? (Example: In 2022, I receive a new CC with a Maximum credit line of $100. So I should only use $30/$100 For the full calendar year. But in 2023, would I be able to utilize $30/$100 again or will 2023 be considered as $60/$100?)

@chasingforeverbb 2 месяца назад

Balance the checkbook, and water the ficus.

@samuelrose8742 Год назад

anyone’s opinion? IOT give me a little history. I took loans for

@norrinmtz 3 года назад

my teacher made me watch this 😐

@vxdia8738 2 года назад

Me learning early

@Idspamaccont 2 года назад

How do you get your credit report?

@SB-ls7qj 2 года назад

Credit karma or go to your bank

@treacyshields9061 2 года назад

is there a way to slow down this video? It is fabulous but way too fast for my students to follow

@brapak9483 2 года назад

On the IPhone's RU-vid app in the top right corner of the video click the 3 columned dots an select playback speed in the drop down menu could maker slow or fast af boiii😎

@ShiftNova 2 года назад

Wait, so if you have zero credit. How would you check your credit score? I mean if know it is zero there isn't any thing to check, right?

@PuddinPouchPanda 2 года назад

You should still check in case there is something attached that you didn't apply for or debt that isnt yours, it actually happens quite often, like your parents/siblings medical bills. And no credit doesn't necessarily = 0 credit score. You start out with a low credit score until you prove you can make payments on time, which becomes your credit history. Zero credit just means you have no credit history

@ShiftNova 2 года назад

@@PuddinPouchPanda Thank you.

@Juwelzs 4 года назад

@dylancooper9470 4 года назад

If I have no credit history and applied for several starter cards each time I got denied. Does that effect my credit score?

@Tentegen 3 года назад

Usually. For these businesses to see if you are okay enough to be approved, they will check your credit history & score. Sometimes they will "ding" your credit score. Some businesses will let you know if they will be big hits or not. Some may let your know that they actually won't. But if they do, it will go down and stay down for a few months.