In this video, you'll learn the basics of credit cards! We cover what exactly a credit card is, how you can get one, the differences between co-signers and authorized users, and more.
Yea and my family doesn’t explain shit to me and they want me to fail and not be successful and they always avoid topics like with me they literally hate me and their also jealous and bring me down they don’t answer my questions whenever I ask them.
Thanks for teaching them that. I'm 25 graduated in 2015 and they never taught this. I just finished learning what it is tonight. Got approved on my first one
2:11 What if you want to open a new credit card and you don't have a credit score because it's your first credit card? Are they going to deny you your credit card?
My main question is like always and no one answers me.......whats the point of a credit card if you have to pay back in FULL!! If I spend 200 and have to pay have 200 I'm not saving anything or gaining anything 😂😂
The point of a credit card is to build credit and get a car or house and plus the money is always there so if theres a payment u need paid asap but dont get your check until 2 weeks or so u can pay it off and pay back the bank when u get your check
@@ur_1v3r for me only the " payment u need paid asap" makes sense house and car my jobs pays enough to be able to afford them one day well i already have the car 2 actually lol
Hi I have a question, so lets say I get a credit card and I have a spending limit of 200, if I spend 100 will that be my balance I have to pay for that month? Or is there a different monthly balance I would have to pay??
This is what I need to tell customers when I ask if they want to apply for a credit card (I work retail and we have to sign people up) It's not at all as scary as it sounds, you get reward benefits and help you build your credit score. But people hear credit cards and freak out lol.
i feel like im the last man on earth who hates this with a deep passion. recently got a credit card because friends and family keep pestering me about it. I DO NOT CARE about "free money cashback" or "free money" in general. I only have a debit card, and use that for all my bills. only thing going on for credit cards is that it sort of acts as evidence to lenders on how you handle money, thats it.
I had a meeting with a financial advisor at my bank specifically to discuss credit cards. He gave me the name of a budgeting app, and a vague description of credit cards and pushed me out the door. So now here I am
All CREDIT CARDS TODAY must have PHOTO ID of the cards same bank cards of any, your go too pass port photo with all ID this photo, used for id credit cards bank cards today this stop all stealing from credit cards as photo taken at all buying as use this trip photo and sent on files
Well I'm not sure about that though. But credit cards can be used at times for small purchases, and don't make any payments you can't afford on credit cards or else you'll be racking up in debt.
@@thecasualgamer1389 so if you know what you’re doing and have a strong understanding. they can be used to help you just as much as they can hurt you. know the difference and you’ll be fine! if the borrower has poor habits that’s not the banks fault or the credit card company
Now I found the real legit man *TRENCHDAWG* I bought my credit card and he worked on my bad credit score now I can afford to pay my bills am really happy now, Legit Dawg ever💯💯
