it's a mind blowing analysis . अगर servant class भी 50,000/month कमा रहा है तो वह middle class मे आ जायेंगे । (1) वह tax नही देते हैं । (2) घर का every member earning हैं । (3) उनके रहने , खाने के खर्चे so called middle class से बहुत कम हैं । (4) बच्चों की education और socialisation पर उनके खर्चे बहुत कम होते हैं । ultimately they have more cash to their hands than others , provided they are not wasting money in liquors or other addictions .
What suchitra ji mentioned about the so called 'labourer class 'is absolutely true provided they are not spending money on liquors and other addictions
Please rename this Channel as "Words of Wisdom". I just stumbled upon this channel and since then I have been watching all of your videos. You are giving million dollar advice that's belief shattering and eye opening to the next level. Garv haran kar diya Sir aapne. I am individually a middle class but overall I am a lower class. Thanks for opening our eyes Sir and making us realise the illusion that we are living in.
I'm an MBBS doctor and I'm poor, individually and as a family 😓 Don't do medicine kids, it's not worth it. 50k ka salary milta hai Bangalore mein. MD karliya toh 70-80k milti hai. Aur ab NEET ke baad private seat ka fees hai 8L, toh after emi for MD also it will be 50-60k net income only😭
I am in the medical field.The way i see it is that you have financial stability for a long duration.there is no retirement age and your growth is exponential not like bellcurve of IT and other industries
@@BBeeblebrox why don't you open your own private clinic in small town. Beleive me i am from bihar, no doctor (private clinic) i have seen who is running clinic from 5-10 year is poor . They all have bmws mercedes, audis big bunglow. And they all started with small clinic very poor
Namaskar Sir, I have always lived a very simple life. Your words are absolutely true. There was a time when Indians used to spend within limits and saved more. But lately things have changed and we are going the way how westerners are spending. They have social security which is absent in India. We are also not an industrialized or enterprising nation. This limits our ability to bring money into our nation. We are looking for social approval but not looking for financial freedom. Let us hope things will change for the better.
Sir Apne bilkul sahi kaha h, Gaon me kamai hai nhi, muccho ko taoo bahut jayada. Sir Koi skills gain nhi karte, BA , MA , Phd karke berojgar ya 10-20 hazar ki nokari karnte h. Sir aapne kaam Vali ka sahi example diya hai.
Totally agree. Very good perspective. This mistaken notion of being in the middle class is ruining many youngsters as they crave to show off their "artificial" status by spending on name-brand items and being seduced by the EMI culture instead of saving and laying a strong financial foundation for their future.
I think i am middle class person .but after hearing this valuable information from sir, i think iam poor.after all now i have a clear idea and i make my mind set to grow more with the guide of sir. Thanks for this life changing experience.
Totally agree sir. It is an eye opening where you have conceptualised the “family GDP” as income category or parameters of class. I think the message is loud and clear to the target audience as well as understood. Thank you!
Sir, pranam! Dimaag ki batti jaladi aapne. Correct perspective given about definition of middle class. This is a reality check about where i stand. Thank you for making such educative videos.
Thank you for sharing your thoughts. Such content is really helpfull for those young people who seek for guidance but Ghr me and social Circle me koi deney wala nahi h.
In the age of information, we need not have to rely on parents for all solutions at life. This will make us independent at a young age and make better decisions at life. Most importantly the ability to think critically is what is missing in Indian youth. We operate like a herd.
Agree , Minimum Rs 50,000 per person in family should be the income according to current tax slab to be middle class. Total income of family should be greater than equal to >= Rs50,000 multiply by total number of family members to be middle class.
India has a problem with middle class looking down on working class. As a student in canada. I worked part time with students whose parents can be called canadian middle class or upper midde class. Its just a way of life for them to afford a better life, not depend on parents and also learn the value of money
Tabhi mujhe kabhi kabhi poor honi ki feel atti thi ajj samajh gya in reality I am poor 😓😓😓😓 Poor me v lower poor class kyuki mere papa earn karte h we are four member he earn only 20-30 thousand he is shopkeeper
I will have to think to what extent I agree with you but I think you are the first person on Indian youtube to discuss these issues so candidly. Kudos to you
Really appreciate to use blunt words becaue our communities need to accept this reality. In Punjab lot of land owners are struggling but still they refuse to accept that we are slipping to lower class every year. So we need to think this way and start dividing income per person in family. Atleast before lending a huge amount from banks to maintain their fake social status they could ask themselves is it really worth? Thanks
I explained same to my family since my childhood but unfortunately no one agreed. I would like to add that type of city where you are living in also matters. if you have a kid or two studying in a school or college in metro like ggn, Mumbai, bangluru, delhi then may be bracket of middle class even fall at higher income range than you mentioned. Good explanation
Amit ji, I have had this concern for a long long time. Glad you are echoing my thoughts on this. Most people who consider themselves as middle class are either lower class or lower middle class. In the last 10 years the definition of middle class has changed drastically while salaries have more or less remained stagnant. Savings of a crore was considered retirement level savings just 10-15 years back. Now you can't even think of retiring with less than 4-5 crs. How times have changed.
On point. I really appreciate people like you who are guiding people (especially lower & middle class as high class are well aware about their finances) Here are few suggested topics on which your should create the videos: -Importance to investing money in education. -People keeping all their money in bank to get interest & thinking they are rich -spending money in deprecating assets for maintaining social status & show off - end up paying heavy EMI’s Keep growing, Animesh Gupta
There is a difference though.. place of living has a huge role to play when setting up with income limits.. 50k household income in a village in a family of 4 is middle class easily I believe.
We need to look at the income after expenses like rent etc. That should be treated as income, I think only then we can compare it with village or tier 2/3. If rent is sorted most expenses are similar nowadays.
100% Agreed, you are a Gyani with Real Gyan Jo Khulke kehta hai Pehle apne ko jaan aur apni asli Aukaat pehchan Khali peeli ka apne aap ko Raja mat Maan. Prabhu aap Der say aaye par Durust aaye, Prabhu Mai aapke Gyan ke Sagar say agar ek Chamach bhi ley paaya to Jeevan Safal ho jaayega ...
Very good analysis 👍🏻 but what is the need I don't understand 🤔 class -wass kyu sochna? Life may khush ho ya nahi, Bass yehi kafi hai, are you meeting your needs easily in your life, fulfilling your chhote/bade dreams? Happy with your family and friends? Keeping yourself healthy, physically and emotionally? if yes then it's cool, wo fir mai hisaab jodke middle class hu ya lower class doesn't matter, wo to sab dikhaweka ka tags hai. Mai apni life may khush and comfortable hu with dignity bass mere liye itnahi kafi hai,fir log mujhe lower,middle,upper jo bhi bole, ki farak panda 😀
Sir, very nicely explained, just request to give examples of people doing private jobs with no pension. Also share some ideas on how to overcome discussed issues.
Strongly Agree with each point. I see many people preparing for non sense exams sitting at home for more than 5 years. They should learn some income making ideas.
sir very nice video , pls make video on how to become Upper Middle class for working professionals. Also how should middle class people spend money and where should they buy houses
Ground reality, lower class me koi 50k nahi kamate. You are clearly overestimating it. There's still a vast difference between the lower and middle class, very big one at that. Haan ya toh keh lo, saare middle class bhi lower class hai. Pr koi actual lower class parlor, driver, watchman and delivery, etc wle 50k nahi kamate hai. Ab agr aap middle ko lower keh rhe ho, toh ye sab kaha jaye
Amazing 👏 as always, 😇 your thoughts are so inspiring n bang on 💥 Sir, another point now the couple should plan for one child only to have a comfortable life. Kindly guide on this aspect also 🙏 regards
Very true sir 👌👌👌👍I agree .... Your message is very crystal clear to understand 👌 after listening to you.... I strongly feel I was wrong thinking I m middle class...I fall in lower class and I understand that I need to work hard to cross that line....till then I should take decisions on spending calculatively suits my income. Thank you so much sir for throwing light on this subject 👏👏👏one in a million would do this like you. Super sir 🙏🙏
