Do I Buy, Finance, Lease or Rent My Cars and What Should You Do? 

This guy has a massive following for a reason. Totally legit, honest and transparent. Solid video.

Top man Yianni. Not afraid to be honest. Genuinely humble.

I actually thought he'd only show off... But he's providing information too awesome

I've never even seen a single video of this guy, and I like him after watching this video

I don't usually comment but I just had to applaud how not only did you educate but you did so with so much humility. You could have stunted, bragged and even exaggerated but you didn't (or at least I didn't get that impression). Mad respect.

“I didn’t need the money” I have the same thought process when I’m about to buy a pizza.

This was legit informative and for someone who hasn’t watched Yianni in years it’s nice to see this mature content and down to earth facts 👌🏼👍🏼

Extremely clear and well delivered. I like the fact you also explained the "personal circumstances" aspect, incl. social media influence, breaking lease terms, etc. It's not all about the counting the pennies. The visual aids were also especially helpful. Great, clear video. Absolute textbook - well done, and thank you for keeping it real!

Can't help but like Yanni.. he's worked hard, made a success of his business.. he didn't ever need to explain to anyone what he does when buying his cars.. yet here he is.. Nice one Yanni top bloke 👏 👍 👌

Such a detailed and honest breakdown of how you own so many cars. More YT’s should do this instead of pretending. Don’t get the BMW though, unless it’s being ran every day that’s a waste of your money.

"Try not to worry about what other people are doing and worry about YOURSELF." LOL I LOVE him for this. I SUBSCRIBED

Honest and genuine. This is real talk which is rare to see on RU-vid. Gratz my man keep killing !

So it's a smart business... Not just buying, but branding

Thanks Yanni! Love the honesty and the “don’t worry about other people , worry about yourself “ part. People think once you are an influencer it’s all champagne and unicorns 😂.

Wow, was not expecting that. Honest and humble. Telling people not to go beyond their means. Wish more were like this dude.

What a decent bloke he is. Good luck to him. Top man.

love the transparency and honesty! how many people on youtube would honestly say they've taken an L for a few grand? Not many. This info is really cool to know so thanks

This is the Realest I've seen an "influencer" being. He is basically giving free financial advice. (PS, I know he's more than an influencer, im just referring to him in his capacity as a youtuber)

Hire purchase is also a type of finance ! This allows you to pay a deposit pay monthly but have no balloon payment at the end. Premiums are usually a bit more, however for most “cheaper” ever day cars this is the most common option where you keep the car at the end of the term! Great video yanni keep it up !

What a fantastic video. My respect levels for Yianni have gone up a notch or two after watching this.

Seriously think that Yianni should do a podcast after watching this vid. Who else thinks so?

Dammn bro. You just changed my perspective on Financing and Leasing. I'll definitely consider or out right lease my first car (not an exotic car nor one I wanna keep). Before I just did not even consider leasing as an option primarily because of a lack of knowledge on the topic. This video gives a great explanation without all the confusing numbers as to why and when to choose lease over finance and vice versa. Amazing!!!

I love how down to earth he is. Transparent and making the time for viewers.

600 A Month is cheap as chips.... I can't even afford chip's

Yianni has taught me more about finance than my education system

A great honest and straight forward explanation of the various ways to purchase vehicles. Leasing trumps top including the hassle free aspect of driving a motor; no MOT for the first two years, little risk of breakdown. Love to hear your thoughts on classic cars...

This is by far the best car finance explanation video I have ever watched and I'm subscribed to almost every car RU-vidr and have been watching constant car related content since probably 2014.

The fact that he tells us he finances some of his cars and doesn’t try to make it seem like he’s all that shows what a nice lad he is 👍🏼

I like how honest you are, it's like you're talking to us as a friend. The transparency is real & I LOVE IT! I feel like if you make a video on how to invest in cars and know whether a car is a good investment or just to lease it when you buy your next car, it'll be so good and educational to give advice to the young entrepreneurs out there.

“At the time I didn’t need that money” I love it when people make those kinds of statements!

I've just discovered your channel and this guy seems genuine and honest. Clear and concise explanation of different methods of purchasing a car.

_"Try not to worry about what other people are doing and worry about yourself."_ Just about as good a piece of advice you could hear online. Interesting piece, thanks Yianni! I hope the Aventador finds some value and you make your spondoolies back on it. Peace. ✌️😎👌

That's what you call a humble and honest man, God bless 🙌🏻

Yiannimize the financial adviser.. you truly r the man.. so much wisdom.. you ar more than an influencer..Bro you can feel the genuineness...I know I do..💯🙌🏾

Yianni this style of video is quite insightful, would appreciate more 🙏🏾

Buzzing you've addressed this.... there seems to be this strange stigma with financing / PCP-ing a nice car people are so quick to shoot you down for it I think it purely comes down to jealousy im 100% certain if the hater could afford the deposit, monthly and running costs they would! Even if I was a millionaire I would PCP !

Im trynna get to the point in life that I forget I own a brand new BMW...

Thanks for taking the time out to give your honest opinions. Keep up the good work, your fans appreciate it

Great video Yianni, really clear and concise and has improved my understanding on the options available to get a car 👍

I love how honest, open, and confident you are, and how you talk openly about this

I love his transparency in this. It's refreshing that he feels so comfortable to talk about something that is generally too intimate and quite personal information for most! Respect 👊🏽

Thank you for being straight up. Respect you for not being big headed. You work hard you keep people in work so you enjoy the returns. Respect.

I’ve been contemplating whether to finance or lease and you just kept it real, clarified it for me! thaaankkss

Wow Yanni..... you broke it down for the audience so nicely....I know people who would finance/lease a car and pretend like they bought it, but you didn't flex at all and were so humble about it. At the risk of sounding gay, love ya' my man ❤️

We need a race Yanni vs Matt on foot and a brake test as well from 7 miles an hour

The honesty was amazing in this video, very helpful! 🙌🏼

Stumbled across this channel, love this guys honesty

Probably the most honest "how do I buy my cars" I've seen

"I'm going to show you how I bought each one of them" *an ad plays ahh i get it

Wow finally a RU-vidr being honest about he’s car. You just exposed a tall guy and Mr organic thanks for sharing

Love this advice man, so real. Thank you!

Hell, this is one of the best videos I've ever seen on RU-vid. Top info on car finance, really nicely put, and some top life advice at the same time. Came for the wraps, stayed for the lesson. "Try not to worry about what other people are doing and worry about yourself."

I got my first car this year and it's leased. It's a brand new 2020 Audi A1. Some people said it's too flash for a first car but to be honest i'm 26, worked my ass off since uni and thought i deserved it. Leasing is 100% the way forward. Here's some more advice for leasing: Shop Around: I was talking to about 4 different lease companies and SHOWING them the quotes each company was offering me. They will FIGHT to get you the best deal because they want your service for 2+ years First Monthly Payment: Once you've signed all the paperwork your deposit will go out first but then your first monthly payment will go out about 10 days after too. This took me by surprise so make sure you've accounted for that. What you can do is call up the finance company (not the lease company) and change your monthly date so it's not a massive lump some coming out of your account. Lease for Max 3 Years: It's tempting to go for the cheapest deal, but this is because most car warranty ends after 3 years so if anything happens after that you're in trouble. Hope that helps! Thanks for discussing this Yianni and push for leasing. End of the day it's your finances and you don't need to impress anyone.

Like the honesty buddy. With also the best advice “Stay in your lane” 👍

Love the honesty! You are living the DREAM! 💙

Loved this... who else wants to hear his advice on how to grow a business and other valuable lessons he has learnt over his career!

Great video, very rare you see someone so high profile being so open about their finances. Very informative for people wishing to purchase expensive cars in the future

GREAT TALK ON FINANCES ,IT OPENS YOUR EYES TO HOW IT ALL WORKS AND GREAT HONESTY ,GOES A LONG WAY

I have a newfound respect for Yanni after this. Good info, and keeping it real by saying don’t do it just to show off if you dont have the money

I just steal all of my cars

Loved this honest video and specially the “stay in your lane” part easy to get wrapped up in what other’s think when you have to pay the bills as long as you’re happy with what you have then that’s all that matters!

Never thought about how good of a business man yianni is. Fantastic video I love the info

Yianni, this was wonderful. Thoughtful of you to give out insightful information.

Yianni: “I didn’t need the 300k” high tier flex right there

i love you man! you’re so humble, hard working and seem like you’d be so easy to talk to. i see you being an amazing dad

Didn’t expect this video to be so informative and so well explained. Thank you 🙏🏾

very brave of you to give a real-life peek into the "show business" keep up the good work

Great honest video from a top bloke. Met you at a Birmingham car show , you were great with my son, your staff were friendly and helpful . Keep up the good work 👍

I have no interest whatsoever in car wraps but I watch this channel because of Yianni's transparency about his business and how he treats his staff. Good job mate, keep it up!

This is a really great transparent honest video with some really helpful information which I was able to learn from. Thanks very much!

Loved the video Yani. You were real and gave proper advice. More content like this please. 👍🏽 👏. I am a business studies teacher and I will actually use you video to teach about branding. Your company is a great case study for how branding and social media are used.

It's so nice getting this kind of transparency! Totally changed my view on this topic. Keep up your awesome content! :)

Me driving a 55 plate 206 Yianni: "My wife's range is getting old now it a 2013 model"

Thanks Yani I got all my answers I had in my mind, about financing, leasing and buying cars, Appreciated brother 🙏

Fantastic video, I love the honesty and the simply breakdown of it all. Nice one!

Solid advice mate, I really enjoyed the honesty.

This is actually a very good and informative video, clearly explained and well thought out! I think it eliminates a lot of myths that viewers have about the cars that various people own. Keep up the great content!

Really informative for young people like me, really appreciate the advice!! 🔥🔥

What a very refreshing, open and honest video - thanks for posting - Great insight.

Such real talk there bro, honestly this felt like a heart to heart with a brother and a financial advisor!! Yanni that was real👍👌👌 thanks

As a female in her 20s I have just started understanding the "car world" I felt so stupid not really understanding leasesing and financing a car. Or what would be best, I appreciate you educating us in this video! Wise words: they're not paying your bills so why are you bothered and stay in your lane!

Awsome to hear about your personal choices. I always like the interaction between you and Mat

Yianni this is the best finance, lease, or buy video on RU-vid. So refreshing when you see somebody keeping it real for once. You just made me a fan. Mad love from the Gold Coast🤙

This is why I like PCP, which is another form of Finance/Lease. You have the option at the end of the term to either hand the keys back, buy it (with the pre-agreed value at the start of the contract), or use any residual value it has above that as a deposit for your next PCP when you hand it back in.

I love that you’ve set it out so clearly So many youngsters will be getting burned by their finance deals.

First time I understand the full detailed information about all those methods. Thanks G💪🏼

Really nice of you being honest mate. Congrats on your cars

Amazing honesty Yani!! Totally puts down prats digging into your personal life 🤜🤛🏽

Balloon payment is only on PCP agreements on finance. There is other finance options (HP agreement) where the monthly is slightly more money and no balloon payment at the end which is what I've got.

This is best advice ive heard from youtube. Ive got a license but not in a position to get a car, however this video was helpful to me. Thanks Yianni

A rare attribute of a Cypriot 🙂 but Yianni downright honest and true! Noone pays your bills and don't do things just to impress!

From carwow videos you'd never know he is such a straight and down to earth guy. Opinion changed in one video

Nice vid. Can you do one on lorries and plant?! 😎

The best advice I've seen on RU-vid! Thank you for that!

Phenomenal video. Massive respect for such honest and decent advice

This was really useful Yianni and a nice change from your usual content. And props for keeping it real. Stay blessed ;)

Humble and honest 🙏🏽👊🏾

Great video Yianni, good clear advice and love your vibe.. Keep shinning..

Cheers Yanni! A really useful dance around the 'buying a car' options!

Whole lot of new respect Bruv! Sound video, and you Just being yourself. Skeptic at first but you are a genuine down to earth human being. mad love!