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Do Not Invest In India ! Is It The Right Decision For NRIs ? Every NRI Must Watch 

NRI Money Clinic
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13 апр 2023

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Комментарии : 743   
@ln7487
@ln7487 3 месяца назад
As a NRI, i invested in a property in India. You are fine until you get hit with an issue. Govt authorities installed a electric pole right inside my property which was supposed to be installed on main road. I was surprised when i saw it on my india visit. I visited officials with a letter indicating they made a mistake and hence it needs to be removed. As you all can imagine, the official asked 50,000 rupees as a bribe to correct the mistake he made on my property. I refused. Result? I had to wait for 7 years, with no change. After that i was told the officer is transferred to another office and hence i need to write a new application. Long story short, i got it removed finally by paying a fee fir the removing vendor company. This is India. If you dont have anybody to check frequently, STAY AWAY!! India government officials are corrupt and will not change.They are used to bribe and nobody can change that!! Disgusting!!
@INDYEAH
@INDYEAH 2 месяца назад
Good point covered indirectly, do not ignore your people once you left India ... Keep good relationships with people in India irrespective of yiur status change
@ln7487
@ln7487 2 месяца назад
@@INDYEAH I have many relatives as I belong to a large family in India. But my property is a empty land so nobody felt a need to check the property. After all, what can happen to a empty flat land? I used to check the empty land once a year when I found this poll installed.
@macarangacapensis2283
@macarangacapensis2283 2 месяца назад
i am an nri like you and i have the same problem
@avinsegi
@avinsegi Месяц назад
@@INDYEAH Whatever you are saying is after the fact. The problem still persists in obtaining basic rights in India. Shouldn’t someone buy a piece of land if they have no close relative in India? That itself indicates the problem. Do you really say the same thing for other countries? Our mindset itself is the problem.
@vidyakeshwani7778
@vidyakeshwani7778 Год назад
Sounds really good and encouraging but truth is it’s really very very difficult to operate anything in India!
@bharatdesai6197
@bharatdesai6197 Год назад
Thank you for this timely video. I agree with your analysis. Just transferred some dollars to be invested in portfolio for long term. Looks like there are lots of red tape with banks and government still persist. It took me almost three months to open an account with HDFC interacting with multiple staff and personally visited the branch several times. Looks like things are happening on surface but it is still too much red tape to navigate in India.
@Unknown-sh8kw
@Unknown-sh8kw Год назад
It took me one visit & was quicker than US bank visit
@nacpatil
@nacpatil Год назад
I had done same but after few years they locked my account for some tech reasons such as adhere card or latest pan. It's just pain. Better dont send money to any indian account.
@gsubram77
@gsubram77 Год назад
I agree with @Bharat Desai. I recently had a super bad experience trying to open an NRO account. It took me over a month to open an account for my better half. This is despite of having an NRE account already with the same bank. We were at our wits end.
@ervikash20
@ervikash20 Год назад
its depends on bank. ICICI is very quick but HDFC and SBI are super slow and painful.
@GPInvest-cf2oy
@GPInvest-cf2oy 10 месяцев назад
Had a very bad experience with ICICI and closed the account. Now, I am going through the same with Kotak.. Its just not easy to get something done as an NRI. Too much documentation and waiting time, even after your KRA is up to date..I think a lot still needs to be done.. We talk a lot about becoming an next economic power but in reality, I think we are losing out to other smaller countries..
@gustakh1050
@gustakh1050 Год назад
Please make a episode on repatriation issues faced by NRIs. Especially if one invests in Real estate where you have issues of Black and White money.
@dppn5145
@dppn5145 Год назад
Thank you NRI clinic, explained It well very well. You have missed India have the biggest advantage of young working population who can learn the AI or any technologies.
@MrRVKarthik
@MrRVKarthik 5 месяцев назад
Very well put and excellent analysis sir! Keep it up 👍🏼
@user-ln1gs1sg2f
@user-ln1gs1sg2f 10 месяцев назад
fantastic sir. very detailed; I was gathering information for the past few months. What you said exactly matched perfectly into all the areas that I studies. thank so much for ur detailed review
@holypunk12
@holypunk12 Год назад
Opening a DMAT account itself I find very unwelcoming procedure !! So gonna close my PIS account soon !!
@ravinderminhas8253
@ravinderminhas8253 3 месяца назад
Dr., you are super intelligent. What ever you are saying makes a LOT OF sense. Happy to subscribe your channel.
@prakashjoshi1849
@prakashjoshi1849 Год назад
The ETF ticker symbols ( In USA) are INDL, EPI & SMIN worth looking at..
@dibyendughosh4042
@dibyendughosh4042 Год назад
Very informative video. 👍 What about OCI Cards holders. Can you please explain? Thanks
@ssmedikonda
@ssmedikonda Год назад
Really insightful and I can attest having personally spent so much time and effort to move my own hard earned money from India. Taxes everywhere and grease money triple tax to invest in India!
@harshsparikh
@harshsparikh Год назад
We need to thank our forefathers, scientists, diplomats...who didn't give up after we gained independence, were not well off, and sometime under sanctions to what we see today. People born after 1990's are really fortunate to witness the rise of Bharat.
@megafraudbuster4124
@megafraudbuster4124 Год назад
100 % true . Indian laws favour tenants and the judiciary is very SICĶ ... Advocates are out to grab as much money from NRI as possible. Every stage of transaction is corrupted. Finding trustworthy people is difficult. Keep away ...there are better places to invest .This is my experience...I don't want anyone else to suffer .
@pranavgoud5709
@pranavgoud5709 Год назад
Lol 😂 you cannot buy acer in another 10 years
@vikramramprasad530
@vikramramprasad530 Год назад
BS
@ramamurthykarnati6410
@ramamurthykarnati6410 Год назад
Judiciary is very SICK - Very appropriate
@RkR2001
@RkR2001 Год назад
If you don't go through Proper people or proper Homework then you are likely to get disappointed
@megafraudbuster4124
@megafraudbuster4124 11 месяцев назад
@@pranavgoud5709 what has acer to do with property investment in india .???
@nareshtolani7677
@nareshtolani7677 5 месяцев назад
too good, very well researched ,to the point and facts.
@felixlighter3607
@felixlighter3607 Год назад
Thank you Mr. Bhat for posting this well researched topic. I have seen numerous videos put out by global RU-vidrs on the changing world order and de-dollarization. But you are among the first few that have related it to the investment back home for the huge Indian diaspora and NRI community. Though we are always bias to the motherland as well as have a gut feeling from an inward looking aspect sitting abroad, it still takes seasoned and experienced investment persons like yourself to strengthen that faith and belief. Kudos to you and NRI money Clinic team for putting up videos that are synced and tap into the pulse of all of us, NRIs. Stay blessed always!
@NRIMoneyClinic
@NRIMoneyClinic Год назад
Thank you very much for your kind words and feedback. Stay tuned
@jamespinto5379
@jamespinto5379 2 месяца назад
Don't be carried away from this man's advice. Reality is very different
@MrAshoka21
@MrAshoka21 Год назад
This is a very informative video to the NRI'S. Thank you for sharing your knowledge.
@AnnaWalterr
@AnnaWalterr 11 месяцев назад
Are you interested to invest to earn crore daily
@rajbagri1422
@rajbagri1422 10 месяцев назад
Thanks , very informative , fully agree with you that Indian economy will grow in next couple of years and it is right time to invest in India.
@DeepakGoswami12
@DeepakGoswami12 Год назад
I understand that you have a positive outlook on the growth prospects of the Indian economy. You believe that with the support of Indian non-resident individuals, it's possible to boost the overall output of the Indian industry and acquire knowledge of international standards.
@sashtivel
@sashtivel Год назад
Be careful.. reality is different., don’t carried away. Just talk to your friends and relatives those doing business, they tell true stories.
@thyagarajesh184
@thyagarajesh184 Год назад
If an NRI does not see their or kids future living in India, then don't invest in India.
@oswaldmachado33
@oswaldmachado33 Год назад
Presently Russia is accepting crude payment in UAE dirhams,, is this correct????
@mitchelldalmedia815
@mitchelldalmedia815 Год назад
Dr Bhat, thank you for your guidance, actually I feel Investment Banking is Nobel profession..since you are helping people secure their future...
@syriacthomas
@syriacthomas Год назад
The confidence people have to invest in US is the systems are working in US irrespective of which party rules.
@AnnaWalterr
@AnnaWalterr 11 месяцев назад
Are you interested to invest to earn crore daily
@believerone2001
@believerone2001 Год назад
Energy drivers were focussed well. Cash flow is most important for any tea stall
@venk777
@venk777 Год назад
Key message is : don’t have all eggs in 1 basket. India is good for diversification. Invest in stock market over 15 years. I plan to invest 12L per year over next 15 years.
@AnnaWalterr
@AnnaWalterr 11 месяцев назад
Are you interested to invest to earn crore daily
@rejivarughese7893
@rejivarughese7893 3 месяца назад
From share market ❤
@Awesomes453
@Awesomes453 Год назад
Do not invest in India 😂 .. click bait 😂 .. but good information in the video ❤
@hermes8258
@hermes8258 4 месяца назад
Thanks for your analysis. Please do a video for non-NRIs. I am finding purchasing stocks and ETFs difficult because I am neither an Indian resident nor someone whose family background is from India. ETFs in Canada and USA that invest in Indian equities have high costs for us. Also, an economic and even political analysis of the pros and cons (and for *whom*) of the nation of India's nationalist and protectionist investment policies, compared to say Singapore and Dubai. Why do we not have policies of reciprocity regarding real property and stock market access, as with immigration? Or indeed, do we?
@sankha012
@sankha012 Год назад
The country was always hot, and it is getting hotter every year. I am worried about the impact that the heat might have on productivity.
@vinay4886
@vinay4886 Год назад
Excellent discussion! Now Indian gov should revamp infrastructure and tackle corruption and make it more attractive for Indian youth to stay and contribute to development.
@SanjayGupta-nt9vn
@SanjayGupta-nt9vn Год назад
It’s not happening, it’s still 40% circar, it is a multipolar world
@menakakishore2799
@menakakishore2799 Год назад
Well said 👍
@shyamchabra5355
@shyamchabra5355 Год назад
When is this likely to happen?
@techsavy2292
@techsavy2292 Год назад
WAKE UP. Even if government take single move they will critize saying it only affects common man and rich people not affecting. When we make heavy change, expectation is we have to loss something for betterment . I mean WE is middle class/Poor. The change will slowly affects the rich as it move years . But, our people does not have patient and blabber what western media enforce us.
@AdityaJape
@AdityaJape 7 месяцев назад
entitled desh drohi NRI 😂
@kodiyattamohan3645
@kodiyattamohan3645 Год назад
This for many people who thinks negative on India. Fine articulation and look forward great knowledged person like you understand what is economy and to make people to understand in a simple language. Large population still don't know what is Vostro.
@sachinpondi8718
@sachinpondi8718 Год назад
What is your best estimate for rupee appreciation in terms of years & percentage over what it is today which is 1$ to 81Rs. Thanks Bhat
@SanjayGupta-nt9vn
@SanjayGupta-nt9vn Год назад
I have promoted 15 start ups but unfortunately not been able to raise FDI to be invested in India 🇮🇳
@ravikolli5694
@ravikolli5694 Год назад
Information is very good, biggest issue in investing in India is no proper regulations in place and court of law is not in place for common man and NRI.
@Whatsup2today
@Whatsup2today Год назад
RK@: Very well said, to say the least. OCI & NRI experience is shockingly unbelievable, you not only burn your fingers, but your hands too, by investing in India. Why? Where are the local Indians gone? Gone for good overseas.
@surefire07
@surefire07 Год назад
I just came back from India. Some points like the economic growth target looks possible. But Governments corruption, and bureaucracy in the government offices are still intact. Black money circulation are at peak i.e. in real estate transaction only 20-30% money will be official and remaining will come in a bag which you will have hard time to count and will have problem to store. I had a hard time to open a DMAT account from USA even though I have PAN CARD, NRE and NRO accounts in the SBI since 2008. This year I was forced to travel to India just to complete the DMAT account process to complete the inherited stokes transaction. Indian Banks are like a vegetable market. Unless you are a rich person and have agents in India, stay away from the Indian Babus' government. If you are interested to invest in Indian stock market then use India Funds offered by the major US brokerage houses.
@Ahsanraza4u
@Ahsanraza4u Год назад
you could have opened your demat account in zeerodha within a minute. I did that from USA.
@paulhingorani4791
@paulhingorani4791 Год назад
Taxes, fees, brokerage and you never get full market value of promised amounts. You land up with max 59% of the market value and then you lose in exchange rate over time.
@SRYdm3ic
@SRYdm3ic 11 месяцев назад
Hi, need some info for a similar situation with inheritance. Not started the process. What documents you submitted to get the shares transferred to your name? Did you deal with Mutual funds transfer? Do they change name of the ownership or liquidate and deposit the funds directly to your NRO account? Your response will be appreciated.
@abankwar
@abankwar Год назад
Biggest problem is to bring your own legal money from Indian bank account to Foreign bank. Reform is needed on this area. It is not as easy as we transfer from Foreign bank to Indian bank.. Plus fast depreciation of Rupee against dollar in last 5 years is another deterring factor..
@lktiger009
@lktiger009 Год назад
True.
@AdityaJape
@AdityaJape 7 месяцев назад
wait till 2025 dollar will lose it's value 😂
@jazzyjazzy903
@jazzyjazzy903 5 месяцев назад
​@@AdityaJapeNo it won't, the dollar will be at 90 by 2025
@AdityaJape
@AdityaJape 5 месяцев назад
@@jazzyjazzy903 yes and crash post may 2025.
@hariprasad181
@hariprasad181 3 месяца назад
Lol... if you made real estate or stock invesvestments your money would have at least doubled in the last 5 years (even offsets all the dollar rates, etc.)
@sachinverma6676
@sachinverma6676 Год назад
Sir how Middle East UAE economy is linked or will be affected based on whatever you explained?
@bijuedayadi
@bijuedayadi Год назад
Sir, I came to Bahrain 1996 for work and during those days 1BD was Rs.90 and one cup of tea then was Rs.2.5 in Kerala. Now one cup of tea is Rs.14 and 1 BD is only Rs. 216. Price of a cup of tea has increased more than 6 times showing the value of rupee has gone down. Price hike is increasing badly in India and investment return is not increasing accordingly.
@rockyghost7689
@rockyghost7689 Год назад
Moreover your money in NRO account is Blocked cant use in foreign countries. From Gulf so easy to remit to indian banks but to get own money from India is so hard which i have remited 15 years.
@preetmohanty3587
@preetmohanty3587 Год назад
In 1996 price of Tea was 1rs and not 2.5
@bijuedayadi
@bijuedayadi Год назад
@@preetmohanty3587 in kerala it was 2 to 2.5
@venkateswarluchaluvadi7540
@venkateswarluchaluvadi7540 Год назад
@@preetmohanty3587 It depends on the place where you are taking. You might have taken on road side stall , where now it is 10. Then it is 10 times.
@preetmohanty3587
@preetmohanty3587 Год назад
@Venkateswarlu Chaluvadi agree but u can't compare to tea taken from a road side stall in 1996 to 4 star hotel tea in todays times
@yunusseedat3213
@yunusseedat3213 Год назад
Very well comented, excellent advice really appreciated.
@somashekharasharma1082
@somashekharasharma1082 Год назад
Very informative
@sps6
@sps6 Год назад
Very good analysis why don’t you analyse on top 10 nse stocks for next 5 years
@sssinvestmart3357
@sssinvestmart3357 Год назад
Looking to meet you 🎉🎉We have same thoughts as you presented.
@nischalsehrawat2130
@nischalsehrawat2130 26 дней назад
Hello Sir. I have a question. What is the difference between investing in India directly via Indian fund houses and by investing in a US exchange listed ETF that invests in India
@JG-hz9yr
@JG-hz9yr Год назад
Never invest a single dollar, especially in property. You will get bullied by law, the police and the builders.
@kal8109
@kal8109 Год назад
Totally agree. Any sane NRI should stop investing in India. I live in USA and I never have to worry about someone encroaching my property. I know we Indians love our country deeply, but this video is misleading. I don't see how India will be a super power with out Innovation. Even today we're are a net importer. All software jobs in India are US companies. We are so narcissistic and self centered.
@70newlife
@70newlife Год назад
​@@kal8109if you have egoistic leaders in charge this is what happens. Laws keep changing frequently. NRIs if they invest in India their money gets stuck and taxed both in India and US. With India keeping on promising to do refund which will never come.
@SDM496
@SDM496 Год назад
Not true. Depends on where you invest in property. I have invested in and around Mumbai. Never ever faced any challenges.
@RkR2001
@RkR2001 Год назад
Major cities and Tech startups Fin Tech investment are attractive in India. And The speaker says investment in West likely to be downward curve
@das1992
@das1992 9 месяцев назад
​@@kal8109 LOL. Without innovation??? When was the last time you even visited India? That's all I ask.
@snehalathaboggavarapu6598
@snehalathaboggavarapu6598 2 месяца назад
Excellent video with clear explanation and analysis.
@arumugamganapathy8620
@arumugamganapathy8620 9 месяцев назад
Excellent information and thanks
@venumohan2756
@venumohan2756 7 месяцев назад
Excellent information sir... Could you please discuss with DIGITAL RUPEE
@user-xx2os3dn4q
@user-xx2os3dn4q Год назад
What is the price of 3 bedroom flat in mumbai berween bandra n santacruz west? I bought 3 falt in juhu facing sea o 13th floor 15 years back n still have it what inflation has done?
@kanubhaipatel1185
@kanubhaipatel1185 Год назад
Thank You Nice to watch video clip . 🌹🙏🏾🙏🏾
@perumalmaveli912
@perumalmaveli912 Год назад
Share market investment is horrible.. Until & unless our regulatory system change... Recent adani scam an example..
@safetyindia8477
@safetyindia8477 6 месяцев назад
Sir I am retired person want to invest some amount I shares and mutual fund I am raw to all these pl guide were and which company oli should invest
@venugopalpillai6535
@venugopalpillai6535 Год назад
your information and presentation is very good but your high lights of u tube is confusing ,
@NRIMoneyClinic
@NRIMoneyClinic Год назад
Feed back noted with thanks . Will work on it
@prakashjadwani4330
@prakashjadwani4330 6 месяцев назад
very good video but there is lots of light blip at the bottom of your video pls correct it.
@chilarai1
@chilarai1 Год назад
Good breakdown of prospects for Rupee based investments. The caveat is to stay in for long term, ie. 10+ yrs for the maximum benefit. Going in and out with every market fluctuation will defeat the purpose.
@yellowNred
@yellowNred Год назад
What are some good future investments in India? Some blue chip companies such as Reliance, Tata, etc. Also, any other investments?
@ajaysuri3101
@ajaysuri3101 Год назад
Very nice presentation. Thank u
@damodarsharma9632
@damodarsharma9632 Год назад
Sir you are giving best Economical development analysis on investing in India thank you sir for your advice
@prakashjoshi1849
@prakashjoshi1849 Год назад
Instead of sending money to India for investment one ( if really keen) can invest in India centric ETFs listed on US Stock Exchanges.. This will avoid lot of unnecessary hassles...
@aesculepious
@aesculepious Год назад
That’s a very good thought , can you pls share such ETFs
@electric-lemonade
@electric-lemonade Год назад
@@aesculepious iShares MSCI India ETF (INDA) - Listed on NYSE Arca WisdomTree India Earnings Fund (EPI) - Listed on NYSE Arca Franklin FTSE India ETF (FLIN) - Listed on NYSE Arca Columbia India Consumer ETF (INCO) - Listed on NYSE Arca Invesco India ETF (PIN) - Listed on NYSE Arca BMO India Equity Index ETF (ZID) - Listed on Toronto Stock Exchange iShares India Index ETF (XID) - Listed on Toronto Stock Exchange
@darshanpatel5558
@darshanpatel5558 Год назад
@@aesculepious INDA, INDY, SMIN, EPI
@beginner828
@beginner828 Год назад
Absolutely.... pata chalnese pehle kafi cheeze hat se nilal jati hai 😂
@1hasmukh
@1hasmukh 2 месяца назад
Dear sir, is there indication of possible strengthening of Rupees suddenly in coming months? Then it would be ?
@Reddevil6515
@Reddevil6515 10 месяцев назад
Hello, an NRI who wants to return in the next 20 years anything would you suggest anything for investment in mutual funds.
@shashanktripathi5910
@shashanktripathi5910 3 месяца назад
Very in-depth but very simply explained.Sir can you share details of what all investments that an NRI Can do in India?
@user-xx2os3dn4q
@user-xx2os3dn4q Год назад
What is per capita income of 14 billion population
@Info4all108
@Info4all108 Год назад
Thanks for the information.
@vikramnarayan5672
@vikramnarayan5672 Год назад
Very informative session and glad to know about the growth of India 😂
@sankarshanyanduri7907
@sankarshanyanduri7907 2 месяца назад
Wonderful video ! 👌
@user-xx2os3dn4q
@user-xx2os3dn4q Год назад
What about crude oil not solar?
@dineshkanchan8199
@dineshkanchan8199 Год назад
Dear sir, can you please talk in terms of statistics, as to how much Dollar we have saved in imports of crude and defence items
@KariniSandeepKumar
@KariniSandeepKumar 11 месяцев назад
Digital is fine, but speculation has to be backed by market trends. Based on rupee devaluation history it is unwise to say that the trend will reverse in the coming few years. Betting against the market is not smart.
@macdowellandrew
@macdowellandrew Год назад
India's GDP is 6%, and currency depreciation is 6% plus inflation in India is very high. Most important repatriation of money is very complex.
@MrChandanc9
@MrChandanc9 Год назад
Inflation is not measured properly could be 12
@dadu251
@dadu251 Год назад
Currency depreciation is 3% and not 6%.
@LV-ei1ce
@LV-ei1ce Год назад
Exactly why he said de dollarizing will neutralize currency depreciation
@moneywisewithyella6425
@moneywisewithyella6425 Год назад
@@MrChandanc9 GDP is not measured properly. It could be 12. Common mate - Do you think economists of our country are fools?
@kumaranskn
@kumaranskn Год назад
@@moneywisewithyella6425 our economists are not fools they knew what is happening but they don’t have the power to make it right , we the people are made fools by politicians.
@YTShortskingdom
@YTShortskingdom Год назад
Thank you
@mahendrashukla1895
@mahendrashukla1895 Год назад
Great advice.
@jayitapanda6381
@jayitapanda6381 Месяц назад
Hi I have some existing mutual funds ...Now I have recently gained NRI status ... opened NRE and NRO account ...How do I continue investing in my existing mutual funds through NRO account..where do I have to update my KYC
@pranaypatil7223
@pranaypatil7223 3 месяца назад
Lots of speculation without data to back it up , unfortunately trend is dollar is getting stronger against most other currency. American economy is growing where as India is not
@rajeevroy4383
@rajeevroy4383 Год назад
Excellent presentation.
@nagarjunareddy9187
@nagarjunareddy9187 Год назад
Good speech. very positive one. But one thing I am unable to understand. it is stated that the economy would be 10 trillion$ in the next ten years. That means the economy has to grow by about 10% per annum. But the future projections of Indian GDP growth is less than 7% p.a. Will somebody comment on it?
@NRIMoneyClinic
@NRIMoneyClinic Год назад
If you understand the difference between real GDP and nominal GDP , then you will understand this difference. 7% GDP you are talking is real GDP adjusted to net of inflation ( nominal GDP minus Inflation ) . 10 trillion economy size is nominal size . In this case if you consider real GDP as 7% and inflation as 4% , then nominal GDP growth will be around 11% . Size of economy is measured as nominal GDP , growth of an economy is measured as real GDP. Hope I am clear
@sanjaynav
@sanjaynav 8 месяцев назад
On the dollar / rupee exchange loss for NRIs , if Indian exports go up don’t you think it will be in India’s interest to make sure that rupee doesn’t appreciate much ?
@ashokdeshmukh2426
@ashokdeshmukh2426 Год назад
Do you know the impact of de-dollarisation, do you know what is role of bilateral countries money
@thondapuramakrishna9176
@thondapuramakrishna9176 Год назад
❤ Good message.🎉🎉🎉🎉🎉🎉❤❤❤
@imranikikik
@imranikikik 9 месяцев назад
Waht abt tax implications when u sell assets eg real estate , stocks and move funds to abroad
@ganeshnair5486
@ganeshnair5486 11 месяцев назад
Sir how can NRI use gpay or phone pay? We don't have a registered phone number in India. NRE/NRO accounts are linked in USA phone number. It was a big struggle cuz hardly anyone takes debit card. Please advice
@JoeC5050
@JoeC5050 5 месяцев назад
Use credit cards having 0 foreign transaction fees.
@dheerajchidambaranathan
@dheerajchidambaranathan 9 месяцев назад
Latest inflation report for July and expected inflation report for August for India is higher than the U.S. right now and it doesn't maintain a set trajectory. It has been around 7% average for India for the last 2 decades hence, comparing inflation and saying inflation trajectory is better for INR is not right when doing it for only one set month where this might be the case.
@dheerajchidambaranathan
@dheerajchidambaranathan 9 месяцев назад
Comparing growth prospects overall with countries is also another fallacy! While the broad spectrum of 'speculated growth' for any economy might be positive, if inflation eats up the major portion of the growth, that comparison is pretty useless. Secondly the analogy you're making - markets move because of overall economic growth - is a fallacy. It's the other way round. Growth in individual sectors lead to growth in the market and that leads to the overall economic growth. At the end of the day, if you're living in India and earn in INR and invest in INR, then your statements hold some water but I would argue that for anyone earning in INR - investing in USD in a US brokerage would be a lot better long term (5-10 years+) not just from overall growth perspective but also from the USD-INR currency value pair along with inflation depreciating the earning potential of the Indian common man.
@KRISH-uf6pk
@KRISH-uf6pk 10 месяцев назад
Very INformative video
@Lucerne23
@Lucerne23 Год назад
You talked about the future potential and opportunities of India that has not been realized. Selling dreams does not help. However the question still remains if it is worth the dollar investment?
@AdityaJape
@AdityaJape 7 месяцев назад
so the USA has a bright future? 😂
@kishorekrishna490
@kishorekrishna490 Год назад
Very informative and crisp! Thanks! I think of investing in India/rupees vs US/dollars as two different beasts and not as a trade-off. That is, risks, returns, time horizon should be considered differently. What do you recommend as the proportion of dollars vs rupees in a portfolio?
@AdityaJape
@AdityaJape 7 месяцев назад
dollar will lose value rupee won't 😂
@rastapopolous8446
@rastapopolous8446 Год назад
recently my wife was travelling in auto and she was approached by person seeking alms.. when my wife said no cash.. the person immediately pulls out qr code and ask for money..
@sivasubramanianramachandra9071
Thank you sir. What portfolio we should chose in Indian mutual funds ?
@NRIMoneyClinic
@NRIMoneyClinic Год назад
You can send message on the number shown on the screen
@j.r.6517
@j.r.6517 Год назад
Well Explained 👍
@minismagic5767
@minismagic5767 Год назад
Also more tax in India for stock trading compare to US
@zampya
@zampya Год назад
We have been hearing about rupee value appraising for a long time. Not going to happen in near future. Also dollar is and will be used worldwide for trade for a long time. India has to deliver on earlier promises like make in India. Renewable energy hype seem to for Adanis same will be the fate of Hydrogen fuel cell.
@AdityaJape
@AdityaJape 7 месяцев назад
😂 wait and see what happens in Q3 2025.
@rangaraomutyala24
@rangaraomutyala24 Год назад
Excellent presentation
@manmohangujral
@manmohangujral Год назад
Impressive. Love my country. Jai Hind
@vicentemascarenhas6142
@vicentemascarenhas6142 Год назад
Try to put some light on burning issues like"roti, kapada aur makan"and the deadly virus of corruption at every level.
@mattjohns-mammoodan2144
@mattjohns-mammoodan2144 Год назад
Mr. Bhat , it says all....
@venkateswarluchaluvadi7540
@venkateswarluchaluvadi7540 Год назад
One NRI invested in Hyderabad Realestate when $= 67, now if he sell it he is getting less no of dollars after meeting all his expenses. He cried literally and said he will not repeat such mistake.
@kal8109
@kal8109 Год назад
I have been saying this to all my friends and family, but no use. Had they invested in US stock market index funds or real estate, they would have made so much money in the last 10 years. I own 2 rental properties, and I only paid 20% down with interest rate of 2.75%- 3%. Borrowing money is cheaper in USA than anywhere in the world.
@keshavanveeraragava7690
@keshavanveeraragava7690 Год назад
Just wait for dollar to crash in the next three years.. this video is talking about now, not when dollar was 67, also, people have different reasons why they invest in India
@drywood788
@drywood788 Год назад
Rule of the law depends how low $ would go against INR and what time frame... time is money.. and it's tricky.
@fruitbunch
@fruitbunch Год назад
Yes, 100% correct. After currency conversion you will be in loss. I live in US and always tell this to people in my circle. People laugh at me give me stares as if I am crazy 😀
@venche3556
@venche3556 Год назад
And good luck trying to repatriating the balance after paying tax. It is so difficult even though you do it all through cheque and ach.
@sunderiyer7484
@sunderiyer7484 2 месяца назад
It is good invest money in Jeevan Shanthi with deffered interest ?
@Seafarerrahulvlog
@Seafarerrahulvlog Год назад
What about the nri(seaman) who work on ship and return home after 6 to 8 months?
@jessiedsouza1847
@jessiedsouza1847 Год назад
It is not true that we can use Indian Rupees for imports, it is not yet finalized. China is pushing for Yuan currency, and Russia is asking for payments in UAE Dirhams not in Rupees.
@amitagrawal4010
@amitagrawal4010 Год назад
Nice analysis sir
@teamone1826
@teamone1826 Год назад
Good Explanation
@kannanchandar
@kannanchandar 8 месяцев назад
I would love to invest in India, though I ignore rupee depreciation for a long term view. The other only reason I'm not investing in India is hefty fees for NRI. Either India don't like NRI's money or they are forcing NRI's to park money in $$$.
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