Dollar Tree Cash Envelope System Ideas & DIYs | Beginner Cash Envelopes | Budget Friendly

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*Edit to this video* I know you can ask your bank for coin wrappers and get them for free...just found this out a couple of weeks ago. So check with your bank to see if they offer this as well!** In this video I am sharing some items I found at Dollar Tree that are super affordable and can be used in the cash envelope system.
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Опубликовано:

28 май 2024

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Комментарии : 479

@carlolynard580 9 месяцев назад

You can take a box of regular envelopes and seal them and cut them in half and use them for the 100 envelopes.

@Happy2planwithDesiree 9 месяцев назад

yes that's a great idea!

@shawndolynwilliams8542 8 месяцев назад

Great idea!

@jillkasper7955 6 месяцев назад

Yes that is exactly what I did!!

@tomikastewart6515 5 месяцев назад

thats what i am doing

@thechozen111 5 месяцев назад

Sounds good to me

@deeplansandbudgets 8 месяцев назад

Girl you are speaking my language. As a person who publishes Budget Videos, this is a constant message. If you have lots of money, spend it, but if you are trying to get out of debt or save for the future, nothing fancy is needed. Great job finding all these budget friendly goodies. I also make most of my stuff but that is because as a long-time paper crafter, I have all the tools.

@Happy2planwithDesiree 8 месяцев назад

So true! So happy to hear you enjoyed this video!

@dsagirl8308 8 месяцев назад

For my quarters I use the mini m&m container, the plastic ones you get at check out. The regular size will hold $20 while the small one holds $10. My mom used to do it to keep change in the car when we had to pay tolls and I still use it today.

@Happy2planwithDesiree 8 месяцев назад

Omg I remember keeping those and storing things in them such a good idea!

@sandralmoore1360 7 месяцев назад

I'm old so have prescription medicine bottles that I keep coins in. I keep 1 just for quarters, most of us have some, again no extra money

@jessicatipton0414 5 месяцев назад

My dad did this there was 4 of us kids and we each got a tube when he got paid n he kept each one after we finished them and if he needed more tube he try n get one of us to want mini m&ms instead of a different candy when we went for groceries lol

@mist4926 4 месяца назад

I had a heart transplant so I have plenty of pill bottles to fill with quarters perfect size. Use at car wash

@Andrea-ps2wh 4 месяца назад

Wait this is brilliant. Thank you for sharing!

@tabithaellis6506 8 месяцев назад

Taking a calculator to the grocery store is SUCH A GOOD TIP for preventing impluse buys and keeping track of your money to stay on budget!!!

@Happy2planwithDesiree 7 месяцев назад

Yes it really helps!

@dinahfisher 6 месяцев назад

I do this with my calculator on my phone. Also what I like about the phone you can look at your history of all the equations you did that day just incase you mess up and you forgot your last total

@Happy2planwithDesiree 6 месяцев назад

Ok how do you do that? Is that on the iphone? because I don't like using my calculator on my phone because sometimes I accidentally clear everything and lose track of my calculations@@dinahfisher

@prettiilexii672 5 месяцев назад

I have an Android, same calculator. Mine has a clock symbol to see the calculation history.

@CharlotteRKO1 4 месяца назад

Loved this. This is more realistic for people with a low budget. You shouldn’t have to spend a fortune buying supplies to start saving so I really love these budget friendly ideas ❤

@Wedge-jo4px 3 месяца назад

Way to go!!! Very helpful alternatives. When the goal is to save money it makes no sense to spend to get there.

@DeeDee-143 4 месяца назад

All great ideas to save and not spend to save, if that makes sense lol Made all my own when i first started 3 yrs ago, and still use most of them today. My favorite hack is taking photo albums and putting money in each slot. You can personalize it for your very own amounts you desire, and once its complete, restart as many time as you like.

@ameliajoylynvave4482 4 месяца назад

Your photo album idea is genius. I think I'll do that

@DeeDee-143 4 месяца назад

@@ameliajoylynvave4482 Awesome 🙂

@denitarobinson7 Месяц назад

I love this idea. Thanks

@wendybroadhurst6853 5 месяцев назад

You have one of THE BEST beginner budgeter videos there is out there. You even gave me ideas and I have been doing it for a year. Bravo.!

@geelizz 10 месяцев назад

Washi tapes as well could work for making the index cards envelopes! Most of us journalers probably have a stash to use up. And it decorates them. Such great tips for starting off cheaper!

@Happy2planwithDesiree 10 месяцев назад

Yes totally! That would make them a lot more fun!

@rediscoveringcassandra 9 месяцев назад

The washi tape idea is awesome!

@andreawalker4830 8 месяцев назад

Our dollar tree has washing tape too!

@TheMistri 8 месяцев назад

What a great idea!! 🎉

@sammac3508 8 месяцев назад

I thought the same thing.

@happyinharned9583 8 месяцев назад

I took a pack of 50 envelopes, cut them in half and numbered them ¹ to 100. I used a box like that...but you can use any small box and decorate to up

@PCKA1987 4 месяца назад

Our bank has a coin star type machine that doesn’t charge for account holders. Super nice!

@Happy2planwithDesiree 4 месяца назад

That is awesome!

@rezenaenendu6001 8 месяцев назад

I mace mine also using the ends of old envelopes from mail I get. Much easier.

@Happy2planwithDesiree 8 месяцев назад

Oh that's interesting!

@sallyheath586 9 месяцев назад

Such an amazing video and so refreshing to see a budgeter actually saving you money instead of flashing a ton of accessories that would use up all the sinking funds you intended to put in them! I have just bought a few accessories on Temu before I saw this, but I’ll for sure be using the 100 envelope challenge method you showed. I’m a new subscriber and I love your channel. Keep it up 💕💕

@Happy2planwithDesiree 9 месяцев назад

Aww thank you so much! I do love all of my fancy budget items but I agree that it is important to show that you don't have to have all of that to start the cash envelope system!

@user-oi8vg9dr1m 8 месяцев назад

If you seal the envelope and cut it in half, it is the perfect size for a folded up bill, AND that box is enough for the 100 challenge.

@mariannedressler6784 7 месяцев назад

So relatable! Great to use budget ideas to substitute for the expensive ones. That’s the point right???? Saving money!!! Good job sharing ideas!

@Happy2planwithDesiree 7 месяцев назад

Yes! Thank you!

@deborahgaston4557 10 месяцев назад

Hi Desiree! This was an awesome video. Thank so much for providing affordable options for cash stuffing. I shop at Dollar Tree frequently and never thought of these alternatives for cash stuffing. I’m relatively new at this budgeting process and I am excited to try some of these options. Thank you so much, I really appreciate your advice on how to DIY on a budget 😊❤👏🏽

@Happy2planwithDesiree 10 месяцев назад

You are so welcome! So happy you enjoyed this video!

@SeriouslySaving 9 месяцев назад

Omg yes dollar tree is my best friend lol. When I first started stuffing I used the coupon accordion their calculator and a small dollar tree notebook. Worked great for a beginner.

@Happy2planwithDesiree 9 месяцев назад

That's awesome! Love all the good finds you can get at dollar tree!

@jonnaborosky8836 9 месяцев назад

Some banks will give you coin wrappers for free. I've used those small file folders for years. Paper envelopes work just as well. They can be clipped together. I really like how you think! You're so clever and creative. I use what I have to make what I need. When I saw you open the box of paper envelopes, I realized you could let that be a 100 envelope box and put a number on each envelope, and then just stuff the paper envelopes... If you buy a box of 100 envelopes. You are so, SO ingenious!!!

@Happy2planwithDesiree 9 месяцев назад

Aww thanks so much for watching! Happy you enjoyed this video!

@2KADz 3 месяца назад

Desiree..Thank you soooo much for All the Great 💡 to help US saving newbies ( with no extra money). Start our Challenges..!! ❤❤

@Happy2planwithDesiree 3 месяца назад

You are so welcome!

@Ruth_Rises 8 месяцев назад

Loved this video ❤ I’m just starting my budgeting journey and am trying to stay out of the Etsy rabbit hole 😂

@piefacemd 4 месяца назад

Thank you so much for showing that idea with the envelope. Because that's what I wanted to use. Because this is all new to me and everything is so cute. You just want to buy buy buy. And you're supposed to be saving, so thank you so much for the idea.

@lizabethma6363 4 месяца назад

Those coin ones would be great for the kids to start doing this! That's such a great itea with the garage sale stickers. Thank you!!

@Happy2planwithDesiree 4 месяца назад

They are!

@sproof23 8 месяцев назад

I get my coin wraps free from the bank! Great tips 😊

@Happy2planwithDesiree 8 месяцев назад

Yes! I just found this out🤗

@RustyRoosterLife 8 месяцев назад

I use my coin stash at the self checkout when I'm buying groceries. It can be time consuming but saves a trip to the bank!

@MzVan21 8 месяцев назад

I definitely go to dollar tree for saving supplies...i dont see the need to spend more when you trying to save.great video btw...some of thes savings videos make u feel u need the cute fancy envelopes and planners to save.

@Happy2planwithDesiree 8 месяцев назад

So true! I love all the cute stuff too but definitely don't need to have them to save which is good to see

@kareshare2513 8 месяцев назад

You have lots of good ideas inexpensively. I like that you are showing that you don't have to spend a lot of you don't have it to get started.😜🤓👍🏾

@Happy2planwithDesiree 8 месяцев назад

Yes totally! I think this is the best way to start out and then save for all the fancy things!

@BrittNicole89 8 месяцев назад

I love your ideas! I started stuffing using cardstock, washi tape, and fake laminate (tape) with $5 Below markers. 🤣

@Happy2planwithDesiree 8 месяцев назад

That's awesome! Love that there are so many cheap ways to save!

@jenbarrett8966 8 месяцев назад

the coupon separator is what i used when i started to use the cash envelope system. highly reccomended!

@Happy2planwithDesiree 8 месяцев назад

That's awesome! Glad to hear it works great!

@jenniferkoesler821 8 месяцев назад

My bank has a coin machine in the corner and you use it and take it to the teller and they just add it to your account so I absolutely love that feature about my Bank when paying with cash I always use bills and save my change and then going at the end of the month and turn my change in

@Happy2planwithDesiree 7 месяцев назад

That's amazing! I wish I had that at my bank it would make things a million times easier

@ladipunkin4061 10 месяцев назад

Fun inexpensive way to save! 😊

@Happy2planwithDesiree 10 месяцев назад

It really is!

@withoutlimitsbudgets 9 месяцев назад

I love the DIY items that you share on your channel! I fell into that Etsy buying issue and ended up spending tons of money on things either I used for a short amount of time or things I’ve never gotten around to using! I can see where people can fall into the Etsy Buying situation, and just buying either too much or buying things they don’t need or buying things just because of how nice they look! You’re absolutely right those envelopes take a ton of time to put together, and I love the fact that you showed us how to do those in another video and a step-by-step process! Definitely agree with you. There are much cheaper items out there on the market that people can do or they can even use the free version of things, such as canvas to make their own savings challenges, and things of that sort of nature.

@Happy2planwithDesiree 9 месяцев назад

So happy you are enjoying these videos!

@sparklewilliams7223 8 месяцев назад

I first started out using the coupon filer and let me tell you. I saved alot of money in that dollar tree filer.

@Happy2planwithDesiree 8 месяцев назад

Oh nice! that little file folder is so handy!

@jessmarie7082 8 месяцев назад

Love this! Thank you for sharing! I get the box of envelopes with the seal and i seal it close, fold them in half and cut and thats how i got my 100 envelopes to fit in my box

@Happy2planwithDesiree 8 месяцев назад

That's a great idea!

@AEvans36977 8 месяцев назад

Budgeting doesn't have to be an expensive affair. Spending a lot of money to save makes no sense. You can always build up once you're in the position to do so. I made my box envelopes the same way, only I stapled the sides. I used old extra card stock. I also used the garage sale price stickers to create my own savings challenges. I used scratch off stickers as well.

@Happy2planwithDesiree 8 месяцев назад

Yes exactly! That’s why I wanted to share some affordable ideas 🤗

@BeccaUrPlannerBestie 10 месяцев назад

These are all great ideas. Love the 100 envelope challenge one and the one with the regular envelopes. Will definitely be doing those. Also love how you laminated the challenge sheet.

@Happy2planwithDesiree 10 месяцев назад

Yay! Thank you!

@andreawalker4830 8 месяцев назад

I love collecting and rolling coins. Its soothing for me!

@Happy2planwithDesiree 8 месяцев назад

I think so too!

@Sassypeanutbudgets 8 месяцев назад

Absolutely great ideas I wish I saw this when I started out instead of buying all unnecessary things what money savers ! ❤

@Happy2planwithDesiree 8 месяцев назад

Glad it was helpful!

@bellamorenita6138 8 месяцев назад

Yes I'm glad I saw this because I was spending way too much trying to make money not be super broke lol

@emtdispatcheronabudget 7 месяцев назад

Thank you so much for this great saving ideas. Have a beautiful blessed day 🫶🏼💗😻

@Happy2planwithDesiree 7 месяцев назад

You are so welcome!

@JenH20k 8 месяцев назад

Im very start on box 100 challenge but i did make envelope but im been looking around for that box that u post in dollar tree

@Happy2planwithDesiree 7 месяцев назад

Not gonna lie it's hard to find that one but you can find a better quality one at walmart for a few dollars more and they always stock them. or there are some on amazon amzn.to/45xRj4Z

@JenH20k 7 месяцев назад

😱😱😱😱 really?! But I did stop at Walmart I found perfect fit box but thank for inspired me to make them I just start to put money in lol

@abbylynn8872 9 месяцев назад

Those jot divider tabs are A+. Don't sleep on those. I like them better than the Avery brand one ones. They are thicker and take all pens types better❤

@Happy2planwithDesiree 9 месяцев назад

That's good to know thanks!

@cassiebee872 8 месяцев назад

Great ideas! Thank you

@Happy2planwithDesiree 8 месяцев назад

Thanks for watching!

@kellik4747 10 месяцев назад

I love these frugal ideas. Now to just look into how to start the cash envelope system

@Happy2planwithDesiree 9 месяцев назад

Oh nice! hope you start that soon!

@kellik4747 9 месяцев назад

@@Happy2planwithDesiree thank you. How did you get started?

@marylynmiller5158 10 месяцев назад

Some great inexpensive ideas for beginner budgeters Desiree! TFS

@Happy2planwithDesiree 10 месяцев назад

Yes! Thanks for watching!

@andudontstopyo 10 месяцев назад

I love the cash envelope system. I've been doing it for a couple of years now. These are great and affordable ways to get started. Awesome video! 💕🤗💕

@Happy2planwithDesiree 10 месяцев назад

That is awesome!

@jessicafeazell6454 8 месяцев назад

The best affordable versions!!! Awesome ideas

@Happy2planwithDesiree 8 месяцев назад

Glad you like them!

@His4ever7761 10 месяцев назад

Great instructional video. These kinds of videos are so good.

@Happy2planwithDesiree 10 месяцев назад

Thank you so much for watching!

@chariseadams 8 месяцев назад

Very creative and affordable hints!

@Happy2planwithDesiree 8 месяцев назад

Glad you like them!

@margaritamendoza4285 10 месяцев назад

Great video and thank you for good DIY ideas. I liked the 100 envelope challenge.

@Happy2planwithDesiree 10 месяцев назад

Thank you for watching!

@carmex202 10 месяцев назад

Thanks for sharing these money saving ideas! ❤

@Happy2planwithDesiree 10 месяцев назад

Thank you for watching!

@alexmassie5791 9 месяцев назад

Wow! Such great ideas and easily accessible and customizable! TFS!!

@SamBebz 8 месяцев назад

So cute and clever. Thanks for sharing!

@Happy2planwithDesiree 8 месяцев назад

You are so welcome! Thanks so much for watching!

@louise4325 19 минут назад

Very good ideas I’m just getting started

@erikaramirez6558 8 месяцев назад

Great vid. Wish I had seen it before I went on a couple of spending sprees!

@renee9776 10 месяцев назад

I love these ideas! Especially the envelope one. Thank you for sharing!

@Happy2planwithDesiree 10 месяцев назад

You are so welcome!

@lherring 8 месяцев назад

Thank you for this helpful video for beginners in a cheap, cute, helpful way.

@angelaromero2542 8 месяцев назад

Thank you so much for this Amazing Budget friendly video! I love how you showed how to create this budgeting system using products from the dollar store and making it work so nicely. I seriously Love how you used the envelopes and tabs to add to your budgeting binder. Truly Excellent ideas for ppl starting out as myself or on a budget! Thank you for sharing these videos with us Girl!! I truly appreciate You! 💕😊

@collectivecho 7 месяцев назад

These ideas are brilliant! Thanks so much for sharing!

@TheBlessedBudgets. 8 месяцев назад

Omgggg! My first RU-vid video was showing this 100 envelope Dollar Tree process lol because I’m in the beginning stages of cash stuffings! Love this!

@TheBlessedBudgets. 8 месяцев назад

Also! I’m totally going to use the tabbed envelopes!

@Happy2planwithDesiree 8 месяцев назад

Yay! That's awesome! Hope you are able to take some of these ideas to help get you started

@SeriouslySaving 9 месяцев назад

Love the savings challenge idea with the dots!!

@Happy2planwithDesiree 9 месяцев назад

Thanks!

@marmad8232 10 месяцев назад

Love this video! Thank you so much! I’m very seriously considering starting a budgeting journey!! ❤

@Happy2planwithDesiree 10 месяцев назад

You should! I'm loving it!

@sheliahoosier4382 4 месяца назад

great ideas for the saving challenge, loved the themed paper and white dots idea.

@marthamarlin3688 8 месяцев назад

Incredible and fun ideas. Im not creative at all but really appreciate people that are. Thank you.

@Happy2planwithDesiree 8 месяцев назад

Aww thanks so much!

@sammac3508 8 месяцев назад

Bless your heart for doing this video. Such great ideas. I'll be creating some of these for sure.

@Happy2planwithDesiree 8 месяцев назад

Thank you so much!

@blanca2301 2 месяца назад

I had no idea this was a movement! I started doing cash only spending back in 1999 when Suze Orman suggested it on TV. She said to take mailing envelopes. That’s what I still do! I only stuff envelopes that I’ll use in the near future: groceries, home supplies, HBA, clothing, splurges, etc. Everything else stays in the bank. I have automatic savings transfers into my savings each month. No need to spend to save. But, you do a great job keeping the costs down. Good luck in your journey!!

@Charja02 3 месяца назад

All of my budgeting stuff is pretty cardstock and mailing tape! I’ve had it for a few years now and they’re still going strong.

@noeliakline 7 месяцев назад

What great ideas, thank you so much for sharing!

@Happy2planwithDesiree 7 месяцев назад

You are so welcome!

@tocapey9966 9 месяцев назад

Great idea to start off with out spending alot of money. Looking forward to making my budget envelopes. Thanks for sharing

@Happy2planwithDesiree 9 месяцев назад

Thank you so much for watching!

@imjaime100 7 месяцев назад

This video is so helpful, Desiree. Thank you so much! I was making my shopping list for Walmart and Dollar Tree while watching. I can't wait to try your systems.

@Happy2planwithDesiree 7 месяцев назад

Oh nice! Hope you were able to find everything on your list

@imjaime100 7 месяцев назад

@Happy2planwithDesiree I was! It's not cute but it's functional. 😁

@sandralmoore1360 7 месяцев назад

@@imjaime100 cute is in eye of beholder for starts and use your imagination to "do plastic surgery " on items. Example; if have markers already, draw picts on item, I got a canister past xmas filled w/ candy and I use it to save change for yr ,

@kendra1908 4 месяца назад

Very creative and affordable ideas. Thank you for sharing. I have used the small white envelopes for cash stuffing before but never thought to cut the top off and punch them for my cash binder.

@deonchambers2158 10 месяцев назад

That’s really a great idea, I did the same system about 2 month. Very functional and budget friendly

@Happy2planwithDesiree 10 месяцев назад

It really is!

@Povsicle 8 месяцев назад

I enjoyed this video very much! You provided a lot of great ideas!

@rediscoveringcassandra 9 месяцев назад

I have those larger dollar tree index cards. I cut them a little bit. I use them as labels for my envelopes. That way I don’t write on the envelopes or put stickers on them.

@Happy2planwithDesiree 9 месяцев назад

That's a great idea!

@recapswithmae_music 8 месяцев назад

Thank you! I’m excited to start the envelope challenge box

@Happy2planwithDesiree 8 месяцев назад

Yay! so happy to hear that!

@stringsandthings08 3 месяца назад

Another cheap way of starting to save money is to use those 4" x6" photo albums with plastic sleeves, which can be found at Dollar Tree or Walmart. They have anywhere from 20 to 40 sleeves. I used to use them for my coupons when I was in my coupon queen phase. They are so handy and super cheap!

@Happy2planwithDesiree 3 месяца назад

I really like this idea!

@melanieannplans2666 10 месяцев назад

Desiree these are such fun ideas!!! I LOVE the 100 Envelopes challenge, and using the mailing envelopes with the Jot labels. And HOW CUTE is the cardstock for the savings challenges!? Such creative ideas, I love them all. And I've been on a Dollar Tree ban this month, so you can bet once August 1st rolls around I'm going to do a restock of my DT stationery supplies so I can get goin on some of these lol. Hope you're having a great weekend!

@Happy2planwithDesiree 10 месяцев назад

Thank you so much!

@nikkiedwards7475 7 месяцев назад

You could even use the index cards for dividing just add a label. Love the white sticker idea, you could put what ever if it changes

@hockeymomWA 5 месяцев назад

I've been missing out on office supplies.at the dollar tree!!excellent tips.

@lauraevans8697 8 месяцев назад

Love all your creative ideas. Thanks for the video.

@Happy2planwithDesiree 8 месяцев назад

You are so welcome!

@mariatapia171 2 месяца назад

So many great ideas for someone with a low budget. So practical and easy to make. Thanks you much Desiree 💕💕💕

@qstuff25live 8 месяцев назад

Omg! Girl, great ideas. New subscriber. Thank you so much for all of these ideas.

@Happy2planwithDesiree 8 месяцев назад

Thanks for subbing!

@TotallyTara1968 8 месяцев назад

Great video !! This was so helpful & full of great ideas. Thanks !!

@debbieb7754 8 месяцев назад

Awesome ideas!!🎉. Thank you for sharing.

@Happy2planwithDesiree 8 месяцев назад

Glad you like them!

@carmenquiles8595 2 месяца назад

Thank you for these great ideas. Have a great day!

@tanishacarden6339 10 месяцев назад

Creative and cost effective ideas for budgeting, thank you. I may try creating a few for my teenagers!

@Happy2planwithDesiree 10 месяцев назад

Yay! Happy to hear that!

@Mrrngglory3043 9 месяцев назад

Terrific ideas! Thanks for sharing!

@Happy2planwithDesiree 9 месяцев назад

You are so welcome!

@jenniferhenriquez5155 10 месяцев назад

Love all of your ideas. Thanks

@Happy2planwithDesiree 10 месяцев назад

Thank you! So happy to hear that

@debgamboa3869 7 месяцев назад

This was the first of your videos I’ve seen and you shared some very good ideas! Loved it! I just subscribed and can’t wait to see more of your videos. Thanks for sharing!

@pennysavedisapennyearned 6 месяцев назад

Absolutely great ideas

@haleyarmstrong1234 8 месяцев назад

Great ideas and imma use a few of them. Thank you! ❤

@Happy2planwithDesiree 8 месяцев назад

Yay! Happy to hear that!

@apkr72 2 месяца назад

Awesome! Now that's budget friendly.

@Happy2planwithDesiree 2 месяца назад

Happy you enjoyed it!

@i3abikay 9 месяцев назад

This is great! You have saved me a bundle. Now I can save while actually saving

@Happy2planwithDesiree 9 месяцев назад

Yay! So happy to hear that

@thefeistyone7178 5 месяцев назад

Great ideas! Thank you!

@annasquires4292 8 месяцев назад

I really enjoyed your video, lots of useful tips I will be using as I am making a cash budgeting and savings challenges binder set up for my oldest. Thank you

@Happy2planwithDesiree 8 месяцев назад

Glad it was helpful!

@mymodestlife43 8 месяцев назад

Nice, relatable, and well presented video!

@Happy2planwithDesiree 8 месяцев назад

Thank you so much!

@simplycrochet1430 8 месяцев назад

New to your channel, loved all your ideas. Can't wait to get started on a budget. I work at the Dollar Tree, now I'll be looking at items in a different way. 😉 I thought your video was also a wonderful asmr. Made me feel very relaxed. Thank you I will be sharing

@Happy2planwithDesiree 8 месяцев назад

Oh nice! You will be able to see all the good stuff before it sells out!