Don't Let Your Dream Become A Nightmare

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The Ramsey Show (March 6, 2023)
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Опубликовано:

30 сен 2024

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Комментарии : 121

@jimmycleveland1373 Год назад

Dave, thank you for recommending that buyers should get a survey. I have been a land surveyor for 28 years, and people just do not understand the importance of knowing what they are buying. I could talk for hours of the horror stories I have seen and heard from my peers.

@robnos9901 Год назад

Dave Ramsey team: I wonder if you ever thought of having an every day millionaire scream? People that reach BS7 and cross over into EDM status? Would also be motivation for us.

@theadvocate3006 Год назад

Don't know of too many people who would want to come into the studio and tell Dave's 18 million listeners that they are now baby step millionaires. I can just imagine how many new relatives, scammers, churches and other charities would come out of the woodworks begging for money. Imo

@Amiga247 Год назад

He does a baby step millionaire theme hour once in a while.

@susancumberland4213 Год назад

I believe a lot of people would do that. The people that would come out of the woodworks to ask them for money wouldn't be watching this show

@sippingtea4743 Год назад

I’d lose alot of friends and family if they knew I was a millionaire with no debt. I am all of this but I keep a low profile.

@bettedavis9261 Год назад

@@sippingtea4743exactly the same here.

@floresnashvilledrummer Год назад

"But I love to travel!" OMG. Then go travel and let that school debt sit there for the next 30 years, when you can knock it out in two years and travel free and clear the rest of your life.

@mmpg8940 Год назад

Her take home pay is ~$10k short of paying it off in 2 years, she wouldn't be able to pay rent, car or even eat. 3.5 years is more realistic after factoring in her rent, car payments, food, clothes etc.. I think Dave is great but y'all need to not live your lives by his exact words. We all have different circumstances.

@backyardgrillmaster2910 Год назад

What is it with people keeping school debt? for over 10 years? She could pay it off in 3 years and then turn around and buy a house by the beach anywhere over 10 years after paying off the debt. I don't get it!

@lifewithlizajane9854 Год назад

I’m new to the baby steps. I’ve got $1680 in savings $3700 in investments I am 2 months ahead on my rent, no credit card debt or student loans. I just have regular debt like utilities, electric etc

@schrodingerssquirrel6973 Год назад

The utilities are not debts, They're bills. There is a huge frugal community here on RU-vid that can give advice on how to cut those bills down.

@darkpoetik5375 Год назад

I was eating beans and rice before dave made it popular....always be on your grind.....

@strqueen123 4 месяца назад

Is your health good?

@LocaW8ta Год назад

Can you imagine having a 100k in savings yet borrowing a car from the MIL?! Wut?!

@alliboyd6346 Год назад

This is what I was thinking!

@vg6790 Год назад

I don’t get why people call in and not want to take their advice

@thealexandraway Год назад

Especially when they always say on the show that the advice is exactly what you pay for

@bettedavis9261 Год назад

@@secretsquirrel6718😂😂😂😂 I agree.

@crazybabe213 Год назад

Dave your team should gather your real estate conversations and put them all together or make it a series of shorts. Lord knows many of us would love that!

@kathleenruff9992 Год назад

They have new car fever. It will pass. Don’t do it.

@travelnurseadventures3225 Год назад

Lol I called it! Caller Charlene in MD school can have her student loans paid in 2 years! No excuses 🎉

@marysaltlife1427 Год назад

So enjoyed today's show. Good caller questions. Dave is my favorite with Jade and George close seconds.

@jjkatz Год назад

Same here

@momnursefashionista7506 Год назад

I love Dave with Jade as well!

@officerahmo Год назад

I love Dave/John or Dave/Jade duos.

@RPB_TBAS Год назад

Being a product of divorce and child support, there's more to that story in the first call.

@ghostriley1855 Год назад

Congrats and best wishes to Colleen and Andrew!🎊🎊🎊

@andrewsalinas4943 Год назад

Thank you! ❤

@thealexandraway Год назад

@@andrewsalinas4943congrats dude 👏🏻

@JanJan-gc5gw Год назад

Yeah for Colleen and Andrew! Best is yet to come! Colleen hustles it as my piano teacher, she is amazing.

@richardmadrigal1675 Год назад

I love this show!! My wife and I became debt free by working the baby steps. Currently on baby step 4!!

@RiverflowwcutzTV Год назад

another great show.....

@donatelloslappafello1108 Год назад

Dave is very biased against men in divorce situations. I like him, its just something ive observed

@JulsMWK1995 Год назад

The scripture verse we were just studying the passage in my Women’s study in studying persistence and confidence in prayer. It’s Luke chapter 11

@StretchedBolt Год назад

Was there in person to see that. Great experience!

@MikeyAnalog Год назад

While I 100% agree with Dave's advice regarding the young man selling cars that he should not buy a new truck, Dave is a bit off about the rate that new vehicles (especially trucks) depreciate right now. Anyone who has been shopping for a used late model truck, particularly something like a Tacoma or Tundra can tell you they most definitely have not depreciated 50% in 36 months - more like 5 or 10% in my experience.

@MShah-ch6st Год назад

To Charlene 05:28. you can do it..Set your goal to pay your debt within 2 years.

@av-lz5db Год назад

Great to see mr. Dave, and Jade.

@rachelkruse9087 Год назад

When the first caller asked about child tax credits going away for her kids father, he should have suggested that she should get her child support agreement looked at, because if his income went up that much, she would likely get more each month too. I have never bothered taking my ex back, but if hers is being sneaky, then she may as well take advantage of that.

@OdhinnAwake Год назад

Used to be that gold diggers were with you for your money. Now they leave you for your money. No wonder men are walking away from marriage or going abroad for love.

@beckyelliott2871 Год назад

Who are you calling a “gold digger”? Her or her ex?

@OdhinnAwake Год назад

@@beckyelliott2871 You mean you can't tell? Why not?

@brookelondon8029 Год назад

He seems to be more worried about the tax credits that he does about his children. At least that's what I gathered from the conversation.

@MrKewlplayer Год назад

I make less then she does. I pay more in rent. $1800 a month she can't afford? My rent is $2137 She is doing other things with the money. Wasteful things. Get on a budget.

@misterenergy959 Год назад

Congratulations Andrew and Colleen!

@teec4977 Год назад

Congratulations Colleen and Andrew!.....this is just great!!

@fourdayhomestead2839 Год назад

Great show. The variety of great questions explained in depth with Dave & Jade!

@momnursefashionista7506 Год назад

Dave if that hadn’t happened to you WE wouldn’t be here! God uses our tribulations to bless others 🙌🏾🙌🏾🙌🏾

@dianem4188 Год назад

Tracy and Chad, you are heros and an inspiration!!! Great job!

@purplecactussales8535 Год назад

Great ideas have recently applied this to credit card debt will have it paid off in 4 months

@keithduchnicki349 Год назад

Way to go Colleen and Andrew 👏🙌👍

@donnadsh8479 Год назад

Love the normal happening here! Congrats to the brilliant couple!

@dangelosylvester6897 Год назад

Fun to see the family on the show, and it looks like our family got a little bigger 🎉

@anthonyyoung6433 Год назад

The Dave Ramsey Engagement Stage.

@super1234567891011 Год назад

Two ideas. 1. EDM celebration in studio and more EDM theme hours. (There are a lot of us out there now who would be up for that). 2. EDDM - Every Day Deca Millionaire theme hours and screams / celebrations. (We are also out here and have Dave to thank for his guidance & support along the way).

@geniusv8 Год назад

Happy ur back dave

@DansChessLounge Год назад

What’s Dave’s philosophy on mortgage payments when it’s your first home and probably going to move in 3 to 5 years? Still try to pay it off or just send minimum payments?

@brittanym9996 Год назад

Work the steps in order.

@brookelondon8029 Год назад

what he has always said is that you should continue working to pay it off because you're going to get that money back when you sell it. Also, you may not move in that then and by paying it off early you're going to pay less interest. I hope I said that right!

@brookelondon8029 Год назад

I agree, and I should've mentioned that when I just replied to the other poster.

@DansChessLounge Год назад

@@brookelondon8029 Thanks!

@dianem4188 Год назад

Congrats Colleen and Andrew!!! I LOVE IT!!!

@JonathanIvy221 Год назад

Always, always help YOURSELF first before helping others.

@pamdanner3274 Год назад

Don’t buy the BMW X.3. I have one. Wish that I didn’t!

@K187-m8n Год назад

Get a q5 instead

@lovelyesmegee21 Год назад

I had to pay pmi insurance and I put 20%down and I’ve been in my home for almost 6 years and still paying for pmi

@christinah9954 Год назад

You should call your bank who holds your mortgage.

@XxN8iVeSc0uTxX Год назад

He asked her to be his girlfriend too fast 😂

@JulsMWK1995 Год назад

Yeah, I don’t like corner lots because of the small yard space and more traffic too.

@thealexandraway Год назад

Not to mention less privacy as well

@alisatjaden3906 Год назад

@@thealexandraway Plus more snow to shovel. Lol!!

@donatelloslappafello1108 Год назад

I liked it growing up. It was nice with a bigger yard in our case

@timknin 3 месяца назад

This first lady is prime example of why doctors don't make the upper list of "Baby Step Millionaires"!!!

@beckyelliott2871 Год назад

How much of a down payment should I save up for a $25k - 30k cargo van? I should be DEBT-FREE in November or December this year, and am interested in getting a better vehicle using my current 2010 Ford Escape XLT and a reasonable down payment and taxes, etc. I have paid off roughly $3,200.00 in non-recurring debt this year on a $12,024.00 government subsidy income this year.

@freespirit6209 Год назад

Listen to Dave. Buy the vehicle you can afford, and that's one you can pay cash for!

@rncali99 28 дней назад

Kristina is the best!

@BluebarnHomestead Год назад

Question what was Dave saying about purchasing real estate in 2007? Just curious if he was still telling people to buy back then. I don't think right now is a good time to buy real estate unless you are holding for many years 10 + but why not wait and see what happens in this market.

@midkort Год назад

His plan is always to hold it for the long term. His advice is that as long as you are financially capable, buy it and hold it. That way, short term trends have little to do with your situation.

@strqueen123 4 месяца назад

I'm sure he was. But he was telling people to do it within their means, with a large down payment if not paying in cash, and with several months emergency fund

@Diamondamber02 Год назад

Congrats to the soon to be newlyweds!

@DiscoverChristianChurch Год назад

Way to go, Chad and Tracy!! 💛

@reginaldjenkins9215 Год назад

Dave got the buy Downs backwards

@av-lz5db Год назад

Dave the dynamic and Jade the jewel.

@zairamelero2206 Год назад

I love it!!! ❤

@Diamondamber02 Год назад

Congrats to the soon to be newlyweds!

@mmpg8940 Год назад

How is the doctor supposed to pay 125k a year into her debt when her take home is 120k a year..?

@schrodingerssquirrel6973 Год назад

I'm in the market for a pet cheetah 🐆 But I can't chase it. Maybe a cub?

@alinejames2783 Год назад

I love your glasses Jade!

@lightspeedgallery Год назад

Wow a resentful divorced woman.! Let the man make his money and stay out of his life.

@todaysrealinfo570 Год назад

I,really think Dave Ramsey does not have his viewers best interest because he says stay out of debt but He allow his customers to use debt(Credit Cards 💳 )to buy his courses….

@coreybrooks7437 Год назад

NOPE 🙅‍♂️🙅‍♂️🙅‍♂️🙅‍♂️🙅‍♂️🙅‍♂️🙅🙅🙅🙅🙅‍♀️🙅‍♀️🙅‍♀️

@todaysrealinfo570 Год назад

@@coreybrooks7437 Oh he’s gonna tell you you shouldn’t be using the credit card but he wants you to use a credit card to buy his courses

@Amiga247 Год назад

He has specifically said don’t buy his course using a credit card. As hard as he is on people, I always hear the love within his gruff manner.

@todaysrealinfo570 Год назад

@@Amiga247 i’m just being real with you if he do not want you to buy the course with a credit card he would offer that service with a credit card because that cost him money to offer that service visa MasterCard doesn’t do that for free. He would make it where you will have to use check cash or money orders NO credit on this

@mikesmith7253 Год назад

I agree with you Todays Real Info

@georgfloydvictims Год назад

Oh hi Jade...... Next episode....

@adriancolon1989 Год назад

You guys crazy talking like that to stop her from helping the father! Wow he’s still a parent and should benifit

@alanberry4919 Год назад

It is not about helping the father or not. It is about fairness. There is probably more going on. If they have split custody, then what the father is asking is to be the only one to benefit which is not fair. Also, only 3 children can be claimed for the tax benefits so the value of doing this is less than they think.

@Pepestock Год назад

Then he shouldn't have left

@notgivingmyemail3381 Год назад

@@Pepestock who said he’s the one that left? I must have missed that part. I heard (on the internet so it HAS to be true) that women initiate divorce proceedings at a higher rate than men do.

@Pepestock Год назад

@@notgivingmyemail3381 There are two options 1. He's a bad man who left his kids 2. He's a good man who chose such a bad person to marry that she tore their family apart, meaning his decision making is awful. Neither is good.