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DONT Buy Life Insurance UNLESS you Watch this first... This will help you decide. 

DJ Dimaliuat
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21 окт 2024

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Комментарии : 110   
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
This is for people who are thinking of buying a life insurance this year. I hope these few tips and reminders will help you decide. If you want me to be your financial advisor, do not hesitate to message me at my FB Page facebook.com/djdimaliuatofficial
@bollenordonez5249
@bollenordonez5249 Год назад
Salamat po sir. Pinanunuod ko lht. Naintindhan konapo
@alvintee6479
@alvintee6479 3 года назад
Sir salamat po sa inyo entered this year po nag umpisa nako manood ng mga insurance insursnce.. Now po yung eagerness ko maging FA boung bou na.. This career change my life and i change life also..
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
You're welcome
@leannevdc4679
@leannevdc4679 3 года назад
Yan ang dapat..yung advisor ko VUL agad ang diniscuss kaso wala nmn akng alam kung ana talaga ang VUL.
@ofwhongkong9305
@ofwhongkong9305 2 года назад
Thank you po at ngayon malinaw na sa akin ang kinuha ng kapatid ko na di din nya ma explain sa akin
@djdimaliuatofficial
@djdimaliuatofficial 2 года назад
Great!
@RamilCastillo1640
@RamilCastillo1640 Год назад
Sir, I just want to know bat hanggang age 100 allocated ang pagbabayad ko ng premium ko. Kabado ako usually kasi di po ba pag senior citizen na wala ng source of income. I am 43 yo. Pang 3rd year ko na now sa Pru and i am planning to have an early retirement from my job at age 55. By that time for sure wala ng ako pambayad ng premium ko. Anong dapat na gawin by that time. Thank you in advance.
@djdimaliuatofficial
@djdimaliuatofficial Год назад
You may withdraw in full by that age if dmo na kayang bayaran
@analyleachon9502
@analyleachon9502 2 года назад
Hi DJ thanks for tour guidance. I have a question is it ok to make partial withdrawal from account value of VUL? will it affect future claim example CIO, disability, death?
@djdimaliuatofficial
@djdimaliuatofficial 2 года назад
Yes pwede. It will not affect future claim pero yun cost of insurance tataas kasi bababa ang account value mo
@eltonbermiso2601
@eltonbermiso2601 10 месяцев назад
@@djdimaliuatofficialp
@johnedgarigcasenza2066
@johnedgarigcasenza2066 2 года назад
Hello sir 1st time ko po mapanuod itong video mo sir nagsubscribe na din po ako & like sana po matulungan nyo ko sir ask ko lang po kung marerecomend nyo po ba na mag invest ako sa prulife uk?
@djdimaliuatofficial
@djdimaliuatofficial 2 года назад
Depende if you feel confident about your financial advisor
@betsytiwan6386
@betsytiwan6386 2 года назад
Anong whole life insurance po ang best na mairecommend mo sir?
@djdimaliuatofficial
@djdimaliuatofficial 2 года назад
Samin I like AIA Critical Protect Message me at my FB Page facebook.com/djdimaliuatofficial for inquiries
@maffinlasala9685
@maffinlasala9685 8 месяцев назад
Hi sir,kakaopen ko lang po ng account sa bpi,ang purpose ko lang po ay makapag savings,inalok po nila ako ng ganyan,napa oo naman po ako,naapprove na po,kaso nagreseach ako,at base na reseach ko,parang hindi ko nagustohan,nabigla ako sa disesyon ko,pwede ko po iterminate yun?wala pa po 15 days.
@djdimaliuatofficial
@djdimaliuatofficial 8 месяцев назад
Yes may 15 days free look period ang insurance
@jhecaquitaleg8639
@jhecaquitaleg8639 3 года назад
Hi sir i hope mapansin mo itong comment ko this is the first time i watched ur vid and i am learning a lot. I am planning to get insurance for my kids for their college fund but at the same time i want to be covered kung in case ind ko na kaya mag provide may plan po kaya na pasok sa 3k budget ko monthly
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Meron po. Message me at my FB Page facebook.com/djdimaliuatofficial
@leenyestinear3278
@leenyestinear3278 3 года назад
Maganda ang may life term insurance. Before my first insurance all my family they dont like insurance. Agains sila lahat, but dispite i hide for them that i bougth a plan 500k payable in 5yrs, but I PAID only 2.5yrs my plan holder RIP. Automatic death benifits 500k, Aside from after majurity benifits i claimed again 500k,, So magada diba
@ghinbermaemaramot6601
@ghinbermaemaramot6601 2 года назад
Hi sir opo Sir kumuha po q sa axa 5 yrs to pay natapos ko po last 2017 nag ask ako last month kng May kinita kasi 2021 na po pero Wala kinita nabawasan pa po naging 130 k na na lng yong 180 k na naihulog ko po Sir ... kasi daw May binawas daw with in 3 years dko naintindihan huhuhu May Vul daw po.
@louiecandelario66
@louiecandelario66 3 года назад
Sir ask lng po advise. Plan ko kumuha ng term insurance 10years lng habang nagiipon ako ng pang college ng anak ko kasi 10years from now mag ka college na sila, tapos may separate ako investment for education nila. Ok po ba yung plan ko na yun?
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Ok din po sya. Pero extend mo na until makagraduate sila. Kasi need ka nila atleast until maka graduate youngest mo
@melizzaalmenanza4929
@melizzaalmenanza4929 11 дней назад
Madali po ba makuha ng benificiary in case na my nangyare sa dependent
@djdimaliuatofficial
@djdimaliuatofficial 11 дней назад
Yes naman
@fernandodao3573
@fernandodao3573 3 года назад
Hi sir.can you review Kaiser health and investment insurance ?or may mairerecommend po ba kayo na mas magandang life insurance? Thanks po.
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
I'm not accredited with Kaiser eh. You may check our product AIA Med Assist
@ilocanoultimatepublicprank
@ilocanoultimatepublicprank Год назад
Ano po ang coverage ng Critical Ilness Plus
@djdimaliuatofficial
@djdimaliuatofficial Год назад
BPI product po ata yan?
@fieryfbc536
@fieryfbc536 3 года назад
Sir how many days to receive death claims in Philamlife? Pinahirapan ako ng claims sa PHILAMLIFE. Almost two months na di ko pa rin na receive ang claims. Many calls and emails. Wala naman problems sa papers. Hirap na hirap na ako sa claims.
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
If complete requirements po 2weeks lang dapat matagal na. Baka po may kulang na document?
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Ano po ang hinihingi pa na requirements? Nagpunta po ba kyo sa ofc? Lumapit po ba kyo sa financial asvisor nyo for help?
@fieryfbc536
@fieryfbc536 3 года назад
Walang kulang na documents sir…May 24, 2021, pa ako nag submit ng mga requirements thru email. I called the financial advisor. Many times I called up and email them. I talk to some agents, wala daw kulang sa mga documents..kumpleto na mga documents. Maghintay Lang daw. So worried about this. I called up yesterday, sabi ng agent she will call back that day. Peru, wala mag call back..
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Sige po wait lang natin. Kung death claim lalabas dn po yan. May text npo sa inyo na nareceive na mga Requirements tama?
@fieryfbc536
@fieryfbc536 3 года назад
@@djdimaliuatofficial tama yung mga requirements, I ask the financial advisor at saka customer services via phone, tama at kumpleto ang mga requirements, peru ang tagal2x mag release ng claims. Nakaka trauma pag ganito ang insurance, pahirapan ng claims.
@letsmakeithappen7856
@letsmakeithappen7856 3 года назад
Hello Sir, ask ko lng po if ever nag resign yung financial advisor pano po ako matutulongan ng insurance company?
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
You are still their client so you can contact the company directly anytime
@mrFlash-zb3me
@mrFlash-zb3me Год назад
Opinion po about sa IBS, infinite banking system?
@djdimaliuatofficial
@djdimaliuatofficial Год назад
I'm actually not familiar with it
@rodrigorodginteves4283
@rodrigorodginteves4283 2 года назад
What type of insurance po ba ang Medlife protect, Sir? Is this a good insurance?
@djdimaliuatofficial
@djdimaliuatofficial 2 года назад
Hindi ako familiar. Sa BPI ata yun?
@rosemarieannerodolfo8767
@rosemarieannerodolfo8767 2 года назад
Hi sr ask ko lang what if po hnd makahulog ng 1 year. Mag kaka penalties po ba or pano po yung manyayari babawasan po ba nila yung mga nahulog ko
@djdimaliuatofficial
@djdimaliuatofficial 2 года назад
Yes babawasan nila kung may account value ka. Dun na kukunin un oambayad sa insurance
@almanalang4283
@almanalang4283 3 года назад
Sir gusto whole life insurance Mas mora wag na yung VUL
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Yes pwede. Let me help you get one message me at my FB Page facebook.com/djdimaliuatofficial
@whiteknight0926
@whiteknight0926 3 года назад
Sir di po ba kung whole life insurance siya payable until age 100? Although after paying 10 years of paying may self paying na siya depende din sa product. Just for clarification. Thanks.
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Maraming whole life now na limited pay na sya. Most of our whole life are either 5, 10, 20yrs or pay upto age 65
@mrric7024
@mrric7024 2 года назад
Sir ,, 8 months ko nang hindi nahuhulugan VUL ko ,,paano un need po ba habulin ung 8 months na hulog..??
@djdimaliuatofficial
@djdimaliuatofficial 2 года назад
Depende sa reinstatement policy ng company na nabilihan mo. Better call or visit their ofc
@mrric7024
@mrric7024 2 года назад
Thanks po
@garag356
@garag356 3 года назад
Ok po ba yung vul pag ang goal mo is for educ, plus with health po?
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Yes ok sya. Kasi VUL naman tlga ang pwede for educ eh. But if you can get a separate for health that would be better
@winterwonderland7991
@winterwonderland7991 3 года назад
Sir kaoopen ko lng sa bpi philam bale ako lang po ang payor sa account ng anak ko na 9yrs old. Payable daw un ng 10yrs tapos pag 16 na siya pwedeng niya na magopen. Dko po kasi alam tlga un bigla lang ako inalok. Pero nanood pa ako ng ibang videos sabi nila d daw maganda yun. Natatakot ako na mapunta sa wala ipon ko pra sa anak ko Pwede ko pa ba mabawi ung money? Kaoopen ko lng 3 days ago po. Nalilito ako.
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
If withing 3days pwede kapa mag refund. Pero ok naman po yan. Basta tuloy tuloy nyo lang bayaran
@bollenordonez5249
@bollenordonez5249 Год назад
Retirement fund ang gusto ko.. Kc MAY HEALTH INSURANCE NAPO AKO. 400K PLUS. ANG BINILI KO S KAISER INTERNATIONAL 3IN1 PO KC UN. PNB ALLIANZ LIFE INSURANCE NALAKI RIN HABNG NATANDA PO.. GUSTO KOPO RETIREMENT FUND PRA S PAGTNDA KO MY MALAMSAM PO. IF D NKO MAKWRK 60-70
@djdimaliuatofficial
@djdimaliuatofficial Год назад
Pls send me a message at my FB Page facebook.com/djdimaliuatofficial so I can give you a quotation
@bollenordonez5249
@bollenordonez5249 Год назад
@@djdimaliuatofficial sir nag message napo ako sa messger.. S fb.. Salamat po
@melizzaalmenanza4929
@melizzaalmenanza4929 11 дней назад
Kc po my college ako nahirapan cla I claim pinag papabalik balik cla ng banko
@djdimaliuatofficial
@djdimaliuatofficial 9 дней назад
Dapat lang po icomplete nga requirements
@stephaniemaebalatayo389
@stephaniemaebalatayo389 2 года назад
ano po maganda insurance pag regarding health po?
@djdimaliuatofficial
@djdimaliuatofficial 2 года назад
Ano ang priority nyo, critical illness protection or hospitalization?
@ariseph5889
@ariseph5889 3 года назад
Ano pong products ang pwede sa below 18 years old?
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
May health insurance kami at VUL na pwede jan. Message me at my FB Page to inquire
@barbaraeamiguel8383
@barbaraeamiguel8383 2 года назад
Pwede ba ma withdraw ang phil-am life insurance
@barbaraeamiguel8383
@barbaraeamiguel8383 2 года назад
5yrs
@djdimaliuatofficial
@djdimaliuatofficial 2 года назад
You may email customerservice.ph@aia.com.ph to inquire the withdrawable amount
@ronalynqgmhaidhomzvedios170
@ronalynqgmhaidhomzvedios170 3 года назад
Hi sir. Okay lang po ba hindi hulogan ang life insurance? Hindi po ba sila bumawas sa savings mo sa card? Sana po mapansin. Salamat.
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Paanong card? Debit card?
@evangelynespedido3876
@evangelynespedido3876 3 года назад
Hello Sir, is AIA a separate company from AIG na hindi nka survive on year 2008?
@evangelynespedido3876
@evangelynespedido3876 3 года назад
Please answer sir.🙏
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
AIA is a different company. They bought Philam Life from AIG
@evangelynespedido3876
@evangelynespedido3876 3 года назад
Sir, is there a possibility that this will happen to AIA?
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Less likely kasi AIA is listed sa Hongkong stock exchange. Also hindi nagsara ang AIG at nakasurvive sila. They sold their most profitable assets at isa si Philam Life doon.
@salemabsalon8746
@salemabsalon8746 2 года назад
Sir maganda po ba ang bpi philam
@djdimaliuatofficial
@djdimaliuatofficial 2 года назад
Ok naman po
@richardlasala8172
@richardlasala8172 3 года назад
gudpm sir kumuha po ako ng manulife at 3 years na ako nagbabayad 11k po monthly.At hindi na po ako nakapagbayad 1 year na po.pwede ko ba ma withdraw ang money ko?tnx po
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
You cannot withdraw it all kasi nacharge napo kayo ng insurance etc. Baka po kinain na un account value nyo for the 1yr na ndi kayo nakabayad.
@richardlasala8172
@richardlasala8172 3 года назад
@@djdimaliuatofficial thank u po sa reply..ilang percent po ba ang kukunin po nila sa money ko sir?
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Iba iba sya per type of product eh. Pero 1st 3yrs malaki tlga premium charges. Bukod pa un withdrawal charges pag nag withdraw ka
@richardlasala8172
@richardlasala8172 3 года назад
@@djdimaliuatofficial ganun po ba sir..Ano po ba dapat ko gawin sir sayang naman po yung money ko..Makukuha ko pa ba yung money ko after 4 years?
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Usually ika 10th yr onwards dapat
@greyorange3046
@greyorange3046 3 года назад
may life insurance ka po for 57 years old?
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Yes meron po. Message me at my FB Page facebook.com/djdimaliuatofficial
@maeeb1065
@maeeb1065 3 года назад
Ano po term life insurance ang mairerecommend nyo?
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Guardian po ang term insurance namin
@jaysondelacruz2426
@jaysondelacruz2426 3 года назад
Sir pano ko malalamang Kung ano PPO yung insurance ko kc monthly 2k Ang hulog ko para sa 10yrstapos makukuha ko LAHAT ng hulog ko after 10yrs
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Best way po is pumunta sa ofc ng insurance company and bring your policy contract
@tanjirokamado4967
@tanjirokamado4967 3 года назад
Meron po ba na insurance na may health and life insurance and my investment na and retirement na ang income is 10k below ang salary??
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Papatak to minimum nasa 3k monthly. So kung kaya nya ito bayaran why not
@tanjirokamado4967
@tanjirokamado4967 3 года назад
@@djdimaliuatofficial so sa 3k po bali yun na po yun or overall na sa health insurance, life insurance,investment and retirement na plan?? Ganun po ba yun??
@tanjirokamado4967
@tanjirokamado4967 3 года назад
Kasi interested po sana ako kumuha ng insurance but ang salary ko is nasa range ng 10k below lang and what i like sana is yung package na may health insurance, Life insurance, investment and retirement plan meron po bang plan or package na ganito?
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Meron nasa minimum 3k per month
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Possible kahit maliit lang
@izeler
@izeler 3 года назад
is philam life po ba same with bpi philam?
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Sister companies po. Their advisors are bank employees.
@melancholicpanda1420
@melancholicpanda1420 2 года назад
@@djdimaliuatofficial hi sir. Related din po ba yung AIA sa BPI? Medyo nalilito po kasi ako, gusto ko kasi kumuha nung critical100
@batanguenagirl2855
@batanguenagirl2855 3 года назад
Ako sir panay lng panuod sa vlog mo dhil dto ko nalalaman kung ano ang dapat gawin sa insurance namin.kc kumuha kmi pero ang dami parin nmin mga katanungan.. Sir pwede po ba gumawa kayo ng video tungkol sa step by step sa pag sign po ng eplan dhil marami po ang my insurance pero wla pong EPLAN.kya yan po ang dapat sundan para pwede rin po maishare ang video sa iba n wlang EPLAN...THANK YOU po.
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Yun walang ePlan isend ko un link na pwede nyo puntahan
@batanguenagirl2855
@batanguenagirl2855 3 года назад
@@djdimaliuatofficial ok po sir para po mging juide po.
@djdimaliuatofficial
@djdimaliuatofficial 3 года назад
Dito lang po need pumunta para makaregister ng ePlan portal.philamlife.com/ePlan/philam
@francesdegones615
@francesdegones615 2 года назад
90
@lilymoonplayz1561
@lilymoonplayz1561 Год назад
Ang sexy nio po hehe
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